1. finance
2. bank

Banking is what you do,
not where you do it
Fall 2014
Banking The Credit Union Way
If you usually get too carried away with the giving spirit
or have big plans for 2015, let United Consumers Credit
Union provide the extra cash – whatever the reason!
With United Consumers Credit Union’s Skip-A-Payment
program, you pay a processing fee of 10% of your payment
or $50 (whichever is less), and put off your December or
January payment without penalty!* Don’t delay – the
deadline for our December Skip-A-Payment is November
21, and the deadline for the January Skip-A-Payment is
December 19. Just fill out the convenient form, and turn it
in before the request deadline to see if you qualify.
Keep the money you would have spent on your payment(s) and ring in the new
year with extra cash! Just think of all the things you could do; the possibilities are
endless with our Skip-A-Payment program!
Skip-A-Payment Request Form
(mark only one)
❏ I want to skip my December 2014 payment (request deadline is November 21, 2014)
❏ I want to skip my January 2015 payment (request deadline is December 19, 2014)
Name
Account Number
Address
Phone
(mark only one)
❏ Deduct from savings
❏ Deduct from checking
Co-Maker’s Name
City
State
Zip
Banking is what you do,
not where you do it
Email Address
X
Signature
X
Co-Maker’s Signature
Banking The Credit Union Way
*Does not apply to mortgage/home equity loans, credit cards, share/CD-secured loans or lines of credit. Account must be open for at least a six-month period with three
straight months of on-time payments to qualify. Eligibility based on member credit and other factors. Skip-A-Payment fee must be paid 10 days prior to loan due date to allow
time for processing. Regular payments will resume with your January or February 2015 payment. Interest will continue to accrue during the payment deferment period. Loan
extensions such as Skip-A-Payment may affect the GAP insurance coverage on your vehicle. Contact the credit union for complete details.
When You
Use Your UCCU
Credit & Debit Cards
With UChoose Rewards, you can earn points toward
travel, gifts, electronics and more! Best of all, it’s
absolutely free! Earning points is easy – simply sign for
your United Consumers Credit Union Visa® credit card
purchases, and you’ll earn points for every dollar you
spend. You earn even more points when you make
purchases at participating retailers or if you also have a
United Consumers Credit Union MasterMoney® debit
card. Be sure to use your cards for all of your everyday
purchases, so you can earn more with UCCU and
UChoose Rewards. If you have our debit and credit
card, there are no extra steps to take or fees to pay –
you’re already earning UChoose Rewards points!
It’s absolutely free to use this program, so start shopping and earning today! If you don’t have our UChoose
Rewards credit card, call, click or stop by to learn more.
Consider Purchasing Your Next Vehicle
From Enterprise Car Sales
Home Of The Perfect Used Car Package®
For more than 40
years, Enterprise Car Sales has
been selling cars only one way.
They select great cars – most from
a fleet of more than 1 million used
vehicles – offer them at competitive
used car prices and back each one
with one of the industry's best car
warranties. In addition to low used
car prices, Enterprise Car Sales’
professional staff is trained in a
low-pressure sales process that
puts customers' needs first. That's
the right way to sell cars. It's the
Enterprise way, and it's all part
of their used car package.
At Enterprise Car Sales, they take
the stress out of used car pricing
and provide you with the peace of
mind that you’re buying a quality
certified used vehicle. They do
this with:
•
•
•
•
No-haggle car prices
Vehicle certification
Free CARFAX® reports
Trade-ins welcome
Their job doesn't end when you
pull off the lot. For your continued
driving pleasure, Enterprise Car
Sales offers a unique combination
of benefits to keep you happy
down the road:
• Seven-day repurchase agreement
• 12-month, 12,000-mile limited
powertrain warranty
• Vehicle service contract
• 12-month roadside assistance
For a location near you and
to view the latest offers, visit
EnterpriseCarSales.com/
UnitedConsumers.
Join The Sprint
Network & Save
Tired of all the dropped calls, slow speeds and pricey
monthly bills? Make all of those a thing of the past with
Sprint’s Credit Union Member Discount. Save hundreds
each year on monthly service – all while enjoying
Sprint’s fast, reliable, 4G LTE network.
• Individuals get 10% off on select regularly priced
plans (Use Corporate ID NACUC_ZZM)
• Businesses get 15% off on select regularly priced
plans (Use Corporate ID NACUC_ZDS_ZZM)
• Have your activation fee on new lines waived
(up to $36 in
savings)
• Have your
upgrade fee
waived (up to
$36 in savings)
You’ll need to
verify your credit
union membership
through the Love
My Credit Union
Rewards mobile
app or Sprint.com.
Start getting
clearer calls, fewer
dropped calls and
a faster network today with Sprint.
Visit LoveMyCreditUnion.org/Sprint
to learn more and to start saving.
day
Satur 1
Nov. noon
Fall Shred Day
Enjoy free document
. to
shredding and electronic
9 a.m aytown
R
U
C
recycling.
We’ll accept
UC
h
Branc d St. your personal papers as
r
E. 63
well as retired electronics.
8730
Old computer equipment,
stereos, speakers, DVD players, printers, copiers, scanners, gaming equipment, phones and
accessories are all welcome! Visit www.uccumo.com
for complete details on this event. We look forward to
seeing you there!
Make College Dreams
Come True
College is a dream for many young students, but
paying for it can cause sleepless nights. That’s why
United Consumers Credit Union offers an annual
scholarship program. We offer two scholarships
totaling $3,000, so your student’s dream can
become a reality!
To be eligible, applicants must be UCCU members in
good standing, age 17 or older, and plan to attend a
college or other accredited post-graduate program in
the fall of 2015.* Scholarships are available for high
school seniors as well as current college students.
The winning applicants will demonstrate a balanced
combination of academic achievement, strong work
ethic, educational, social and civic involvement,
strong character and eloquent expression.
Application materials and complete scholarship
information are available on the UCCU website at
www.uccumo.com. Mail completed applications to
the credit union at the following address:
United Consumers Credit Union
Attn: 2015 Scholarship Committee
1111 E. 23rd St.
Independence, MO 64055
Applications must be postmarked no later than
March 13, 2015, to be eligible for consideration.
*Winners’ failure to comply with application and scholarship guidelines will result in
scholarship forfeiture. Contact UCCU for complete details.
Railway Mail Branch Closing
It is with regret that United Consumers Credit Union is closing our office
in Union Station at 1 p.m. on Wednesday, December 24. The lease is expiring,
and we can no longer justify the cost to operate this branch. We apologize for this
inconvenience, but we believe this is in the best overall interest of our members.
Holiday Closings
Our offices will close to
observe the following
holidays:
Our lobby has closed, but teller service is available. Members who use this branch
can still access their accounts in a variety of ways:
Thanksgiving
Thursday, November 27
•
•
•
•
•
•
Christmas
Thursday, December 25
New Year’s Day
Thursday, January 1
Six locations across the Kansas City/St. Joseph area
Nearly 35,000 Alliance One and CO-OP ATMs (14 within five miles)
More than 5,000 CO-OP Shared Branches (11 within 10 miles)
CU Anywhere online banking (www.uccumo.com)
CU Mobile smartphone banking (Play or App Store app)
MAC24 Audio Response telephone banking (816-461-3925)
Call, click or stop by to learn more about your account access options!
Office Locations
Board & Management Staff
Board of Directors
Ray Kline, Chairman
Jared Fears, 1st Vice Chairman
Tracy Cox, 2nd Vice Chairman
Mike Welsh, Sec/Treas
Larry Brown
Gordon Corn
Kevin Cummings
Carl Milby
Vaughn Tribble
Term Expires
2016
2015
2015
2016
2017
2017
2015
2016
2017
Supervisory Committee
Term Expires
Donald Seaver, Chairman
Mary Brown
Jose Diaz
Marvin Lewis
Reed Moorman
2015
2016
2016
2015
2017
Phone ..................................816-325-6900
Toll Free ............................1-800-580-9303
Fax ......................................816-461-6355
Management Team
Chris McCreary, President
Jay Neathery, Executive Vice President
John Pinzino, Vice President of Financial Services
Kelly Black, Human Resources/Training Director
Esther Hinkle, Operations Director
Rich Webster, IT Director
Kathey Atkinson, Financial Services Underwriter
Charles Moore, Accounting Director
Debbie Evans, Financial Services Operations Director
SEP14-718TP
CU Anywhere..................www.uccumo.com
For a complete listing of business hours, please visit our website, www.uccumo.com.
Main Branch
1111 E. 23rd St., Independence, MO 64055
Truman Branch
400 W. 24 Hwy., Independence, MO 64050
Raytown Branch
8730 E. 63rd St., Raytown, MO 64133
Susquehanna Branch
16300 E. 24 Hwy., Independence, MO 64056
Fax ......................................816-796-7591
Nominating Committee
Larry Brown
Gorden Corn
Vaughn Tribble
MAC24 ..................................816-461-3925
(24-Hour Audio Response Telephone Access)
Shared Branch Locations
UCCU is proud to be a part of CO-OP
Shared Branch. You can conduct your
credit union business at 22 shared branch
locations in the Greater Kansas City area and more
than 5,000 locations nationwide. For a complete
listing of these locations and their hours of business,
go to www.uccumo.com, and click on the locations
tab at the top of the page.
Free ATM Locations
United Consumers Credit Union is part of
CO-OP ATM and the Alliance One Network,
giving our members access to nearly 35,000
surcharge-free ATMs nationwide. To find the ATM
closest to you, go to www.uccumo.com, and click on
the links at the bottom of the Locations page to search
your area.
Railway Mail Branch
Closing
Union Station – Theater Level
Dec. 24
30 W. Pershing Rd., Ste. 650
Kansas City, MO 64108
Fax ......................................816-842-9726
St. Joseph Branch
724 N. Belt Hwy., St. Joseph, MO 64506
Phone ..................................816-279-3693
Fax ......................................816-279-9674
Olathe Branch
414 E. Dennis Ave., Olathe, KS 66061
Phone ..................................913-782-1231
Fax ......................................913-782-1254
Banking is what you do, not where you do it
Banking The Credit Union Way
www.uccumo.com
Federally Insured By NCUA