Inside this issue... Articles Businesses learn how to go into hyper-growth 1 Point-of-sale technologies help business 1 New program offers reliable, no-cost assistance for “green” businesses 2 The Cutting Edge... Chamber kicks off 2015 6 In the Trenches Earn More Program participants see results 7 About Membership… March 2015 • Issue 3 / Volume 7 To learn more about Membership at the Morris County Chamber of Commerce, please contact Angela Kubisky at 973-210-6079, or [email protected] or visit www.morrischamber.org. Businesses learn how to go into hyper-growth By Christopher Reardon Carl Gould recently promised an audience of business owners and professionals that by the both timeless and priceless.” end of his presentation he would teach them how to become master’s of hyper-growth and Gould cited Timex and Rolex brands. Both provide the utility of a watch but people pay put their business on Red Bull. thousands more for the Rolex because of the intangibles related to the product, such as Gould is president of 7 Stage Advisors, which has mentored and launched businesses prestige and customer service. of all sizes around the world. He has advised more than 100 of the Inc. 500/5000 Fastest “We pay a lot more for the experience than we pay for the product or the service,” he Growing Companies and is currently working with the ninth fastest-growing business in said. New Jersey. He also is author of the best-seller, “The 7 Stages of Small Business Success.” Gould advised the audience to take steps to stand out. He cited the movie “March of the He served as the keynote speaker at the Good Morning, Morris networking breakfast Penguins,” in which the featured penguin arrives at his destination and blends in with the hosted earlier this month by the Morris County Chamber of Commerce, where he tens of thousands of others. addressed an audience of more than 200. Gould told the story of a client who was opening a new law office in Atlanta and was “The idea of growing a business is sometimes overblown,” Gould said. “It is very looking for a way to make a splash. Gould advised him to offer a “Day with Ben,” in simple – not easy – but simple.” which the client would provide advice on any topic for the day for $15,000. The offer sold In order for a company to grow, its growth must be sustainable and the business must and the client brought in two more buyers, as well. outpace the competition, he said. To do that the business owners or managers must be “Whatever your business, you need an obnoxious offer,” he said. willing to do things differently. He told the audience to take their current price for their product or service and double it, He told the audience to fall in love with their customers again and to provide them with then double it again. He cited Starbucks as proof that people are willing to pay four times meaningful experiences. the price of the competition for a product if they perceive the quality and experience to be “Nobody cares about your product or service,” he said. “They don’t even care about you worth the investment. or how to be your customer…The relationship and experience you give your customer is Gould also spoke about not only growing a businesses, but managing that growth, as well. He noted that many businesses that grow too fast soon find themselves out of business. (Continued on page 5) Point-of-sale technologies help business By Rod Hirsch Carl Gould, business advisor and author, was the keynote speaker at the February Good Morning, Morris networking breakfast of the Morris County Chamber of Commerce. Photo: Kramer Images Advances in credit card technology are helping businesses become more efficient while cutting expenses for merchants and saving money for consumers. Yesterday’s imprint machines have been replaced by mobile devices that plug into phones and iPads. Utilizing wireless services like Wi-Fi, virtual point-of-sale payment devices process real-time transactions, print out receipts and save on administrative fees. This saves money for both merchants and consumers, as the rates charged for keypad transactions online are lower than rates charged for each swipe of a card. The proclivity of credit cards in the marketplace has spawned an entire industry utilized by MasterCard, Visa and others, with each acting as a clearinghouse for billions of electronic transactions. According to one industry source, 77 percent of all point-of-sale transactions will be conducted with a credit or debit card by 2017. Each swipe of the card and each online transaction generates a fee for the bank that issued the card, an added expense for the merchant and consumer. Credit card interchanges maintained by MasterCard, Visa and other major cards have between 200 and 300 rates. Merchant Service Processing (MSPs) companies target those rates to generate savings for their customers. MSPs are highly competitive, driven to develop software and other cost-effective (Continued on page 3) M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E New program offers reliable, no-cost assistance for “green” businesses By Deborah Smarth Would you like your business to be “greener,” use less energy and save money but you don’t know where or how to start? The New Jersey Small Business Development Centers, also known as America’s SBDC New Jersey, provide comprehensive services and programs for New Jersey entrepreneurs to help expand their operations, manage their growth or start new ventures. Until recently, NJSBDC’s consulting services focused primarily on core operational activities, such as helping entrepreneurs develop business plans, obtain financing, identify new markets, develop marketing and sales strategies, learn record-keeping and accounting skills, find procurement and international trade opportunities, commercialize technology and develop an e-commerce presence. Thanks to a grant from the U.S. Environmental Protection Agency, the NJSBDC network is now able to add sustainability as a new specialty to its vast repertoire of services. The new specialty offers easily accessible services and a business-friendly approach to help you start or expand sustainability, or “green” practices, in your business. One component of this new specialty program focuses on the pro-bono and confidential management consulting services for which the NJSBDC is renowned. Our experts will provide you with basic information to get you started with a more environmentally conscious program and help you develop an appropriate strategy. The NJSBDC will provide you with an expert counselor who is knowledgeable in all facets of sustainability, energy conservation, waste reduction, pollution prevention, toxics mitigation and disaster preparedness. In addition to the no-cost environmental counseling services, the NJSBDC program, in collaboration with the New Jersey Department of Environmental Protection, has developed a New Jersey Sustainability Business Registry. This recently launched registry is a web site (http://registry.njsbdc.com/) where businesses can apply on-line and become recognized for their efforts in adopting or increasing as few as five sustainable practices from a menu featuring dozens of sustainable actions pertinent to any small business. Stacey Schlosser, owner of Glassworks Studio in Morristown, was one of the registry’s first members and is delighted to share her experience. “I am so proud as a small business owner to have a place to register and be recognized for all of the large and small efforts I am making on behalf of a sustainable future,” she said. “The process of registering was quite simple and I was able to use the recognition in marketing materials to grow my business by appealing to like-minded individuals. And of course, as a business person every action I registered for actually saved me money with the exception of 100 percent renewable energy, which cost a little bit more. But the overall number is a plus for profitability. Last year Glassworks had its largest profit ever.” Stacey’s comments are an exact reflection of how this program was envisioned. In addition to many other free benefits, membership and recognition in the Sustainable Business Registry is a credible way for a business to project its commitment to society and the environment, as well as a factor that can add to its growth and competitive advantage. Registered businesses are entitled to use and display the New Jersey Sustainable Business logo/badge and are eligible for a new NJSBDC Sustainable Business Award. This honor will be bestowed at NJSBDC’s annual Success Awards event in December, where businesses from NJSBDC’s 12 regions and specialty programs are recognized for growth and significant accomplishments. To take advantage of the no-cost consultations, or for help with the New Jersey Sustainable Business Registry application, email your request to NJSBinfo@NJSBDC. com. An experienced sustainability consultant will be happy to speak with you in person, online or by phone. You also can find out more about these programs by visiting the Sustainability Consulting page on NJSBDC’s web site (http://www.njsbdc.com/ sustainability-consulting/). Deborah Smarth is the NJSBDC network chief operating officer/associate state director. NJSBDC headquarters can be contacted at 973.353.1927 or [email protected]. “I can get a free business checking account plus unlimited ” ? cash back It’s easy with FREE BusinessAdvantage Checking from Provident Bank. SM Provident’s BusinessAdvantage Checking rewards you with unlimited cash back on the total amount of your signature-based debit card1 transactions. Use your card for purchases or expenses like meals, travel, office supplies, insurance, lease payments and more. ■ FREE 1,000 transactions per month2 ■ FREE Online Banking & Bill Payment3 ■ No minimum balance requirements4 ■ FREE, Instant-Issue Provident Business Debit MasterCard® For more information, call 866.4NJ.BIZZ or visit ProvidentNJ.com • 87 branches in NJ & PA to serve you. 1 Cash Back rewards credited to your account will equal the total amount of eligible signature-based point-of-sale purchase transactions posted to and cleared through your Provident BusinessAdvantage Checking account each statement period multiplied by a factor of 0.25% (.0025). This Cash Back rewards factor is variable and may change at our discretion. To be eligible, qualifying point-of-sale signature-based transactions must be posted to and cleared through your Provident BusinessAdvantage Checking account as of the last business day of the statement period. Cash Back rewards will be redeemed, deposited and available on the first business day of the following statement period. 2 Free BusinessAdvantage Checking account includes 1,000 free transactions per statement period, with 12 statement periods per year. Free transactions include checks paid, deposited items, debits and credits. Fees will apply if the transaction limit is exceeded. 3 No minimum account balance required, however, you must deposit a minimum of $50 to open this account. 4 Does not include Cash Management accounts and services. Ask for details. M O R R I S C O U Point-of-sale technologies products that streamline transactions and create savings that merchants can pass on to their customers, experts say. “Merchants and consumers benefit because of competition,” said Ali Razi, chairman of Noble Payments, an MSP that has developed proprietary software marketed to other MSPs. “Like anything else, as the MSPs mature, you see a compression of their margins; the amounts made on the transactions are reduced.” Amex Full Acquiring, a product marketed by Noble Payments, reduces American Express fees for smaller merchants and offers more competitive pricing, easier reconciliation through one deposit and nextday funding, according to Razi. N T Y C H A M B E R O F C O M M E R C E (Continued from page 1) sale technology. Debbie Wolpov of Premier Payments, a full-service credit card processor, said her company has 400 merchant accounts and offers a full range of credit card products and services, some provided by Noble Payments. “This market is diversified,” she said. “There are lots of different products. Our focus is on merchant services, to make it as efficient and cost-effective as possible. We can work with anyone and accommodate their needs as long as their system is not proprietary. We’ve invested a lot of money in technology.” The Women in Business Committee of the Morris County Chamber of Commerce who planned a recent networking luncheon event pose with keynote speaker Lt. Col. Ingrid Parker (center right), Garrison Commander of Picatinny Arsenal. More than 200 chamber members attended this successful event. Photo: Cuppek Photography One of Premier’s clients is Diane Vezzuto of Caring Transitions, a service that helps seniors downsize, transition and liquidate their estates. That often involves on-site estate auctions. Premier Payments provided Vezzuto with a device she plugs into her iPad that enables her to accept credit cards. Noble also has developed a proprietary surcharge portal that determines the type card and fee charged for each use. The technology enables users to pass along the exact cost of the transaction to the customer, “It’s a more convenient way to make reducing the organization’s merchant money and makes it easier for people to services fee and lowering their costs. purchase, which means they will spend a little more,” Vezzuto said. “We want MSPs now are working to adapt to the latest development in e-commerce, EMV, an people to spend more and since we started acronym for Europay, MasterCard and Visa, to accept credit cards we’ve more than 19386 March Morris Chamber v1_Layout 1 2/7/15 9:47 AM Page 1 doubled sales.” which will introduce even newer point-of- Attending the chamber’s Annual Meeting Luncheon were (left to right) Alan Zakin of Alan Zakin Associates; Dan Caffrey, Morris Township Committeeman; Jane Kurek of The Provident Bank; and Joen Luy Ferrari of the board of directors of the Morris County Tourism Bureau. Photo: MC Ward Images Earn your place at the table. REGISTER TODAY MBA & Graduate Business Information Sessions MBA & GRADUATE BUSINESS PROGRAMS fdu.edu/grad • Saturday MBA (21-Month/Blended In-Class and Online Instruction) • MBA for Executives (EMBA) • MBA with 9 Specialization Options Accounting • Entrepreneurship • Finance • Information Systems • International Business • Management • Marketing • Personalized Study • Pharmaceutical Management • • • • MS in Accounting MS in Supply Chain Management MS in Taxation One-Year Accelerated MBA Our Newest Program! Thursday, March 26 fdu.edu/business MS IN SUPPLY CHAIN MANAGEMENT Metropolitan Campus • Teaneck, NJ Excellence in supply chain management is critical to an organization’s success and ability to compete. FDU’s newest degree will develop your credentials in this high-demand area of expertise. Tuition Discount for Morris County Chamber Members and Their Employees Now Enrolling for Fall 2015 3 M O R R I S C O U N T Y C H A M B E R O Join our Senate leaders for an interactive discussion on policy issues impacting business. F C O M M E Platinum Sponsor: Gold Sponsor: Silver Sponsors: Wednesday, March 11, 2015 Registration & Networking 11:30 a.m. - 12:00 p.m. Program & Lunch 12:00 p.m. - 1:30 p.m. The Park Savoy 236 Ridgedale Avenue, Florham Park Plated Lunch will be served Morris County Chamber of Commerce 325 Columbia Tpk, Ste 101, Florham Park, NJ 07932 973-539-3882 www.morrischamber.org Pre-Register until March 9th! □ Member: $75 □ Non-Member: $95 NON-MEMBERS are welcome to attend 2 different types of Chamber events. For more information, or to become a member, contact Angela Kubisky at 973-2106079 Register via the web using a credit card, at: http://events.morrischamber.org Or, submit registration information via email, fax or mail: Email: [email protected] Fax: 973-377-0859 Mail: 325 Columbia Tpk, Ste 101, Florham Park, NJ 07932 Cancellations will be honored when received in writing a minimum of 2 business days before the event. REGISTRATION INFORMATION Payment Method: □ Check □ American Express □ Discover □ MasterCard □ Visa Credit Card Number Exp. Date (MM/YY) Name on Credit Card Attendee Information: Attendee Name Company Name Address City/State/Zip Phone Email 03.11.15 R C E M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E Businesses learn how to go into hyper-growth (Continued from page 1) “The growth isn’t the hard part,” he said. “Managing and sustaining the growth is the challenge.” One key to sustaining growth, he said, is to manage costs. He told the audience the only letter they will ever need to manage costs within a volatile economy is L. “Buy low and manage for cash flow,” he said. He advised the audience to never pay retail for their assets. Whatever their suppliers ask, they should offer 60 percent. People will sell because everyone is cash hungry, he assured them. “You can get new or darn near new for that price,” he said. Gould referenced a recent survey that showed 40 percent of happy and satisfied customers would leave their current service provider for another for a lower price. “There is no customer loyalty anymore,” he said. “They will go to whoever serves them best.” He had the audience write down the five most common complaints consumers have about their individual industry. He noted Attending the recent luncheon hosted by the Women in Business Committee of the Morris County Chamber of Commerce were Meghan Hunscher (left) of the Morris County Economic Development Corp., Alex Motiuk of Transwestern and Dianne Hartshorn of The Hartshorn Group. how Netflix was created to specifically address the five most common complaints about DVD rentals, such as an item not being in stock and late fees. “Promise your customer (those five complaints) ‘will never happen to you as long as you are my customer,’” Gould said. He told the story of how he started a landscaping business and succeeded right away because he was one of the few landscapers who returned phone calls and showed up when promised. His business doubled five years in a row because he addressed the most common complaints about his competition. “If you find out what everyone is upset about in your industry and address that, you’ll succeed,” he said. Beginning this spring Gould will be running a program for the chamber titled “HyperGrowth! How to unleash the Growth Potential in your business.” The course is designed for companies and divisions with 10 or more employees. To learn more email [email protected] or call 973.464.0332. Attendees at the Women in Business Networking Luncheon take time to introduce themselves and answer the ice breaker question. Photos: Cuppek Photography LIFE DOESN’T Your time is valuable, so choose MMU. We’re closer than you think - minutes to Manhattan. mmuair.com Proud provider of Phillips 66® Jet A and 100LL. 5 ©2014 DM AIRPORTS, LTD. All rights reserved. ww.ad.cc.10.14 M O R R I S C O U N T Y C H The Cutting Edge ... Chamber kicks off 2015 As I write this message we have completed six weeks of 2015. Your Morris County Chamber of Commerce is off to a great start. On January 23, we hosted Ambassador John Bolton for our Annual Meeting Luncheon and 650 of our members heard a detailed analysis of the threats we face in cyberspace. One week later, the Women in Business Committee hosted Lt. Col. Ingrid Parker, the first female Garrison Commander at Picatinny Arsenal, for a lunch event that attracted close to 200 members. Lt. Col. Parker gave attendees an unvarnished look at her commitment to the military and her conviction that female soldiers are as capable as their male counterparts on and off the battlefield. She made the case for empowerment and mentoring of young women to develop their opportunity to be leaders. In mid- February, Carl Gould of 7 Stage Advisors was the keynote speaker at our Good Morning, Morris breakfast. His topic – hyper-growth and the key strategies any business can use to differentiate themselves in the marketplace. Carl chose the eve of Valentine’s Day to stress the importance of falling in love with your customer as surveys show that up to 70 percent of customers are willing to leave their current supplier if they believe they can have a better experience with someone else. Additionally, we had 300 people attend chamber committee meetings and seminars in the first 40 days of 2015. So a total of 1,500 people attended chamber events since the ball dropped in Times Square. In the next month we will be meeting in Morris County with three of the four legislative leaders in Trenton, Assembly Republican Leader Jon Bramnick, Senate Republican Leader Tom Kean and Senate President Steve Sweeney. This will be a great opportunity for our members to raise issues of importance to their businesses. Last week I participated in a press conference in Trenton with organized labor and several statewide organizations to support action to fix our Transportation Trust Fund. Functioning roads and bridges are important to our state. Billions of dollars of goods come through our ports and companies move their goods through our highway system to customers around the world. The Department of Transportation has already closed one bridge in Morris County and others in the state. The governor and Legislature need to create a sustainable funding source that will pay our existing transportation debts and generate dollars for future maintenance and construction. A M B E R O F C O M M E R C E Inside Edge... Angela Kubisky, executive vice president, membership & marketing at the Morris County Chamber of Commerce, has been named a recipient of a 2015 Women of Achievement Award by the Tri-County Scholarship Fund. She will be honored March 20 at a luncheon being held at the Morris County Golf Club. ............................................................ Accounting, tax and advisory firm CohnReznick LLP has named Michelle Fleishman, a principal, general counsel for the firm. Fleishman had been associate counsel. A member of the New Jersey and New York State Bar Associations, Fleishman earned a bachelor of science degree from Rutgers University and a Juris Doctor from Hofstra University School of Law. Kubisky CohnReznick also announced that Glenn Herman, CPA, has joined the firm. Glenn will serve as a tax partner and member of the firm’s Financial Services Industry Practice and Manufacturing and Wholesale Distribution Industry Practice. He received his bachelor of science degree in accounting and master’s of business administration in finance from Lehigh University, as well as a master’s of science in taxation from Seton Hall University. The firm also announced that William Monks has joined the firm as a director in the CohnReznick Advisory Group. He brings nearly 30 years of experience as a Certified Public Accountant and Special Agent of the FBI. Monks earned a bachelor of business administration from Pace University and a master’s in Forensic Accounting from Florida Atlantic University. He also is certified in Financial Forensics and is a Certified Valuation Analyst. ............................................................ The chamber is working with county officials on our local infrastructure plans and we have scheduled a morning panel discussion on May 8, 10:00-11:30 a.m., to review the challenges we have in Morris County. This will be followed by a luncheon with DOT Commissioner Jamie Fox. I know that many of our members also are concerned about traffic congestion and getting employees in suburban office parks to train stations more efficiently. On another front, Gov. Christie’s Pension & Benefit Study Commission is looking at our state funding challenges with pensions and benefits. The commission is chaired by Tom Healy, who lives right here in Morris County, and this is another issue we need to monitor closely. There will be a lot of pressure to not impact property taxes in any suggested fix for the current system, which is approximately $60 billion underfunded. Will promised benefits be changed or will the business community and others be asked to step up to the plate with additional tax dollars? I would expect we see something from the commission soon as the debate on the state budget begins in earnest in the days ahead. Paul Boudreau President Morris County Chamber of Commerce GAF president & CEO Robert Tafaro recently was joined by Paul Boudreau, president of the Morris County Chamber of Commerce, and elected officials at GAF’s dedication event for its new headquarters at 1 Campus Drive in Parsippany. In attendance were (left to right) Parsippany Councilman Lou Valori, Boudreau, Assemblywoman Betty Lou DeCroce, Parsippany Mayor James Barberio, Tafaro, Parsippany Police Chief Paul Philipps, Parsippany Councilman Robert Peluso and County Freeholder Tom Mastrangelo. Publisher: Paul Boudreau Editor: Chris Reardon Director of Advertising: Joanne Vero Director of Graphics: John Tirpak 325 Columbia Turnpike, Florham Park, NJ 07932 Telephone: (732) 303-9377 Fax: (973) 377-0859 www.morrischamber.org M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E In the Trenches Accounting firm Norris McLaughlin & Marcus, P.A., has announced the promotion of seven associates to members of the firm. Promoted in New Jersey were William Beneduce, Keya Denner and John Jakub. In New York were Danielle DeFilippis and Michael Reilly. In Pennsylvania were Edward Easterly and Lauren Sorrentino. ............................................................ Sussex Bank has announced the appointment of Vania Cerqueria to vice president/director of digital banking. She is a graduate of Rutgers University. The bank also recently celebrated its 39th anniversary with employees and customers with cake, coffee and conversations. The bank opened its first branch in Franklin Borough, Sussex County, in 1976 and now operates 10 branch offices. ............................................................ Berkeley College has announced that Beth Castiglia has been appointed Dean, Berkeley College Larry L. Luing School of Business. In this role she will maintain academic standards, oversee the hiring of faculty and work with other deans to support the mission and values of Berkeley College. Castiglia holds a doctorate in applied management and decision sciences from Walden University in Minneapolis, MN, a master of science degree in economics from Pace University in New York, NY, and a bachelor of science degree in economics from Saint Peter’s College. ............................................................ Paterson Papers, parent of The Paper Store and more, recently celebrated its 100th anniversary of business. Launched as the Paterson Card & Paper Company by Samuel Prell to keep his sons from joining the circus, Paterson Papers now operates as a wholesale distribution company serving printers and businesses of all sizes throughout the Tri-State area and along the Eastern Seaboard while The Paper Store and more serves as a convenience store for the cash-and-carry needs of local printers. ............................................................ Eric Barr, co-managing member of Fischer Barr & Wissinger LLC, recently gave the presentation, “Valuing Pass-Through Entities: The Market Approach,” to the New Jersey Society of Certified Financial Planners Business Valuation Roundtable. Barr is author of the book, “Valuing Pass-Through Entities.” ............................................................ Earn More Program participants see results By Michael Daigle Jimmy Buffett probably would like the Morris County Chamber of Commercesponsored Earn More Program because it is about changes in latitude and changes in attitude. Once she defined those terms, all the “head trash” – the worries about day-to-day issues and processes – vanished and she was able to focus on the direction of her business. Donna Miller, president and founder of C3Workplace, organized the 12-session seminar and was assisted by motivational speaker Tommy Hilcken, owner of Tommy’s Toolbox. She said the program focuses on motivation, strategy and, most important, behavior plans. More important, “I got the confidence to start over with a new vision and new mission,” she added. “We want business owners to look at their companies in new and different ways,” she said. The 12 participants of the current program are managers and owners of firms that provide business-to-business services. Sessions have focused on financial planning, marketing, behavior planning and accountability. The program runs through March. “One of the basic questions we ask is, ‘Are you living to run your business or is your business running your life?’” Miller said. That question comes from Miller’s observation that “the cost of running a business is not just hard dollars, but time.” The levels of business organization of participants varied, Miller said. For example, some did not have a business plan. Yet the majority of the participants have taken ideas from the sessions and applied them to their businesses, she said. “It’s about finding a balance,” Miller said. Too often, small business owners are so wrapped up in the day-to-day details of running the business they forget to look at the over-all vision, she said. Nina Tucker, owner of a three-year-old marketing firm, Noesis Marketing, said she was one of those who was “lost in the weeds.” The program helped her define what she was good at and how to manage her business based on that knowledge, she explained. She learned several key things that helped change the focus of the business. Attending the chamber’s recent Women in Business luncheon were (left to right) Rachel Durkan of Paradigm Marketing and Design, Kathy Long of Always Best Care, Christy Ward of M C Ward Images and Maria Farris of GBW Insurance. Photo: Cuppek Photography “Define what your business is, what you are good at and what business to go after,” Tucker said. 7 That change allowed Tucker for the first time to be able to say no to a potential customer. Insecure in her business model before, Tucker had grabbed whatever business came her way because “you’re not supposed to say ‘no’ to a customer,” she said. Now armed with a new vision, Tucker has landed the biggest client her company has ever had and now is on retainer, always a goal and a way to provide stability. “I know what I’m good at,” she said. Laurel Bernstein, owner of Laurel Bernstein & Associates, an executive coaching and business development firm in operation for seven years, said she came to the program seeking to turn her business model upside down. She said she needed direction for providing structure and vision. “I don’t need to be motivated,” she said, “I needed structure.” One of her concerns was that clients identify her company solely with her, in part because the company carries her name. But she has employees who need to be recognized by clients in their own right, she said. How to develop those relationships is important to both the growth of her associates and that of the company, she said “We’re looking for that sweet spot,” she said. Bernstein said she was eager to hear ideas about how to harness her strengths – her presentation skills as opposed to networking – and how to focus her business strategy in successful client areas. She said she had received more business inquiries following training presentations than she had from networking sessions. She said the Earn More Program helped her create a business model that is more sophisticated and nuanced and she is moving forward with confidence. Miller said the next Earn More program might start in April or May. M O M Ro r R rI i sS O nt U yN “T B Yu s ine C H sAs MC o B nnecti E R O F C Co u o nC ” Accounting and Consulting CohnReznick LLP 4 Becker Farm Road, Roseland, NJ 07068 Phone: Erin Connolly-Kriarakis, 973-364-7804 Fax: 973-364-6678 www.cohnreznick.com CohnReznick LLP provides clients with forward thinking advice that helps them navigate complex business and financial issues. With more than 2,000 employees nationwide, we provide the resources, technical skills and deep industry knowledge to help them succeed. Friedman LLP 100 Eagle Rock Ave., East Hanover, NJ 07936 Phone: Sari Gluckman, 973-929-3500 Fax: 973-929-3501 www.friedmanllp.com Friedman LLP has been serving the accounting, tax and business consulting needs of public and private companies for over 90 years. Our clients benefit from handson partner contact and cutting-edge technical and industry expertise. Giordano Cohen Fastiggi Luciano and Company, PA 147 Columbia Turnpike, Suite 100 Florham Park, NJ 07932 Phone: Fred Bachmann CPA, 973-377-2009 Fax: 973-377-5335 Focused, personal attention to meeting the tax and accounting needs of small businesses and their owners. Hunter Group CPA LLC (See our ad on page 5) 17-17 Route 208, Fair Lawn, NJ 07410 Phone: Larry Feld, 201-261-4030 Fax: 201-261-8588 www.TheHunterGroup.com Hunter Group CPA LLC helps businesses fulfill their lifelong business and personal financial goals. From tax planning and auditing to consulting, closely held businesses trust Hunter’s advice. KPMG LLP 51 John F. Kennedy Parkway, Short Hills, NJ 07078 Phone: Kelly Watson, 973-912-6582, [email protected] Tom Serluco, 973-912-6388, [email protected] KPMG LLP’s (KPMG) New Jersey practice includes approximately 2,800 employees in three offices. KPMG professionals offer full-service Audit, Tax, and Advisory services and are active in the local business community and knowledgeable about the unique needs of New Jersey companies. KPMG is committed to providing the highest-quality service available to clients of all sizes—from small businesses to global corporations. PricewaterhouseCoopers LLP P.O. Box 988, 400 Campus Drive, Florham Park, NJ 07932 Phone: B.J. Agugliaro, 973-236-4000 www.pwc.com Through PwC’s global network of firms, including 1,300 employees in New Jersey, we provide assurance, tax and advisory services to many of the world’s most successful companies. Ross, Rosenthal & Company, LLP 87 Washington Street, Morristown, NJ 07960 Phone: Joseph C. Graff, 973-538-7071 www.rossrosenthal.com CPA firm serving the region from Morristown for 60 years. Trusted advisors to business entrepreneurs, professionals and executives. Audit, tax and estate planning services. WithumSmith+Brown, PC 465 South Street, Suite 200, Morristown, NJ 07960 Phone: Kirk Holderbaum, 973-898-9494 Fax: 973-898-0686 www.withum.com WithumSmith+Brown, PC serves some of the best companies across the MidAtlantic region and worldwide for 40 years, offering a variety of services and specialized support to more than 12 major industry sectors. Architects/Engineers E Assisted Living Sunrise Senior Living 209 Littleton Road, Morris Plains, NJ Phone: Denise Falco, 862-485-9122 www.SunriseSeniorLiving.com Sunrise Senior Living provides high quality Assisted Living and Memory Care services in 4 locations in Morris County including, Morris Plains, Randolph Madison and Florham Park. Fulton Bank of New Jersey 425 Main Street, Chester, NJ 07930 Phone: Steve Miller, 908-955-8101 Fax: 908-879-5535 www.fultonbanknj.com Fulton Bank of New Jersey, with its regional headquarters in Chester, NJ, provides an array of financial services to customers throughout the state of NJ with 71 conveniently located branches and ATM’s. Garden Savings Federal Credit Union 129 Littleton Road, Parsippany NJ 07054 Phone: Michael Powers, Chief Sales Officer 973-576-2000 Fax: 973-316-0317 www.GardenSavings.org Garden Savings is a full-service financial institution headquartered in Parsippany, NJ. Enhance your employee benefits by providing credit union services from Garden Savings. Attorneys The Bianchi Law Group, LLC 4 York Avenue, 2nd Floor, West Caldwell, New Jersey 07006 Phone: Robert A. Bianchi, 862-210-8570 Fax: 862-210-8761 bianchilawgroup.com Certified Criminal Trial Attorneys and Former Prosecutors, Robert A. Bianchi and David J. Bruno, partner together at The Bianchi Law Group, LLC, an aggressive and result-oriented litigation law firm. Bressler, Amery & Ross, P.C. 325 Columbia Turnpike Suite 301, Florham Park, NJ 07932 Phone: Michael T. Hensley, 973-514-1200 Fax: 973-514-1660 www. bressler.com Bressler, Amery & Ross, P.C. provides results-oriented, cost-effective legal services to Fortune 500 corporations, privately held companies, brokerage firms, banks, franchises, insurance companies, non-profit institutions and individuals. Law Office of Jane M. Coviello, LLC 233 Mt. Airy Road, First Floor, Basking Ridge, NJ 07920 Phone: Jane Coviello, 908–502-5080 Fax: 866–834-8552 www.janecoviellolaw.com The firm serves businesses throughout their life cycles – from entity formation through all manner of transactions related to sales, licensing, marketing, and use of technology and the Internet. Resnick Law Group, P.C. 5 Becker Farm Road, 4th Floor, Roseland, NJ 07068 Phone: Gerald Jay Resnick, 973-781-1204 Fax: 973-781-1205 www.thenjemploymentlawfirm.com Employment law firm serving NJ and NY employees in workplace disputes against their employers, including matters involving wrongful termination, harassment, discrimination, retaliation, wage and hour, employment contracts, non-compete agreements, and more. XCEL Federal Credit Union (See our ad on back cover) 1460 Broad Street, Bloomfield, NJ 07003 Phone: Tom Quigley, 800-284-8663 x3041 Fax: 201-714-5741 www.XCELfcu.org XCEL Federal Credit Union was founded in 1964 by the employees of the NY/NJ Port Authority. Today, ANY local company can join—and it’s FREE. Call today 201-499-1656. Business Process Outsourcing Solix, Inc. 30 Lanidex Plaza West P.O. Box 685, Parsippany, NJ 07054 Phone: 800-200-0818 [email protected] www.solixinc.com Smart, cost-effective and compliant outsourcing solutions including eligibility determination, qualification program management and customer care services for government, telecommunications, broadband, utility and healthcare organizations. JMF Construction, LLC 27 Jackie Drive, Long Valley, NJ 07853 Phone: Joseph M. Fernandez, 908-269-8293 [email protected] We are a Architectural Woodwork, Fine Finish Carpentry and Remolding Company specializing inKitchen and Bathroom remolding, Custom decks, Portico’s and Fine Furniture and Cabinetry. Schenck, Price, Smith & King, LLP 220 Park Avenue, PO Box 991, Florham Park, NJ 07932 Phone: Edward W. Ahart, 973-539-1000 Fax: 973-540-7300 www.spsk.com Schenck, Price, Smith & King, LLP is a full-service law firm located in northern New Jersey, whose attorneys serve businesses and individual clients throughout the state and region. Atlantic Stewardship Bank 2 Changebridge Road, Montville, NJ 07045 Phone: John M. Willis, 201-493-6421 or Harry Yazidjian, 201-493-2941 Fax: 973-541-4806 www.asbnow.com Atlantic Stewardship Bank is a full service commercial bank offering a comprehensive line of products and services for individuals and businesses of all sizes located in northern New Jersey. Commercial services include business online banking, cash management, remote deposit capture and a variety of commercial lending options. Sussex Bank 100 Enterprise Drive, Suite 700, Rockaway, NJ 07866 Phone: 844-CLOSE-2-U: (844-256-7328) Fax: 973-989-4192 www.sussexbank.com Established in 1975 by several local businessmen, Sussex Bank serves a wide range of commercial and residential customers across the Northern New Jersey & NY Metro Market. Our mission is to be the premier Business Bank in the communities we serve! Construction/Remodeling Riker Danzig Scherer Hyland & Perretti LLP One Speedwell Avenue P.O. Box 1981, Morristown, New Jersey 07962 Phone: Glenn A. Clark, 973-538-0800 www.riker.com Strong practices in litigation, insurance law, corporate law, bankruptcy, employment law, public utilities, environmental law, real estate, tax and trusts & estates and governmental affairs. Country Club Basking Ridge Country Club 185 Madisonville Road, Basking Ridge, NJ 07920 Phone: Kelly Pantone, 908-766-8200 x116 Fax: 908-953-8097 www.baskingridgecc.com Basking Ridge Country Club is a private, family-oriented golf and swim club. Affordable membership opportunities are available that do not require a bond or initiation fee! Banks/Credit Unions H2M Architects + Engineers 119 Cherry Hill Road, Suite 200, Parsippany, NJ 07054 Phone: Sui Y. Leong, 862-207-5900 Fax: 973-334-0507 www.h2m.com H2M provides architectural, engineering and environmental testing laboratory services for both the private and public sectors in New Jersey, Long Island and the Tri-State Areas. O M E o Rr yC D iM r ect Financial Consulting for College College Financial Consultants Florham Park, NJ 07932 Phone: Julie Gross, 973 369-7272 Fax: 973 629-1123 www.collegefinancial-consultants.com COLLEGE FINANCIAL CONSULTANTS has been successfully helping families with college bound children through the very complicated financial aid process for over 25 years. M M o O R rRr iI s S C o C uOnt U y N “ TB uY s ine C Hs sA Health and Wellness Executive Health Program (EHP) at Atlantic Health System 111 Madison Avenue – Suite 400, Morristown, NJ 07960 Phone: Katherine M. Ungar, 973-971-6848 www.atlantichealth.org/executivehealth At EHP, clients have access to top level specialists, the most advanced diagnostic tools and the latest in evidence-based treatment and preventive medicine – all in one day. Higher Education/University Fairleigh Dickinson University (See our ad on page 3) 285 Madison Ave., M-R10-01, Madison, NJ 07940 Phone: Susan Brooman, 973-443-8905 [email protected] www.fdu.edu/grad Advance or change your career with an MBA or MS in Accounting, Tax or Supply Chain Management (NEW in Fall’14) from one of the best B-schools; or earn a degree in one of 60 programs in Clinical Mental Health Counseling, Industrial/Organizational Psychology, Leadership, Corporate Communication, Education, Homeland Security, Hospitality (ranked 4th nationally). In class, online & blended degree and certificate programs. Scholarships & fellowships available. Attend an Information Session. The College of Saint Elizabeth 2 Convent Road, Morristown, NJ 07960-6989 Phone: 800-210-7900 Fax: 973-290-4710 www.cse.edu Established in 1899, the College of Saint Elizabeth enrolls more than 1,500 full- and part-time students, both men and women, in more than 18 undergraduate plus graduate and doctoral programs. Hospital Kindred Hospital – Morris County 400 West Blackwell St., Dover, NJ, 07801 Phone: Michael Pizzano, 973-537-3818 Fax: 973-537-3895 www.khmorriscounty.com Kindred Hospital of Morris County provides aggressive, specialized interdisciplinary care to medically complex patients who require extended recovery time. Insurance Gerrity, Baker, Williams Inc. 3 Gold Mine Road, Flanders, NJ 07836 Phone: Glenn K. Tippy, 973-426-1500 Fax: 973-426-9545 www.GBWinsurance.com At GBW Insurance, we work with businesses and their owners to help them find the right protection. Farmers Insurance 300 Interpace Pkwy, Parsippany, NJ 07054 Phone: Derrick Canada, 973-265-3830 Fax: 973-265-3917 www.farmersnorthjersey.com Be Your Own Boss! At Farmers Insurance, we’re seeking entrepreneurialminded individuals who want to lead and build a successful business, with financial support and training from Farmers. Otterstedt Insurance Agency 291 Morris Avenue, Summit NJ 07901 Phone: John G. Nufrio CIC, ARM, 908-273-2422 Fax: 201-227- 5031 www.otterstedt.com We are a full service insurance agency servicing our clients business and individual insurance needs since 1919. Plymouth Rock 1 Madison Avenue, Suite W-105, Morristown, NJ 07960 Phone: John E. Hickey, 973-267-4970 Fax: 973-267-4876 www.prudential.com/us/j.hickey As a financial professional with 21 years of experience, I am licensed to offer life, health, long-term care, auto and home insurance.... C oBnnecti M E R O oF n ”C DOi rMect M Eo rR y C Office Equipment Provider Premium Digital Office Solutions LLC 25 Riverside Drive Suite 3 PO Box 838, Pine Brook, NJ 07058 Van Seretis: 973-439-1570 Fax: 973-439-1576 www.premium-digital.com Premium Digital provides office equipment including multifunctional copiers, printers, document management and IT solutions. We pride ourselves on our commitment to customer service which has built trust in our relationships over the years. Painting and Carpentry CertaPro Painters of Morristown 45 S. Park Place, #352, Morristown, NJ 07960 Richard Webber: 862 222 4055 Fax: 973 255 1002 www.morristown.certapro.com/ Residential and commercial painting contractor specializing in both interior and exterior surfaces. CertaPro also provides carpentry services. Our trademark Certainty Service System guarantees extraordinary customer experiences. E Utility New Jersey Natural Gas P.O. Box 1464, 1415 Wyckoff Road, Wall, NJ 07719 Phone: 732-938-1000 www.njng.com New Jersey Natural Gas serves over half-a-million customers in Monmouth, Ocean, Middlesex and Morris counties, meeting customers’ expectations for value and reliability every day. Wireless Communications Communications Service Integrators 45 Perry Street, Chester, NJ 07930 Phone: Sandy Drysdale, 908-879-2525 Fax: 908-879-2322 www.csiradio.com Communications Service Integrators provides an integration of the most progressive communications technology available in the industry— two-way radio, wireless network, system design, system consultation, FCC assistance for on-site facilities communications as well as wide area communications coverage. Real Estate Mack-Cali Realty Corporation 343 Thornall Street, 8th Floor, Edison, NJ 08837 Diane Chayes, 732-590-1000 Fax: 732-205-8237 www.mack-cali.com Mack-Cali Realty Corporation is among the country’s largest real estate investment trusts (REITs). Mack-Cali owns and manages premier office buildings and luxury multi-family communities throughout the Northeast. Schools; Special Montgomery Academy 188 Mount Airy Road, Basking Ridge, NJ 07920 Phone: Anthony Gebbia, Executive Director, 908-766-0362 Fax: 908-766-0936 www.montgomeryacademyonline.org For over 40 years, Montgomery Academy has served students ages 5 - 21 with special needs not met in conventional public school settings. Montgomery Academy Where You Can Be Yourself! Senior Care Services/Home Care Senior Home Care Services 152 Speedwell Ave, Morristown, NJ 07960 Phone: 973-538-HELP (4357) www.SeniorHomeCareServices.com Senior Home Care Services treats every senior like a member of their own family. They have been helping seniors find compassionate, qualified caregivers for 14+ years. Seniors Helping Seniors 78 DeForest Avenue, East Hanover, NJ 07936 Phone: Doris Dorey, 973-435-4873 www.SeniorsHelpingSeniors.com/MorrisCounty Seniors Helping Seniors is a unique home care company that matches seniors who need help with seniors who want to help. Our caring and compassionate senior providers relate to the life experiences of those they care for. [email protected] Staffing and Recruiting Penmac Staffing Services, Inc. 9 Whippany Road, Unit A1-14, Whippany, NJ 07981 Raymond Matusz, 862-701-5331 Fax: 862-701-5333 www.penmac.com Penmac Staffing provides temporary and long-term staffing solutions. We recruit, screen, and hire for the manufacturing, logistics, clerical, and transportation industries. Now you can advertise in 13 issues of Business Edge for only $550.00! Add your company’s listing to our Business Connection Directory and reach a readership of over 66,000. Moving and Storage The Padded Wagon 281 Route 206 South Branchville, NJ 07826 Billy Lockwood: 973 335 5055 www.paddedwagon.com The Padded Wagon Moving is a full service moving and storage company providing packing, crating and shipping of residential and commercial goods locally, interstate and internationally. Systems Engineering RDM Engineering (See our ad on page 11) 66 Pond Hollow Drive in Oak Ridge, NJ 07438 David J. Rychalsky, 973-874-0251 www.rdm-engineering.com RDM Engineering is a New Jersey small business engineering firm, supporting all aspects of the Mortar & Common Fire Control division of the US Army. 9 For more information, call 732-303-9377 M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E Welcome New Members Calendar of Events Abraham Global Services LLC East Orange, NJ 07017 www.abrahamglobal.com Land & Cruise Travel Lincoln Park, NJ 07035 www.justgreatvacations.com Date Event/Location/Time Alzheimer’s Association Greater NJ Chapter Denville, NJ 07834 www.alz.org/nj Merrill Lynch Glen Rock, NJ 07452 Mar 3 Morris County Chamber of Commerce Open House Morris County Chamber of Commerce, Florham Park Mar 3 Morris in the Evening The Morris Tap & Grill, Randolph $35 Members / $55 Non Members 5:30 p.m. - 7:30 p.m. Mar 6 Networking from the Bottom Line Morris County Chamber of Commerce, Florham Park $25 Members / $45 Non Members 8:00 a.m. - 10:15 a.m Mar 11 Legislative Lunch The Park Savoy, Florham Park $75 Members / $95 Non Members 11:30 a.m. - 1:30 p.m. Mar 13 Women in Business The Westin Hotel, Morristown $60 Members / $80 Non Members 11:45 a.m. - 1:45 p.m. Mar 20 Business Connections Networking Event The Villa at Mountain Lakes, Mountain Lakes Free - registration not required 7:15 a.m. - 9:30 a.m. Mar 26 More Than Lunch The Villa at Mountain Lakes, Mountain Lakes $35 Members / $55 Non Members 11: 45 a.m. - 1:30 p.m. Mar 26 Women in Golf - Golf Clinic Kick–off Anchor Golf Center, Whippany $125 Members/Non Members 4:30 p.m. - 6:00 p.m. Mar 31 Speed Networking Morris County Chamber of Commerce, Florham Park $20 Members 8:00 a.m. - 9:30 a.m. Fidelity Paper & Supply Corp. East Hanover, NJ 07936 www.fidelitypaper.com MetLife Premier Client Group Fairfield, NJ 07004 www.greenridgegrooupllc.com The London Day School Florham Park, NJ 07940 www.londondayschool.com To join in and advertise in contact Joanne Vero at 732-303-5981 8:00 a.m. – 9:00 a.m. Sometimes ze i S doeSn’t matter Working with a larger CPA firm can have you feeling like a number. At Magone & Company, you’ll benefit from the personal service and partner involvement that sets us apart, without giving up the technical expertise, business experience and “Big Four” perspective you deserve. We go beyond the numbers — and beyond the typical accounting, audit and tax — with services and insights to help accelerate your business growth: • Pension plan audits • ASC 740 standards • International tax planning Magone & Company, P.C. • Forensic accounting • Litigation support • Business valuation • Operational review • Due diligence • Managed accounting services Call (973) 301-2300 or visit MagoneCPAs.com to see why bigger doesn’t always mean better. Certified Public Accountants & Business Consultants 30 Columbia Turnpike, Suite 101, Florham Park, NJ 07932 • (973) 301-2300 • www.magonecpas.com M O R R I S C O U N T Y C H A M B E R O F C O M M E R Edge into Small Business... BESURE, SURE,INSURE! INSURE! BE Edge into Small Business... to place your business card in the “Edge into Small Business” section, call 732-303-9377 Spring Brook Country Club Morristown, NJ Save the Date Registration - 10:30 a.m. Lunch - 11: 00 a.m. Shotgun Start - 12:00 p.m. Cocktail Hour/Buffet & Awards - 5:45 p.m. Monday, June 1, 2015 For Sponsorship Opportunities contact Alyssa Bolivar at 973-539-3882 ext. 235 or [email protected] 11 C E Help your employees’ dreams come true. Give them the opportunity to join a credit union. Higher dividends on savings accounts • Lower interest rates on loans • Very low fees XCEL is a New Jersey-headquartered credit union that has been competently serving our members since 1964. We offer outstanding rates on vehicle, home equity and mortgage loans. No minimum balance checking. Attractive rates on money markets and certificates. See our complete product and rate listings at www.XCELfcu.org. We are members of a network with 30,000 surcharge-free ATMs and over 5,000 shared branch service centers across the U.S. For more information about how to offer this free benefit, call today. Your employees will thank you. Marianne Pulice, 800.284.8663 x 4010 www.XCELfcu.org Established in 1964. Originally located in the World Trade Center, now headquartered in Bloomfield, N.J.
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