1. No category

Halifax Intermediaries
Product Guide
Customers with smaller loans will typically pay less over the
product life if they select products with smaller fees, despite
the higher interest rates payable.
For the use of mortgage intermediaries and other
professionals only.
Contact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
005CABFor the use of mortgage intermediaries
and other professionals only.
Product changes
Changes to our product range effective from Wednesday 15th October 2014.
New Business
- 2 year fixed rates for further advances of £10,000 to £50,000 reduced from 5.89% to 4.89%.
005CABContact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
Halifax Intermediary Rate Guide
15th October 2014
FTB
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
2.09
31/12/2016
£1,499
£200,000
£1,000,000
0
60
3% to 31/12/2015
1.3% to 31/12/2016
31 March 2015
FAG608
Refund of valuation
Repayment and Interest Only
2.19
31/12/2016
£999
£0
£1,000,000
0
60
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAG534
Repayment and Interest Only
2.59
31/12/2016
£0
£0
£1,000,000
0
60
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG535
Repayment and Interest Only
75
3% to 31/12/2015
1.3% to 31/12/2016
31 March 2015
FAG973
Refund of valuation
Repayment and Interest Only
75
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAG974
Repayment and Interest Only
£500 Cashback
2.29
2.39
31/12/2016
31/12/2016
£1,499
£999
£200,000
£0
£1,000,000
£1,000,000
60
0
2.79
31/12/2016
£0
£0
£1,000,000
0
75
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG975
Repayment and Interest Only
£500 Cashback
2.69
31/12/2016
£1,499
£200,000
£1,000,000
75
80
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG610
Refund of valuation
Only available when taken on a repayment basis
80
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG976
Only available when taken on a repayment basis
£500 Cashback
31 March 2015
FAG977
Only available when taken on a repayment basis
£500 Cashback
2.79
31/12/2016
£999
£0
£1,000,000
75
2 year
3.19
31/12/2016
£0
£0
£1,000,000
75
80
3% to 31/12/2015
2% to 31/12/2016
2.94
31/12/2016
£1,499
£200,000
£1,000,000
80
85
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG978
Refund of valuation
Only available when taken on a repayment basis
Not available for New Build
3.04
31/12/2016
£999
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG979
Not available for New Build
Only available when taken on a repayment basis
£500 cashback
3.44
31/12/2016
£0
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG980
Not available for New Build
Only available when taken on a repayment basis
£500 cashback
4.09
31/12/2016
£1,499
£200,000
£750,000
85
90
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG981
Refund of valuation
Only available when taken on a repayment basis
Not available for New Build
4.19
31/12/2016
£999
£0
£750,000
85
90
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG982
Not available for New Build
Only available when taken on a repayment basis
£500 cashback
4.59
31/12/2016
£0
£0
£750,000
85
90
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG983
Not available for New Build
Only available when taken on a repayment basis
£500 cashback
60
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG544
Repayment and Interest Only
60
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG545
Repayment and Interest Only
75
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG984
Repayment and Interest Only
75
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG985
Repayment and Interest Only
80
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG548
Only available when taken on a repayment basis
80
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG549
Only available when taken on a repayment basis
85
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG986
Only available when taken on a repayment basis
85
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG987
Only available when taken on a repayment basis
90
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG988
Only available when taken on a repayment basis
90
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG989
Only available when taken on a repayment basis
3.14
3.34
3.65
3.85
3.90
31/12/2019
31/12/2019
31/12/2019
31/12/2019
31/12/2019
£999
£0
£999
£0
£999
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
0
0
60
60
75
5 year
4.10
4.36
4.56
5.14
5.34
31/12/2019
31/12/2019
31/12/2019
31/12/2019
31/12/2019
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
75
80
£1,000,000
80
£1,000,000
85
£1,000,000
85
Tracker
First Time Buyer
Product Type
2 year
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.89
+1.39
31/12/2016
£999
£0
£1,000,000
0
60
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG552
Repayment and Interest Only
2.09
+1.59
31/12/2016
£999
£0
£1,000,000
0
75
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAG990
Repayment and Interest Only
2.49
+1.99
31/12/2016
£999
£0
£1,000,000
75
80
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG554
Only available when taken on a
repayment basis
2.74
+2.24
31/12/2016
£999
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG991
Not available for New Build
Only available when taken on a
repayment basis
£500 cashback
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
First Time Buyer
Product Type
Rate(%)
2.69
2 year
2.99
3.29
Until
31/12/2016
31/12/2016
31/12/2016
Fee
£1,499
£1,499
£1,499
Available between
£1,000,000
£1,000,000
£1,000,000
£5,000,000
£5,000,000
£2,000,000
Min LTV (%)
0
0
60
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
60
3% to 31/12/2015
1.2% to 31/12/2016
31 March 2015
FAG556
Only available when taken on a repayment basis
70
3% to 31/12/2015
1.4% to 31/12/2016
31 March 2015
FAG557
Only available when taken on a repayment basis
80
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG558
Only available when taken on a repayment basis
New Build
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
2.49
31/12/2016
£999
£0
£500,000
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
0
60
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG559
New Build Cases Only
Repayment and Interest Only
2.89
31/12/2016
£0
£0
£500,000
0
60
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG560
New Build Cases Only
Repayment and Interest Only
2.69
31/12/2016
£999
£0
£500,000
0
75
3% to 31/12/2015
1.75% to 31/12/2016
30 June 2015
FAG992
New Build Cases Only
Repayment and Interest Only
30 June 2015
FAG993
New Build Cases Only
Repayment and Interest Only
2 year
3.09
31/12/2016
£0
£0
£500,000
0
75
3% to 31/12/2015
2% to 31/12/2016
3.09
31/12/2016
£999
£0
£500,000
75
80
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG563
New Build Cases Only
Only available when taken on a repayment basis
3.49
31/12/2016
£0
£0
£500,000
75
80
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG564
New Build Cases Only
Only available when taken on a repayment basis
15th October 2014
HMV
Fixed
Homemover
Product Type
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
2.09
31/12/2016
£1,499
£200,000
£1,000,000
0
60
3% to 31/12/2015
1.3% to 31/12/2016
31 March 2015
FAG608
Refund of valuation
Repayment and Interest Only
2.19
31/12/2016
£999
£0
£1,000,000
0
60
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAG534
Repayment and Interest Only
2.59
31/12/2016
£0
£0
£1,000,000
0
60
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG535
Repayment and Interest Only
2.29
31/12/2016
£1,499
£200,000
£1,000,000
60
75
3% to 31/12/2015
1.3% to 31/12/2016
31 March 2015
FAG973
Refund of valuation
Repayment and Interest Only
75
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG994
Repayment and Interest Only
31 March 2015
FAG995
Repayment and Interest Only
31 March 2015
FAG610
Refund of valuation
Only available when taken on a repayment basis
2.39
2 year
Until
31/12/2016
£999
£0
£1,000,000
0
2.79
31/12/2016
£0
£0
£1,000,000
0
75
3% to 31/12/2015
2% to 31/12/2016
2.69
31/12/2016
£1,499
£200,000
£1,000,000
75
80
3% to 31/12/2015
1.5% to 31/12/2016
2.79
31/12/2016
£999
£0
£1,000,000
75
80
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAG567
Only available when taken on a repayment basis
3.19
31/12/2016
£0
£0
£1,000,000
75
80
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG568
Only available when taken on a repayment basis
2.94
31/12/2016
£1,499
£200,000
£1,000,000
80
85
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG978
Refund of valuation
Only available when taken on a repayment basis
Not available for New Build
3.04
31/12/2016
£999
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG996
Not available for New Build
Only available when taken on a repayment basis
3.44
31/12/2016
£0
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG997
Not available for New Build
Only available when taken on a repayment basis
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG981
Refund of valuation
Only available when taken on a repayment basis
Not available for New Build
4.09
31/12/2016
£1,499
£200,000
£750,000
85
90
4.19
31/12/2016
£999
£0
£750,000
85
90
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG998
Not available for New Build
Only available when taken on a repayment basis
90
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG999
Not available for New Build
Only available when taken on a repayment basis
60
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG544
Repayment and Interest Only
60
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG545
Repayment and Interest Only
75
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG984
Repayment and Interest Only
75
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG985
Repayment and Interest Only
80
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG548
Only available when taken on a repayment basis
80
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG549
Only available when taken on a repayment basis
85
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG986
Only available when taken on a repayment basis
85
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG987
Only available when taken on a repayment basis
90
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG988
Only available when taken on a repayment basis
90
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
31 March 2015
FAG989
Only available when taken on a repayment basis
4.59
3.14
3.34
3.65
3.85
3.90
31/12/2016
31/12/2019
31/12/2019
31/12/2019
31/12/2019
31/12/2019
£0
£999
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£750,000
85
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
0
0
60
60
75
5 year
4.10
4.36
4.56
5.14
5.34
31/12/2019
31/12/2019
31/12/2019
31/12/2019
31/12/2019
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
75
80
80
85
85
Tracker
Homemover
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.89
+1.39
31/12/2016
£999
£0
£1,000,000
0
60
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG552
Repayment and Interest Only
2.09
+1.59
31/12/2016
£999
£0
£1,000,000
0
75
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAH000
Repayment and Interest Only
2.49
+1.99
31/12/2016
£999
£0
£1,000,000
75
80
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG574
Only available when taken on a
repayment basis
2.74
+2.24
31/12/2016
£999
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAH001
Not available for New Build
Only available when taken on a
repayment basis
2 year
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Homemover
Product Type
2 year
Rate(%)
Until
Fee
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
2.69
31/12/2016
£1,499
£1,000,000
£5,000,000
0
60
3% to 31/12/2015
1.2% to 31/12/2016
31 March 2015
FAG556
Only available when taken on a repayment basis
3.09
31/12/2016
£1,499
£1,000,000
£5,000,000
0
70
3% to 31/12/2015
1.4% to 31/12/2016
31 March 2015
FAG576
Only available when taken on a repayment basis
80
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG577
Only available when taken on a repayment basis
Complete by
Product Code
Additional Info
3.39
31/12/2016
£1,499
Available between
£1,000,000
£2,000,000
60
New Build
Fixed
Homemover
Product Type
Rate(%)
2.49
Until
31/12/2016
Fee
£999
Available between
£0
£500,000
Min LTV (%)
0
Max LTV (%)
ERCs
60
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG559
New Build Cases Only
Repayment and Interest Only
30 June 2015
FAG560
New Build Cases Only
Repayment and Interest Only
2.89
31/12/2016
£0
£0
£500,000
0
60
3% to 31/12/2015
2% to 31/12/2016
2.69
31/12/2016
£999
£0
£500,000
0
75
3% to 31/12/2015
1.75% to 31/12/2016
30 June 2015
FAH002
New Build Cases Only
Repayment and Interest Only
3.09
31/12/2016
£0
£0
£500,000
0
75
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAH003
New Build Cases Only
Repayment and Interest Only
30 June 2015
FAG580
New Build Cases Only
Only available when taken on a repayment basis
30 June 2015
FAG581
New Build Cases Only
Only available when taken on a repayment basis
2 year
3.09
31/12/2016
£999
£0
£500,000
75
80
3% to 31/12/2015
2% to 31/12/2016
3.49
31/12/2016
£0
£0
£500,000
75
80
3% to 31/12/2015
1.75% to 31/12/2016
15th October 2014
Homebuyer Special (Help to Buy Mortgage Guarantee Scheme)
Fixed
Homemover
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
5.19
31/12/2016
£999
£0
£600,000
90
95
3% to 31/12/2015
2% to 31/12/2016
5.59
31/12/2016
£0
£0
£600,000
90
95
3% to 31/12/2015
2% to 31/12/2016
Product Code
Additional Info
31 March 2015
HTB158
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
31 March 2015
HTB159
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Complete by
Product Code
Additional Info
Complete by
2 year
Fixed
First Time Buyer
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
5.19
31/12/2016
£999
£0
£600,000
90
95
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
HTB154
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
£500 cashback
5.59
31/12/2016
£0
£0
£600,000
90
95
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
HTB155
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
£500 cashback
2 year
Existing Customers Moving Home
THESE PRODUCTS ARE AVAILABLE FOR EXISTING HALIFAX & BOS MORTGAGE CUSTOMERS FOR TOP UP WHEN PORTING ONLY
These products are not available to Consent to Lease customers
Fixed
Homemover Only
Product
Type
Available between
Rate(%)
Until
Fee
3.79
31/12/2016
£1,999
£1,000,000
4.19
31/12/2016
£1,999
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
£7,500,000
0
60
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAG086
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
£7,500,000
0
75
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG087
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
2 year
15th October 2014
REM
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£1,000,000
0
60
3% to 31/12/2015
1.3% to 31/12/2016
31 March 2015
FAH004
Repayment and Interest Only
£250 Cashback
£0
£1,000,000
0
60
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAH005
Repayment and Interest Only
£250 Cashback
£0
£0
£1,000,000
0
60
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAH006
Repayment and Interest Only
£250 Cashback
31/12/2016
£1,499
£200,000
£1,000,000
60
75
3% to 31/12/2015
1.3% to 31/12/2016
31 March 2015
FAH007
Repayment and Interest Only
£250 Cashback
2.39
31/12/2016
£999
£0
£1,000,000
0
75
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAH008
Repayment and Interest Only
£250 Cashback
2.79
31/12/2016
£0
£0
£1,000,000
0
75
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAH009
Repayment and Interest Only
£250 Cashback
2.79
31/12/2016
£999
£0
£1,000,000
75
80
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAH010
Only available when taken on a repayment basis
£250 Cashback
3.19
31/12/2016
£0
£0
£1,000,000
75
80
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAH011
Only available when taken on a repayment basis
£250 Cashback
2.94
31/12/2016
£1,499
£200,000
£1,000,000
75
85
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAH012
Only available when taken on a repayment basis
£250 Cashback
3.04
31/12/2016
£999
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAH013
Only available when taken on a repayment basis
£250 Cashback
3.44
31/12/2016
£0
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAH014
Only available when taken on a repayment basis
£250 Cashback
3.29
31/12/2019
£999
£0
£1,000,000
0
60
31 March 2015
FAH015
Repayment and Interest Only
3.49
31/12/2019
£0
£0
£1,000,000
0
60
31 March 2015
FAH016
Repayment and Interest Only
3.73
31/12/2019
£999
£0
£1,000,000
60
75
31 March 2015
FAH017
Repayment and Interest Only
3.93
31/12/2019
£0
£0
£1,000,000
60
75
31 March 2015
FAH018
Repayment and Interest Only
4.04
31/12/2019
£999
£0
£1,000,000
75
80
31 March 2015
FAH019
Only available when taken on a repayment basis
4.24
31/12/2019
£0
£0
£1,000,000
75
80
31 March 2015
FAH020
Only available when taken on a repayment basis
4.44
31/12/2019
£999
£0
£1,000,000
80
85
31 March 2015
FAH021
Only available when taken on a repayment basis
4.64
31/12/2019
£0
£0
£1,000,000
80
85
31 March 2015
FAH022
Only available when taken on a repayment basis
Rate(%)
Until
Fee
2.04
31/12/2016
£1,499
£200,000
2.19
31/12/2016
£999
2.59
31/12/2016
2.29
5 year
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
5% to 31/12/2015
4% to 31/12/2016
3% to 31/12/2018
2% to 31/12/2019
Tracker
Remortgage and Remortgage use own conveyancer
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
1.89
+1.39
31/12/2016
£999
£0
2.09
+1.59
31/12/2016
£999
£0
£1,000,000
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
0
60
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAH023
Repayment and Interest Only
75
3% to 31/12/2015
1.75% to 31/12/2016
31 March 2015
FAH024
Repayment and Interest Only
31 March 2015
FAH025
Only available when taken on
a repayment basis
31 March 2015
FAH026
Only available when taken on
a repayment basis
0
2 year
2.49
+1.99
31/12/2016
£999
£0
£1,000,000
75
80
3% to 31/12/2015
2% to 31/12/2016
2.74
+2.24
31/12/2016
£999
£0
£1,000,000
80
85
3% to 31/12/2015
2% to 31/12/2016
Large Loans - Repayment
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£5,000,000
0
60
3% to 31/12/2015
1.3% to 31/12/2016
31 March 2015
FAG012
Only available when taken on a repayment basis
£1,000,000
£5,000,000
0
70
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG013
Only available when taken on a repayment basis
£1,000,000
£2,000,000
60
80
3% to 31/12/2015
1.5% to 31/12/2016
31 March 2015
FAG014
Only available when taken on a repayment basis
Rate(%)
Until
Fee
2.79
31/12/2016
£1,499
£1,000,000
3.29
31/12/2016
£1,499
3.59
31/12/2016
£1,499
15th October 2014
Self Build
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
2 year
5.59
31/12/2016
£999
£0
£1,000,000
Min LTV (%) Max LTV (%)
0
75
ERCs
Complete by
Product Code
Additional info
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
SBL005
Repayment and Interest Only
£500 Cashback
Affordable Housing - Shared Equity and Shared Ownership Schemes
FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
ERCs
Complete by
Product Code
Additional Info
3.24
31/12/2016
£999
£0
£150,000
0
60
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG088
Only available when taken on a repayment basis
Cannot be mixed and matched
3.64
31/12/2016
£999
£0
£150,000
0
75
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG089
Only available when taken on a repayment basis
Cannot be mixed and matched
4.24
31/12/2016
£999
£0
£150,000
75
80
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG090
Only available when taken on a repayment basis
Cannot be mixed and matched
5.64
31/12/2016
£999
£0
£150,000
80
90
3% to 31/12/2015
2% to 31/12/2016
31 March 2015
FAG091
Not available for New Build
Only available when taken on a repayment basis
Cannot be mixed and matched
Min LTV (%) Max LTV (%)
2 year
Help to Buy 'Equity Loan' Shared Equity Scheme
FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
2 year
3.94
31/12/2016
£0
Available between
£0
£150,000
Min LTV (%) Max LTV (%)
0
75
ERCs
Complete by
Product Code
Additional Info
3% to 31/12/2015
2% to 31/12/2016
30 June 2015
FAG092
Only available when taken on a repayment basis
Cannot be mixed and matched
15th October 2014
Product Transfers
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £0 - £149,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
2.49
31/01/2017
£0
£0
£149,999
0
60
3% to 31/01/2016
1.75% to 31/01/2017
31 December 2014
FAG645
2.89
31/01/2017
£0
£0
£149,999
60
75
3% to 31/01/2016
1.75% to 31/01/2017
31 December 2014
FAG646
3.24
31/01/2017
£0
£0
£149,999
75
85
3% to 31/01/2016
2% to 31/01/2017
31 December 2014
FAG647
2.29
31/01/2017
£999
£0
£149,999
0
60
3% to 31/01/2016
1.4% to 31/01/2017
31 December 2014
FAG648
2.69
31/01/2017
£999
£0
£149,999
60
75
3% to 31/01/2016
1.5% to 31/01/2017
31 December 2014
FAG649
2 year
3.04
31/01/2017
£999
£0
£149,999
75
85
3% to 31/01/2016
1.75% to 31/01/2017
31 December 2014
FAG650
3.44
31/01/2019
£0
£0
£149,999
0
60
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG651
3.84
31/01/2019
£0
£0
£149,999
60
75
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG652
85
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG653
31 December 2014
FAG654
3.98
31/01/2019
£0
£0
£149,999
75
4.49
31/01/2019
£0
£0
£149,999
85
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
4.49
31/01/2019
£0
£0
£149,999
95
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG655
60
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG656
75
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG657
85
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG658
31 December 2014
FAG659
31 December 2014
FAG660
4 year
3.34
3.74
3.89
31/01/2019
31/01/2019
31/01/2019
£999
£999
£999
£0
£0
£0
£149,999
£149,999
£149,999
0
60
75
4.39
31/01/2019
£999
£0
£149,999
85
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
4.39
31/01/2019
£999
£0
£149,999
95
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £150,000-£299,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
2.29
31/01/2017
£0
£150,000
£299,999
0
60
3% to 31/01/2016
1.2% to 31/01/2017
31 December 2014
FAG661
2.69
31/01/2017
£0
£150,000
£299,999
60
75
3% to 31/01/2016
1.2% to 31/01/2017
31 December 2014
FAG662
3.04
31/01/2017
£0
£150,000
£299,999
75
85
3% to 31/01/2016
1.5% to 31/01/2017
31 December 2014
FAG663
2.09
31/01/2017
£999
£150,000
£299,999
0
60
2.75% to 31/01/2016
1% to 31/01/2017
31 December 2014
FAG664
2.49
31/01/2017
£999
£150,000
£299,999
60
75
3% to 31/01/2016
1.1% to 31/01/2017
31 December 2014
FAG665
2 year
2.84
31/01/2017
£999
£150,000
£299,999
75
85
3% to 31/01/2016
1.3% to 31/01/2017
31 December 2014
FAG666
3.24
31/01/2019
£0
£150,000
£299,999
0
60
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAG667
3.64
31/01/2019
£0
£150,000
£299,999
60
75
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAG668
85
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG669
31 December 2014
FAG670
3.78
31/01/2019
£0
£150,000
£299,999
75
4.29
31/01/2019
£0
£150,000
£299,999
85
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
4.29
31/01/2019
£0
£150,000
£299,999
95
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG671
60
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAG672
75
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAG673
85
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAG674
31 December 2014
FAG675
31 December 2014
FAG676
4 year
3.14
3.54
3.69
31/01/2019
31/01/2019
31/01/2019
£999
£999
£999
£150,000
£150,000
£150,000
£299,999
£299,999
£299,999
0
60
75
4.19
31/01/2019
£999
£150,000
£299,999
85
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
4.19
31/01/2019
£999
£150,000
£299,999
95
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
Product Transfers - Large Loans
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £300,000 - £499,999
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.99
31/01/2017
£999
£300,000
£499,999
0
60
2.75% to 31/01/2016
1% to 31/01/2017
31 December 2014
FAG677
2.39
31/01/2017
£999
£300,000
£499,999
60
75
3% to 31/01/2016
1.1% to 31/01/2017
31 December 2014
FAG678
85
3% to 31/01/2016
1.2% to 31/01/2017
31 December 2014
FAG679
31 December 2014
FAG680
2.74
4 year
Until
31/01/2017
£999
£300,000
£499,999
75
3.04
31/01/2019
£999
£300,000
£499,999
0
60
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
3.44
31/01/2019
£999
£300,000
£499,999
60
75
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAG681
85
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAG682
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG683
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG684
3.59
4.09
4.09
31/01/2019
31/01/2019
31/01/2019
£999
£999
£999
£300,000
£300,000
£300,000
£499,999
£499,999
£499,999
75
85
95
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £500,000 - £7,500,000
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.94
31/01/2017
£999
£500,000
£7,500,000
0
60
2.5% to 31/01/2016
0.9% to 31/01/2017
31 December 2014
FAG685
2.34
31/01/2017
£999
£500,000
£7,500,000
60
75
3% to 31/01/2016
1% to 31/01/2017
31 December 2014
FAG686
85
3% to 31/01/2016
1.2% to 31/01/2017
31 December 2014
FAG687
60
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAG688
31 December 2014
FAG689
2.69
2.99
4 year
Until
31/01/2017
31/01/2019
£999
£999
£500,000
£500,000
£7,500,000
75
£7,500,000
0
3.39
31/01/2019
£999
£500,000
£7,500,000
60
75
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
3.54
31/01/2019
£999
£500,000
£7,500,000
75
85
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAG690
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG691
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG692
Max LTV
(%)
ERCs
Complete By
Product Code
60
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAH047
4.04
4.04
31/01/2019
31/01/2019
£999
£999
£500,000
£500,000
£7,500,000
£7,500,000
85
95
Further Advances
These products are not available for customers on Consent to Lease
Please note the loan availability is based on the additional borrowing amount.
Further advance applications will not be permitted within 6 months of completion of the original mortgage.
Fixed
Product Type
Rate(%)
4.89
2 year
Until
31/01/2017
Fee
£0
Available between
£10,000
£50,000
Min LTV (%)
0
4.89
31/01/2017
£0
£10,000
£50,000
60
75
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAH048
4.89
31/01/2017
£0
£10,000
£50,000
75
80
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAH049
Rate(%)
Until
Fee
Max LTV
(%)
ERCs
Complete By
Product Code
Fixed - Large Loans
Product Type
2 year
Available between
Min LTV (%)
3.98
31/01/2017
£0
£50,000
£2,000,000
0
60
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAG294
3.98
31/01/2017
£0
£50,000
£2,000,000
60
75
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAG295
80
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAG323
3.98
31/01/2017
£0
£50,000
£2,000,000
75
Withdrawn Products - 14/10/2014
Retention
FAG304
FAG305
FAG322