1. travel
2. transports
3. public transport

OCTOBER 2014
ISSUE
10
NEW SERVICES AVAILABLE AT WATERFORD VILLAGE
Mobile Dentist Service: 1800 637 637 for appointment
Louise Brown—Peninsula Hearing: 4342 9736 for appointment
Maria Murray—Avoca Podiatry: 4381 2662 or 0409 691 981 for appointment
Mon
Massage:
Yvonne will be
away until 20/10
Tue
Folk Art
1.30
Craft Room
Wed
OPEN DAY
Welcome
10-12
Afternoon
Tea
Bus 10-1
2pm
The
Lounge
Bus
11-2
Erina
Craft sewing
Machine Sewing
Machines
&
& Quilting
Quilting 1.30pm
1.30p
Thu
Fri
Bus 11-2
2 Hour
Happy
1
Probus
P R O B U S Bus 11-2
Raffle &
Happy 100
Hour
10-12
M OAnnette’s
VIE
Club
4pm
Hairdresser
from
9
4pm
1pm
MOVIE
1pm
Sat
3
VILLAGE
Waterford
Office Hours Mon– Fri 9.30am –4pm
PH 4369 8855
5
this issue
From
My Desk
Retirement Income Planning
Book Review
Delicious Recipes
11
12
DearResidents
Well , wasn't
the council
clean up a huge
success.
Thanks to all who assisted in
keeping the area tidy. It is
such a great feeling to clear
out some rubbish.
Septembers Open Day was
a great day too. With the sun
shining we were able to show
our beautiful village to a
number of interested
people…..Shhh, the secret
Featuring Archie Smith, John Spender,
may be out.
Some of our very talented
Snooker boys
18
19
Carpets in the lounge room
and upstairs hall have been
cleaned, thanks to Nigel from
Kelpie Carpet Cleaning.
Nothing like fresh clean
carpets for spring.
4pm
Bus 11—2
ANZAC
Bus 11-2Happy Hour
DAY
PODIATRIST
O
1 1 - 1Mp1pm
mV I E
Raffle & 50’s
Happy Hour
RED BIN
BBQ 9am Club 4pm
10
2.PM
Lantern Club M OVI E 1pm
1pm
4pm
CLEAN
9.00am
12noon
Bus 11-2
Craft
OPEN
9 AM 23
20
21 Bus
RED10-1
BIN CLEAN 22 Hairdresser
24
10am
Bus
11-2
DAY
Bus 10-1
1.30
Massage
by
General
Bus 10-1 10-12
Happy Hour
Happy Hour
appointment.
Bi-Monthly
Waterford
Mobile Dentist
Erina
Residents
Craft
Frantastic
Raffle &
Bus
11-2
4pm
Bus 11-2Bus 11—2
Meeting
Special
9 - 12.30
Dining
& Peninsula
MOVIE
Bus
10-1
Meeting
Choir
1.30Craft
100
Club
For August
RED BIN
Hearing
10amResidents
Happy Hour
Craft
Cabaret
2pm
1pm
CLEAN
9 - News-letter
12
1.30
4pm Happy Hour
Newsletter
is 1pm
Meeting
MOVIE
1:30pm
4pm
Night
Cutoff
off date for
cut
10am
25/7/14
Raffle & 50’s
4:30pm Lantern
Newsletter
For Nov.
Followed by
Club 4pm
Easter
Newsletter
MANAGEMENT
BI-MONTHLY
Egg
Lantern Club
Lantern
29
27 MEETING
28AGM 1:00 pm
30
31
Hen
Club
Bus
11-2
Annette’s
Massage by
11.30am
Bunny 9
Hairdresser
12 noon
appointment.
**check dates for
Happyfrom
Hour
Bus
10-1 M OVIMEO AM
V I E Sunday
Bus
10-1
Pen. Hearing and
4pm
OPEN DAYBus 10-1
Erina
Minstrel
Group
mobile dentist
Chocolate
1pm
1pm
Craft
Gosford
Music
Chicks
1:30pm
Art 1:30
Craft Room
4
PROBUS 10 am
1pm
Lantern
Club
L o ca l S h o p
Julie—Manicure
9am—12
B u s Mt riOpV I E
BusBus
11-210-1
WATERFORD
RETIREMENT
Retirement
Living
Sun
Bus 11—2
AM
Happy Hour
Exercises
Machine Sewing
BOOK
Raffle
& 50’s
each Tuesday Lantern
Club sewing &
&Machine
Quilting
MOVIE 1pm CLUB 2PM
Club 4 pm
10.30am
1.30pm
Bus 11-2
Tempo
Literary
Quilting 1.30
BOOK
Craft
Lunch
11am
Terrific 2pm
Bus
10-1
B o o k Bus
C
l u b 11-2
211-2
pm
Bus
10-1
CLUB
2PM
Bus
Art
Craft
6
7
RED BIN CLEAN 8P R O B U S
9
BOOK CLUB 2PM 10
1.30
1.30
H a p p yHappy
H r 4 p mHour
Happy
Hour
Craft
Bus
11-2
Lantern
Club M OVIMEOAnnette’s
Bus
11-2
1.30
V
I
E
Bus 10-1 Erina
Craft Room
4pm
YELLOW
Raffle
from
9BIN& 100
1pm Hairdresser
REDFashion
BIN
1.30
Happy
Hour
1pm
CLEAN
Parade
10:30
CLEAN
Club
4pm
M
OVI
E
Bus 10-1
4pm
Bus 11—2
10:30
1pm
YELLOW
RED BIN
Craft
BIN BOOK
CLEAN
Happy Hour
Peninsula
CLUB 2PM
1:30pm
CLEAN
Raffle
& 50’s
Craft
Xmas
In
July
Bus
11-2
Hearing
PUBLIC
Craft
MOVIE 1pmBus 11-2 Club 4pm
M
OVI
E
Shelley
Bch
1
4pm
HOLIDAY
1.30
Bus 11-2Bus 11-2
1.30pm
ArtDAY
Craft
Art OPEN
Bus 10-1
Golf Club
Happy Hour
1pm
Happy Hour
O V I EHappy Hour
1.30
Leave
10:45am
13 Month
14 Bus
15EMAnnette’s
YELLOW BIN CLEAN 17
10-110-1 M OVI
TechCraft
Times
00
Year Bus
1.30Issue 1.30
4pm16
Room
Bus
10-1
CraftCraft
Room
4pm
10– 12
Hairdresser
from 9Raffle &
1pm
1.30
1pm M O V I E
Erina
All residents welcome
100 Club
Craft
Craft
Craft
1:30pm
1.301.30
October
2014
MONTHLY
NEWSLETTER FOR
25
Society
NEW Happy Hour Raffle and 50’s Club
A weekly raffle (3 tickets for $2) and a 50’s Club ($2 a number) so bring your money at Happy Hour Fridays.
See you there.
26
Update on the Pool…..Its
ready to go, so get your
bathers on and enjoy a dip.
Regards,
Rhonda Pickering
Village Manager
“OCTOBER EVENTS”
for the Residents
Monday
Craft Group: 6th, 13th, 20th & 27th October
1:30pm
Tuesday
Weekly Exercises 10.30am
Les Scruse, Alan Bailey, Warwick
Rowley and Mick Black
Art Group: 14th October 1:30pm
Other regular players include Bob
Burnett, Pat Rolls, Bryan Ellis, Jim
Bolton and John Vinski
Wednesday****
Waterford will be organizing a Snooker
get together with other nearby Villages;
Living Choice—Broadwater and Alloura
Waters, Brentwood Village. Each Village
will take turns at hosting the event.
Machine sewing & quilting: 1st Oct.; 1:30pm
It will be a great opportunity for ladies
and gents to get together for a few
laughs and to meet your fellow players
from our local community.
Podiatrist 16th Oct. 10am—Treatment Room
We will provide more details closer to
the time and when they become
available.
17th, 24th & 31st October 11am
OPEN DAY 28th October
Shopping Bus Erina: 1st, 8th, 15th, 22nd & 29th
October; 10am
Lantern Club 22nd October 1:30pm
Thursday
Movies 1pm
Probus 2nd October ; 10am
Minstrel Group, 30th Oct. 1:30pm
Friday
Shopping Bus Kincumber/Green Point : 3rd, 10th,
Book Club: 10th October ; 2pm
HAPPY HOUR Fridays 4pm
RAFFLES & 50 ’ s Club
The Lounge
Please check the “ Noticeboards“ for
upcoming function details!
BE JEWELLED
FOREVER
Be Pampered
15th October
9am – 1pm
TO MAKE A BOOKING PLEASE
PHONE
JULIE on 0415 846 472
Manicure $25
Pedicure $25
Waxing available on
request – Please phone
Julie for details & pricing!
“Friends & Families
Most Welcome
Welcome to Make
Appointments as well”
Retirement income planning
Make a long-term financial plan
The next step is to look at how your needs might change over time. For instance, in the
first few years of retirement, you might want to travel or take up a new hobby. Later, you
may want to replace your car .
Think about how you can use your different income sources to fund the different stages of
your life. The important thing is to plan for the long term, not just the next 5 years. Seek
financial advice or speak to a Department of Human Services' Financial Information
Service officer if you are unsure what to do.
Find ways to grow your retirement income
Ask any retiree what they fear the most and chances are most will say 'running out of
money'. But there are ways to stretch your retirement income and things you can do to
make your money last as long as possible.
Get advice as early as you can
ANNETTE’S
HAIRDRESSING
LADIES & MENS
HAIRDRESSING
OPEN - Wednesday’s by
appointment and
Thursdays 9:00am
Phone: Annette on
0407 101 804
New
price list
available
FEEL GOOD CORNER
Anyone interested in
playing cards
Never think hard
about the past,
It brings tears,
Don't think more
about the future,
It brings fear,
Live this moment
with a Smile,
It brings cheer
“500” please contact
Keith Barber @ Unit 73
to arrange a day and time
If enough people are
interested then a regular
game could be organised
for those interested
Managing your finances can be hard work even if you have some financial knowledge.
Ask for financial advice if you need help with investment strategies and to navigate our
complex tax system. Ask your adviser to explain different investment strategies, the level
of risk involved and the potential returns you can expect.
Waterford Library
We would like to give a big
‘thank you’ to Anne Smith
who has been working very
hard sorting books donated
by new Residents and
making
the
Library a
pleasant place to visit and
relax. Anne is one of our
‘quiet achievers’
Diversify your investments
With many retirees living up to 90 and beyond, it's a good idea to invest at least some of
your money in assets that will grow over time, like shares and property. This will help
ensure your capital will grow in value to keep pace with inflation and your income needs.
Spread your investments to avoid financial heartache in the future.
Manage your spending
Yvonne’s
Total Body care
Call Yvonne
0414 880393
Away until 20th Oct.
Mondays at
Waterford by
appointment
Rebates from most health
Funds
Specialising in
Massage
A simple way to make your money last longer is to watch your spending. Use our budget
planner to help you save for special items and keep your expenses in check. Do you want
to splurge straight after retirement then spend 20 years living on bread and water?
Take advantage of your entitlements
Even if you don't get the age pension, you may be eligible for other benefits, such as travel
concessions, cheaper medicines and reduced council and water rates. The Seniors Card
will also give you discounts on travel and some retail services. See our list of senior's
concessions in over 55s - your money. Also see the Department of Human Service's
Commonwealth Seniors Health Card webpage for more information.
Retirement planner
Financial advice is recommended when it comes to managing your money in retirement.
By planning ahead and staying in control of your finances, you can enjoy a safe and
comfortable retirement.
www.moneysmart.gov.au
OCTOBER
BIRTHDAYS
Peter Wilson
Bob Burnett
WATERFORD CAFÉ
OPEN
Mon,Tues,Thurs,Fri
9:30am –2pm
Morning tea, lunch
and afternoon tea
Ph. 0414 721357
Need a JP?
We are lucky to have
a Resident who is a
JP
John Knoll
Apt 58
Movie
Thursdays
MOVIE ROOM 1PM
BOOK CLUB
Friday
10th Oct.
Resident
Committee
FOR SALE
At our recent Residents’
Meeting I made a suggestion
that it would be good if we,
Villa
24 $430,000
the
residents
in our Waterford
community, could work
This pristine
2/3 bedroom
villa is
towards
improving
the
quality and charm
all over,
ideal
appearance
of our
Village.
location
close to all was
amenities.
Main
The
suggestion
made
that
bedroom
with
ensuite,alarge
open
we
could
provide
clean
up
plan living
and remote
operated
team
to high
pressure
clean
garage.
the
zigzag path near the mail
boxes and other paved
Villa 88around
$315,000
surfaces
the villas,
apartments and the streets in
Within
walking distance to
our
village.
Kincumber
Shops, Medical
and
We have available
a high
Public
transport.Light,
spacious
pressure cleaning machine2 or
3 bedroom Villaofwith
pet friendly
(courteousy
Brian)
which we
courtyard. This property is a must to
have already used on a few
inspect.
occasions with great success.
Rhonda has already come on
Apartment
76
board
with the suggestion
and
Brian’s
machine is currently
$455,000
being serviced. She is also
ensuring that the voluntary
Extensive views over Broadwater
workers
cover is up
from everyinsurance
window. 2 bedroom
to
date
and
adequate.
apartment with open plan living area,
As
soon
as she
confirms
all for
is
large
balcony
and huge
courtyard
in
order...we
are
ready
to
alfresco dining and entertaining.
go...so let us ...........
There will be other things we
Apartment
57
can
do as a community
which
may
well help our village
$375,000
budget
If
youup
would
like toofhelp
Wake
to the sounds
Bellbirds
please
give
me a call
2 Bedroom
apartment
featuring
Large balcony off open plan Lounge/
Dining.
this month’s Composition
Villa 45 $399,000
New 2/3 bedroom villa
Spacious open plan with smeg
appliances .
Main bedroom with ensuite, large
open plan living
and remote operated garage.
Call today for an inspection
Free call:
1800 241 691
Phone:
02 4369 8855
CHAIRMAN :Bob Atkins V46
Waterford Melbourne
Cup 2014
Ph. 4369 4551
VICE CHAIRMAN :
Winsome Wallace V82
Ph. 4369 0096
SECRETARY : Anne Smith V31
Ph. 4369 7863
Make
sure
you
keep
th
Tuesday 4 November free
to come to our Melbourne
Cup Luncheon – watch
your letterboxes for your
invitation
AVOCA BEACH BOWLING
CLUB
5th September
1st Friday of every month
Cabaret 11 am
$20 for a 2 course lunch
glass of wine-Bingo-Raffle Tickets-
OCKOTOBERFEST
Celebrations to be held
in the Lounge.
Date to be confirmed.
Watch your letterboxes
for details.
Lucky Door Prize
Courtesy Bus available
Names on notice board in the
Library please
Probus
The next meeting of East Gosford Probus
Club will be held in the first floor lounge
on Thursday 4th September,
commencing at 9.50am.
The guest speaker will be Peter Cane,
whose subject will be “Mysteries of the
Sea” . Peter has spoken to us before on
another nautical subject, and there was
sufficient interest for us to invite him for a
return visit.
At our August meeting we were pleased
to welcome Waterford resident, John
Stutchbury as our newest member .This
month another resident, Pamela Warren,
will be added to our roll.
All are welcome, and if you have not
attended before, come along and
experience the fun and stimulation of
Probus.
Variety
Social
Presenting’
'Elvis' (Arthur Cromer)
‘Walamba’ 50 + Leisure and Learning
Centre, North Gosford
Anyone interested in attending the
above on Thursday 16th October 2014,
for a morning of entertainment, a meal
and raffles, and for more information,
please refer to the notice on the
Library board
TREASUER :Tereze Zundans
Social Upcoming events
V56 Ph. 4369 3093
LAYCOCK STREET
THEATRE
MINSTRELS
COMMITTEE: Sue Morrissey
V54 Ph. 4369 2174
SOCIAL COORDINATOR
Thursday 30th October
at 1:30pm in our Lodge.
The Minstrels have
kindly accepted our
invitation to come and
entertain our Residents.
Gold coin donation.
Notices will be in your
letterboxes soon.
Di Bailey Apt 63
Ph. 4369 2120
CATERING : TBA
Ellen Verrier V27
Ph. 4369 4877
Welcome’s New Residents
RVRA
REPRESENTATIVE :
Archie Smith V31
Servicing Waterford
For the past 10 years
4/17 Kerta Road
All Mechanical repairs & Servicing Kincumber
2251
New Vehicle Logbook and
Ph. 4368 1622
Servicing
Rego Inspections
Free Pick up and Drop Off
10% Discount to all Waterford
Residents
4369 7863
Any resident who
would like to receive
notices from
Waterford Village via
email instead of
paper could you
please provide us
with your email
address
Craft
Committee
Craft group
meets every Monday
afternoon at 1.30pm.
All welcome.
Computer
Lessons
by Lillian Spender
Lillian is kindly donated
some time to help
Residents with their Ipads
and Computers.
If you would like some
help, please register your
name and telephone
number on the sheet on
the downstairs Notice
Board and Lillian
will contact you
Lonely ?
Do you know someone who
is on their own and would
like a friendly visit ? A team
of lovely people from the
parish are starting a
visitation ministry and will
visit in pairs to anyone who
would like a social visit from
time to time. To find out
After seeing the movie, I just had to read the book. There it
was, on our “Book Club” list for July—August.
Markus Zusak was born in 1975 and lives in Sydney with his
wife and family.
Death is telling the story, unusual, yes, but death tells us, “I am
in all truthfulness attempting to be cheerful. I am amiable,
agreeable, and affable, just don’t ask me to be nice !”
The book is set during the very early years of W.W.11.
Liesel Meminger, nearly 10, is on her way to foster parents Hans
and Rosa Huberman, who live in Himmel St (Heaven St) in
Molking near Munich.
By her Brother’s graveside, Liesel’s life is changed when she
picks up an object, partially hidden in the snow. It is “The
Grave Digger’s Handbook”, and it is her first act of book
thievery.
So begins a love affair with books and words, as Liesel learns to
read. Soon she is stealing books from Nazi book burnings and
the Mayor’s wife’s library. But, these are dangerous times.
When Liesel’s family hides a Jewish
fist fighter in their basement, Liesels’
world is both opened up and closed
down.
more, contact
Shirley McDonald on :
4369 4803 or 4369 1211
Bang Bang Chicken
BOOK REVIEW:
THE BOOK THIEF BY MARKUS ZUSAK
I would like to thank Esme Fricker
for starting the book club. I have had
a great deal of pleasure reading books
I would never have picked up, some I
have enjoyed, some I haven’t. May
The Book Club continue, especially
the lively discussions and afternoon
tea’s.
Jan Burns
Serves 4
Q. What did the lawyer name his
daughter?
A. Sue.
Before going in for surgery I
thought it would be funny if I
posted a note on myself telling
the surgeon to be careful. After
the surgery I found another note
on myself .”Anyone know where
my cell phone is????????”
An elderly couple, who had just
learned how to send text
messages on their mobile
phones: the wife was a romantic
type and the husband was more
of a no-nonsense guy.
One
afternoon the wife went out to
meet a friend for coffee. She
decided to send her husband a
romantic text message and she
wrote:
“If you are sleeping, send me
your dreams.
If you are
laughing, send me your smile. If
you are eating, send me a bite. If
you are drinking, send me a sip.
If you are crying, send me your
tears. I love you.”
The husband replies:
“I’m on the toilet.
advise”
Please
180g mixed green salad
leaves
500g boneless, skinless
chicken breasts - cut into
strips
¼ cup (60ml) sesame oil
½ cup (130g) crunchy
peanut butter
Scatter the salad leaves
onto a serving plate. Saute
the chicken in the hot
sesame oil for 2 to 3
minutes, turning until
cooked. Remove from the
heat and set aside to cool
slightly before placing on
top of the salad. Put the
peanut butter and 2
tablespoons of water in a
glass bowl and microwave
in 30 second increments,
stirring after each, until
runny. Drizzle over the
chicken and salad
Dessert
Kiwi
Pops
Makes 12
3 Kiwi fruit
100g 70% dark
chocolate, broken
12 Popsicle sticks
Peel the kiwi fruit and
slice into 2cm thick
rounds. Carefully
pierce the base of the
kiwi round with a
Popsicle stick and lay
on a paper-lined baking
tray.
In a large glass bowl,
melt the chocolate in
the microwave in 30
second increments,
stirring after each until
nice and smooth. Dip
or drizzle the kiwi in the
chocolate then place
back onto the baking
tray. Repeat until all
kiwi slices are coated.
Refrigerate until ready
to serve