1. travel
2. tourist destinations
3. australia and new zealand

ABOUT US
About Us
At MECON, we share our experience with
insurance Brokers in order to deliver tailored
solutions for a wide range of businesses and
requirements.
Our policy wordings are exclusively developed
to ensure that they are competitive and
comprehensive in cover and our clients will find
them easy to understand.
Our team is committed to meeting the market’s
need for product education, technical assistance,
transparency of cover and market-leading service
delivery. We only employ experienced specialist
underwriters who understand Brokers’ needs and
have the technical knowledge to deliver the best
outcomes.
In addition, MECON:
Our team includes a professional claims
department that handles all of our claims from
start to finish.
• has its own claims department with full
claims-handling and settling authority
• received a claims service rating through an
independent market survey by LMI a rating
of 5 (out of a possible 5) for construction
claims and 4.5 out of a possible 5 for mobile
plant claims handling
• is a member of the Underwriting Agencies
Council (UAC)
Our goal is to make insurance simpler and easier
to understand. Our policies are plain-English with
simple exclusions.
Our offices are located in Brisbane, Sydney,
Melbourne and Perth.
We provide insurance for risks throughout
Australia as well as overseas operations for
Australian domiciled clients.
Brisbane:
Suite 21, Level 3, 50-56 Sanders Street
Upper Mt Gravatt 4122
07 3146 0100
Our technical staff has considerable insurance
industry experience in all areas of:
•Single Construction
•Annual Construction
•Contractual Liability
•Contractors Plant
This gives you the advantage of fast and accurate
advice, no-nonsense technical advice, claims
handling and staff who understand a client’s
business and needs.
Sydney:
Level 5, 50 Margaret Street
Sydney 2000
02 9252 1040
Melbourne:
271-273 Wellington Road
Mulgrave 3170
03 8562 9180
Perth:
Level 2, 45 Ventnor Ave
West Perth 6005
08 9322 4529
Our Insurer
MECON Insurance Pty Ltd is
underwritten by an authorised
Australian Insurer (Great Lakes
Australia). Our security includes one
of Australia’s most financially secure
insurance companies, authorised by
the Australian Prudential Regulation
Authority (APRA) to operate as a
general insurer in Australia.
www.mecon.com.au
Great Lakes Australia (GLA) ) is the Australian
branch of Great Lakes Reinsurance (UK) PLC, and
is a wholly owned subsidiary of Munich Re. GLA
enjoys Standard and Poors financial strength
rating of AA- (Very Strong).
Great Lakes Australia
www.gla.com.au
M E CO N L I N E
MECONLINE
MECONLINE has been developed to allow Brokers the ability to create quotations
whenever required for Single Construction, Annual Construction and Contractors
Plant products.
Brokers can include a fee when creating a
quotation, so documentation from our system
can be to be presented directly to the client.
MECONLINE allows Brokers to generate policy
documentation, including a completed proposal
form, certificate of currency and policy schedule.
MECONLINE also provides a flexible range
of excess levels (and therefore premiums) to
select from, for Single Construction, Annual
Construction and Contractors Plant products.
The standard authority limit provided for Brokers
is designed to cater for SME risks. Any risk which
falls outside automatic acceptance is immediately
referred to one of our underwriters who will
review the quote request and respond to you
within 24 hours.
Single and Annual Construction
Provides Brokers with the ability to obtain instant
quotes for Single and Annual Projects covering
Material Damage and Liability risks located within
Australia for new buildings of any description
or alterations, fit outs, refurbishment (and the
insurance of existing buildings). A Broker may
enter details for a project of any description (civil
works, earthworks etc.) and the quote will be
referred to our underwriters for attention.
Risks located within Australia (including above
25th Parallel) up to your Broker authority sum
insured limit can be insured without referral. If
a risk requires referral the system will advise
you and immediately refer it to one of our
underwriters.
Contractors Plant
Provides Brokers the ability to obtain instant
quotes for individual or multiple plant items
involved in a range of industries for Material
Damage, Road Risk, Public Liability and Business
Interruption. Brokers have the ability to select a
range of extensions to tailor the cover to suit a
client’s business needs. Plant can be insured on a
dry hire, owner-operated or wet hire basis. If a risk
requires referral the system will advise you and
immediately refer it to one of our underwriters.
CO N S T R U C T I O N - S I N G L E
Construction - Single
MECON’s Single Project construction policy combines both Material Damage and
Public Liability together in two sections. We can insure simple or complex projects
whether they are owner-builder, residential, commercial, civil or mechanical.
The policy contains an automatic limit for:
•Expediting costs
•Mitigation costs
•Professional fees
•Removal of debris
•Variations and escalation
The policy automatically includes:
•Off-site storage and transit
(to the full sum insured)
•Plant, tools and motor vehicles in care,
custody or control (to $30,000)
•Resultant damage from faulty design,
workmanship and material
•Vibration weakening or the removal of
support
www.mecon.com.au
Our policies can also be extended to include:
•Consequential loss
•Contractors plant and equipment including
hired-in plant
•Contractual Liability
•Existing structures
•Free - issue materials
•Financiers interests
•Testing and commissioning
•Overseas risks (supporting business
domiciled in Australia)
•Property in care custody or control
CO N S T R U C T I O N - A N N UA L
Construction - Annual
MECON’s Annual Project construction policies combine both Material Damage and
Public Liability together in two sections. We can insure simple or complex projects
whether they are owner-builder, residential, commercial, civil or mechanical.
We offer the flexibility of policies which
operate on:
•a turnover (transfer)
•run-off (contracts commencing) or
•individual declaration (pay as you go)
The policy contains an automatic limit for:
•Expediting costs
•Mitigation costs
•Professional fees
•Removal of debris
•Variations and escalation
The policy automatically includes:
•Off-site storage and transit
(to the full sum insured)
•Plant, tools and motor vehicles in care,
custody or control (to $30,000)
•Products Liability for previously
completed projects
•Resultant damage from faulty design,
workmanship and material
•Vibration weakening or the removal
of support
Our policies can also be extended to include:
•Consequential loss
•Contractors plant and equipment including
hired-in plant
•Contractual Liability
•Existing structures
•Free - issue materials
•Testing and commissioning
•Financiers interests
•Overseas risks (supporting business
domiciled in Australia)
•Property in care custody or control
CO N T R AC T UA L L I A B I L I T Y
Contractual Liability
MECON’s Contractual Liability policy covers contractual liability for all contracts
entered in to for a given single project, or in the case of annual cover, all contracts
entered into during the policy year. The policy can cover contracts relative to
construction or supply or manufacture and some services.
The policy contains an automatic limit for:
• Legal and other costs incurred in connection
with Contractual Liability
• Shortfall in the insurance policies required
under contract
• Bailment/hire agreement obligations
• Contractual dispute costs
• Underground services damage
• Mitigation costs
• Personal Injury to employees when a client
has a contractual obligation to meet these
costs on behalf of another
• The policy contains a hold harmless clause
and covers a client’s Contractual Liability
to others arising from the actions of its
contractors and subcontractors.
CO N T R AC TO R S P L A N T
Contractors Plant
MECON’s Contractors Plant policy combines Material Damage, Road Risk Liability
and Public Liability together in three sections. We can insure single items of
owner-operated plant or large plant fleets – whether the plant is involved in earthmoving, construction, cranage, agriculture or mining.
The policy contains an automatic limit for:
•Expediting costs
•Accessories and tools
•Debris removal
•Windscreen replacement
•Removal and recovery of plant
•Dangerous goods carriage
The policy automatically includes:
•Broad CTP gap cover
• Products liability
•“ Tool of trade” cover
(whether registered or not)
•Vibration, weakening or the removal of
support
•Automatic plant acquisition
•Damage to goods lifted
•Dry hire
•Financiers interests
•Multiple crane lifts
•Plant appreciation value
•Property in care custody or control
•Unintentional overloading
•Contractors and Subcontractors
•Hire Cost or Finance Payment
•Incidental cover
•Ongoing Hire Costs
•Windscreen replacement
Our policies can also be extended to include:
•Agreed plant value
•Breakdown of electrical & mechanical parts
•Business interruption
•Gap in finance
•Underground risks (material damage only)
•Hired in Plant
•Own Goods Lifted
•Trailers Used But Not Owned
•Worldwide Travel
mecon.com.au
Brisbane
Suite 21, Level 3,
50-56 Sanders St
Upper Mt Gravatt 4122
07 3146 0100
Sydney
Level 5, 50 Margaret St
Sydney 2000
02 9252 1040
Melbourne
271-273 Wellington Rd
Mulgrave 3170
03 8562 9180
Perth
Level 2, 45 Ventnor Ave
West Perth 6005
08 9322 4529