®
EMPAQ Insights
SA
M
PL
E
R
EP
Industry: Finance and Insurance
O
Prepared for: Company ABC
R
T
Benchmarking Report for Program Year 2014
Summary
Company
ABC
Industry
Median
EMPAQ®
Median
38
43.5
40.3
Percentage of employees that are female
45%
51%
45%
Employees that are unionized
38%
37%
25%
Average number of active employees
3,829
8,957
10,333
Descriptive and Demographic Information
Overall Absence
Total FMLA leaves per 100 covered employees
EP
O
R
T
Average employee age
Non-concurrent FMLA leaves per 100 covered employees
Non-concurrent FMLA lost workdays per 100 covered employees
Non-Occupational Absence
STD cost per employee
PL
E
Annual STD claim incidence per 100 employees
R
Incidental absence: Total lost workdays per employee
STD lost workdays per 100 employees
LTD cost per claim
SA
M
Annual LTD claim incidence per 1,000 employees
13.7
12.5
14.9
3.9
5.1
4.7
381.5
302.3
287.7
5.1
2.9
5.3
7.7
8.1
6.7
$236
$343
$296
306.2
297.4
233.5
4.7
4.6
3.4
$10,670
$10,507
$13,226
4.2
3.7
2.6
$281
$291
$287
56.4
63.7
47.8
$4,393
$5,374
$4,425
$18
$21
$17
4.5%
5.9%
5.1%
Occupational Absence ( Workers’ Compensation)
Annual WC claim incidence per 100 full-time employees (FTEs)
WC cost per FTE
Lost WC TTD workdays per 100 FTEs
Health and Employee Assistance Programs (EAP)
Group health program costs per covered employee
EAP program costs per employee
Total EAP participation
\
Prepared by Truven Health Analytics
© Nation Business Group On Health, Truven Health Analytics
Summary (cont.)
Company
ABC
Industry
Median
EMPAQ®
Median
Percentage of employers offering an HRA
100%
90%
75%
Percentage offering an incentive to complete the HRA
100%
55%
60%
Percentage offering incentive for dependents
0%
16%
11%
Average HRA incentive amount
$0
$242
$150
Average HRA participation rate
35%
Percentage of employers with on-site clinics
Percentage of employees with on-site clinic access among
employers offering on-site clinics
R
Percentage of clinics offering acute care services
Percentage offering an incentive offered to dependents
PL
E
Percentage of clinics offering occupational health services
Wellness Programs
Percentage of employers offering wellness programs
SA
M
Stay-at-Work Programs
Percentage of employers with stay-at-work programs
Prepared by Truven Health Analytics
47%
23%
100%
11.3%
10.4%
65%
55%
44%
100%
88%
76%
0%
16%
11%
100%
77%
85%
EP
O
R
Onsite Clinics
T
Health Risk Assessments
100%
68%
92%
55%
65%
65%
© Nation Business Group On Health, Truven Health Analytics
Group Health Coverage Detail
Group health
program costs
per active
employee
$9,575
27
SA
M
Group Health
Costs/Active
Employee =
Sample
Size
R
Observed
Finance and Insurance Industry
Median
PL
E
Co. ABC
Actual
EP
O
R
T
NOTE: Similar data and recommendations will be provided for all measures.
$7,852
EMPAQ Total
Average
Sample
Size
Median
Average
$9,575
245
$9,192
$8,809
Total Group Health Costs
Group Health: Covered Employees

This metric shows the employer’s expense for health care coverage for their active
employee population.

It includes cost paid by the employer to cover active employees, costs for spouses and
dependent children, costs for behavioral health and prescription drug coverage and
employer contributions made to HSAs and HRAs.

It does not include dental or vision coverage costs, nor the costs for retirees and
surviving spouses, nor employee contributions made to HSAs.
Company ABC's costs are above both the industry and EMPAQ Total median and your average costs are above
the EMPAQ average. Initial steps in determining the reason for these differences include:



Benchmarking your employee cost sharing and the scope of covered benefits against industry standards
Evaluating whether or not the average family size is above average; consider a spousal surcharge to
encourage the usage of the spouse’s own benefit option
Examining more closely your spending for specialty drugs. This is an area of rapidly increasing costs that
has attracted attention as a place where savings can be realized by coordinating specialty pharmacy benefit
management and benefits design.
Prepared by Truven Health Analytics
© Nation Business Group On Health, Truven Health Analytics