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HB Litigation Conferences presents
®
NetDiligence Cyber Risk &
Privacy Liability Forum
October 8-9, 2014, Le Meridien Delfina, Santa Monica
Conference Chairs
Anne DeVries, Safehold Special Risk
Brad Gow, Endurance
Bo Holland, AllClearID
Josh Ladeau, Allied World Assurance
John Mullen, Lewis Brisbois Bisgaard & Smith
Earn CLE
or CE
Credits*
Come early! Tuesday, Oct. 7 @ 5PM
Welcome Reception!!
* May not apply in all states. Check with HB
CLE/CE department and your local bar rules.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
October 7, 2014 * Pre-Conference Reception * 5:00 PM
October 8, 2014 * Morning
Time
Topic
8:30
Welcome and Opening Remarks
8:45
Claims, Claims, Claims: Claims & Loss Updates
John Mullen, Lewis Brisbois
•
•
•
•
Jeremy Gittler, XL
Types of claims being covered
Examination of costs
Claims notice and claims handling
NetDiligence Cyber Claims Industry Study
Faculty
Mark Greisiger, NetDiligence
Tom Kang, ACE
Jim McQuaid, AIG
Kimberly Horn, Beazley
9:45
Break Out Sessions A, B
A
Cyber Basics
•
•
•
•
•
Overview of network security
Basics of privacy liability
Terminology e.g. PCI, DSS HITECH, DLP
Basic coverage under network security and privacy policies
What NOT to do when breached
Rob Hammersfahr, HWR
Consulting
John Wurzler, OneBeacon
Kevin Baughn, Safehold
Mike Handler, Cozen
O’Connor
Robert Parisi, Marsh
B
Advanced Cyber Coverage
Joshua Ladeau, AWAC
•
•
•
•
•
•
•
Florence Levy, JLT Specialty
Critical infrastructure, cyber war and terrorism
Property damage, bodily injury, network interruption
Business interruption
Loss ratios
What if insurers pull out of market
Reputational risk valuation and coverage
Impact of any regulation requiring data breach coverage
Matt Prevost, ACE USA
Susan Shay, Swiss Re
Ziad Kubursi, Philadelphia
Insurance
Laurie Kamaiko, Edwards
Wildman
11:15
12:15
State of Litigation: Data Breach & Coverage Litigation Update
Timothy Francis, Travelers
•
•
•
•
•
•
•
•
Chandler Givens, Edelson
LLC
Review & impact of recent court decisions
Reducing risk of litigation
Finding settlement opportunities
Class actions & zip code litigation
Proving damages
Identifying responsible parties
Sophisticated defense strategies
Court rulings on the ID Theft Restoration Act
Lunch
Ronald Raether, Faruki
Ireland & Cox
Timothy Blood, Blood Hurst
& O’Reardon
Tanya Forsheit,
BakerHostetler
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
October 8, 2014 * Afternoon
Time
Topic
Faculty
1:45
The Cloud: Insurance Aggregation, Cloud Contracts &
Technology
Oli Brew, Liberty International
Underwriters
•
Vinny Sakore, ICSA Labs
•
•
•
•
Loss aggregation concerns for insurers, e.g. 1 Loss, 1,000
claims
Does your contract address data ownership?
When cloud providers outsource to third parties
Social media risks
Vendor risk management
Tom Turner, Bitsight
Kurt Hagerman, FireHost
Winston Krone, Kivu
Dawn Simmons, Crum &
Foster
2:45
Break Out Sessions A, B
A
Vendor Contracts
Nick Economidis, Beazley
Becky Pearson, Wells Fargo
David Lewison, AmWins
Jim Giszczak, McDonald
Hopkins
B
Small Entity Cyber Liability
Brian Thornton, ProWriters
•
•
•
•
•
•
Jonathan Fairtlough, Kroll
Unique vulnerabilities facing small business
Coverage available to this sector
Data and system recovery
Business income
Defense costs
Third-party liability
Becky Swanson, Markel
Jeromy Shrum, AXIS
Steven Caponi, Blank Rome
LLP
Zachary Scheublein, Privacy
Professionals
4:15
The Breach Combat Manual – Preparation, Response,
Recovery
•
•
•
•
•
•
What to expect after a claim is noticed
The challenge of no two claims being alike
The role of the human element & corporate culture
The players – forensics, legal, crisis management & more
When you will know the extent of the damage
When a breach really ends
Bo Holland, AllClear ID
Ozzie Fonseca, Experian
Bill Hardin, Navigant
Larissa Crum, Immersion
Jon Neiditz, Kilpatrick
Townsend
Melanie Dougherty, Inform
LLC
5:15
Cocktail Reception
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
October 9, 2014 * Morning
Time
Topic
Faculty
8:00
Technology to Mitigate Risk: The Latest From Security Experts
Brad Gow, Endurance
•
•
•
•
Joseph Loomis, CyberSponse
Security metrics, requirements and standards
Cloud risks and best practices
Mobile app risks and best practices
BYOD risks and best practices
Jag Baines, DOSArrest
Liz Townsend, Townsend
Security
Summer Fowler, Carnegie
Mellon University
Taiye Lambo,
CloudeAssurance,
An eFortresses Company
9:00
A
Break Out Sessions A, B
Cyber Risk: The Canadian Perspective
•
•
•
Privacy and network security issues
Recent legislative changes and case law
Cloud computing in Canada
Bobbie Goldie, ACE
Professional Risk
Patrick Bourk, Integro
Alex Cameron, Fasken
Martineau DuMoulin
Adam Kardash, Osler, Hoskin
& Harcourt
Adam Briklyn, Professional
Risk Underwriters Inc.
B
9:45
A
Cyber Risk: The London Perspective
Sarah Stephens, Aon
•
•
•
•
Graeme Newman, CFC
Chris Cotterell, Safeonline
Break Out Sessions A, B
HealthCare
•
•
•
•
•
•
B
Today’s landscape
EU Data Protection Regulation
Insurability of fines by country
The Snowden Effect and Safe Harbour anxiety
HIPAA changes
Enforcement of HITECH actions
HHS Office of Civil Rights enforcement priorities
Coverage healthcare entities need and cannot get
Contracts – knowing who is responsible and who is passing the
buck
Unique aspects of underwriting healthcare risks
Examining the Payment Card Industry (PCI) Adjudication
Process
•
•
•
•
The merchant’s responsibilities when they are at fault
How fines and penalties are determined
The risk of liability even for compliant merchants
Limitations on a merchant’s financial responsibility
Lynn Sessions, Baker
Hostetler
Michael Ebert, KPMG
Amy Stanphill, Eisenhower
Medical Center
Jeremy Barnett, NAS
Insurance
Dave Navetta, InfoLaw Group
Grayson Lenik, Nuix
Marshall Heilman, Mandiant
Neeraj Sahni, Willis
Mark Schreiber, Edwards
Wildman
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
October 9, 2014 * Morning
Time
Topic
10:30
Break
10:45
Big Data & Wrongful Collection
•
•
•
•
•
•
•
11:30
Behavioral advertising risks and practices
Specific privacy liability risks
Data quality risks
Regulations that increase exposure
Industries most affected
International information sharing risks
Using Big Data to mitigate cyber risk
Anatomy of a Data Breach from the Attorney General
Perspective
•
•
•
•
Notice requirements: Are regulators and companies on the
same page?
Whether and how regulators assist companies with breach
response
What do regulators want from companies during investigations?
What can investigated companies expect?
Faculty
Lincoln Bandlow, Lathrop
and Gage
Dominque Shelton, Alston &
Bird
Christina Tusan, FTC
Emily Tabatabai, Orrick,
Herrington & Sutcliffe
Alfred Saikali, Shook, Hardy
& Bacon
Moderator
Patrice Malloy, Office of the
Attorney General, Florida
Ryan Kriger, Office of the
Attorney General, Vermont
TiTi Nyguen, Office of the
Attorney General, California
Lyman “Chuck” Taylor III,
Office of the Attorney
General, Indiana
Kim D’Arruda, Office of the
Attorney General, North
Carolina
12:30
Adjourn
REGISTER TODAY!
CALL 484.324.2755 x212 or visit
http://litigationconferences.com/netdiligence-cyberprivacy-forum-west/
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
Specialization is at the core of our strategy, culture, values. Each of our specialty teams is led and
staffed by experienced professionals with significant expertise in the class or line of business they
service. By thoroughly understanding our clients’ business needs, we provide them with insights
and targeted, sustainable solutions. We build loyalty through responsive and consistently highquality underwriting, actuarial, legal and claims services, and work with clients to manage their
exposures. Our prudent capital and financial management approach provides greater stability
over the long term and ample liquidity to satisfy our obligations to our clients, ratings agencies,
investors and other stakeholders. With leading-edge capabilities in modeling and analytics and an
industry-recognized risk management approach, Endurance’s focus on specialization enables us to
more accurately evaluate and price complex risks – delivering better insight and value to our
clients.
Is it possible to weather the storm of a data breach while maintaining brand integrity and
customer loyalty? It is. You just need an experienced data breach resolution provider to help.
Experian Data Breach Resolution has managed thousands of data breaches. We’ve handled highprofile incidents for many Fortune 500 companies, government agencies, mid-size businesses,
healthcare firms, universities and other organizations.
Immersion is rapidly becoming a recognized leader in the cyber insurance and privacy
communities for providing high-quality and cost-effective data breach response services –
printing, mailing and call center. Our team includes credentialed privacy professionals who
understand the legal ramifications and intricacies surrounding a data breach.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
XL Group provides cyber insurance to protect businesses from computer network and data risks.
With a highly skilled underwriting team, XL customizes both first and third party coverage,
including business interruption, privacy notification, credit monitoring and crisis management
expenses, and offers breach response and pre breach solutions to companies across all industries.
XL Group plc’s insurance companies offer property, casualty, professional and specialty insurance
products globally
Whether it is a dependence on mobile devices or sophisticated networks that connect corporations
around the world, technology is a significant part of everyone’s life. This makes protecting sensitive
information an issue for every organization. ACE recognizes that a compromise of data can bring
irreparable damage to any organization’s reputation, business and balance sheet. We understand
these risks and have developed a comprehensive risk management insurance program for privacy
and network security risks.
A breach of confidential employee data, medical data, customer information (such as credit card
data) or confidential client information can be catastrophic. AXIS PRO® PrivaSure™ is specifically
designed to protect businesses from the cost of claims and other loss resulting from a breach in
data security. AXIS PRO® PrivaSure™ Breach Response is designed to protect an enterprise from
the costs of lawsuits and other expenses resulting from a breach of data security.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
AllClear ID is the price, service, and product leader in the data breach response industry. We
partner with cyber insurers and attorneys to provide unique solutions that save money and
effectively cover data breach events. Our innovative, proactive approach to breach response
offers significant cost savings compared to a standard response, while providing better
protection to victims. AllClear ID is known for our excellent customer service, patented
technology, and innovative identity protection services.
Corona Underwriters’ various office locations and individual brokers are available to provide
the expertise you need when looking for a particular solution to a client’s risk. Whether you
need information on environmental coverages, healthcare needs, property risks, professional
liability solutions, transportation risks or any other type of coverage, our experts can help. Not
sure where to start? You can peruse the products listed below, or find an office near you. Know
a broker you would like to work with? Select our Brokers tab, add the last name to the search
engine and we’ll tell you how to contact that broker.
Beazley’s Information Security and Privacy Insurance provides a variety of industry-leading
coverages for emerging data security and privacy exposures facing companies today. Privacy
Liability: Coverage for theft of personally identifiable non-public information in computer data and
hard copy form and liability arising from failure to comply with state breach-notice laws; and
Coverage for failure to comply with the insured’s privacy policies. Computer Information Security:
Third party coverage in response to unauthorized access, theft of or destruction of data, denial of
service attacks and virus transmission involving the insured’s computer systems resulting from
computer security breaches. Plus: Electronic Media Liability coverage and first-party coverage for
losses from network security breaches.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
Our team includes ACFE, CISSP, CIPP, and
CHPC-certified subject matter experts who are
passionate about and experienced in creating positive outcomes for our clients. We study
HIPAA/HITECH compliance and security; we know data forensics and work with cyber insurance
policies. ID Experts was born out of a passion for privacy, and a desire to create a better experience
for data breach victims. We’re proud of our 100% success rate in restoring the identities of victims to
pre-theft status. As active advocates for and contributors to legislation that improves the privacy of
Americans, we have participated in the Health Information Technology for Economic and Clinical
Health (HITECH) Act, helped develop the ID Theft Victims’ Bill of Rights, and served as a founding
board member of the Patient Privacy Network (PPN) and the Medical Identity Fraud Alliance
(MIFA).
In today’s environment, a data breach is the perfect storm. It destroys customer loyalty, ruins
corporate reputations, absorbs employee time and scarce resources, and opens the door to
regulatory actions and law suits. In the face of constant external and internal threats, only
careful planning and an aggressive response can prevent an incident from turning into a
corporate disaster. Kivu Consulting’s professionals work with organizations to effectively
prevent or mitigate data breaches. Our teams combine expertise in incident response,
unparalleled organizational skills, and legal knowledge of the compliance issues. As an
investigative firm, our experts evaluate the human behavior that lead to a breach, and use
traditional investigative methods including witness interviews, research, and liaising with law
enforcement. We have investigated and acted upon data breaches in hospitals, universities,
financial institutions, and publicly traded companies throughout the United States. Our team
members are certified experts in incident response and computer forensics including GIAC
GCIH, CISA, CISSP, and EnCE. We are experienced in all current and legacy server operating
systems including Windows NT/ 2000/ 2003/ 2008, Solaris, Red Hat/ Debian/ SUSE Linux,
Novell Netware, Cisco IOS, and Mac OS Server.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
Faruki Ireland & Cox P.L.L. is an experienced, national complex business litigation trial practice. The
pace of business and personal interactions in the 21st Century is extraordinary. Technology and
information combine to create, expand and enhance opportunities and relationships for our current
and future clients every moment. In this complicated business environment, FI&C provides clients
with innovative thinking, good judgment and hard work, to assist in resolving disputes large and
small, near and far. Attention to detail and understanding that clients demand responsiveness,
reliability, candor and cost effectiveness are leading contributors to the successful results we achieve
for clients.
Now a Verisk Analytics Company, ISO has been a leading source of information about
property/casualty insurance risk since 1971. For a broad spectrum of commercial and personal lines
of insurance, we provide: statistical, actuarial, underwriting, and claims information, policy
language, information about specific locations, fraud-identification tools and technical services. To
serve our clients, we draw upon our vast experience in data management and our expertise in
predictive modeling. We analyze data and present information in formats our customers can
use. And we develop practical tools that integrate into our customers’ workflow.In the United
States and around the world, our products help customers protect people, property, and financial
assets.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
Lewis Brisbois’ Privacy & Data Breach Practice exists to help clients answer the question, what do
we do when a privacy or data breach is suspected or known to have occurred? We provide legal
services designed to assist clients navigate the complex patchwork of federal, state and foreign law,
including disclosure and notification requirements, while working closely with a client’s
management team, the client’s in-house and outside cyber-security experts, law enforcement and
government regulators. When necessary, we are well equipped to defend litigation, including
multi-district national consumer class action litigation. Where appropriate we also appreciate the
need to work with crisis management consultants to accomplish accurate and timely public
reporting to assure customers and investors
Hiscox is a leading specialist insurer with roots dating back to 1901. For more than 40 years,
Hiscox has provided insurance to US businesses through Lloyd’s of London, and since 2006, we
have expanded our local presence in the US and have staff in five regional offices. Our diverse
portfolio includes executive risk, professional liability, property and specialty insurance
products, like Terrorism and Kidnap & Ransom. We are not hampered by convention. Our
underwriting and claims teams provide flexible solutions designed to meet the needs of our
insureds. At Hiscox we seek to provide the best protection and peace of mind for our insureds.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
American International Group, Inc. (AIG) is a leading international insurance organization
serving customers in more than 130 countries. AIG companies serve commercial, institutional,
and individual customers through one of the most extensive worldwide property-casualty
networks of any insurer. In addition, AIG companies are leading providers of life insurance and
retirement services in the United States. AIG common stock is listed on the New York Stock
Exchange and the Tokyo Stock Exchange. Additional information about AIG can be found at
www.aig.com | YouTube: www.youtube.com/aig | Twitter: @AIG_LatestNews | LinkedIn:
http://www.linkedin.com/company/aig
Travelers CyberRisk Coverage is available for organizations of all sizes, from small businesses to
Fortune 500 companies, including nonprofit organizations. Offered as a standalone policy or as
part of a comprehensive suite of other management liability coverages, CyberRisk provides a
combination of coverage options to help protect your business. Including access to the Travelers
eRisk Hub® powered by NetDiligence® - an information portal which includes reference
material, news updates and other tools that may be helpful in avoiding a breach.
Data breaches pose a serious risk for identity theft, corporate reputation and monetary damage.
Epiq Systems provides unmatched expertise in responding to data breach settlements. Solutions
include precision mailing, dedicated contact centers, and identity and credit monitoring with the
ultimate goal of identity theft victim restoration resulting in no individual damages. Where a data
breach results in a negotiated settlement, we work with clients to develop legal notice plans,
facilitate claims review and processing, and ensure class members receive appropriate remedies.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
Edwards Wildman is an AmLaw 100 firm with 16 offices in the U.S., Europe and Asia. Our Privacy
& Data Protection Group is an inter-disciplinary team of lawyers assembled to address, on a
practical basis, local, national and multi-national matters related to data breaches, and privacy and
data protection obligations. Our practice — and several members of our group individually — were
recognized in the 2013 U.S. Legal 500 under the Media, Technology and Telecom: Data Protection
and Privacy category. Our combined experience allows us to provide advice that takes into account
the standards and practices of the industries in which our clients operate, as well as laws and
regulations of countries on a world-wide basis. Additionally, we advise clients on the implications
of cyber-attacks resulting in denial of service and breaches of confidential information other than
personal information.
BakerHostetler, one of the nation’s largest law firms with 14 offices coast to coast and nearly 900
lawyers, represents clients around the globe. The firm features one of the nation's largest practices
in the area of data privacy and information security and is ranked with "considerable praise" in the
2013 edition of Chambers USA: America's Leading Lawyers in Business. The BakerHostetler team
was identified by Chambers as being “Recommended for Client Service” and “Recommended for
Commercial Awareness.” Our Team has helped clients recover from and minimize the impact of
more than 600 data security incidents, including over 175 responses in the past year alone.
BitSight is transforming the way organizations manage cyber risk. By following the outside-in
model employed by consumer credit rating agencies, BitSight provides empirical, data-driven
ratings that help insurers better understand cyber risks. BitSight Security Ratings for Cyber
Insurance enables carriers, brokers and risk managers to seamlessly identify and measure the
risk associated with underwriting cyber liability and monitoring the security posture of
insureds. This automated service analyzes, rates, and monitors security performance, all from
outside the company. With BitSight Security Ratings, insurers, brokers and risk managers can
make better, faster risk decisions.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
Safehold Special Risk, Inc. is a program administrator that specializes in providing customized
coverage for a wide range of businesses. We have experienced professionals in a multitude of niche
markets offering a diverse set of products. Through our specialty groups and divisions, Safehold
offers customized insurance programs, underwriting, systems and service from professionals with
experience in each unique area. Our Digital Risk division and program team specializes in
providing comprehensive coverage and risk management solutions designed to mitigate risk and
minimize financial loss caused by a network security or data breach event. Through our flagship
products, the WebNet Protection® and WebNet SB® policies, we offer broad, modular first and
third party coverage to address these evolving risks. We also partner with firms from around the
country to bring first class pre- breach risk management and post-breach response services to our
insureds. At Safehold Special Risk, we pride ourselves on best-in-class coverage and exceptional
service.
Kroll has been specializing in investigative and security services and risk mitigation counseling
since 1972. Today Kroll is a global cyber first responder, having provided data breach response
services to over 100 million impacted individuals, with over 30 million members enrolled in our
restoration programs.
McGladrey LLP is the leading U.S. provider of assurance, tax and consulting services focused on
the middle market, with more than 6,700 people in 75 cities nationwide. McGladrey’s experienced
Security and Privacy consulting team specializes in a number of areas including IT security testing,
incident response, data breach/privacy incidents, risk assessments, and digital forensic
investigations. McGladrey uses its deep understanding of the needs and aspirations of clients to help
them succeed. For more information visit us at www.mcgladrey.com, like us on Facebook at
McGladrey News, follow us on Twitter @McGladreyRisk and/or connect with us on LinkedIn.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
Safehold Special Risk, Inc. is a program administrator that specializes in providing customized
coverage for a wide range of businesses. We have experienced professionals in a multitude of niche
markets offering a diverse set of products. Through our specialty groups and divisions, Safehold
offers customized insurance programs, underwriting, systems and service from professionals with
experience in each unique area. Our Digital Risk division and program team specializes in
providing comprehensive coverage and risk management solutions designed to mitigate risk and
minimize financial loss caused by a network security or data breach event. Through our flagship
products, the WebNet Protection® and WebNet SB® policies, we offer broad, modular first and
third party coverage to address these evolving risks. We also partner with firms from around the
country to bring first class pre- breach risk management and post-breach response services to our
insureds. At Safehold Special Risk, we pride ourselves on best-in-class coverage and exceptional
service.
Even with the best of controls, you can’t always prevent a breach from occurring, but you
can be prepared with Allied World’s Privacy//403 SRVSSM. This comprehensive
product offers coverage for liability and expenses associated with the compromise of
sensitive information and information systems, in the event of a data breach. Our
Specified Response Vendor Solution policy form provides clients with flexible coverage
options and turnkey data breach response services from top industry vendors. Learn
more at http://www.alliedworldinsurance.com/privacy403/.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
CloudeAssurance SaaS platform is the industry’s first truly risk- intelligent rating, continuous
education and continuous monitoring system assuring cloud service provider’s cloud security and
governance, risk and compliance. CloudeAssurance is the sponsor of the quarterly independent
study titled “Cloud Security Benchmark: Top 10 Cloud Service Providers”. This research data is
leveraged by NetDiligence in their Cyber Risk Assessment reports delivered to Insurance
underwriters and companies that are seeking Cyber Risk & Privacy Liability Insurance coverage.
CloudeAssurance protects customers by measuring and assuring cloud service providers’ ability to
securely deliver cloud services in accordance with industry cloud best practices, standards and
regulatory compliance. Customers can know which cloud providers have the best cloud assurance
score and history, a measure of cloud trust they can depend on. This platform enables safe and
secure adoption of Cloud Computing! Sign up today for our 30-day free trial and download our
quarterly independent study at www.CloudeAssurance.com.
Navigant is a specialized global expert services firm that helps impact their clients’ ability create
and protect value in the face of critical business risks and opportunities. Navigant’s Global Data
Privacy & Incident Response Practice brings decades of experience in data management, data
analysis and data mining in a wide variety of investigations, industries, and litigation matters.
Their expert extends to data incident response, privacy regulations enterprise risk management,
data needs assessments, systems functionality analysis.
Our attorneys recognize that a comprehensive approach to data privacy and cybersecurity is
the most effective means to avoid data breach and is the best way to be prepared to respond to
a breach if necessary. From data security planning and knowledge of regulations, to
appropriate response to data security breaches, we provide effective and cost-efficient legal
solutions.
Cyber Risk & Privacy Liability Forum * October 8-9, 2014
Sponsors
InfoLawGroup concentrates on legal issues concerning privacy, data security, traditional and
emerging media, consumer protection matters, information technology, e-commerce and
intellectual property. InfoLawGroup attorneys are seasoned practitioners with experience as
“BigLaw” lawyers, smaller practitioners with clearly defined expertise and reputation in the field,
and former in-house lawyers. These experienced lawyers enable the firm to offer clients greatly
increased efficiency in providing legal services. The firm addresses a broad spectrum of legal
matters, including transactions and e-commerce, compliance, enforcement, breach notice and
incident response and litigation.