1. finance
2. personal finance
3. insurance

PRSRT STD
U.S. POSTAGE
PAID
WILLOUGHBY, OH
PERMIT NO. 111
I would like to extend a special thanks to all of our sponsors who provide financial support
for our seminar. As you might expect, putting on a seminar is a substantial expense and
their contributions are important. Please keep them in mind for the services they provide.
This year, we are going to charge a nominal fee of $30 to help us with these expenses. The
cost of putting on this event to an increasingly large audience has risen. We have made
payment convenient as you will be able to pay online when you register.
We look forward to seeing you on October 24, 2014!
N. Lindsey Smith
*****IMPORTANT ANNOUNCEMENT REGARDING
THE HOME STUDY COURSE PROGRAM*****
The Ohio Department of Insurance will approve 1 credit hour for each 10 test questions.
Our 100 question test will provide 10 credit hours. The Department of Insurance requires
that two tests be offered and each test will have at least 50 different questions.
This seminar has been approved for continuing education credits with the Ohio Department
of Insurance for 4 hours of credit for the in class portion and 10 credit hours for the home
study program. The Certified Financial Planning Board of Standards, Inc. has approved
4 hours for the in-class portion and 5 hours for the home study portion (CFP only grants
credits for 1/2 of the home study hours). We are registered with the Accountancy Board of
Ohio for continuing education and this seminar and home study qualify for 14 credit hours
for accountants.
THANK YOU TO OUR SPONSORS
We are pleased to present to you this invitation for our 21st Annual Select Strategies
Seminar.
SMITH AND CONDENI LLP
The Estate and Business Planning Law Attorneys
The TOLI Group
2035 Crocker Road
Suite 105
Westlake, OH 44145
866-998-TOLI (8654)
Dear Colleagues...
presented by
Cleveland/Akron
Society of Financial
Service Professionals
P.O. Box 31416
Independence, OH
44131
440-429-8430
✓ Business Planning
✓ Real Estate
✓Workers
Compensation
✓ Business Law
Home Instead
Crossroads Hospice
Senior Care
9775 Rockside Road
7650 First Place Suite H,
Suite 270
Building B
Valley View, OH 44125
Oakwood Village, OH
216-654-9300
44146
440-914-1400
Probate Litigation
Personal Injury
Wrongful Death
Employment Law
Business Litigation
Ohio Employee
Ownership Center
Kent State University
113 McGilvrey Hall
Kent, OH 44242
330-672-3028
✓
✓
✓
✓
✓
RETURN SERVICE REQUESTED
Estate Planning
Asset Protection
Life Care Planning
Special Needs
Estates & Trusts
SMITH AND CONDENI
600 E. Granger Road
Second Floor
Cleveland, Ohio 44131
216-771-1760
www.smith-condeni.com
✓
✓
✓
✓
✓
MassMutual
Financial Group
2012 West 25th Street,
Suite 900
Cleveland, OH 44113
216-592-7359
Areas Represented:
Northstar
Advisory Group
2000 Auburn Drive,
Suite 415
Beachwood, OH 44122
216-202-0202
Joseph A. Condeni • Stacey Kiene
Of Counsel: Jeffrey W. Krueger
TWENTY FIRST ANNUAL
SELECT STRATEGIES FOR
INSURANCE AND ESTATE
PLANNING SEMINAR
Our Lady
of the Wayside
38135 Colorado Avenue
Avon, OH 44011
440-871-2139
Personal Injury / Business Litigation Group
Berson-Sokol
Agency, Inc.
23500 Mercantile
Road #C
Cleveland, OH 44122
216-464-1542
800-543-6000
N. Lindsey Smith • Jennifer B. Cusimano • Allison M. McMeechan
Matthew E. Henoch • John R. Tullio, Jr. • Stephanie M. Glavinos
Of Counsel: James A. Keating
NorthCoast Brokerage
Agency, Inc., a Capitas
Financial Partner
1360 E. 9th Street Suite
800 Cleveland, OH
44114
216-566-7400
Estate Planning & Business Law Group
TWENTY FIRST ANNUAL SELECT
STRATEGIES FOR INSURANCE
AND ESTATE PLANNING SEMINAR
600 E. Granger Road • Second Floor • Cleveland, Ohio 44131
Phone 216-771-1760 • Fax 216-771-3387
www.smith-condeni.com
Friday, October 24, 2014
Registration: 11:30 a.m. - 12:15 p.m.
Presentations: 12:15 p.m. - 4:30 p.m.
HOLIDAY INN INDEPENDENCE
6001 Rockside Road
Independence, Ohio 44131
216-524-8050
A valuable seminar for Insurance, Investment and Financial Planning
Professionals and Certified Public Accountants
Earn up to 14 hours of CE credits!
ON-LINE REGISTRATION at www.smith-condeni.com
We strongly recommend on-line registration to help expedite the process and invite
you to visit our website at www.smith-condeni.com to complete your registration. The
registration form will be processed by our secure server (please see our website for more
information about internet security). Once you have completed the registration, you will
receive an email confirmation.
AGENDA: OCTOBER 24, 2014
1. 12:15 pm - 12:30 pm
Introductory Comments
N. Lindsey Smith, Esq.,
Smith and Condeni LLP
Joseph A. Condeni, Esq.,
Smith and Condeni LLP
2. 12:30 pm - 1:10 pm
“Business Planning with Life
Insurance”
N. Lindsey Smith, Esq.,
Smith and Condeni LLP
Anthony DiSantis,
Sales Vice President
NorthCoast Brokerage, Inc., Capitas
Financial
Presenters will be surveying the
many applications of life insurance
that are used to help business
owners address a variety of
planning needs, including liquidity
needs, key man insurance, life
insurance for business succession
planning, funding of phantom
stock arrangements, split dollar
ownership as well as how to
structure ownership and beneficiary
designations of insurance policies
used to achieve these varied
objectives.
3. 1:10 pm - 2:00 pm
“Life Insurance You Don’t Have
to Die to Use!”
Joe Ross,
Vice President, Sales Productivity and
Business Development
AIG Life and Retirement
We’ll discuss how you can turn
illiquid death benefits into a liquid
pool of money your clients can
use to protect their portfolio assets
from the costs of severe illness and
the risk of outliving their assets, so
they can achieve a higher sense
of financial security during their
retirement.
4. 2:00 pm - 2:30 pm
Break
5. 2:30 pm - 3:00 pm
“Panel Discussion on Asset
Protection Planning Strategies”
Stephanie M. Glavinos, Esq.,
Smith and Condeni LLP
Matthew E. Henoch, Esq.,
Smith and Condeni LLP
John R. Tullio, Esq.,
Smith and Condeni LLP
This presentation provides a basic
overview of the current asset
protection planning laws and
relevant issues facing clients today.
We will provide a brief summary
of the pertinent provisions from
the recently enacted Ohio Asset
Management Modernization Act.
There will be a discussion of the
various asset protection planning
pitfalls to avoid. We will also
highlight the current strategies being
employed to insulate assets from
creditors.
REGISTRATION
7. 3:30 pm - 4:20 pm
“EXCLUSIVE INTERACTIVE
WEBINAR WITH LIVE Q & A
2014 Update and 2015 Outlook”
Robert C. Doll,
Chief Equity Strategist, Senior
Portfolio Manager
Nuveen Asset Management
The economy has healed
considerably since the Great
Recession, but the effects still linger.
The current economic rebound
has been slow, uneven and not
without fears that the United States
would sink back into recession.
Mr. Doll will provide an update on
the economic facts driving his Ten
Predictions for 2014 and insight into
his outlook for 2015.
8. 4:30 pm - 5:30 pm
“Test On Estate Planning
Concepts”
Sponsored and Administered by
NorthCoast Brokerage Agency, Inc.,
a Capitas Financial Partner
This home-study test focuses
on basic concepts of estate and
financial planning and the uses of life
insurance in a comprehensive estate
plan. The pass rate for this test last
year was 91%!
STEP 1 — CHECK CLASS REQUESTED
q IN CLASS & HOME STUDY
(14 Hours Insurance and 9 CFP)
q IN CLASS ONLY (4 Hours)
STEP 2 — CHECK CREDITS REQUIRED
q INSURANCE CREDITS ONLY
NATIONAL PRODUCER # (NPN)______________________________________________
q CFP CREDITS ONLY. LAST 4 DIGITS OF SS# __________________________________
q CPA
q NONE
STEP 3 — PLEASE COMPLETE ALL INFORMATION
Name: _______________________________________________________________________
Phone #: _____________________________________________________________________
Business Name: ______________________________________________________________
6. 3:00 pm - 3:30 pm
“Veteran’s Benefits
Administration”
Business Address:_____________________________________________________________
Allison Mantz McMeechan, Esq.,
Smith and Condeni LLP
This presentation focuses on the
Veterans Administration and the
benefits that may be available to
your clients. Topics to be covered
include: 1) VA pension benefits
including the service, income, and
asset requirements; 2) Household
benefits; 3) Aid and attendance
benefits. The presentation will also
cover VA compensation benefits, as
well as lesser known benefits such
as home based primary care, burial
benefits, VA nursing homes, life
insurance and prescription benefits.
Register as soon as possible, but no later than October 19 for the October 24th
seminar. The tuition fee is $30.00 and must be prepaid at registration. If you
do not want to register on-line, please complete the registration form below and either
fax or mail it to us with your check or your credit card information. All of the information
is needed to complete your registration. Home study materials will be provided to you
on our website. If you have any questions regarding registration or the seminar, please
feel free to contact Donna at 216-574-2039. Again, please keep in mind that ALL of the
information below is required for registration and course credit.
__________________________________________________________________________
Email: _______________________________________________________________________
(Confirmation will be sent via email)
Don’t miss your opportunity to hear Bob Doll at our fall seminar!
Below you will find a sample of what Bob will be covering:
Improving U.S. Economy
Bear Arguments
Fear Recedes/Confidence Builds
Valuations Are Not Expensive
Fiscal Drag Peaking in 2013
U.S. Private Employment
U.S. Manufacturing
Renaissance
Accelerating Earnings Growth
Municipal vs. Taxable Bonds
STEP 4 — PLEASE REGISTER. TUITION MUST BE PREPAID
REGISTER ON-LINE: www.smith-condeni.com
REGISTER BY MAIL OR FAX: SEND COMPLETE FORM AND CREDIT CARD PAYMENT:
Smith and Condeni LLP — Attn: Donna Davis
600 E. Granger Road, Second Floor
Cleveland, Ohio 44131-6721
FAX: 216-771-3387
ATTN: Donna Davis
INDICATE METHOD OF PAYMENT: TUITION FEE: $30.00
q Check enclosed payable to Smith and Condeni LLP
q MC q VISA
q DISCOVER
Card #: ______________________________________________________________________
Card Expires: _________________________________________________________________
V-Code (3-digit # on back of card): _______________________________________________
Signature: ____________________________________________________________________
NOTICE
Approved for continuing education credits with The Ohio Department of Insurance
and The Certified Financial Planning Board of Standards, Inc. and Registered with the
Accountancy Board of Ohio for continuing education.
HASSLE-FREE CANCELLATION POLICY:
RECEIVE A FULL TUITION REFUND IF YOU CANCEL 48 HOURS PRIOR TO SEMINAR
DATE - OR - RECEIVE A TUITION CREDIT TO ATTEND THE MAY 1, 2015 SEMINAR.
FOR MORE INFORMATION, PLEASE CALL DONNA AT 216-574-2039.