INTERNATIONAL FUNDS ISLE OF MAN Investec GS Global Equity November 2014 This factsheet is for information only and should not be considered a financial promotion. This information should not be relied upon for buying and selling decisions. FUND OBJECTIVE MIRROR FUND KEY FACTS The Fund aims to grow the value of your investment. The Fund invests around the world primarily in the shares of companies. The Fund may use derivatives (financial contracts whose value is linked to the price of an underlying asset) for efficient portfolio management purposes e.g. with the aim of either managing the Fund risks or reducing the costs of managing the Fund. FP Code: Currency: Launch Date: FPI Risk Rating: Fund Key: Dealing: Sector Classification: Sharia Compliant: Index Tracker: Socially Responsible Investment: SFC Authorised: MAS Approved: FPI MIRROR FUND RISK RATING Grade 3: These funds take a balanced approach to investment by holding a diverse portfolio of assets. J06 USD Aug 1990 3 S Daily Equity - International No No No Yes Yes UNDERLYING FUND KEY FACTS Sedol Code: B2PT2Q5 ISIN Code: LU0345769128 Launch Date: 25/01/1985 Fund Management Company: Investec Asset Mgt Limited Fund Manager: Global 4 Factor Team DPPI MIRROR FUND SEARCH SCHEME Manager Since: 01/01/2006 Dynamic Portfolio Planner International (DPPi) is our online, adviser only, Fund Size (as at 30/09/2014): USD 1064m portfolio-planning tool. The Mirror Fund Search Scheme is used to filter our Annual Management Charge: 1.50% mirror fund range by defining broad asset classes in order to refine a search. Additional Expenses (as at 31/12/2013): 0.44% Ongoing Charges Figure (as at 31/12/2013): 1.94% This fund is classified as: The Ongoing Charges Figure is a measure of the total annual charge of the The fund price may go up and down depending on investment performance and is not guaranteed. You may get back less than you’ve paid in. underlying fund and is the Annual Management Charge plus the Additional Expenses Sector Classification: Crown Rating: Morningstar OBSR Rating: Equity - International Further information on the Crown Rating and Morningstar OBSR Rating can be found at www.financialexpress.net and www.morningstar-obsr.co.uk FUND KEY S : Fund also available (though not restricted) to Singapore investors. UNDERLYING FUND BREAKDOWN Sector Allocation (as at 30/09/2014) Asset Allocation (as at 30/09/2014) 20.50% Financials 15.80% Information Technology Energy 10.50% Consumer Discretionary 10.40% Global Emerging Market Equities Japanese Equities Consumer Staples Telecommunications Utilities Asia Pacific ex Japan Equities 8.10% Industrials 6.60% 4.10% Materials 3.70% Money Market 3.50% 16.30% Europe ex UK Equities 14.10% Health Care 54.90% North American Equities 9.80% 6.50% 4.00% UK Equities 3.60% Money Market 3.50% Middle East & African Equities 1.40% TOP HOLDINGS (as at 30/09/2014) Holding 1. 2. 3. 4. 5. MICROSOFT CORP SHIRE PLC NOVARTIS AG PFIZER INC CHEVRON CORP % of Fund 1.60% 1.60% 1.40% 1.40% 1.30% Holding 6. NESTLE SA 7. NIPPON TELEGRAPH & TELEPHONE CORP 8. CITIGROUP INC 9. PEPSICO INC 10. VERIZON COMMUNICATIONS INC % of Fund 1.30% 1.30% 1.20% 1.20% 1.20% INTERNATIONAL FUNDS ISLE OF MAN Investec GS Global Equity November 2014 The information shown below refers to the past. Past performance is not a reliable guide to future performance. Performance figures are net of all charges. Please note that the securities held within a fund may not be denominated in the currency of that fund and, as a result, fund prices may rise and fall purely on account of exchange rate fluctuations. PERFORMANCE OF MIRROR FUND OVER ROLLING ONE YEAR PERIODS (as at 30/09/2014) Investec GS Global Equity 30/09/2009 30/09/2010 30/09/2010 30/09/2011 30/09/2011 30/09/2012 30/09/2012 30/09/2013 30/09/2013 30/09/2014 6.01% -5.30% 17.32% 18.64% 9.30% * This fund was not available during this time frame Figures are for periods from Quarter 3 to Quarter 3 of each year. RELATIVE PERFORMANCE OF UNDERLYING FUND OVER ROLLING ONE YEAR PERIODS (as at 30/09/2014) 30/09/2009 30/09/2010 30/09/2010 30/09/2011 30/09/2011 30/09/2012 30/09/2012 30/09/2013 30/09/2013 30/09/2014 Quartile Rank Q2 Q3 Q2 Q2 Q2 Absolute Rank 112/277 157/300 100/334 173/376 112/424 Figures are for periods from Quarter 3 to Quarter 3 of each year. Quartile rank – if a fund is ranked in the top 25% of funds available within its investment sector over the period shown, it is shown as Q1. Funds ranked in the next 25% are ‘Q2’ etc. Funds in the bottom 25% are ‘Q4’. Absolute rank – shows the fund’s relative positioning when its performance is compared to the other funds in the Financial Express sector. PERCENTAGE GROWTH OF MIRROR FUND OVER FIVE YEARS (as at 31/10/2014) 60% CUMULATIVE PERFORMANCE OF MIRROR FUND (as at 31/10/2014) % growth Since Launch 268.17 50% 1 Year 3.35 40% 3 Years 33.02 30% 5 Years 48.87 10 Years 56.92 20% ANNUALISED PERFORMANCE OF MIRROR FUND (as at 31/10/2014) 10% % growth 0% -10% Nov 09 Since Launch Nov 10 Nov 11 Nov 12 Nov 13 30/10/2009 - 31/10/2014 Powered by data from FE Standard Deviation* 5.55 12.78% * Standard Deviation is a measure of a fund’s risk and volatility. It gives an indication of how much a fund’s price goes up and down in value. So the higher the volatility measure, the greater the risk. The above figure is an annualised figure over a three-year time period. Source: Financial Express Ltd, on a bid to bid basis. Figures to 31/10/2014 IMPORTANT INFORMATION REGARDING MIRROR FUNDS For each fund managed by external investment managers Friends Provident International has set up its own mirror fund, which invests exclusively in the underlying fund, apart from a proportionately small amount, which may be held as a cash balance. This means that the price of the Friends Provident International fund will be different from the corresponding fund due to the cash holding and any differences in fund charges, but will move mainly in line with it. These mirror funds can only be accessed using Friends Provident International product wrappers. Please note that there are fees charged to investments in the mirror funds that will affect their return. For further details, please refer to the relevant fund information brochure. Friends Provident International Limited Registered and Head Office: Royal Court, Castletown, Isle of Man, British Isles, IM9 1RA. Telephone: +44(0) 1624 821 212 Fax: +44(0) 1624 824 405 Website: www.fpinternational.com Incorporated company limited by shares. Registered in the Isle of Man, number 11494. Authorised by the Isle of Man Insurance and Pensions Authority. Provider of life assurance and investment products. Authorised by the Office of the Commissioner of Insurance to conduct long-term insurance business in Hong Kong. Registered in the United Arab Emirates as an insurance company (Registration No. 76). Registered with the Ministry of Economy as a foreign company (Registration No. 2013): Registration date 19 April 2007. Authorised by the United Arab Emirates Insurance Authority to conduct life assurance and funds accumulation operations. Registered in Singapore No. F06835G. Licensed by the Monetary Authority of Singapore to conduct life insurance business in Singapore. Friends Provident International is a registered trade mark of the Friends Life group.