Secura Risk Management Fraud and Risk Forum
Ritz Carlton Lake Oconee Lodge
October 29 – 31, 2014
Wednesday, October 29, 2014
1:30 p.m. – 2:30 p.m. - Update to the 2014 Rules, Impact on Your Financial Institution: This session will cover
NACHA Rules that are effective in September and what to expect for 2015! Speaker: Terri Sands, AAP, Founder,
Secura Risk Management.
2:30p.m. – 2:45 p.m. – Break
2:45 – 3:45 p.m. - ATM Cyber Security Alert and FFIEC Guidance - Unlimited Operations are a category of ATM
cash-out fraud where criminals are able to withdraw funds beyond the cash balance in customer accounts or
beyond other control limits typically applied to ATM withdrawals. FFIEC recently came out with a statement
regarding this type of attack and what financial institutions should do to mitigate the risk of this type of fraud
event. A representative from the US Secret Service will discuss this type of fraud event, what types of attacks
are being identified today and how a financial institution can mitigate the risk of this type of fraud event.
Speaker: US Secret Service.
3:45 p.m. – 4:45 p.m. - Identity Theft Red Flags Fraud Watch and BSA Updates: This session will focus on fraud
identification and mitigation the first 60 days of a new account and best business practices for monitoring and
resolving identity theft red flags issues. In addition, this session will cover the new Guidance detailing Bank
Secrecy Act (BSA) compliance expectations for financial institutions looking to bank marijuana-related
businesses. In addition, this session will review the new type of money called Bitcoin. The session will review
how Bitcoin works, concerns over this innovative method of currency and what financial institutions should
know. Speaker: Thomas Williams, CRCM, CCBIA, United Bank, Senior Compliance Officer.
4:45 – 5:45 p.m. - What Would You Do? A Deep Dive into Contingency Planning: This session is an interactive
session that will take participants through different contingency situations that financial institutions have faced
and/or likely to face based on standard disaster outages to advanced persistent threats. Participants will be
divided into groups and given a contingency situation that will require a documented plan of action based on a
time sensitive deadline.
5:00 – 6:00 p.m. Reception
Dinner on your Own
Thursday, October 30, 2014
9:00 a.m. – 10:00 a.m. - Identification and Fraud Prevention on the Front Line: This session will focus on fraud
threats on the front line including identification of counterfeit bills, check fraud, wire fraud and other types of
threats that front line staff deal with on a daily basis. This session will focus on cash studies of fraud, how
financial institutions should mitigate fraud on the front line and best business practices for effectively educating
your staff to prevent a fraudulent event. Speaker: Kathy Druckenmiller, CFCI, CIRM, ACT Specialist, State Bank &
Trust.
Break - 10:00 a.m. – 10:15 a.m.
10:15 a.m. – 11:15 a.m. - Debit Card Fraud Monitoring and Prevention: Trends in debit card attacks are
increasing and financial institutions continue to experience monetary loss and customer concern. This session
will outline the types of attacks that are being experienced in the industry, what technology and monitoring
systems are doing to mitigate the attacks and what to expect based on trends in debit card fraud activity.
Speaker: John Bucher, FIS, Fraud Management
11:15 a.m. – 12:15 p.m. - Elder Abuse and Financial Institution Mandates – Financial Exploitation against the
Elderly community has become a significant type of fraud in the financial industry. This session will cover how a
financial institution can protect its client through mandated reporting guidelines and program development
within the financial institution through educating staff on common elder financial abuse scams and what
questions to ask to quickly identify this type of exploitation. Also hear lessons learned from investigative actions
and reporting of financial elder exploitation. Speaker: Pete Stuart, Employee Safety and Security Officer, State
Bank & Trust.
12:15 p.m. – 1:15 p.m. – Lunch
1:15 p.m. – 2:15 p.m. - IRS Tax Fraud and What Financial Institutions Should Do to Protect Themselves: Tax
fraud is a concern among financial institutions as customers are affected by this type of fraud each year.
Financial institutions struggle over what controls and mitigation tools to implement to mitigate against such
fraud. Hear from the IRS speak on types of tax fraud, what they are doing to combat this fraud and how
financial institutions can mitigate their risk in fighting back and preventing types of attacks on their customer
base. Speaker: IRS Representative.
2:15 – 2:30 - Break
2:30 p.m. – 3:30 p.m. - Regulation GG: Are You Prepared for the Regulators: The Unlawful Internet Gambling
Enforcement Act of 2006 ("UIGEA") prohibits any person, including a business, engaged in the business of
betting or wagering from knowingly accepting payments in connection with the participation of another person
in unlawful Internet gambling protecting your customers and strengthening your fraud prevention program. Do
you have a documented risk assessment and has your Regulation GG program been audited? This session will
focus on regulatory expectations for your Regulation GG program and what to expect in your next Safety and
Soundness Audit. Speaker: Terri Sands, AAP, Founder, Secura.
3:30 p.m. – Adjourn for the Day
6:30 p.m. - Join Us for Dinner at 6:30 p.m. (Location to Be Determined)
Friday, October 31, 2014
8:30 a.m.
Grab a Hot Breakfast and Join Us for a Networking Event
9:30 a.m. – 11:00 a.m.
State Lottery Fraud: Prior to the passage of HB 487, the Coin Operated Amusement Machine (COAM) business
was a highly unregulated cash industry. In April of 2013 the Georgia Lottery Corporation (GLC) statutorily
assumed the regulatory duties of compliance and enforcement of Coin Operated Amusement Machines
(COAMs) in Georgia. As discovered through established industry rules and regulations, there have been many
instances of non-compliance, money laundering, and other illegal activity. This informational session will focus
on what type of activity the GLC is experiencing today and what financial institutions need to know. Speaker:
John Heinen, Former Georgia Bureau of Investigation Inspector assigned to the Investigative Division Command
Staff.