Fees and Charges
Personal Financing-i
No
Fees and Charges
1
Handling Fee
2
Takaful Contribution
3
Late Payment Charge
(During financing period, prior to maturity)
RM
RM34
Based on Facility Amount, tenure and
customer’s age
Compensation (Ta’widh) will be charged at 1%
p.a. on the instalments amount in arrears and
not compounded.
Compensation (Ta’widh) will be charged based
on MBSB current rate which is equivalent to
the Islamic Interbank Money Market (IIMM)
Rate on the balance principal amount
outstanding on the maturity date or the expiry
of the Facility
Up to 1.5% of approved financing amount and
any actual cost incurred by MBSB such as
Zero Entry Cost (ZEC) if any.
4
Late Payment Charge
(Upon expiry of financing period, beyond the maturity)
5
Early Settlement Fee
6
Interbank Transfer
7
Monthly Collection Fee
Waived
8
Stamp Duty
Waived
RM4
Home and Property Financing-i (Islamic)
No
Fees and Charges
1
Stamp Duties
2
Legal & Disbursement Fee
RM
As per the Stamp Duty Act 1949 (Revised
1989)
Include solicitor fees for financing
documentation, registration of charge, land
search, bankruptcy search.
Processing Fee
3
RM50 - My First Home Scheme
RM50 - Anti Attrition (existing customers)
Others - Waived
0.15% on approved financing amount
Residential Properties
Commercial Properties
4
Valuation Fee
5
Letter for EPF Withdrawal
6
Redemption Statement
7
For completed properties only
RM50.00 per request
RM100.00 per request
Late Payment Charge
(During financing period, prior to maturity)
8
Late Payment Charge
(Upon expiry of financing period, beyond the maturity)
9
Early Settlement Fee
10
Request for statement of account
11
Retrieval of security documents and photocopy
12
Courier charges
13
Audit/subsidiary confirmation/letter of reference
Compensation (Ta’widh) will be charged at 1%
p.a. of the accrued amount in arrears,
calculated daily from one day after the due
date will be charged and debited to your
financing account.
Compensation (Ta’widh) will be charged based
on Islamic Interbank Money Market (IIMM)
Rate and calculated on outstanding principle.
Initial cost which have not been recovered from
“Zero Entry Cost (ZEC)” or “subsidized legal
fees”
RM2 per copy
RM10 per document
RM10
Waived
Fixed Deposit (Conventional) and Mudharabah General Investment Account-i (MGiA)
No
1
Fees and Charges
Replacement fee for loss of FD certificate
RM
RM10 stamping fee & RM5 new certificate
Home and Property Loan (Conventional)
No
Fees and Charges
1
Stamp Duties
2
Legal & Disbursement Fee
RM
As per the Stamp Duty Act 1949 (Revised
1989)
Include solicitor fees for financing
documentation, registration of charge, land
search, bankruptcy search.
Processing Fee
3
RM50 - My First Home Scheme
RM50 - Anti Attrition (existing customers)
Others - Waived
0.15% on approved financing amount
Residential Properties
Commercial Properties
For completed properties only
4
Valuation Fee
5
Letter for EPF Withdrawal
RM50.00 per request
6
Redemption Statement
RM100.00 per request
7
Late Payment Charge
8
Early Settlement Fee
9
Request for statement of account
10
Retrieval of security documents and photocopy
11
Courier charges
12
Audit/subsidiary confirmation/letter of reference
1% p.a. of the accrued amount in arrears
calculated daily from the one day after the due
date or a fixed sum of RM10.00, whichever is
higher, will be charged and debited to your loan
account.
Initial cost which have not been recovered from
“Zero Entry Cost (ZEC)” or “subsidized legal
fees”
RM2 per copy
RM10 per document
RM10
Waived
Hire Purchase-i AiTAB
Fees and Charges
No
RM
1
Stamping of Hire Purchase agreement
RM 20.00
2
Stamping of Hire Purchase agreement with guarantor (if any)
RM 40.00
3
Request for photocopy of Hire Purchase Agreement and Guarantee
Agreement
RM 20.00
4
Postage
RM 3.50
5
Road Tax renewal
RM 15.00
6
Request for audit confirmation
RM 20.00
8
Lodgement of JPJ E-Hak Milik
RM 5.00
9
Letter of consent for interchange engine number
RM 30.00
10
Letter of consent for interchange registration number
RM 30.00
11
Letter of consent for duplicate registration card
RM 30.00
13
Request for photocopy of discharge of e-hak milik
RM 10.00
14
JPJ traffic check (used car)
RM 30.00
15
JPJ transfer (Cheque to make payable to local JPJ runners name
RM 350.00
16
Request for photocopy of Registration Card (per copy)
RM 10.00
17
Settlement on behalf/ Redemption for 3rd party, based on amount:
RM20,000 – RM50,000
RM 150.00
RM50,001 – RM150,000
RM 250.00
RM150,001 and above
RM 500.00
18
Courier Services – Postage via Poslaju
RM 10.00
19
Request for consent letter to transport car
Sabah/Sarawak/Thailand/Singapore/Other
RM 10.00
20
JPJ Search
RM 20.00
21
Endorsement of Statutory Declaration (Suruhanjaya Aku Sumpah)
22
Late Payment Charge
(During financing period, prior to maturity)
RM 30.00
Compensation (Ta’widh) will be charged at 1%
p.a. on the instalments amount in arrears and
not compounded.
23
Late Payment Charge
(Upon expiry of financing period, beyond the maturity)
Compensation (Ta’widh) will be charged based
on MBSB current rate which is equivalent to the
Islamic Interbank Money Market (IIMM) Rate on
the balance principal amount outstanding on the
maturity date or the expiry of the Facility
Hire Purchase (Conventional)
Fees and Charges
No
RM
1
Stamping of Hire Purchase agreement
RM 20.00
2
Stamping of Hire Purchase agreement with guarantor (if any)
RM 40.00
3
Request for photocopy of Hire Purchase Agreement and Guarantee
Agreement
RM 20.00
4
Postage
RM 3.50
5
Road Tax renewal
RM 15.00
6
Request for audit confirmation
RM 20.00
8
Lodgement of JPJ E-Hak Milik
RM 5.00
9
Letter of consent for interchange engine number
RM 30.00
10
Letter of consent for interchange registration number
RM 30.00
11
Letter of consent for duplicate registration card
RM 30.00
13
Request for photocopy of discharge of e-hak milik
RM 10.00
14
JPJ traffic check (used car)
RM 30.00
15
JPJ transfer (Cheque to make payable to local JPJ runners name
RM 350.00
16
Request for photocopy of Registration Card (per copy)
RM 10.00
17
Settlement on behalf/ Redemption for 3rd party, based on amount:
RM20,000 – RM50,000
RM 150.00
RM50,001 – RM150,000
RM 250.00
RM150,001 and above
RM 500.00
18
Courier Services – Postage via Poslaju
RM 10.00
19
Request for consent letter to transport car
Sabah/Sarawak/Thailand/Singapore/Other
RM 10.00
20
JPJ Search
RM 20.00
21
Endorsement of Statutory Declaration (Suruhanjaya Aku Sumpah)
22
Late Payment Charge
RM 30.00
8% p.a. on the amount in arrears calculated daily
will be charged, as stipulated in Section 34(c) of
the Hire Purchase Act 1967.
Savings Account (Islamic & Conventional)
No
1
Fees and Charges
Replacement for Loss of Savings Passbook
2
Damage of passbook
3
Early Closure within 3 months
4
Dormant Account (12 months with no transaction)
5
New Standing Instruction
6
Standing Instruction Transaction
7
Unsuccessful standing instruction due to insufficient funds
RM
RM10 stamping fee & RM5 new passbook
RM5 new passbook
RM10
RM10 per annum;
Any remaining balance for dormant account after
7 years will be transferred to Registrar of
Unclaimed Monies;
RM10 stamping fee & RM5 admin charge
RM 0.50 per successful transaction
RM10.00 (penalty) and RM0.50 service charge