We've written this fund factsheet assuming you have some experience of investing. This means that although we have tried to write as much as possible in plain language, we may have used certain words or phrases that might not be familiar to you, particularly if you are new to investing. Its purpose is to help you understand how the fund is invested and performing. You should not use it on its own for making investment decisions. It is not an offer to buy or sell any investments or shares. If there's something you don't understand, please contact your adviser. If you don't have an adviser, please call us, we can help you find one near you. Zurich Legal & General All Stocks Gilt Index ZP October 2014 Fund objective Zurich fund information (as at 30/09/2014) To provide an income by tracking the total return (capital growth plus any income) of UK Government Securities as represented by the FTSEA UK Gilts All Stocks Index. The fund also has the potential to provide some capital growth over the long term. Launch date Single price Fund size (£m) ABI Sector Fund charges* SEDOL 22/07/2013 538.30p 0.0 (as at 30/09/2014) UK Index - Linked Gilts 0.18% BBPV3J4 SEDOL codes © London Stock Exchange, reproduced under license Mex ID ISIN code Crown rating ADPESD GB00BBPV3J47 The Zurich fund invests in L&G All Stocks Gilt Index Information for L&G All Stocks Gilt Index (as at 30/09/2014) Launch date Fund size (£m) SEDOL 08/03/1981 744.7 (as at 30/09/2014) 0205140 SEDOL codes © London Stock Exchange, reproduced under license Fund management company Fund manager Legal & General UT Mgr Ltd Fund features This fund invests in assets which tend to produce more stable returns. Over the longer term these assets should give lower but steady growth, with some fluctuation in value. Unless held as part of a personalised portfolio invested to achieve an overall balance of risk and return, this fund is more suited for shorter-term investment. Investing solely in this fund for the longer-term may result in a lower return than a bank or building society savings account. Asset split 1 (as at 31/08/2014)** UK Gilts UK Fixed Interest Cash & Cash Equivalents 93.2% 5.6% 1.3% Asset split 2 (as at 31/08/2014)** Government Bonds Fixed Interest Cash & Cash Equivalents 93.2% 5.6% 1.3% LGIM Index Fund Management Team Crown rating Top holdings (as at 31/08/2014)** TREASURY 5% GILT 2025 TREASURY 4% GILT 07/03/22 GBP0.01 TREASURY 4.25% GILT 07/06/2032 GBP0.01 TREASURY 4.5% GILT 07/03/2019 GBP0.01 TREASURY 4.75% GILT 07/12/30 GBP TREASURY 4.75% GILT 07/09/15 GBP TREASURY 5% GILT 07/09/2014 GBP0.01 TREASURY 5% GILT 07/03/18 GBP TREASURY 4.75% GILT 2020 TREASURY 4% GILT 7/09/2016 3.44% 3.36% 3.34% 3.21% 3.20% 3.19% 3.10% 3.08% 3.00% 2.93% * These are the charges that are deducted within the unit price. Other charges which reduce the number of units you hold may apply. For further information please refer to your Terms and Conditions. ** Zurich sources its funds data from Financial Express. The date shown reflects the last available regional, sector and asset breakdown data provided by the fund's administrator to Financial Express. The timeliness of this data is affected by the speed and regularity of their publication by the fund administrator. Zurich Legal & General All Stocks Gilt Index ZP October 2014 Things you need to know We've based this information on our current understanding of law and practice. We make every effort to ensure that this information is helpful, accurate and correct but it may change or may not apply to your personal circumstances. Before taking any action you should always check with an appropriate adviser, as we cannot accept responsibility for any action taken on the basis of this information alone. All funds carry some risk and you should consider these before making any investment decision. Investment returns are not guaranteed and the value can fluctuate. The main factors which may increase the risk of this fund include: - the split between government and corporate bonds, - the extent to which the fund invests in high yield assets, - the amount held in overseas assets. For further information about this fund please refer to the charts on page one. For more explanation and useful information about investments, please refer to our guide -"Making investments clearer a guide for you". This as well as current fund prices and performance is available at the website address below. Cumulative fund performance (as at 30/09/2014) % growth 6 mths 1 year 3 years 5 years 10 years 6.62% 8.33% - - - Discrete fund performance (as at 30/09/2014) 30/09/2009 - 30/09/2010 - 30/09/2011 - 30/09/2012 - 30/09/2013 30/09/2010 30/09/2011 30/09/2012 30/09/2013 30/09/2014 % growth - - Annualised fund performance (as at 30/09/2014) - - 8.33% 3 year statistical fund data (as at 30/09/2014) 3 year - Monthly volatility - 5 year - Best 3 month return - 10 year - Worst 3 month return - Discrete performance of ABI primary fund* (as at 30/09/2014) 30/09/2009 - 30/09/2010 - 30/09/2011 - 30/09/2012 - 30/09/2013 30/09/2010 30/09/2011 30/09/2012 30/09/2013 30/09/2014 % growth - - - - 8.33% 9.47% 10.86% 4.66% 5.31% 8.27% Quartile - - - - 3 Rank - - - - 67/125 Sector Average * This data shows the performance of the primary unit series for the fund. The primary unit series is the series of the fund that applies to most customers. Performance of ABI primary fund (since launch to 30/09/2014) 9 8 Primary fund for Zurich Legal & General All Stocks Gilt Index ZP UK Index - Linked Gilts 7 6 5 4 3 2 1 0 -1 -2 -3 -4 Jul 13 Oct Jan 14 Apr Jul 22/07/2013 - 30/09/2014 Powered by data from FE 0800 121 6509 www.zurichmoney4life.com Source: Financial Express as at 30/09/2014. You shouldn't use past performance as a suggestion of future performance. It shouldn't be the main or sole reason for making an investment decision. The value of investments and any income from them can fall as well as rise and will be reduced in real terms by the effects of inflation. You may not get back the amount you invested. HM Revenue and Customs (HMRC) practice and law are complex. Tax concessions are not guaranteed, their value will depend on individual circumstances and may change in the future. Fund performance data is based on a single price basis and doesn't take into account fees and expenses which are specific to individual plans. Details are available on request. Zurich Assurance Ltd. Registered in England and Wales under company number 02456671. Registered office: The Grange, Bishops Cleeve, Cheltenham, GL52 8XX. We may record or monitor calls to improve our service.