PRESENTS: ••••••••••••••••••••••••••••••••••••••••••••••••••• THE TYPICAL EMERGENCY ROOM VISIT ••••••••••••••••••••••••••••••••••••••••••••••••••• CHARGES, WAIT TIMES, & TIPS FOR AVOIDING HIGH COSTS Of the approximately 2.6 trillion dollars that are spent on health care in the United States each year (an amount that continues to rise), some estimates suggest that emergency care accounts for up to 10% of the total. ALL OTHER U.S. HEALTHCARE EMERGENCY CARE SPENDING • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • The number of emergency room visits has been rising. 2010 130,000,000 2011 136,000,000 +18.7% From 2012–2013, the 24 busiest emergency rooms in the United States reported 18.7% more visits. From 2010–2011, visits increased from 130 million to 136 million. • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • Although different regions of the United States have different common reasons for ER visits, ABDOMINAL PAIN abdominal pain, respiratory RESPIRATORY INFECTION infections, superficial injury, and sprains/strains are the four most common reasons that people visit emergency SPRAINS & STRAINS SUPERFICIAL INJURY rooms across the country. • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • Across the United States, patients spend an average of 24 minutes waiting in the emergency room before seeing a doctor, and 2 hours, 13 minutes at the hospital before being sent home. 0 0: 2 4:0 0 0 2: 1 3:0 0 • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • According to an NIH-funded study, the median ER visit across the U.S. costs $2,168. $2500 $2000 $1500 $1000 That’s about 40% more than what the average American pays in monthly rent. $500 AVERAGE MONTHLY RENT IN THE U.S. AVERAGE ER VISIT IN THE U.S. • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • However, the same study found that the difference between the PERCENTILE OF EMERGENCY ROOM CHARGES 25th and 75th percentile of $? charges was $1,957; this means 0 $1,957 25 50 $? 75 100 many patients are paying a lot more or lot less than that for an ER visit, which makes it nearly YOUR BILL? impossible to know how much you will be billed. • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • The study also outlined the differences between minimum and maximum charges for various health issues. The minimum charge for people diagnosed with sprains or strains was $4, while the maximum charge was $24,110. For those diagnosed with headaches, the minimum charge was $15 while the maximum was $17,797. For those diagnosed with a urinary tract infection, the minimum charge was $50 while the maximum was $73,002. SPRAINS UTI HEADACHES $50 $1000 $5000 $10,000 $25,000 $75,000 • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • 33% •••••••••••••••••••••••••••••••••••••••••••••• In 2012, 33% of Americans said they had to put off medical care for themselves or their family due to cost. For those without insurance, 55% said they had to put off health care. •••••••••••• • • • • • • • • • • • • For those with private health insurance, 30% said they put off health care. •••••••••••• • • • • • • • • • • • • For those with Medicare or Medicaid, 21% said they put off care. • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • HOW TO Avoid High Emergency Room Costs First of all, it’s important to know that the charges billed are not actually what most people pay; Dr. Jesse M. Pines, an associate professor of emergency medicine and health policy at the Center for Health Care Quality at George Washington University explains, “the prices on the bill are just a starting point… [they] don’t represent what the insurer or patient will ultimately pay.” TIP #1: Only go to the ER if you need to • • • • • • • • • • • • •••••••••••••••••••••••••••••••••••••••• Approximately half of emergency department visits are not for emergencies. One way to avoid the high costs of going to the ER is to call your doctor first and ask for advice if your situation is not actually an emergency; alternately, you could go to an urgent care center, which is usually faster and cheaper than using an ER. TIP #2: Be an advocate for yourself in the ER •••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • If a health care professional suggests or orders a test or procedure during your visit, ask about its benefits and risks—and ask if it is completely necessary or if there are alternatives. TIP #3: Review and ask about your bill • • • • • • • • • • • • •••••••••••••••••••••••••••••••••••••••• Mistakes in billing happen regularly. Duplicate charges, charges for canceled tests/procedures, and unreasonable charges for time spent in a room (when you are admitted at 11:00 PM on Tuesday, discharged at 3:00 AM on Wednesday, and billed for two full days) are all fairly common. TIP #4: Negotiate your bill •••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • As is clear from the information above, the amount that hospitals and doctors charge varies widely, and hospitals know this. You can definitely negotiate your final bill. Some hospitals offer discounts for cash payment or other payment options if you don’t have insurance. You can also call the individual doctors who saw you during your visit and negotiate with them. You can even negotiate if you have insurance. TIP #5: Don’t wait to dispute your bill • • • • • • • • • • • • •••••••••••••••••••••••••••••••••••••••• Billing takes time, and payment is expected promptly. If you wait to contact a hospital about your bill, they may report it to a collections agency, which can ultimately affect your credit score and cost you a lot more in the long run due to your damaged credit. • • • • • • • • • • • • • ••••••••••••••••••••••••••••••••••••••••••••••••••••••• • • • • • • • • • • • REFERENCES Alderman, L. (2010, August 6). Demystifying, and maybe decreasing, the emergency room bill. The New York Times. Retrieved from http://www.nytimes.com/ 2010/08/07/health /07patients.html?_r=1 Lee, M. H., Schuur, J. D., & Zink, B. J. (2013, April 26). Owning the cost of emergency medicine: Beyond 2%. Annals of Emergency Medicine, 62(5), 498-505. DOI: http://dx.doi.org/ 10.1016/j.annemergmed.2013.03.029 Caldwell, N., Srebotnjak, T., Wang, T., & Hsia, R. (2013, February 27). “How much will I get charged for this?” Patient charges for top ten diagnoses in the emergency department. PLOS. Retrieved from http://journals.plos.org/plosone/article?id= 10.1371/journal.pone.0055491 Preidt, R. (2014, November 25). ER visits on the rise, study reports. Medline Plus. Retrieved from http://www.nlm.nih. gov/medlineplus/news/fullstory_149653.html Fernandez, E. (2013, February 27). How much will I be charged at the emergency room? UCSF study examines wide range of ER bills, highlights need for better-informed patients. University of California San Francisco. Retrieved from http://www. ucsf.edu/news/2013/02/13576/how-much-will-i-be-chargedemergency-room Groeger, L., Tigas, M., & Wei, S. (2015, January 14). ER wait watcher: Which emergency room will see you the fastest? ProPublica. Retrieved from http://projects.propublica.org/ emergency/ Sandler, M. (2015, January 17). ER visits still rising despite ACA. Modern Healthcare. Retrieved from http://www.modernhealthcare.com/article/20150117/NEWS/301169969 Spross, J. (2012, December 14). Over one in three Americans forgo health care due to costs. Think Progress. Retrieved from http://thinkprogress.org/health/2012/12/14/1337261/one-inthree-put-off-care/ presented by:
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