PLEASE SUPPORT YOUR COLLEAGUES! Advertisements on pages 1 2 7 8 15 16 FIRST TIME TOURS indicated by OTD (Original Tour Date) TOUR SHEET DEADLINE is Monday at 11 a.m. 13 january 2015 The Tour Sheet is available ONLY to REALTORS® who are MLS Subscribers. Home Equity Conversion Mortgage For Home Purchase Available NOW! Toni Burrows Senior Account Executive Call today for information! Cellular: 1-650-787-4876 E-mail: [email protected] Fax: 1-800-344-4726 Kathy Affeltranger HECM for Purchase Specialist Reverse Mortgage Consultant NMLS #545774 [email protected] | ReversebyKathy.com Orders/Service: 1-800-831-8200 The Real Choice in NHD Risk Management www.hiscohw.com • www.thedisclosurereport.com Office: SM 650-299-9477 Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive, Spring, TX 77373. NMLS #107636. Loans will be made or arranged pursuant to CA Department of Business Oversight Residential Mortgage Lending Act License #4131074. Homeowner remains responsible for paying property taxes, required insurance and home maintenance. These materials are not from, and were not approved by, HUD or FHA. (888) 918-1110. www.nmlsconsumeraccess.org. A Division of Reverse Mortgage Solutions, Inc. A variety of home financing solutions to meet your needs Get Your Clients Fully Pre-Approved! Shaveta Sareen Easy Process Great Rates Fast Closings Sr. Mortgage Loan Officer, VP NMLS ID: 483455 650-645-8807 Office [email protected] Phone: (650) 866-3000 www.bankerspreferred.com 1860 El Camino Real, Suite 106 Burlingame, CA 94010 APMC NMLS #1850 Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC. Equal Housing Lender. ©2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. ARHSCYE3 HL-113-AD 00-62-1616D 10-2013 PROPERTY MANAGEMENT SERVICES • Referral Fees Paid • 850 Woodside Way, San Mateo • (650) 696-8200 • www.samcar.org/Advertising • AD RESERVATIONS [email protected] Connecting you to local home loan expertise Raffi Soghomonian Sr. Mortgage Loan Officer, VP NMLS ID: 483480 650-591-8830 Mobile [email protected] GREAT RATES from 25+ A Rated Insurance Companies Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC. Equal Housing Lender. ©2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. ARHSCYE3 HL-113-AD 00-62-1616D 10-2013 SM Stephanie Davidson Mortgage Loan Officer NMLS ID 248346 1840 Gateway Drive Suite 175 San Mateo California 94404 T 650-425-6749 C 650-333-0231 F 855-502-0923 [email protected] pncmortgage.com/stephaniedavidson Home • Auto • Umbrella Rental Properties • Builders’ Risk Local Responsive Agents Quick Closes Referral Prize Program for SAMCAR Members Call Today www.ParentiInsurance.com Phone: 650.596.9500 1091 Industrial Road, Suite 270, San Carlos, CA 94070 License number: 0G17832 Providing Great Customer Service Caliber Home Loans, Inc. is a Direct Mortgage Lender licensed nationwide offering a full range of Conforming, FHA, & Jumbo loan products. ■ Jumbo loans up to $3 million, 30 year fixed rate and adjustable ■ 80% LTV up to $2,000,000 on fixed rate products ■ Conforming loans up to $625,500 ■ FHA and VA loans — Quick approvals & No application deposit ■ Fresh Start Program that is uniquely designed to serve borrowers who have a foreclosure or bankruptcy on their record, but are working hard to re-establish their good credit. Jeff Gibaut Branch Manager | NMLS# 694624 925-984-1015 Ted Oberson Senior Loan Consultant | NMLS# 575719 408-910-4833 Matthew Mendes Senior Loan Consultant | NMLS# 567363 415-828-9018 Guillermo Santos Senior Loan Consultant | NMLS# 972977 510-931-9114 951 Mariner’s Island Blvd, Suite 327 | San Mateo, CA 94404 Caliber Home Loans, Inc. 3701 Regent Boulevard, Irving, TX 75063 (NMLS #15622). 1-800-401-6587. Copyright © 2014. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. Licensed by The Department of Corporations under the California Residential Mortgage Lending Act, Finance Lender Licensee. 2015 REALTOR® Member Dues $75 LATE FEE WILL APPLY TO PAYMENTS MADE AFTER JANUARY 31, 2015. PAY YOUR 2015 REALTOR DUES ONLINE AT WWW.SAMCAR.ORG/DUES Building a Secure Future THE RIGHT LOAN. THE RIGHT RATE. THE RIGHT TEAM. 30 YEARS EXPERIENCE IN LENDING OVER 2 BILLION IN FUNDED LOANS FIVE QUICK CLOSINGS & GREAT SERVICE ON YELP! It is my commitment to help our clients choose the home financing that fits their unique needs and financial situation. I will ensure that you are informed of the loan’s progress each step of the way and I am always available to answer any questions that either you or your clients may have. For fast approvals and a smooth, stress-free home financing experience, contact Michael Haigh of W.J. Bradley today. MICHAEL HAIGH Branch Manager NMLS. 200819 Direct 415.269.4461 [email protected] FACEBOOK.COM/MICHAELHAIGHTEAM © 2014 W.J. Bradley Mortgage Capital, LLC. 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government. ; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RML No. 4131002 and under the California Finance Lenders Law CFLL No. 603 K495 DON’T TAKE A DETOUR ON YOUR NEXT MORTGAGE. STAY ON COURSE. Your mortgage is an integral part of your finances. That’s why your mortgage and personal goals need to stay in sync, whether you’re a first-time homebuyer or building your dream home. Enter EverBank, where extensive mortgage options, local expertise and 40+ years of lending experience unite. And the result? You’re on track through closing and into the future. THE RIGHT LOAN FOR YOU Fixed, ARM, jumbo, interest only, and VA to name a few. Plus, we also do condo and investment financing. ON SITE AND IN THE KNOW With over 31 years in Bay Area, I know lending and the area firsthand. I look forward to helping customize a mortgage for your personal needs. ABOVE AND BEYOND SERVICE It’s simply all about you. I’ll give you 110% to make sure you get to closing quickly and easily. Contact me to learn more Call 650.576.7880 © 2013 EverBank. All rights reserved. 12ERM0185.1 Contact me to learn more Jim Rice Retail Sales Manager 650.576.7880 [email protected] everbank.com/jrice NMLS ID: 319527 From pre-approval to closing, we help provide guidance to your clients throughout the homebuying process. Citibank offers your homebuyers: n SureStart® Pre-approval1 - your clients can shop with confidence knowing financing is secure. n On-Time Closing Guarantee2 - your homebuyers can rest assured that their loan will close on time. n Competitive rates and a variety of product options and offers n Jumbo loans up to $8 million To learn more about working with Citibank, please contact: Phillip Braga Home Lending Officer 650.619.1885 [email protected] NMLS# 483450 Fe David Home Lending Officer 650-201-2073 [email protected] NMLS# 482592 Jenifer Sun Home Lending Officer 415-425-9509 [email protected] NMLS# 726377 Sam Bhandal Home Lending Officer 415-624-4077 [email protected] NMLS# 885652 Joanna Burns Home Lending Officer 650.454.9030 [email protected] NMLS# 726272 Marat Shub Home Lending Officer 650-678-6650 [email protected] NMLS# 507293 Kathy Liu Home Lending Officer 650-243-8735 [email protected] NMLS# 410091 1 SureStart is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home your client wishes to purchase, appraisal and title report, and meeting our customary closing conditions. There is no charge to receive a SureStart pre-approval. However, standard application and commitment fees will apply for the mortgage loan application. 2 If your client is purchasing a home, we guarantee to close by the date specified in their purchase contract, unless prohibited by federal law, and further provided that the date is at least 30 days after the application date and the date of your client’s purchase contract. If your client’s loan fails to close on time due to a delay by Citibank, your client will receive a credit toward closing costs of $1,500. Offer not available for refinance loans, co-ops, unapproved condos, residences under construction, community lending programs and government loans. In Texas, the credit may not result in your client receiving cash back. (Federal law requires certain disclosures be delivered to the borrower at least 3 business days before consummation. The guarantee to close does not apply if such disclosures are required and your closing is delayed due to the 3-business-day waiting period.) © 2015 Citibank, N. A. Equal Housing Lender, Member FDIC. NMLS# 412915. Citi, Citibank, Arc Design, and Citi with Arc Design are registered service marks of Citigroup Inc. Home Equity Conversion Mortgage For Home Purchase Available NOW! Security 1 Lending is offering seniors the ability to purchase their principal residence through the HECM for Purchase Program. • They must be at least 62 years of age • They retain the title to their home • No monthly mortgage payment required • FHA insured loan Call today for information! Kathy Affeltranger HECM for Purchase Specialist Reverse Mortgage Consultant NMLS #545774 [email protected] | ReversebyKathy.com Office: 650-299-9477 Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive, Spring, TX 77373. NMLS #107636. Loans will be made or arranged pursuant to CA Department of Business Oversight Residential Mortgage Lending Act License #4131074. Homeowner remains responsible for paying property taxes, required insurance and home maintenance. These materials are not from, and were not approved by, HUD or FHA. (888) 918-1110. www.nmlsconsumeraccess.org. A Division of Reverse Mortgage Solutions, Inc.
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