How to read your statement FirstChoice Personal Super Your regular statement contains valuable information about your investment, so it’s important to take some time to understand it. 1 Your account valuation Unit price The value of a single unit in the investment option. Units Value The number of units held in the investment option. Calculated by multiplying the number of units by the unit price on the last day of the statement period. Remember: The number of units you hold in a fund will not decrease unless units are sold to withdraw, switch out, or pay fees (direct fees only). However, the unit price will fluctuate, which will affect the value of your investment. 2 Your account summary Your investments Change in investment value Summary of transactions performed on your account over the reporting period for example contributions by you or your employer, withdrawals or deductions of insurance premiums. Reflects how the performance of the fund(s) you are invested in directly affected the value of your balance over the statement period. It calculates the difference between the opening and closing balances that have occurred during the statement period after all transactions have been accounted for. Want regular updates on your investments? Colonial First State’s secure online service, FirstNet, allows you to have access to up-to-date information about your investment 24 hours a day, seven days a week. You can access FirstNet by visiting our website colonialfirststate.com.au. If you’ve never used FirstNet before, give us a call to set up your access. 3 Your insurance details Benefit type Benefit amount The type of insurance cover you have. The total amount you would receive if there was a claim on your insurance cover. This is the cover amount plus the balance of your super account at the end of the statement period. Cover amount This shows the value that you are currently insured for. 4 Your fee summary Fees charged Total fees directly deducted from your account during the statement period. This can include fees such as adviser service fees and/or withdrawal fees if applicable. Total fees you paid Other management costs Total estimated fees you have paid over the period taking into account fees directly and indirectly paid by you. These are fees for managing and administering your investments. These are not directly deducted from your account balance but are incorporated into the unit price. Don’t forget you can receive your statements by email rather than by post. To register for online communications please visit colonialfirststate.com.au/paperfree. Any questions? If you have any further questions regarding your statement, you should contact your financial adviser or call us on 13 13 36, Monday to Friday, 8am to 7pm, Sydney time. Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) is the issuer of interests in the super fund from Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557, Colonial First State Rollover & Superannuation Fund ABN 88 854 638 840 and the Colonial First State Pooled Superannuation Trust ABN 51 982 884 624. The information contained in this document is based on the understanding Colonial First State has of the relevant Australian laws as at 1 July 2011 and assuming those laws will continue to apply without any change. This document contains factual information and general advice and should not be relied upon in substitute for seeking advice. It does not take into account your individual objectives, financial situation or needs. You should assess how the information affects you and consider talking to a financial adviser before making an investment decision. Product Disclosure Statements (PDS) describing the investment super and pension products issued by Colonial First State are available at colonialfirststate.com.au or by contacting us on 13 13 36. You should consider the PDS before making an investment decision. Colonial First State does not endorse, guarantee or otherwise stand behind any services or information provided by any adviser (other than employees of Colonial First State). 16846/FS5472/0711