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Risk level
Canadian Equity (Leon Frazer) Hybrid 75/25
CANADIAN HYBRID FUNDS
Net assets: 53.8 million
Investment Advisor of the principal fund
Asset mix of target portfolio
Canadian Equity (Leon Frazer) Fund
Bonds Fund
Low
Low to
Moderate
moderate Moderate to high
High
Objectives of the Fund
• This Fund aims to achieve capital growth and interest
income by investing in a combination of equity and bond
funds
75%
25%
Asset mix of the principal underlying fund
Douglas Kee, CFA
Ryan Boshell, BMOS, CIM, CFA
Investment style
Canadian Equity Fund: Value
Bonds Fund: Interest rate forecasts
Inception date of the Fund: January 2011
IAG Savings and Retirement Plan first offering: January 2011
Canadian Equity
95.83%
Short term and other
0.96%
Very
low
As at March 31, 2015
Guarantee Option
MER2
Classic Series 75/75
Series 75/100
Ecoflex Series 100/100
FORLIFE Series
Ecoflextra Series
2.44%
3.05%
3.05%
3.05%
3.05%
Fund Fee Rate %
0.10
0.50
0.40
1.25
U.S. Equity
3.21%
Performance Data
The returns or performance information shown assume that all income/realized net gains are retained by the segregated fund
in the periods shown and are reflected in higher unit values of the segregated fund. The return or performance information
do not take into account sales, redemption, distribution or other optional charges or income taxes payable that would have
reduced returns or performance. How the segregated fund has performed in the past does not necessarily indicate how it
will perform in the future.
Sector allocation of the principal
underlying fund
Canadian Equity Portfolio
Energy
Financials
Telecommunication Services
Utilities
Industrials
Materials
Consumer Discretionary
32.57%
26.20%
9.52%
8.40%
7.42%
7.30%
4.42%
95.83%
Year By Year Returns
This chart shows the annual performance for each calendar year for the fund starting at its inception date for a policyholder
who chose the Classic Series 75/75 guarantee option and the annual performance that would have resulted if the fund
had existed before that date and the assets held at its inception date had been held throughout the earlier period shown.
%
20
Top 10 holdings of the principal
underlying fund
10
The Toronto-Dominion Bank
BCE Inc.
Enbridge Inc.
Fortis Inc.
Canadian National Railway Co.
Royal Bank of Canada
Bank of Montreal
Bank of Nova Scotia
Sun Life Financial Services of Canada Inc.
TransCanada Corp.
0
10.83
4.98
5.43%
5.37%
5.35%
5.31%
5.31%
5.25%
5.22%
5.17%
5.13%
5.08%
52.62%
Classic Series 75/75
Simulation*
18.49
16.81
5.88
4.15
3.02
1.00
5.53
-10
-14.64
-20
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014
Past Performance
This graph shows you how a $10,000 investment in the fund would have changed in value for a policyholder who chose
the Classic Series 75/75 guarantee option compared with the reference index using the year by year returns shown above.
Investment limits
$35,000
Fixed Asset Mix (see Asset mix of target portfolio)
$30,000
Commentary
$25,000
The investment strategy is to invest approximately 75%
of the Fund in a corresponding equity fund and the
remaining 25% in the Bonds Fund offered by Industrial
Alliance Insurance and Financial Services Inc. A periodic
rebalancing process will allow the Fund’s assets to
remain in proximity of the 75% - 25% target weighting.
$20,000
Classic Series 75/75
Simulation*
Composite Index 1
$20,009
$16,013
$15,000
$10,000
$5,000
$0
05
06
07
08
09
10
11
12
13
14 15
Annual Compound Returns
This table shows the simple returns for the monthly period and the historical annual compound total returns calculated for
the fund as described above compared to the corresponding returns for the reference index.
Since
January 2011
Classic Series 75/75
Other Series
Composite Index 1
4.0
3.7
10 years
5 years
3 years
4.8*
4.7*
7.2
5.1*
4.9*
7.2
4.0
3.6
8.6
2 years
3.1
2.6
10.0
1 year
(0.4)
(1.0)
7.9
6 months
(5.0)
(5.3)
2.6
3 months 1 month
(1.6)
(1.8)
3.0
S&P/TSX Composite Index (75%), FTSE TMX Canada Universe Bond Index (25%).
Management expense ratio (GST and HST included).
* Simulation of past returns as if the Fund had been in effect for these periods.
1
2
IAG Savings and Retirement Plan
EcoStrategist • First quarter, ending March 31, 2015
Industrial Alliance
(2.6)
(2.6)
(1.5)
YTD
(1.6)
(1.8)
3.0