Change to 2014 Health Care Flexible Spending Account To help simplify the way you manage and track your health care expenses, TeleTech has partnered with UnitedHealthcare (UHC) to administer Flexible Spending Accounts (FSAs) beginning in 2014. You can continue to use your Bank of America FSA debit card until December 31, 2013. Claims can be submitted toward your 2013 funds until March 31, 2014. Beginning with your 2014 account, you may carry over up to $500 of unused funds into the next year (2015). The annual contribution limit is not affected by any carryover funds. For example, you will still be eligible to contribute the full amount (currently $2,500) even if you carry over $500, giving you a total of $3,000 available funds. We recommend you carefully estimate your expenses when deciding on your contribution amount. You will continue to have a 90-day run out period after the end of the plan year to submit claims, allowing you to submit claims until March 31, 2015.