Westlake Whisperings Understanding Your Medicare Options Upon becoming 65 years of age, you will likely begin receiving multiple packets and phone calls offering information about your Medicare options. The basic tips below can help you more easily select a lifelong, worry-free plan that best fits your particular needs. Understanding Medicare Medicare Part A (Hospital Insurance) Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Medicare Part B (Medical Insurance) - Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services. Medicare Part C (Medicare Advantage Plans) - A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Part D (prescription drug coverage) - Part D adds prescription drug coverage 10735 Bogie Lake Road Commerce Township, MI 48382 Phone: 248.363.9400 Fax: 248.363.8028 www.westlakehealthcampus.com October 2014 Before Considering Medicare Advantage Before considering Medicare Advantage or other coverage other than Traditional Medicare, or before Adding additional Coverage, consider these 8 points: Coverage: How well does the plan cover the services you need? Your other coverage: If you have other types of health or prescription drug coverage, make sure you understand how that coverage works with Medicare. Costs: How much are your premiums, deductibles, and other costs? Is there a yearly limit on what you could pay out-of-pocket for medical services? Doctor and hospital choice: Do your doctors accept the coverage? Do you have to choose your hospital and health care providers from a network? Prescription drugs: Do you need to join a Medicare Prescription Drug Plan? Will you pay a penalty if you join a drug plan later? What will your prescription drugs cost under each plan? Quality of care: Are you satisfied with your medical care? Convenience: Where are the doctor’s offices? Can you get your prescriptions by mail? Is the pharmacy you use in the plan’s network? Travel: Will the plan cover you if you travel to another state or outside the U.S.? Know the Facts About Medicare Advantage It’s important to get balanced information before considering a Medicare Advantage Plan. Do not rely only on the company or representative who is selling you the policy. Seek information from a third party. To help you determine if traditional Medicare is the best option for you, take a look at the following websites to gather information: Medicare: www.cms.gov/Center/Special-Topic/ Open-Enrollment-Center.html AARP: www.search.aarp.org/ browse?Ntt=medicare%20advantage Elder Law Answers: www.elderlawanswers.com/search/ medicare%20advantage SeniorMark.com: www.seniormark.com/ Medicare Open Enrollment is October 15th – December 7th, and is when all people with Medicare can change their Medicare health plan and prescription drug coverage for 2015. Be an informed consumer – before you select a Medicare Advantage Plan, be sure you understand the limitations of this coverage. For more information or for insurance consultation, please contact a member of our Business Office staff today. Happy Birthday! Theresa B. October 11 Joan H. October 15 Rita T. Florence N. Marie W. Gwen B. Anita P. October 12 October 17 October 19 October 24 October 30 Upcoming Events Wednesday, October 22nd at 2:15 p.m. Len will sing for the October Birthday party Sunday, October 26th at 2:00 p.m. The residents will decorate pumpkins with one of our kid volunteer groups. Saturday, October 25th University of Michigan vs. Michigan State football game will be shown. Time TBD. Friday, October 31st at 2:30 p.m. there will be a Halloween Party. There will be a costume contest and residents are encouraged to dress up. Family is welcome to join! Friday, October 31st the residents will be visited by trick-or-treaters! They will go apartment to apartment in the Assisted Living and will meet in a common area of the Health Center and Legacy. Candy will be provided to pass out in the common areas. Family is welcome to come help pass candy out! Residents and families may bring additional candy. Date and time will be posted! Volunteer News Thank you to all the staff, volunteers, and family members who brought your dogs in for our dog day! The residents enjoyed meeting your pets! Legacy Spotlight • Wednesday October 8th 3:00 p.m. - Chef ’s Circle • Wednesday October 8th 4:00 p.m. - Family Forum with Adult Day Care Provided • Brunch will be held on Sunday October 19th Please RSVP time of 11:00 or 12:30 and number of guests to dietary by 10/16/14. Legacy Mini Horse Visits! Out & About: At the Nail Salon Sunday Brunch Sunday October 19th. Please RSVP number of people and time of 11:00 a.m. or 12:30 p.m. to Dietary by October 16th. Themed Dinner The residents enjoyed the Caribbean theme dinner! The next theme dinner will an Autumn Harvest Theme Dinner on November 7th. More details to come in the November newsletter! Senior Executive Club Legacy 2-Year Anniversary Celebration Senior Executive Club luncheon Tuesday October 15th at 1:30 p.m. It is a free club open to the community that meets the 3rd Tuesday of each month for lunch and activities. Did You Know...? That you can read the monthly newsletter and calendars on-line in addition to the printed copy? Please follow the campus link www.trilogyhs.com/campuses/westlake-healthcampus and scroll down to download the newsletter and/or calendars. If you wish to receive newsletters via e-mail please let someone in the life enrichment team know you would like to be put on the list. The Legacy has a resource library available with information on healthy lifestyle tips for the dementia caregiver. It is available to anyone in either building or their family member. Even if you have looked at it before you are welcome to look again. Some additional resources were recently added. Our campus has a theme of the month? The residents had a lot of fun with our Cruising into Fall theme. We have several fun activities planned for Spooktacular October! t Photos from our Family Night Car Show 10735 Bogie Lake Road Commerce Township, MI 48382 Phone: 248.363.9400 Fax: 248.363.8028 www.westlakehealthcampus.com A Trilogy Health Services Community A monthly newsletter serving the residents of Westlake Health Campus Colleen Higgins Executive Director Kathy Dawson Director of Health Services Sue Poling Director of Food Services Monica Peterson Business Office Manager Allison Sherman Life Enrichment Director Lisa Rauch Community Services Representative Richard Gasperowich Director of Plant Operations Jenel Stoinski Director of Resident Services John Marko Director of Environmental Services Wendy Bronson Legacy Neighborhood Director We strive to provide the best customer service and quality care for our residents. Our Department Leaders are here to solve any concerns you may have. In the event that you need further assistance with any unresolved concerns, we encourage you to call the Divisional Vice President or our Compliance Line. Tim Cooper, Divisional Vice President: [email protected] Compliance Hotline: 800-908-8618, ext. 2800; or [email protected] Newsletter Production by PorterOneDesign.com Word Search D E D U C T I B L E S N Z P Q U K E O O U T O F P O C K E T J F P I Z C T T N I P R E M I U M S A M R R W Z L X I B F N T Y Y N C C W Y E D O L D C L J R W H F E A O V Z B S D J V L P O N C ADVANTAGE COST COVERAGE DEDUCTIBLES Z R B P O V J F T C W I T I I W Y L N K S T F E R M N R X T C B D N G L Y G U J A R U R M I T A B A X E S A L T D O B A U R Z P A C S L R K R U Y T M B C G H E O T T X T R E E B S R D M X C E C M M I Q U A L I T Y E X A N O V X J F O O U A O P L M O W A Q N Z P R S A N N S B P X S H T S N M O C P I L D O V G P T J U P D Z Y W I D E A M V O DOCTORS MEDICARE INFORMATION OPTIONS INSURANCE OUT OF POCKET MEDICAL PLANS F Y U I Z T R M G P Q Y O O Y P F R C B A O C M M S A Z U L F V H N Q N F T Q N P J Y A D V A N T A G E C V G Q O S K M V U Q Q E L J O Y N U W D X A R K M E D I C A L F Q S I T S J I E H S PREMIUMS PRESCRIPTION PROVIDERS QUALITY
© Copyright 2024