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We’re not a typical lender because you’re not a typical client. Bespoke Loans for High Net Worth Individuals You deserve be+er than the one size fits all model that many conforming lenders demand. That’s why we are here. Insignia Mortgage delivers custom-­‐tailored loan solu@ons that are carefully aligned with your financial profile. What makes Insignia an ideal loan choice for you? We focus on large transac@ons for high net-­‐worth clients. Most have significant assets but fluctua@ng incomes. We also work with foreign na@onals who earn income outside of the United States, or are buying in the United States for the first @me. With over $600 million in loan origina@ons since our incep@on in 2012, we understand your requirements and meet them precisely. “I have done business with Chris Furie for over 20 years, and, look to Chris and Damon to source financing on my most complex transacEons that require an out of the box lending soluEon.” Kurt Rappaport, Westside Estate Agency Wall Street Journal #4 Ranked Realtor 2013 About the Founders Chris Furie -­‐ Co-­‐Founder CA BRE: 01004991
NMLS: 357449 While many mortgage brokers tout experience, few can deliver a track record as accomplished as Chris Furie. Over the past 23 years, Chris has successfully secured some of the largest and most complex mortgage loans in Southern California while maintaining an unyielding commitment to each of his client’s needs. His first-­‐class service, exper@se and deep market knowledge have become a hallmark for clients and referral sources alike. Damon Germanides -­‐ Co-­‐Founder Ranked #6 for all Mortgage Origina@ons in the US CA BRE: 01952615
NMLS: 317894 For over ten years, Damon has been an industry leader in craaing mortgage loan solu@ons for high net-­‐worth and high profile clients at CS Financial. Most recently, he partnered with Chris Furie to launch Insignia Mortgage. Aaer receiving his MBA from the University of Southern California, Damon began his career in mortgage banking at Meridias Capital, a privately owned mortgage lender. Ranked #32 for all Mortgage Origina@ons in the US We Know How to Close in California What Insignia Can Offer You Flexible Lending Solu@ons • 
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No tax return jumbo loans up to $4 million, or 60% loan to value Loan products for Foreign Na@onals up to $25 million Compe@@ve ARM rates, Interest Only up to $15 million Turn key solu@ons for construc@on, mul@-­‐family and bridge loans Tailor Made Solu@ons for High Net Worth •  Complex ves@ng structures: Irrevocable trusts, revocable trusts, LLC’s and Limited Partnerships •  Cross collateraliza@on of single family dwellings •  Excep@onal team (including CPA and MBA) with proven track record of success in cash flow analysis, balance sheet underwri@ng and mul@-­‐layered tax structure A Loan Origina@on Leader in Southern California •  Proprietary, long standing rela@onships with senior management of regional private banks and credit unions •  Each partner named in 2015 Sco+sman Guide’s top loan originators •  Access to jumbo appraisers who have area specific exper@se The Ideal Mix of Products and Core Exper@se for the Self Employed No Tax Return Loans •  For the self employed and real estate investor •  For primary, vaca@on and investment proper@es •  Loans up to $4 million and loan to values up to of 60% •  Revocable, irrevocable, LLC, and LP ves@ng structures The Ideal Mix of Products and Core Exper@se for Foreign Na@onals Foreign Na@onal Loans •  Custom programs for foreign buyers seeking jumbo loans •  No US credit required, foreign assets are allowed •  Loan amounts up to $15 million with loan to value of up to 60% •  Interest Only available Access a Wide Range of Interest Only & Amor@zing Loans Interest Only & Amor@zing Loans •  Loans up to $15 with loan to value up to 75% •  Access to government, regional and large New York money center pricing •  Special programs for high net worth borrowers Apartment & Commercial Loans Niche Mul@-­‐Family and Commercial Property Program Offerings throughout Southern California •  Interest only mul@-­‐family financing available up to 60% loan to value; 5/1 and 7/1 ARM •  Lines of Credit (LOC) up to $5 million •  Bank sourced financing for short term bridge acquisi@on of mul@-­‐family and owner user; rates start at Prime +2% •  Access to regional banks and credit unions with local market exper@se Construc@on & Land Loans New Construc@on Loans, Commercial & Mul@-­‐Family •  Developer financing for high end single family construc@on to $10 million •  Residen@al construc@on financing for primary and second home ground up construc@on to $15 million •  Mul@-­‐family interest only op@ons up to $15 million •  Commercial bridge loans up to $20 million with loan to value up to 65% Bridge Loans High Leverage High-­‐End Residen@al Developer Financing and Bridge Loans •  Loans from $500,000 up to $10 million •  Up to 80% loan to value, or, up to 100% with cross collateraliza@on •  No tax returns required to qualify •  48-­‐72 Hour Le+er of Intent (LOI); 14 day close •  Interest rates from 7.99% •  Access to professionally managed real estate hedge funds with local market knowledge Access to Lenders Who Will Say “OK” •  No tax returns required to qualify •  Loans to Foreign Na@onals up to $25 million •  Business funds for down payment •  LLC Ves@ng; Irrevocable Trust Ves@ng; Limited Partnership Ves@ng •  Construc@on loans for new home up to $15 million •  Single family Investment property loans up to $5 million •  Jumbo loans for borrowers with 10 plus investment proper@es Selected Recently Closed Transac@ons BEVERLY HILLS BEVERLY PARK PACIFIC PALISADES $4,100,000 Loan Amount $13,000,000 Loan Amount $1,500,000 Loan Amount 50% LTV – Refinance 50% LTV – Refinance 30% LTV – Purchase • No Tax Returns; Irrevocable Interest Only; Foreign Na@onal No Tax Returns; Blind Trust; Large Bank Turn Down Trust BEVERLY HILLS HOLLYWOOD HILLS $6,750,000 Loan Amount $4,000,000 Loan Amount 70% LTV/90% CLTV – Purchase 65% LTV – Purchase Down Payment from $3 Million Investment Property Unsecured Line of Credit A Five Star Team Ready to Work for You Chris Furie 310-­‐859-­‐0488 [email protected] CA BRE: 01004991 NMLS: 357449 Neil Patel, CPA 310-­‐859-­‐0488 [email protected] CA BRE: 01952615 NMLS: 1179478 Damon Germanides 310-­‐859-­‐0488 [email protected] CA BRE: 01952615 NMLS: 317894 Rhonda Ramirez 310-­‐859-­‐0488 [email protected] Richard Cadiente 310-­‐859-­‐0488 [email protected] For 24 Hour Response: 310-­‐859-­‐0488 For Fastest Response: [email protected] Insignia Mortgage Corporate NMLS #1277691 and BRE #01969620