FAQ Western Health Transition If you’re currently salary packaging When will my current salary packaging arrangements be transferred to Maxxia? Your Maxxia salary packaging account will commence on 1 April 2015. Can I transition to Maxxia sooner? No. Your salary packaging arrangements will still be administered by SmartSalary until 31 March 2015. How will my salary packaging arrangements be transferred to Maxxia? What do I need to do? If you have a SmartSalary Packaging Payment Card for living expenses: Maxxia will obtain your salary packaging information from SmartSalary. We’ll then set up your new account based upon your current salary packaging deduction amount to commence on your first pay date from 2 April. You will need to order a new Salary Packaging Payment Card with Maxxia through ANZ. To do this, you will need to: 1.complete a simple security check at any ANZ branch 2.complete an ANZ Application Form and return it to Maxxia. An ANZ Application Form and details on how to complete the simple security check with ANZ will be sent to you. If you have a Meal Entertainment Card: The same application process described above is required for the Maxxia Meal Entertainment Payment Card. You only need to complete one form to order both the Maxxia Meal Entertainment and Salary Packaging Payment Cards. If you have recurring, regular payments (e.g. for loans, mortgage and rent): You do not need to do anything. Maxxia will obtain your salary packaging payment amounts and bank details for each recurring benefit from SmartSalary prior to the transition on 1 April. We’ll then set these regular payments up for you. What happens to excess funds on my SmartSalary Packaging Payment Card? Funds on your SmartSalary Packaging Payment Card need to be spent by 31 March to make the most of the 2014 – 2015 Fringe Benefits Tax (FBT) year cap limit. Any funds that are not spent before 31 March will be returned to your payroll department, and then returned to you after tax has been applied. What happens to excess funds on my SmartSalary Meal Entertainment Card? Meal Entertainment balances will be transferred across to Maxxia and transferred to your new Maxxia Meal Entertainment Payment Card on 2 April. Once your card application process has been completed and you have been issued your new card, you will be able to spend the transferred funds. Can Maxxia reimburse any expenses (e.g. venue hire and accommodation) incurred before 1 April? Yes. You can back date all claims for up to a maximum of 12 months or from the start of your employment (if you have been employed for less than 12 months). Will my administration fees/schedule change? No, there will be no change to your annual salary packaging fee. It will also continue to be charged in fortnightly installments and deducted from your pre-tax pay with your salary packaging dedications as per your previous arrangements. How will my novated lease be transferred to Maxxia? Maxxia will receive data on your current novated lease from SmartSalary, and a Maxxia novated lease account will then be created for you, commencing on the first pay cycle in the new FBT year. Will Maxxia contact me to organise the transfer of my novated lease? Yes. Maxxia will be making a ‘Welcome’ call to you in March using contact details provided by SmartSalary. This will also provide you with greater detail around Maxxia’s novated lease process. What happens if I am mid way through organising my lease with SmartSalary? You can continue your lease discussions with SmartSalary until the transition to Maxxia is finalised on 1 April. Any new lease enquiries can be directed to Maxxia from 2 March. Maxxia Pty Ltd. A McMillan Shakespeare Company ABN 39 082 449 036. Authorised Representative (No. 278683) of McMillan Shakespeare Limited (AFSL No. 299054) How do I contact Maxxia for any queries or help? Can I benefit from salary packaging if I have a HECS/HELP debt or pay child support? Maxxia customer contact centre: 1300 123 123 It is still possible to benefit from salary packaging with Email: [email protected] or [email protected] for novated lease enquiries Maxxia if you have a HECS/HELP debt, or if you pay child Maxxia Fax number: 1300 733 444 Maxxia website: maxxia.com.au support. For more information on how this would affect you financially, Maxxia advises speaking to a qualified accountant or financial advisor. When and how can I start packaging? If you’d like to commence salary packaging What can I do to find out more about salary packaging? Call Maxxia’s customer contact centre on 1300 123 123. Our friendly customer service consultants are more than happy to help you understand your salary packaging options. You can also visit maxxia.com.au for further information. If you are not currently salary packaging, simply call the Maxxia customer contact centre to organise your new salary packaging account from 2 March 2015. What can I do if I’ve just started a salary packaging account with SmartSalary? All you need to do is call SmartSalary to cancel your application, then contact Maxxia on 1300 123 123 to commence salary packaging from your next pay cycle. IMPORTANT INFORMATION The supply of salary packaging services is subject to the Maxxia Pty Ltd and ANZ terms and conditions (available from maxxia.com.au or by calling us on 1300 123 123), and the terms and conditions of your employer’s Salary Packaging Policy. Fees and charges apply. Maxxia Pty Ltd does not provide you with any form of financial, taxation or financial product advice on the relative merits of salary packaging programs or on any other basis. You should seek your own independent professional advice before making a decision with respect to salary packaging. Maxxia Pty Ltd may receive commissions or rebates in connection with some services it provides or arranges to be provided by third parties. MAXMKG_WesternHealth_FAQ_0215
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