April 2015
You’re Invited to the
Why We Want You to Attend
YOUR CREDIT UNION'S
ANNUAL MEETING
Annual Meeting
We hope you will make plans to
join us for New Generation’s 65th
Annual Meeting! We will be sharing
Did you know that as a member of New Generations Federal Credit Union,
information about our progress in
you own a piece of this financial institution? It is because you are an owner of
2014 as well as our plans for the
our credit union that we hold an annual meeting each year that gives you an
future. This will be a great opportunity
to not only meet fellow members, but
to also learn more about what’s going
opportunity to:
•
Vote for volunteer candidates for our board of directors as your
personal representatives in official credit union business
on here at your credit union, as well as
let your voice be heard.
•
Learn about your credit union’s progress
Date: Thursday, April 23, 2015
•
Let your voice be heard
Time: 6:00 p.m.
Doors open at 5:30 p.m.
Location: Linwood Holton
Elementary School
Attendance at the annual meeting is a very important part of being a credit union
member, and one of the biggest factors that make credit unions special when
compared to banks.
We understand that your schedule is very busy, especially during the week.
A credit union event, particularly something that at first glance may seem
We hope to see
you there!
unimportant, probably isn’t high on your priority list. But we cannot stress enough
the importance of your attendance and the strength it brings to our credit union.
Besides your ability to affect how the credit union operates, the annual meeting
gives our members, employees, and volunteers (who are also members) a chance
to interact, build rapport, and learn more about each other. This helps strengthen
our ability to serve your and your family’s financial needs in ways no one else can.
It is our hope that you can make it to our annual meeting for 2015, held on
Thursday, April 23, at 6:00 p.m., at Linwood Holton Elementary School on
Laburnum Avenue. In addition to the meeting, we will be celebrating our 65th
anniversary of service to RVA! Please call us at (804) 359-8754 today to learn
more, or stop by a branch and speak to one of our friendly employees to get
your meal tickets. Attendance at the annual meeting is free, and we charge $7.00
(and require a ticket purchase) if you choose to take part in the meal that occurs
immediately after the meeting.
CREDIT UNION
UPDATES
Change of Fee Notice – Effective
Wednesday, April 15, 2015, the
Overdraft Fee and Non-Sufficient Funds
Fee will increase from $30 to $37.
A Home Loan FIT FOR YOU
Looking to purchase your first home or to dig into your home’s equity? New
Generations Federal Credit Union has a Home Loan that’s just right for you.
We offer Home Equity Loans & First-Time
Homebuyer Loans!
And since your best interests are always our priority, you can rest assured that no
matter which home loan you choose, we’ll be here to help ensure your needs are
met each step of the way. Visit www.newgenfcu.org to learn more about our home
loan options or give us a call at 804.359.8754 to speak with a friendly member
service representative today.
Give Your Grad
a Gift They’ll Love
It’s that time of year when kids, teens and young adults are getting ready for
the next big chapter in life – graduation time is here! And what better way to
show your grad that you’re proud than with the gift of mobile independence?
With the Sprint Credit Union Member Discount, you can give your grad a gift
they’ll love without breaking your bank.
Sprint Credit Union Member Discount:
10% discount on select regularly priced Sprint monthly service
Waived activation fee on new lines (up to $36 in savings)
Waived upgrade fee (up to $36 in savings)
Buy online and receive additional savings
Unlimited data available on select phone plans
And more!
Visit www.LoveMyCreditUnion.org or visit your local Sprint store to learn
more. Claim your discount with Corporate ID: NACUC_ZZM.
Southside Branch Lobby Closing
– As of Wednesday, April 1, 2015, the
lobby of our Southside branch on Belt
Boulevard will be closed to the public.
The drive-thru service and ATM service
at the Southside branch will remain
available for our members and CO-OP
Shared Branch members until further
notice. Please let us know if you have
any questions.
Working Harder to Protect You
Better – Beginning Tuesday, March
31, 2015, you may begin receiving
calls from an automated assistant
attempting to verify recent activity on
your debit and/or ATM cards with New
Generations Federal Credit Union. This
is a legitimate, security-related call from
New Generations. You will never be
asked to share card information (such
as your card number or PIN) over the
phone. Please let us know if you have
any questions. SECURE EMV TRANSACTIONS:
The Process & Terminology
EMV chip cards are a new type of credit card, specifically designed to dramatically
increase cardholder security while providing cardholders with the opportunity to
embrace contactless, and even mobile payment, at the point of sale (POS).
EMV cards can be used to make in-store purchases, two different
ways:
Contact EMV – In this type of transaction, an EMV credit card is
inserted into a point-of-sale terminal slot, which activates the chip
and then reads the card data to authenticate the card. In order
to then verify the cardholder’s identity, the terminal will either
prompt the user to enter their PIN or request a signature.
Contactless EMV & Mobile EMV – In a contactless EMV or Mobile
EMV transaction, the EMV card or NFC-enabled smartphone is tapped
or waved against the POS terminal. The credentials are then confirmed
using the EMV security without the user having to wait with their card in the
terminal.
How do EMV cards increase security?
Once contact has been made with a point-of-sale terminal, the EMV
card and terminal prepare the transaction data, which includes a unique,
one-time authorization code for that specific transaction. This ensures
that if an EMV card is copied or compromised, the data cannot be used to
make multiple transactions, making it more secure than a magnetic stripe
card, which once compromised, can be used over and over for countless
fraudulent transactions.
We have
MILLIONS to Lend!
NO PAYMENTS
for
90 DAYS on:
LIFESTYLE LOANS
for anything you’d like
NEW & US E D
AUTO LOANS
as old as
model year 2001
REFINANCED
AUTO LOANS
with New Generations
from another lender
Take advantage of this special offer
today!
Comi
ng
to you
r New
ration
s deb
ATM,
it,
and c
redit
cards
later i
n 2015
!
Gene
National Credit Union
Youth Month™
April 1-30, 2015
This April, New Generations Federal Credit Union
will be celebrating National Credit Union Youth
Month by helping our young members get Wild about
Saving! We invite you to bring your child or grandchild in
to the Credit Union to join us on the great adventure of
savings. We’ll guide them through the jungle of
personal finance and set them on the right
path to savings and financial education.
LOCATIONS & HOURS
Thomas J. Amiss Center (Main Branch)
1700 Robin Hood Road • Richmond, Virginia 23220
Mon., Tues., Thurs. & Fri. 9:00 a.m. – 5:00 p.m.
Wed. 10:00 a.m. – 5:00 p.m.
Drive-Thru: Mon. – Fri. 8:00 a.m. – 6:00 p.m.
Sat. 9:00 a.m. – 12:00 p.m.
City Hall Branch
900 East Broad Street, 16th Floor
Richmond, Virginia 23219
Mon., Tues., Thurs. & Fri. 9:00 a.m. – 5:00 p.m.
Wed. 10:30 a.m. – 5:00 p.m.
Chesterfield Branch
801 Branchway Road • Richmond, Virginia 23236
Mon., Tues., Thurs. & Fri. 9:00 a.m. – 5:00 p.m.
Wed. 10:30 a.m. – 5:00 p.m.
Drive-Thru: Mon. – Fri. 8:00 a.m. – 6:00 p.m.
Sat. 9:00 a.m. – 12:00 p.m.
Holiday Closings
Memorial Day
Monday, May 25
Independence Day
Saturday, July 4
John Marshall High School
(JMHS) Branch
Student-Run Branch
4225 Old Brook Road • Richmond, Virginia 23227
Available only to students and faculty of JMHS
Southside Branch
141 E. Belt Boulevard • Richmond, Virginia 23224
Drive-Thru: Mon. – Thurs. 8:00 a.m. – 5:00 p.m.
Fri. 8:00 a.m. – 6:00 p.m. • Sat. 9:00 a.m. – 12:00 p.m.
East District Center ATM
701 N. 25th Street • Richmond, Virginia 23223
ATM only at this location; does not accept deposits.
Hanover Medical Park ATMs
8220 Meadowbridge Road
Celebrate with a
VISA Gift Card!
From moms, to dads, to your new grads, VISA
Mechanicsville, Virginia 23116
MOB I outside ATM; accepts deposits MOB II inside ATM;
does not accept deposits
Short Pump Town Center ATM
11800 West Broad Street • Richmond, VA 23233
ATM located outside of Guest Services office on first level.
ATM only at this location; does not accept deposits
New Generations is a member of:
gift cards are the perfect gift for everyone
on your list. Purchase them right here
at New Generations FCU and get your
shopping done while you do your banking!
Visit www.allco-op.org and www.cu24.com/ATMLocator to
find the nearest branch or ATM location to you – no matter
where in the world you happen to be, there’s a good chance
we have your needs covered!
www.newgenfcu.org
For the Member Information Center,
call 804.359.8754, option 4
Mon. – Fri. 8:00 a.m. – 6:00 p.m.