T he Wi l l ows Monthly Understanding Your Medicare Options Upon becoming 65 years of age, you will likely begin receiving multiple packets and phone calls offering information about your Medicare options. The basic tips below can help you more easily select a lifelong, worry-free plan that best fits your particular needs. Understanding Medicare Medicare Part A (Hospital Insurance) Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Medicare Part B (Medical Insurance) - Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services. Medicare Part C (Medicare Advantage Plans) - A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Part D (prescription drug coverage) - Part D adds prescription drug coverage 2531 Old Rosebud Road Lexington, KY 40509 Phone: 859.543.0337 Fax: 859.543.0338 www.willowsathamburg.com October 2014 Before Considering Medicare Advantage Before considering Medicare Advantage or other coverage other than Traditional Medicare, or before Adding additional Coverage, consider these 8 points: Coverage: How well does the plan cover the services you need? Your other coverage: If you have other types of health or prescription drug coverage, make sure you understand how that coverage works with Medicare. Costs: How much are your premiums, deductibles, and other costs? Is there a yearly limit on what you could pay out-of-pocket for medical services? Doctor and hospital choice: Do your doctors accept the coverage? Do you have to choose your hospital and health care providers from a network? Prescription drugs: Do you need to join a Medicare Prescription Drug Plan? Will you pay a penalty if you join a drug plan later? What will your prescription drugs cost under each plan? Quality of care: Are you satisfied with your medical care? Convenience: Where are the doctor’s offices? Can you get your prescriptions by mail? Is the pharmacy you use in the plan’s network? Travel: Will the plan cover you if you travel to another state or outside the U.S.? Know the Facts About Medicare Advantage It’s important to get balanced information before considering a Medicare Advantage Plan. Do not rely only on the company or representative who is selling you the policy. Seek information from a third party. To help you determine if traditional Medicare is the best option for you, take a look at the following websites to gather information: Medicare: www.cms.gov/Center/Special-Topic/ Open-Enrollment-Center.html AARP: www.search.aarp.org/ browse?Ntt=medicare%20advantage Elder Law Answers: www.elderlawanswers.com/search/ medicare%20advantage SeniorMark.com: www.seniormark.com/ Medicare Open Enrollment is October 15th – December 7th, and is when all people with Medicare can change their Medicare health plan and prescription drug coverage for 2015. Be an informed consumer – before you select a Medicare Advantage Plan, be sure you understand the limitations of this coverage. For more information or for insurance consultation, please contact a member of our Business Office staff today. Happy Birthday! Betty B. Eddie J. October 28 October 30 Willows Resident Lowell Talks with Heather What made you want to join the f ield of nursing? “I like helping other people.” Did you have a family member that encouraged you in the medical field? “I come from a big family. My grandparents did-I always loved helping them. I have been in the medical field for 39 years.” What are some of your hobbies away from work? “I like to read Nora Roberts books, and watch football and basketball. I also like to travel” Do you have any pets? “Yes, fish.” All Aboard! Departmental Discussions Our Legacy residents, along with residents from sister campuses, Citation and Cedar Ridge, joined the ranks of more than 40,000 visitors to tour the Kentucky Railway Museum in New Haven. Upon arriving, residents enjoyed a delicious picnic lunch while taking in the scenery. Following lunch, residents toured the museum learning the fascinating story of the people who built the railroad as told through the exploration of numerous historical artifacts. It was goose bumps all around as the whistle of the locomotive that started it all, the L&N 152, sounded while residents boarded for an hour long ride through the Rolling Fork River Valley. It was an exciting and educational trip that culminated in a good night’s sleep! So long dog days of summer...we at the Willows of Hamburg are ready to welcome the cool, crisp October weather with exciting fall events and outings. As always, we encourage you to visit and savor a delicious Sunday brunch (2nd Sunday of the month), enjoy live entertainment and participate in activities with your loved ones. We always have something new on the horizon! In this spirit, we are also excited to announce that we are now offering LifeShare technology in our campus allows each resident to receive messages from family and friends sent via e-mail, text messaging, and even Facebook posts. Messages can include text, pictures, and videos. Best of all, they can be viewed in a very simple format on the resident’s own television. In the meantime, feel free to visit www.lifesharetechnologies.com for further details. We would also like to thank you all for taking time to complete the Customer Satisfaction Surveys that were mailed out the end of August. These provide us with invaluable feedback that allows us to continue to provide the very best care for your loved ones, in addition to responding to areas of opportunity. Lastly, be sure to check out all the fun fall festivities that we are planning at the campus. We hope to see you there! Live a Dream: Biking Through the Bluegrass! Rose D. recently experienced her ride of a lifetime! Rose's Live a dream wish was to ride a motorcycle through the Bluegrass with her friends. The Willows’ own team member and fellow biker enthusiast Tiffany grabbed more friends and joined Rose in her adventure. In all, 5 motorcycles and 7 cyclists savored the experience. Most of Rose's family and loved ones were here at the campus to send her off on her ride, capturing the event on video for posterity. Rose was on her ride for a good 2 hours, covering over 70 miles through the countryside, even riding past Rose's house and farm. Our happy dreamer and her comrades made a quick pit stop in Centerville, KY to meet up with even more bikers who wanted to share in Rose’s Live A Dream. She made quite the impression, and has even been invited back for future rides with her new biker friends! Local Firemen Appreciate Your Thank You Cards 2531 Old Rosebud Road Lexington, KY 40509 Phone: 859.543.0337 Fax: 859.543.0338 www.willowsathamburg.com A Trilogy Health Services Community A monthly newsletter serving the residents of The Willows at Hamburg Cara Clark Executive Director Cindy Blake Director of Health Services Erwin Bryant Legacy Neighborhood Director Wanda Coomer Therapy Director Nadia Vanhoose Social Service Director Laura Hahnes Director of Food Services Gail Fowler Environmental Director Tammy Ciuzio Life Enrichment Director David Thatcher Director of Plant Services Melissa Brown Business Office Manager We strive to provide the best customer service and quality care for our residents. Our Department Leaders are here to solve any concerns you may have. In the event that you need further assistance with any unresolved concerns, we encourage you to call the Divisional Vice President or our Compliance Line. Andra Bladen, Divisional VP: 317-513-6414 or [email protected] Compliance Hotline: 800-908-8618, ext. 2800; or [email protected] Newsletter Production by PorterOneDesign.com Word Search D E D U C T I B L E S N Z P Q U K E O O U T O F P O C K E T J F P I Z C T T N I P R E M I U M S A M R R W Z L X I B F N T Y Y N C C W Y E D O L D C L J R W H F E A O V Z B S D J V L P O N C ADVANTAGE COST COVERAGE DEDUCTIBLES Z R B P O V J F T C W I T I I W Y L N K S T F E R M N R X T C B D N G L Y G U J A R U R M I T A B A X E S A L T D O B A U R Z P A C S L R K R U Y T M B DOCTORS INFORMATION INSURANCE MEDICAL C G H E O T T X T R E E B S R D M X C E C M M I Q U A L I T Y E X A N O V X J F O O U A O P L M O W A Q N Z P R S A N N S B P X S H T S N M O C P I L D O V G P T J U P D Z Y W I D E A M V O MEDICARE OPTIONS OUT OF POCKET PLANS F Y U I Z T R M G P Q Y O O Y P F R C B A O C M M S A Z U L F V H N Q N F T Q N P J Y A D V A N T A G E C V G Q O S K M V U Q Q E L J O Y N U W D X A R K M E D I C A L F Q S I T S J I E H S PREMIUMS PRESCRIPTION PROVIDERS QUALITY
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