How To Reach Us

How To Reach Us
Our Vision:
NHC Qikiqtaaluk District Office
P.O. BOX 155 Cape Dorset, NU X0A 0C0
Phone:
Fax:
To ensure families and individuals in
Nunavut have access to a range of
affordable housing options.
867.897.3665
867.897.3669
Our Mission:
NHC Kitikmeot District Office
P.O. Box 110 Cambridge Bay, NU X0B 0C0
Phone:
Fax:
867.983.2276
867.983.2278
To provide opportunities for all residents of
Nunavut to have homes that support a healthy,
secure, independent and dignified lifestyle
through working with our communities to allow
them to assume the role of providing housing to
Nunavummiut.
kNK7u w[loEp3Jx4f5
Nunavut Housing Corporation
Nunavutmi Igluliriyiryuarkut
Société d’habitation du Nunavut
Nunavut Housing Corporation (NHC)
N U NAVU T
D OW NPAY ME N T
A SS IS TA N CE
P RO G RA M (N DA P )
NHC Kivalliq District Office
P.O. Box 540 Arviat, NU X0C 0E0
Phone:
Fax:
867.857.8700
867.857.4005
NHC Headquarters - Arviat
PO Box 480
ARVIAT, NU X0C 0E0
Phone: 867. 857 . 3000
Fax: 867. 857 . 3040
NHC Directorate - Iqaluit
1553 Federal Rd. 2nd Floor
PO Box 1000, Station 1400
IQALUIT, NU X0A 0H0
Phone: 867. 975 . 7200
Fax:
867. 975 . 4194
Other NHC Homeownership Programs
include:
The Home Renovation Program (HRP)
The Heating Oil Tank Replacement Program (HOTRP)
The Senior Citizen Home Repair Program
(SCHRP)
The Emergency Repair Program (ERP)
The Seniors and Disabled Persons Preventative Maintenance Program (SDPPMP)
The Tenant-to-Owner Program (TOP)
The Interim Financing Program (IFP)
Please contact the NHC District Office in your
region for an application form and additional
program information or go to
www.nunavuthousing.ca to download an application form.
ᑖᓐᓇ ᑕᑯᔭᒃᓴᑯᓗᒃ ᐊᓕᓚᔪᖅ ᒪᓂᒪᑎᑕᐅᖕᒥᔪᖅ
ᐃᓄᒃᑎᑑᖓᓪᓗᓂ
Una makpiraaq piinarialik Innuinaqtun
Cette brochure est disponible en français
NUNAVUT DOWNPAYMENT ASSISTANCE
PROGRAM (NDAP)
NDAP is a program offered by the Nunavut
Housing Corporation (NHC) to assist residents of
Nunavut in becoming homeowners by providing
a contribution towards a downpayment of an
existing home or construction of a new home.
Prospective homeowners are expected to
finance the remainder of the cost through a
private lender (usually a bank) and must obtain
mortgage approval prior to NDAP approval.
The NHC’s contribution towards the downpayment is based on 7.5% of the purchase price, to
a maximum purchase price of $400,000. The
maximum assistance available is $30,000.
(7.5% X $400,000).
Prospective homeowners must also contribute
towards the downpayment and their contribution
must equal at least 2.5% of the purchase price.
For properties in excess of $400,000, the client’s
equity contribution must be increased proportionately so that the total down payment equals
10% of the purchase price.
Approved applicants purchasing a house costing
more than $400,000 will receive the maximum
assistance amount of $30,000.
The downpayment assistance from the NHC is
offered as a 10-year forgivable loan with no
forgiveness earned in the first 5 years. This
means that if the house is sold or vacated within
the first 5 years, the NDAP loan (plus interest?)
must be repaid in full. If the house is sold or
vacated after 5 years (and before 10 years?)
the *** . After 10 years, *** INSERT/DEFINE 10
YR FORGIVABLE LOAN.
NDAP Eligibility Criteria
Applicant & Co-applicant - NHC considers
that any assistance provided to the client and
his/her partner is provided jointly to both
partners and requires that both applicant and
co-applicant information be included on the
application.
Income Eligibility Threshold - The com-
4. Neither applicant can have received previous assistance from the NHC to buy or
build a home within the last 10 years.
5. Both applicants must not currently own
residential property or have owned residential property in the community in
which they are applying for NDAP during
the last 5 years.
bined income limit for NDAP is $125,000,
however, the limit is adjusted upwards based
on family size. See Adjusted Income Eligibility
Threshold.
6. Both applicants cannot have arrears with
the NHC or any Local Housing Organization in Nunavut.
Adjusted Income Eligibility Threshold –
Application Procedure
The income eligibility threshold is adjusted
upward in increments of $6,500: one increment for a spouse, and one increment for
each dependent child (under X age or student etc ?).
Adjusted Income - The income of applicants is adjusted downward by the amount of
any Northern Allowance, Settlement Allowance, Isolated Post Allowance, or any other
cost-of-living allowance provided by employers, and/or Vacation Travel Assistance with
the exception of housing or household allowances.
Eligibility rules for Applicants and Coapplicants 1. The combined adjusted income of the applicants must fall below the NHC’s Adjusted Income Eligibility Threshold for their
household.
2. Both applicants must be residents of Nunavut at time of application.
Please contact the NHC District Office in your
region or visit www.nunavuthousing.ca to obtain an application form and additional program information.
Note: Please allow sufficient processing time
for NHC to review your application. Applications will be reviewed for eligibility and affordability requirements.
NDAP application approvals are subject to
funding availability.
We’re here to help?. NHC Staff at your District Office will be pleased to answer questions about the NDAP program and application process.
Disclaimer: The information provided in this brochure gives only a general description of the
NDAP program. Please contact your NHC District Office or visit www.nunavuthousing.ca for
complete details.
3. Both applicants must occupy the home as
a principal residence for the entire term
of the loan.
www.nunavuthousing.ca