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swap sheet
Thursday, January 15, 2015
Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org
FREE
3” Brass-plated cabinet/drawer handles. Total of 57 avail. 319-277-1964
WANTED
(12) 1.6 bu seed boxes to fit JD7200
planter; later model, single hole, w/
meter. 319-234-7840 scharesgirls@
aol.com
New or used 44-48 in. dia. steel
or plastic culvert. 319-234-7840
[email protected]
Grille Guard or Bull Bar for 2000 Jeep
Grand Cherokee, a brush guard, bull
guard, or grille guard, good cond.
319-504-5108 [email protected]
Beach Boys tickets. Want 3 adjoining
seats at Gal/Blu Beach Boys concert
Feb. 12. [email protected]
MISCELLANEOUS
Potato Bug Mandolin from 1950’s(?).
One string missing. V.g. cond. Contact
for more pics. $150 obo, 319-464-6429
[email protected]
Hamilton Beach microwave. Like
new. Hardly used. Must sell. $50,
319-830-3918
[email protected]
Salomon performa ski boots. Women’s
Sz 8. Only worn twice. Tags not even
worn off. Decided snowboarding was
her thing. $50, 319-215-0851
Red Wing crocks. 6 gal w/handles dated, 8 gal w/handles, 10 gal w/handles,
5 gal butter crock hand crank ice cream
maker, 319-827-1343
Olympus Camedia c-3000 Zoom camera. Many features-can provide w/
inquiry. No issues. Can try b4 buying.
$25 obo, 563-380-5479 lkhackman@
gmail.com
JD 828D snowblower 2 stage. Elect
start, runs great $695, 319-232-8700
25” Tube TV. Great cond. Got an LCD
for Christmas so this one must go.
$25 obo, 319-266-7359, wschroed@
cfu.net
Bed. Queen size bed frame, black,
call leave msg. $125, 319-404-0616,
[email protected]
5 Br Acreage Northeast of Waterloo.
Nice outbuildings, Dunkerton Schools,
4737 East Bennington Rd, Call for info
$219,000, 319-269-4660 ndmurch@
uni.edu
2405 Victory Dr, Cedar Falls. Great
Cedar Falls home for sale, 4 bed 1.25
bath $144,500, 319-939-2566 [email protected]
Condo in Branson, Missouri. The
Suites at Fall Creek 4th week in June
$876 reg price owner can’t use, other
dates avail $720, 319-232-9285 [email protected]
220 Greenbush Drive, Raymond.
Ranch, 3 stall attached garage, 9/10ths
of an acre, hot tub/gazebos, & city utilities $235,500, 319-231-1734, marcia_
[email protected]
2317 Ashland Ave, Cedar Falls, IA.
1626sf ranch w/bsmt built 54”- (5)car
gar/shop-many new items- Reduced
price, $215,000, 319-290-2678
1006 F Ave, Grundy Center. 2 bedroom, 1 full bath, large single garage,
vinyl siding, good roof, full basement
1/2 bath, large lot, appliances stay.
$102,000, 319-825-5539
1943 Byron Ave, Waterloo. 2+Bdrm
1.75BA. Finished basement w/ egress
for poss.3rd Bdrm. Appliances. Contract avail. $106,000, 319-486-6562
[email protected]
10 Acre Cedar Falls building site, Cedar Falls. Private road access, see also
on Zillow, $175,000, 319-290-6295,
[email protected]
Issue 14103
Please recycle
Miss R view, S. Dubuque, Fab home 4
bd, 5 car gar, lots glass for view, private
fenced, available new roof, kit, etc,
319-404-0974
2615 Fairlane Ave, Waterloo. Totally
updated ranch, 3 bed, 1 bath, new
kitchen, new bath, new family rm, new
windows, paint, flooring $143,900,
319-775-5070, [email protected]
Complete set of Avon bottle chess set.
$55, 319-277-0692
Glass office desk. Glass office/computer desk. Good shape. Perfect for
smaller office or dorm room. Call/txt
$50 obo, 319-239-7930
Sony cyber-shot 14.1 camera. Very
nice like new. Box, cords, charger, case included. Color red. 14.1
megapixels, good quality, $40 obo,
319-939-5892
Nice reptile tank. 3ft long x 18 inches high; Ex. cond, includes UVA
light & adj. light stand. $100 obo,
319-415-6383
Tundra wheels & tires, rock warrior
trd, sensors, powder coat gloss black.
Sharp look for any color truck. $3500
new. $1,800, 319-939-0313, [email protected]
Black/cherry table w/ bench & 4
chairs. Non-smoking home. $100 obo,
319-240-6705, jamiebburton@gmail.
com
Winchester 12 ga Shotgun. SXP 28”
pump, brand new still in the box. Firm,
cash only $400, 319-504-1689, [email protected]
Sale Thompson Center frame + barrels, 41 mag 14” brl, 45lc/410 7” brl,
45-70 10” brl w/simmons 2x20 scope,
some 45-70 ammo $600, kfarran@
msn.com
1939 Farmall F20. Call for details.
$1,000; Black walnut meats, $7 a
pound, 319-476-3812
You can with TurboTax®
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Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org
loan rates
HOME EQUITY
LOANS
Home Equity Fixed
Special, 10-year fixed2
APR*
with Loyalty
Discount
APR*
2.99% 3.24%
Home Equity Line of Credit
Fixed, 5 years (60 mos.)33.25%3.50%
VISA® CREDIT CARDS
Platinum
(Prime rate + 4.9%4)8.15%
Platinum Rewards
(Prime rate + 5.9%4)9.15%
*APR = Annual Percentage Rate. Loan
rates current as of 1/15/15, shown
as APR, expressed “as low as” and
determined by credit score (except
home equity loans). Loans subject
to credit approval. Rates, terms and
conditions subject to change without
notice. Equal Housing Opportunity.
Includes Loyalty Discount of 0.25%
APR for enrolling in direct deposit
of net income and automatic loan
payments from a Veridian account.
Amortization period of 10 years
(120 months). Add 2.5% to interest
rate for home equity loans with
loan-to-value ratios over 80%
(maximum loan-to-value 100%).
For a $50,000 Home Equity Special
amortized for 120 months and a
2.99% APR, the monthly payment
will be $483 (monthly payment
does not include amounts for taxes
and insurance premiums, so the
actual payment may be greater).
2
Add 2.5% to interest rate for
home equity loans with loan-to
value ratios over 80% (maximum
loan-to-value 100%). Maximum
interest rate 21%. For a $30,000
home equity line of credit balance
at 4.00% APR, the monthly payment
will be $300 (monthly payment does
not include amounts for taxes and
insurance premiums, so the actual
payment may be greater). Appraisal
fees may apply.
3
Prime means the “Prime Rate”
as published under “Money Rates”
in The Wall Street Journal. All rates
are variable. Fees may apply.
4
See TurboTax product guarantees:
http://turbotax.intuit.com/lp/yoy/guarantees.jsp
© 2014-2015 Intuit Inc. All rights reserved. State
filing charges apply. Limited time offer for TurboTax
2014. Terms, conditions, features, availability,
pricing, fees, service and support options subject
to change without notice. Intuit, TurboTax and
TurboTax Online, among others, are registered
trademarks and/or service marks of Intuit Inc. in the
United States and other countries. Other parties’
trademarks or service marks are the property of
their respective owners.
1
,
White microfiber couch & chair. Couch
has seen its better days but still comfy. Chair in good shape. $100 obo,
319-939-3767
35,000 watt Winco generator. PTO
driven w/ arc welder & air compressor
mounted to cart, don’t need anymore.
Osage area $2,800, 641-430-3798
Old Amish style milk can. $10,
319-238-2981
Firewood,
cut,
split,
delivered.
319-961-3907
2 Pair of Carhart lined jeans. 42x30,
$25 each, Central City, 319-438-6441
Pick up load mixed firewood, no pine,
$40 or $50 delivered, 319-504-5485
24-in. Snowblower. 10 hp, 5 spd,
forward 2R, elect. start $400,
319-233-4283
White double bed, frame, antique, 70
yrs old, prof. repainted white enamel,
stamped steel hdbrd, footboard w/tube
type frame, nice $100, 319-883-1116
2 Tires, all season, Copper. P-205-70R14, new, sold car before we used them,
good deal, $80 obo, 319-883-1116
Big TV JVC, 48-in. cable TV $250,
319-234-7443
Single bed w/ bookcase headboard & metal bed frame, $40,
319-290-4623
Ab Lounger. Ex. cond, $45 obo 319610-3130, [email protected]
JD LX188 w/snowblower & 48
Inch Mower. Liquid cooled. Foot
hydro. Good cond. No cracks in
hood. Starts an runs ex.. $1,375,
319-231-4141
Matching china cabinet, table, & six
chairs. Solid hardwood. Good cond.
$750 obo. 319-230-7713
2
Craftsman 27 in snow blower w/ 8.5 HP
Briggs & Stratton engine & snow protector in ex. cond. Must sell, $550 obo,
319-240-4891
PS3 & games. PS3 console, 2 dual
shock controllers, & 15 games. All in
v.g. cond. Located in Fairbank. $200
obo, 319-238-2730 bunn30@hotmail.
com
Snowblower. Two stage 5.5 hp MTD
Yard Machine. Clean one pull start.
$250, 319-236-1416
JD 522 Snowblower. Works well, new
scraper bar & oil change. Snow thrower, $175, 319-404-7637
Zenith 55” projection TV. Like new.
Works great, bought new one so don’t
use anymore. $70 obo, 319-231-1597
Ice Hockey goalie pads. Reebok sr. 36”
goalie pads glove, Blocker, leg pads. A
couple years old, looking for $500 obo
319-404-9538 [email protected]
31 Foot grain auger. 8x31’ Westfield
grain auger w/ 11hp gas engine, looks
like new $3,000 obo, 319-232-9067
Ruger 10/22 Target stock. Butler Creek
10/22 Bull barrel black synthetic stock
w/ internal bipod. Used working cond
some scuffs. $50, gscjunk@gcmuni.
net
Ruger LC9 9mm pistol. Like new Ruger
LC9 w/ box, 3-Dot sights, black oxide
finish, 1 Mag, 3.12” barrel, black frame,
7+1 capacity. $275 gscjunk@gcmuni.
net
58”x 46” creation of Adam picture $200
319-404-5734, [email protected]
Graco travel system. Graco stroller
w/ matching infant seat. V.g. cond. Includes 1 base. $10 for additional base.
$60 obo [email protected]
Drapes, four taupe panels w/ grommets
like new. $35 obo, 319-342-2036
Large lot of Imaginext toys. All in used
but good cond. Email for more info &
pics. $100, [email protected]
Ice fishing equipment . Two man Shappel tent, Strike Master Mora 6” auger, & Otter II sled. $165 for all obo.
319-240-4127 [email protected]
Body Solid weight machine. 400lbs.
Bench press, Power-line preacher bench, body solid incline bench
w/leg ext. & leg curls $400 obo,
319-269-5459 [email protected]
Vac-U Form Machine. 24x30 screen.
220 volt. 319-352-3071, [email protected]
Matching china cabinet, table, & six
chairs. Solid hardwood. Good cond.
$750 obo. 319-230-7713
Youth MX Gear boots jerseys pants.
Girls/boys boots, FOX racing pants,
jerseys, gloves, chest protectors, goggles, AFX helmet. $1, 319-269-1704
[email protected]
Pro-Form 745CS treadmill, works
great, inclines, $150 e-mail tkuethe@
netins.net,
$150,
319-239-8235,
[email protected]
Mens M Hemp Hoodlamb coat. Ex.
cond. Extremely warm winter coat.
Quality brand. Text for pics. Retail
$360+ $250 obo 319-429-3768 [email protected]
Converse Chuck Taylor, hi-tops, men’s
sz. 10 & 12, burnt (dark) orange, like
new, only worn 3 hrs, in wedding $40
ea. 319-232-1336
Yahama flute includes cases, music
stand & misc. books, well taken care of
$275 obo, 319-277-2564
Country Terrace Mobile Home, Cedar
Falls. 16x80 1994 Dutch Home 2 bdrm,
2 bath, car port, big porch w/ ramp, &
shed storage. $19,000, 319-230-6975
Mobile Home, Cedar Falls. 3 bedroom
& 1 bath, fenced yard, corner lot. Call
for more information. Cheap, will go
fast! $8,500, 319-504-0394
412 Galloway Ct, Waterloo. 2 Bed, 1
bath, 1060 sq ft home, dbl & sgl detached garages, new roof & gutters,
sunroom, appliances incl. $114,900
319-231-4702
Duplex, 514 E. 2nd St, Waterloo, IA.
new wiring, plumbing, carpet, all sinks,
stools, new, nice location, 2 bdrm each,
full baths w/showers, 319-961-6691
28 Acres w/ a pond, North of Fairbank. 7A tillable stk pond on paved
road woods private hunt & fishing 20
min from W’loo gd bld site $185,000,
563-608-1286
Pool table that is 4’4” x 7’7”. Needs
new felt. Pool balls & rack included.
$200, 319-231-1558
Stereo & other Items. 5 disk stereo w/2
speakers $70. 2 tall chairs $40. iron
wall art $60. All v.g. cond. 319-2696998 [email protected]
i-Pad Mini keyboard. Logitech Ultrathin
Folio. $80 new retail. Rarely used. Ex.
cond. $40 obo, 319-961-1963 jfish@
cfu.net
Snowblower 24in cut, elec start $325
319-231-7390
Entertainment stand. It will hold up to
42 in. TV. $40, meakerson@gmail.
com
Single captain bed w/ drawers, mattress included. $100 319-230-6857
[email protected]
Frigidaire gas dryer. Older but works
fine. $40 319-277-3428
Noritake china, Melrose pattern. service for 8 plus, extra pieces, 53 yrs old.
$250, 319-232-9129
Biddy L dump truck w/mark & lion on it.
319-596-5290
(4) 15-in trailer tires. load range (c), low
mi 319-504-5485
Rock maple round dining room table.
w/ matching buffet & 6 chairs, 2 leafs,
ex cond $350 obo, 319-232-5389
JD TRS 21-in snowthrower. good cond,
starts easy, $160 319-296-1503
JD Model G JD model A. w/ man on
seat, n. front, JD 6 bottom plow & 4 bottom plow & Farmall 806 319-596-5290
916 Burton Ave, Waterloo, IA. 2 bdrm,
spacious 1st floor, large basement, detach gar., priced to sell under assessed
value, $44,000 319-239-7160
Solid oak curio cabinets. Lighted, glass
shelves, 74” × 36” ×15” & 37” × 29” ×
15” Ex. cond. $750 319-404-4551
VEHICLES
1975 Honda GL 1000 Goldwing. Good
title needs a battery has all bags needs
some tlc but nice old bike. 44,000 mi
$700 obo 319-239-6676 moparvav@
gmail.com
1995 GMC Sierra, 95 ext cab 4x4 short
box w/ 350 engine, auto. trans. & plow
205,000 mi, $3,500 obo, 319-476-4409
[email protected]
2012 Snow Way snow plow. Plow is
6’.5” like new w/all attachments & remote. $2,700, 319-242-7819, kshimp@
caringtransitions.net
87 Chev. 84000 mi. $950 obo, 319830-5698
Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org
MEMBERS Financial Services Announcement
We’ve made our partnership with Veridian clearer by
changing our name to Veridian Financial Advisors.
Let’s talk about your plan. We focus on:
Investments | Retirement planning | 401(k) rollovers
Schedule an appointment today! Call Rachel at (800) 235-3228, ext. 6792.
Securities sold, advisory services offered through
CUNA Brokerage Services, Inc. (CBSI), member
FINRA/SIPC, a registered broker/dealer and
investment advisor. CBSI is under contract with the
financial institution to make securities available to
members. Not NCUA/NCUSIF/FDIC insured, May
Lose Value, No Financial Institution Guarantee. Not
a deposit of any financial institution.
FR-1072073.1-1214-0117
1995 Toyota Pickup for parts, $1000
obo; Hospital bed, $100 obo, 319-8300534
06 Harley Davidson trike conversion.
DFI conversion, independent suspension, 95ci, lrg trunk, extras, chrome
41,000 mi, $18,000, 319-240-4077
03 Ford Taurus. Runs great. PW,
PL, Air & Heat work great. 225k
mi. Includes trailer hitch. $1,000,
319-215-0883
2014 Chev. Silverado. Used smoke
color wind flares for windows $35;
new $70. Used smoke color bug deflector $25; new $50. Both like new.
319-361-1856
03 Chev. Silverado. Black 4 X 4 Silverado. Has topper. Good tires. Trailer
hitch. Worth a look! 98,000 mi, $8,700,
319-240-1833 [email protected]
05 Honda cr250. Rims. Exhaust. Bars.
Sprockets & chain. Top end. Brakes.
Graphics. All new. $3,000 obo, [email protected]
96 Oldsmobile Ciera. Repair & maint.
paper work to see history. 107,136 mi,
$1,200, 319-269-7002
Two Ford Model T power units on carts.
319-636-2267
2000 Pontiac Grand Prix. red, SE, lthr
seat, new tires, sun roof, may trade
for a Jeep or SUV, Decorah, text or
call, can send pic 150,000 mi, $2,500,
563-380-9320
Wheels & tires, 2000 mi. TR Motorsports C1 & BFGoodrich GForce Sport
tires. Fit many Hondas & Miatas. 16x7,
4-100, +42mm, 205/45R16 $500,
319-830-1830
08 Chev. Impala. Ex. cond 1 owner Mocha bronze metallic, 86,000 mi, $8,000,
319-415-7540
formerly MEMBERS Financial Services
Cooper Discovery AT3 Tires. I have
4 285/75R16 tires. Have 1/3 of tread
left. Good cond, no gravel. $100 obo,
319-290-8042, [email protected]
06
Harley
Davidson
V-ROD.
Ex. cond 5,800 mi, $7,500 obo,
319-240-6217 [email protected]
95 Geo Metro, 3 cyl, 5 speed, new
clutch, brakes, exhaust, 2 tires, battery,
rebuilt tranny, rebuilt head, sunroof,
143K, 50+ mpg 143,300 mi, $2,750
obo 563-380-6915
2001 Mitsubishi Montero Sport. Good
shape, few dings, good interior, recent repairs, good tires, 4x4, nice!
120,000 mi, $3,695 obo, 319-231-1831
[email protected]
2003 Chev. Cavalier. Blue, fairly good
cond, low mileage, handles well, v.g.
winterized tires, 88,000 mi, $4,000
obo, [email protected]
2006 Nissan Altima, new tires & brakes
130,000 mi. $6,800, 319-415-2595
87 Ford Mustang. 4 Cylinder Automatic transmission PS, windows & door
locks. Starts & runs good! 97K mi,
$1,500, 515-282-2749
96 Ford Explorer, 4 dr 4x4 automatic
needs service, power seats windows
am/fm cass, good runner call/text 172K
mi, $750, 319-239-8378 [email protected]
1957 Cadillac DeVille, body is in
good shape, windows are all good,
would make great project car, $1,800,
319-504-5333 [email protected]
01 Oldsmobile Aurora. KBB val=$2100.
Runs good, no rust. 3.5 eng. Needs
gas gauge & burns a little oil. 170,000
mi, $1,500, 319-231-7554, [email protected]
2010 Ski Doo Snowmobile 550F GSX
Sport. Like new, low miles & w/ 2 up
seat. Extras. Cash, no checks 1,147
mi, $4,600 obo, 515-201-6750 [email protected]
81 Mazda RX7 $2500 in Cedar Falls.
$2,500. 319-961-9601
03 Harley FLSTCI. Well maintained,
garaged & covered. Newer tires &
breaks (less than 2000 mi). 11,755mi
$13,725 obo, 319-269-6419, [email protected]
2011 Harley 2009-2013 Touring. Mustang Harley seat, leather Harley passenger arm rests. Street Glide or Road
Glide trailer hitch. 319-231-2857
2011 Pontiac-Chevy G5-Malibu. Great
used tires 2 sets of 4- Size- 215-5517 or 195-60-15. 40,000 mi, $125,
319-427-4309 [email protected]
1999 Chev. 1500. 2nd owner vehicle.
Needs some work. 3 dr. 4 wheel drive.
Has topper. Located by Tripoli 155,000
mi, $2,250 obo, 319-269-7466
86 Chev. C10/K10. 4x4 pw, pl, ac,
tilt. 305 auto rebuilt transmission
runs & drives good. $2,100 obo,
319-939-2956
04 Chev. Silverado. WT 1500 Reg
cab long box, 4.8 lt V-8 4WD 5-spd
rollup bed cover w/bed liner deflector, visors, 103,400 mi, $9,500,
319-215-7635, [email protected]
05 Ford Taurus. SEL Lt blue, two
tone grey leather interior, sunroof,
fresh tranny, good running car for
student or work, 103,500 mi, $4,300,
319-231-0517
93 Chev. Suburban 1500 4x4 inside
like new, outside rust, power everything, drives great, low price 4 fast
sale, $1,350 obo, 641-229-5478
Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org
2005 Winnebago Minnie Winnie. Travel to the sunny south this winter. This
is fully loaded, 27’ two slides, A-1 cond
26,000 mi, 319-290-8769 momjeys@
gmail.com
99 Chev. Monte Carlo. Z-34 model,
3.8 motor. Runs good. Would be a
great work car. 197k mi, $700 obo,
319-233-5936
09 Chev. Tahoe. Leather heated/
cooled front seats, heated rear captain
chairs, 3rd row seats, moonroof, ex.
cond. 64,000 mi, $29,900 obo, 319269-8017
04 Toyota Matrix. Silver in color. 5
speed manual transmission, new tires,
smoke & pet free. 179,000 mi, $3,500
obo, 319-202-1783
00 Buick LeSabre Limited, second
owner, heated leather seats.Good
tires. 3.8 engine. 88,000 mi, $4,950
obo, 515-681-5377
1995 Chev. Blazer. LT 4X4 Leather
CD, new tires, runs perfect, 2nd owner.
Bought a Tacoma & won’t be driving
it anymore 185,000 mi, $1,900 obo,
319-883-7070
2012 Chev. Traverse, black, 4 door,
auto, keyless start, 1 owner, cloth,
clean, good cond. 48,000 mi, $21,000
obo 319-464-7272 james.mosley@
us.nestle.com
Nice 1999 Chevy Blazer 4dr 4x4 runs &
drives great 1600, 183,000 mi, $1,600
319-240-9712
2001 Chev. Silverado. Two door cab.
tinted windows, AM FM Radio, V6,
auto, sprayed in bed liner, 28,000 mi,
$8,000 obo, 319-226-5333 [email protected]
2012 Chev. Cruz. Near new cond w/
very low mileage. RS package. Heated
seats. Leather. & much more. 5,900
mi, $15,500, 319-429-2529
2012 Reese R16 fifth wheel receiver.
Unit along w/ mounting rails, hardware
& instruction booklet. Used one year,
great shape, $450 obo, j.mcglaun@
yahoo.com
03 Chev. Silverado 1500HD 2WD w/
topper Blue/grey interior/bench seats
Ex. in/out 1 owner 132,000 mi, $10,000
obo, 319-240-1605 [email protected]
99 Chev, Cavalier. Very nice work
car, good tires, new brakes, new alternator, no rust, 128,000 mi, $1,500,
319-240-3549 [email protected]
08 Kia Sedona. LX, blue/gray int, 50K
mi, 3.8, V6, [email protected]
50,160mi $8,700 319-232-2791
04 Oldsmobile 7 psgr. fully loaded, ex
cond, DVD, Star GPS, air, good car
203,000 mi, $2,900, 319-961-6691
00 Dodge Ram 1500, silver black SLT
pkg, runs, drives good, clean in/out,
new tires, tow pkg, 5.9L eng, well kept
210,000 mi, $1,100 obo, 319-883-1116
07 Honda Civic. New battery, like-new
tires, midnight blue, sunroof, Bluetooth,
300-400 mi per tank, large trunk. 67,000
mi, $10,000 obo, 319-404-5026
2011 Jay Flight Swift SLX Series M-184
BH. Very clean bunkhouse. Easily
sleeps 4. Fun, relax, simple. Retails
at $13,915. $10,500, 319-493-4010,
[email protected]
2000 Mazda B4000. Just in time for
the snow. 4X4. 4.0L. Lots of new
parts. Fresh rebuilt transmission @
155,072. 158,000 mi, $5,400 obo,
319-464-1388
3
calling all candidates
Veridian Credit Union believes in the philosophy of “people helping
people.” If you share this philosophy and would like to make a difference in
the community, we invite you to volunteer to be on our Board of Directors.
®
Responsibilities
As a volunteer director, your duties will include planning the strategic
direction and setting the general policy for Veridian.
Qualifications
Applicants must be at least 18 years of age and a primary account holder
in good standing. Applicants should also have knowledge or willingness
to learn about credit unions and business operations.
Time commitment
Serving as a director requires a commitment of approximately 275 hours
per year, including:
• Monthly meetings typically held on the fourth Wednesday of every month
• Special board meetings up to twice per year
• Board workshops held up to four times a year
• Annual planning session (at least three days with overnight stays)
• Monthly committee meetings
• Occasional conferences
• Self-study courses on credit unions and business topics
Salary
None
Positions
There are five positions up for election this year. Each position will serve a
three-year term.
Election day
Primary account holders who are in good standing and age 16 or older will vote
to elect the directors. The results will be announced at the Annual Meeting on
Saturday, April 25, 2015. More information is available on our website,
veridiancu.org. If you are interested in filling a position on the Board of Directors,
request a candidate application and information from Betsy Meehan by calling
(319) 236-5604 or emailing [email protected]. Return the candidate
application by 5 p.m. on Friday, February 6, to:
Office of the President, Attn.: Betsy Meehan
Veridian Credit Union
1827 Ansborough Ave.
Waterloo, IA 50701
Nominations will not be accepted from
the floor during the Annual Meeting.
4
loan rates
AUTO
Model Year
APR*
with Loyalty
APR*
Discount
2012 or newer
Fixed 48 mos. (10% dwn.1)1.74% 1.99%
2011
Fixed 48 mos. (trade)
1.79% 2.04%
2010
Fixed 48 mos. (trade)2.04% 2.29%
2009
Fixed 48 mos. (trade)2.99% 3.24%
2008
Fixed 48 mos. (trade)2.99% 3.24%
2007
Fixed 36 mos. (trade)4.04% 4.29%
2006
Fixed 36 mos. (trade) Rates available
*APR = Annual Percentage Rate. Loan
rates current as of 1/15/15, shown
as APR, expressed “as low as” and
determined by credit score (except
home equity loans). Loans subject
to credit approval. Rates, terms and
conditions subject to change without
notice. Equal Housing Opportunity.
Includes Loyalty Discount of 0.25%
APR for enrolling in direct deposit
of net income and automatic loan
payments from a Veridian account.
Loyalty Discount not available with
Go Green Auto Loan.
1
For a $15,000 auto loan with
a term of 48 months and 10%
down at 1.74% APR, the monthly
payment will be $324.
All ads are area code (319)
unless otherwise stated.
Veridian Credit Union is not
responsible for misrepresentation
of ads placed in the Swap Sheet.
Veridian Credit Union does not sell
or disseminate any advertisement
or submission information to any
other entity. Any advertisement in
the Swap Sheet shall be considered
public information & Veridian is
not & shall not be responsible
for any contacts by third party
vendors/advertisers.
Security Reminder:
Protect yourself by
verifying the funds are
available when accepting
payments by check.
Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org