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Thanks to Our Judges
Rob Rosenblatt
R2 Payments Associates
Lori Breitzke
Michael Mueller
E&S Consulting
Payments/Fintech
Angel Investor;
paysafecard
And Our Sixth Judge
YOU!
Best Choice Retail Card
Winners
Makes SIM cards
available through gift
card malls, enabling
customers to switch
carriers and activate
no-contract, prepaid
wireless airtime on their
existing phones.
A fee-free gift card
redeemable exclusively
at Tanger Outlets’ 400
brand-name retailers
with locations in the U.S.
and Canada.
17-year-old gift card
program is deeply
woven into the fabric
of its broader
business, addressing
a wide range of
customer needs on
a global basis.
Best Choice Retail Card
Walmart Closed Loop Gift Card
Top of Wallet
Winners
Convenient, low-cost
and full-featured
financial management
tool linked to a broad
array of services, such
as loyalty rewards, at
8,500 Walgreens and
Duane Reade stores.
GPR card and mobile
app transform a
smartphone into a
personal money
manager, enabling
users to pay bills, shop
and deposit checks.
Tiered services and
pricing give customers
more options to
choose the product
right for them based
on how they’ll use the
product.
Top of Wallet
Honorable Mention
Univision MasterCard
Prepaid Card
ACE Elite Visa Prepaid
Debit Card
Top of Wallet
Balance Financial Prepaid MasterCard
Outstanding Pay Solution
(Platform)
Winners
Helps employees
replace expensive
check cashing services
or low-tier bank
accounts with a fullfeature payroll card at
little or no cost.
This payroll card is
specifically developed
for employees in the
maritime industry, with
simple money transfer
capabilities built in.
Small and midsize
businesses can offer
an employee payroll
card that competes
with those available
at large companies.
Outstanding Pay Solution
(Platform)
OceanPay Visa Prepaid Card
Outstanding Pay Solution
(Program)
Winners
Trusted Brink’s brand
delivers a paycard with
industry-leading features,
including budgeting tools
and rewards, and
significant employer
benefits.
Supports Go Green
initiative, eliminating
paper checks within a
massive retail
operation to better
serve the company
and crew members.
Walmart reinvests to
develop innovative
features and tools for
its secure and costeffective paycard
program.
Outstanding Pay Solution
(Program)
Global Cash Card for Popeyes
Top Motivator
Winners
Single platform and
common debit card
streamline 20+
recognition and
incentive programs,
improving ease of use
and reducing
costs for Delta.
Corporate-loaded
network branded card,
unique in Canada, that
may be customized and
activated under one roof,
without any minimum
order requirement or fees
for cardholders.
With all-inclusive
support and proven
scalability, program
delivers hundreds of
thousands of payments
for rebates on
Whirlpool brands.
Top Motivator
Delta Air Lines Performance Pays Debit Card
Best Health Benefits Delivery
Program
Winners
Delivers distinct
features, such as custom
authorization and
stacked multiple cards,
increasing adoption,
activation and use, and
generating high user
satisfaction.
Provides a central hub
for members to
manage their health
finances and thrive in
today’s turbulent
health care climate.
Prepaid card plus
digital wallet enable
purchases across taxadvantaged programs
as well as employee’s
linked personal debit
and credit cards.
Best Health Benefits Delivery
Program
The Alegeus Technologies Benefit Debit Card
Best Benefits Delivery
Winners
First-of-its-kind card
provides home health
care professionals,
many with no access to
employer-sponsored
insurance, a way to pay
their own health care
expenses.
Card-based flu
vaccination solution
loads funds at the time
of payment, so
providers pay only for
administered vaccines.
Simplifies tax refund
delivery for tax preparers
and electronic return
originators and their
customers, while
providing a long-term
money management tool.
Best Benefits Delivery - TIE
Citi Flu Care
MyChoice Prepaid – Tax Refund Program
Best B2B Problem Solver
Winners
Complete acquiring
solution for small
businesses is the only
program in the Italian
market that facilitates
transaction settlement to
a reloadable prepaid card.
B2B virtual prepaid card
solution streamlines and
simplifies health care
payments from TPAs to
health care providers,
while processing
payments using a familiar
channel.
Virtual card facilitates
insurance payments to
service providers.
Real-time integration
with adjusters enables
payments less than 15
minutes after claim
approval.
Best B2B Problem Solver
VPay
Head of the Class
Winners
From card design and
Website to mobile
app and email
communications, program
is designed to establish an
emotional connection
with millennials.
Taps the mobile channel
and prepaid technology
(with parental controls)
to help teach young
users to spend wisely,
save for the future and
donate to charities.
Fastest way to create a
student payment program
via an integrated management, processing, Weband mobile-capable,
customer-service
supported platform.
Head of the Class
The Oink Card
Best Travel Companion
Winners
All-in-one international
student ID and prepaid
travel card helps U.K.
students enjoy special
student discounts, while
managing their money
on the go.
Full-featured multicurrency
travel money card, holds
up to eight currencies,
streamlining offering
for TUI, while providing
greater benefits to
travelers.
Enables cash customers
to pay for transit and
receive the benefits
of electronic payment,
while capturing
anonymous data to
improve services.
Best Travel Companion
STA ISIC Prepaid MasterCard CashCard
Prepaid with Heart
Winners
MCC-restricted, prepaid
card facilitates a safe
ride home for anyone—
but focuses on college
students. Redeemable
only for taxi, mass
transit, airline, etc.
Financial management
tool helps cardholders
show commitment to
women through
contributions ($3 million
to date) to the fight
against breast cancer.
Leverages crowdfunding,
prepaid payments, social
media and patentpending technology to
revolutionize charitable
and personal giving.
Prepaid with Heart
Pink ACE Elite Visa Prepaid Debit Card
Pay World Award
Winners
Prepaid card linked to
mobile operator KDDI’s
mobile wallet is helping
transition cash-based
Japanese consumers to
electronic payments.
Payment solution enables
cash users in the
Philippines and Turkey to
shop online via prepaid
card/PIN purchased
at retail locations.
Easy-to-use, secure,
online pay portal and
brandable prepaid
cards enable businesses
to make payments to
payees in 170+
countries.
Pay World Award
Paylution Prepaid Card
Think Local, Pay Global
Winners
Enables businesses in
the EU to make global
payments via prepaid
cards with real-time
access to funds.
Organizations can
enroll and start making
payments in 72 hours.
Built from the ground
up to enable millions
of businesses
to issue cross-border
payments in more than
70 currencies
in 200 countries.
Facilitates mobile phone
top-ups to 350 operators
in 100 countries, so
immigrants living in Italy
and Spain can give the gift
of mobile minutes to
loved ones
back home.
Think Local, Pay Global
Payoneer
Consumer Champion Judge
Jennifer Tescher, President & CEO,
Center for Financial Services Innovation
Consumer Champion
Winners
Mobile bank account,
linked debit card and
financial services that
deliver valuable, costeffective money
management features to
on-the-go consumers.
This next-generation
program has gone from
one-time use at tax time
to a year-round financial
services product, full of
features and light on fees.
Redesigned product
offers robust features
to address consumer
needs, while offering
the lowest fee structure
in the industry.
Consumer Champion
American Express Serve
Consumer Value
Winners
First in-lane payment
option enabling
consumers to pay bills
and insurance premiums
quickly with a simple
scan of a barcode.
Multipacks offer Sam’s
Club members, who are
predisposed to buying
in bulk, the benefit of
purchasing multiple gift
cards at a discount.
Distributed at 450,000
worldwide retail
outlets, paysafecard
is free to users and
facilitates payments
at thousands of online
shops.
Consumer Value
Cashtie
M-Wallet of the Year
Winners
Mobile commerce
solution enables banks
and retailers to enter the
market quickly with
robust loyalty and nextgeneration payments
capabilities.
First open mobile wallet in
Canada, enabling
consumers to add
payment cards and make
purchases with their
mobile phones.
First-to-market mobile
wallet and companion
prepaid card introduce
electronic payments to
young consumers in the
largely cash-based
Thai society.
M-Wallet of the Year
Wallet by truemoney
Gotta-Have Mobile App
Winners
Mobile payments app
with linked prepaid card
helps Sprint customers
manage their money and
save prior details to
enable one-click repeat
transactions.
Robust app touts creative
design, minimalist interface
and helpful financial tools,
including Fortune Teller
budget/purchase cross-check
and Slide for Balance instant
balance.
Brings innovative
mobile gifting, loyalty
and HCE-based
payment capabilities
to retailers and
corporations looking to
engage customers.
Gotta-Have Mobile App
GoBank
Top Digital Dollars
Winners
Digital “safe” of funds
facilitates loading cash
to several prepaid cards
and paying bills through
a vast retail network.
First-of-its-kind program
gives consumers ability to
use their digital currency
and loyalty points as a
payment option at almost
any retailer.
Smart wallet for national
currencies and brand cash;
retailers receive funds
without fees, dedicated
POS or worry of loss or
theft.
Top Digital Dollars
Reloadit Safe
Consumer Connection
Winners
Research-based
campaign focused on
showcasing real people
in need of a simpler,
more cost-effective
payments solution.
Capitalized on tax refund
season to entice customers
to load their refunds with
Green Dot and introduced
Reload @ the Register.
Drew in NASCAR fans
with sweepstakes to
drive greater awareness,
trial and ongoing card
activations/usage for the
new Balance Financial
Prepaid MasterCard.
Consumer Connection
Walgreens Race Around America
presented by Balance Financial
Best Dressed
Winners
Special packaging for
Cracker Barrel gift cards
uses the iconic inrestaurant peg game to
sell more gift cards to
Sam’s Club members.
Line of scented openloop gift cards that
increases perceived
value of gift without
changing its function.
Beautiful card with distinct
functionality—rewards,
travel, expense—became
memorabilia for the 2014
Sochi Olympic and
Paralympic Winter Games.
Best Dressed
Cracker Barrel Gift Card Tin/Peg Game Blister Pack
Outstanding White-Label
Platform
Winners
Cloud-based
digital gifting and
currency platform
enables retailers
and restaurants
to deliver more
profitable
and personalized
customer
experiences.
Flexible platform
and multiple roles
across the value
chain enable
Discover to
challenge the
status quo and
create customized
solutions.
World’s largest
electronic
payment network.
White-label
Proprietary platform operators gain
serves processing
flexibility through
and program
a trusted network
management
without requiring
functions of a wide changes to POS
variety of payment, or existing
prepaid, virtual and reconciliation
e-wallet programs. process.
Outstanding White Label
Platform
CashStar Digital Gifting Platform
Change Agent of the Year
Winners
Introduced Geo-Fraud
System, which uses
proprietary geographic
algorithms to monitor
and prevent fraud for
paycard cardholders.
The technology could
be used to prevent
fraud industry-wide.
Green Dot expanded
prepaid card
distribution into
leading U.S. financial
services centers and
expanded reload
network to nearly
100,000 retail
locations.
Launched Prepaid
Clearinghouse Service—
the first centralized
database to enable FIs,
processors and program
managers to share data,
identify trends, predict
fraud and prevent it with
real-time alerts.
Change Agent of the Year
Visa Inc.
One to Watch
Winners
GPS is entering the
U.S. prepaid market
to capitalize on its
next-generation
platform, built by
program managers for
program managers,
and Visa/MasterCard
EMV certifications.
Unifies consumers,
merchants and
enterprises through a
well-built processing
platform that delivers
best-in-class,
integrated commerce
and payments
solutions.
Partners with wireless
carriers to leverage
money management as a
way to better serve
existing customers and
acquire new ones; and
launched a new reload
network through
independent wireless
retailers.
One to Watch
Marqeta Inc.
Innovation Award
Winners
First enterprise-ready
mobile commerce
solution designed
to support global
m-POS deployments
for businesses across
vertical markets.
Card performs in a unique
environment, providing
24/7 needed financial
services to military
personnel in home ports,
foreign ports or operating
in remote locations at sea.
App enables businesses
to take prepaid card
sales to any part of
their operation that
will serve customers.
Innovation Award
Navy Cash/Marine Cash
Judges’ Choice
SaaS card customization
platform delivers onestop global service for
card personalization
and fulfillment in 27
countries.
Provides a strong
incentive structure that
ties healthy choices to
tangible, real-time
financial rewards via a
customized prepaid card.
Judges’ Choice
Mobile app with linked Visa Buxx
prepaid card helps military personnel
remotely manage teens’ spending
and teach them financial literacy.
Within six months, 45 percent of
cardholders were using the app.
Payments and health care
experts developed this virtual
payments solution to create
efficiencies, streamline
processes and improve claim
payments with total visibility
for health care providers and
payers.
Judges’ Choice
NFCU Visa Buxx App
Breakout Company of the Year
Winners
Leading incentives,
gift, payroll and
government prepaid
provider expanded its
business in 2014 by
launching a mobile
wallet and Canada’s
first reload network.
Check-funding service is
reaching distribution
ubiquity. Virtually every
GPR, payroll and tax
preparation prepaid card
provider works with Ingo
to improve the cardholder experience and
increase lifetime value.
In 2014, SVS focused
on expanding digital
gifting, improving card
security, preventing CNP
fraud and helping
retailers manage gift card
programs in the fastestgrowing economies
in the world.
Breakout Company of the Year
Stored Value Solutions
Industry Achievement
The highest recognition bestowed on a
colleague working in the prepaid industry:
❖ Not only significant figure within own company
❖ History of commitment or extraordinary
services to industry
❖ Puts himself/herself on the line personally to
advance prepaid or emerging payments
Industry Achievement
2015 Industry Achievement Judges
Judith Rinearson
2008
Anabel Pérez
2011
Jonathan Weiner
2012
Ron Hynes
2014
Don Kingsborough
2008
Industry Achievement
Jeremy Kuiper
Managing Director, Payment Solutions
The Bancorp
Thank You!
Thank you for joining us
to celebrate the best in prepaid,
mobile and emerging payments!
Join Us in Spain
Still Time to Enter!
Nominations Due 13 March
See Paybefore.com
for details.
18-20 May 2015
Marbella, Spain