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swap sheet
Thursday, January 29, 2015
Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org
FREE
Free to good home. 2 kittens, 6 mo.
old. One black male & a white w/ black
spots on it. Very loving & litter trained.
319-231-9414, [email protected]
WANTED
Wanting to buy fabric for quilting. We
donate quilts to nursing homes, benefits & charities. 319-291-6421
Wanted JD riding mowers/push mowers in need of work. Text or leave VM.
Text preferred. $1, 319-404-8133
Recumbent stationary bicycle wanted
used, 319-277-2255
Old non-working microwave, will pick
up, must be free. Email if poss. 319290-4229, [email protected]
JD Suitcase weight for lawn tractor.
weighing around 40 lb. 319-988-3013
[email protected]
1000 Watt Honda inverter generator.
319-471-0918
Operational van to transport teens to
downtown Waterloo site for activities,
plays, mock trials, discussions, talent
display 319-232-5294
5x10 Trailer w/ramp. & wood floor,
319-269-3169
Used Yamaha dirt bike, will pay top dollar, 319-961-1634
Complete bicycle trainer in good cond.
319-360-0501, [email protected]
Motorcycles wanted non-running or
damaged. I am paying cash for motorcycles in any cond & I pick Up. Call
319-404-8750, [email protected]
6x12 Enclosed cargo trailer, newer or in
v.g. cond only, prefer ramp door. 319-2311643, [email protected]
Vintage Schwinn Stingrays, Fastbacks,
or Krates from the 1960’s & ‘70s. Barn
finds! 319-215-8096, MRPaintin@
gmail.com
Snowblowers & lawnmowers. Clean
out the garage, free pick up, 319-2322924, [email protected]
German P38. 9mm, v.g., or better,
shooting cond w/ or w/o access, have
permit to purchase, 319-827-6741
BowFlex tread climber. 319-596-5290
Firearms wanted shotguns, pistols, revolvers, rifles, have permit for my own
collection. 319-242-1508
Wanted floating lily pad for lake.
319-290-5942, [email protected]
Reload my 22-250, once used brass w/
55 grain bullets, 319-268-0459
Coins, paying $ for your coin collection,
US or foreign lg or sm. Give me a call &
see what they are worth. Lv msg if no
answer, I will call back. 319-404-9128
Gallon glass jar w/lid for food use.
Such as an old pickle jar. Wide mouth
preferred. Will consider multiples. Must
be in ex. cond. 319-269-3019
MISCELLANEOUS
Straight Talk wireless home phone. Nocontract replacement for your land line.
Works great. Use your existing phone.
$30, 319-234-7840
Air rowing machine. Stamina 1399 ATS
brand new,-excellent cond, fully assembled $250 obo, 319-242-2796
Braces for wire shelving. 16” & 19”
support braces (angled) for Rubbermaid wire shelving. Color, white $1,
319-277-1964
Computer glass table w/silver frame.
Rare/used in ex. cond. All glass w/silver & wood frame. Acpt offer $85 obo
319-290-0108, [email protected]
Corelle-spring blossom green. 40
pc set. 6 ea. lunch plate, side plate,
dessert plate, cereal bowl, dessert
bowl, cup/saucer plus serv bowl $45,
319-233-4418
Issue 14105
Please recycle
Knee walker, brand new, was $200,
wheel chair $25, walkers $10, shower
chair $25, brand new commode $25
$50 obo, 319-989-2330
Douglas dining set, oak/metal 42”
square/round table, 1 leaf. 4 chairs
w/arms beige microfiber, w/ casters, they swivel, tilt, ex. cond. $200,
319-233-6812
7-pc Chromecraft dining set. Tan swivel caster lean back chairs 58” table.
Very nice. Ebay price 1999. $450,
319-404-0748, [email protected]
Black Avanti Dorm size fridge. Works &
looks like new. 1st 40 cash takes. $40
319-235-2499, [email protected]
Nintendo Wii FIT. Complete game
& balance board in orig. box. Used
once - in like new cond! $95 orig. $35,
319-610-4656
Restored JD 317 garden tractor. Kohler
KT17 Gen 2 eng. w/ pressure lube. 48
in deck. $1,350 obo, 319-292-8218
[email protected]
Approx 200 pieces of mat board. Set of
mat selection pieces, & 2 totes of photo frames. (Totes not incl) $600 obo,
319-231-5496
Snowblower 8-hp Snapper, runs good,
good bearings, too big for the wife to
run, 319-290-3564 after 4:30 $200
[email protected]
Brand new full size violin never been
used $65 firm, perfect shape $65,
319-404-0085 [email protected]
Farmall F20 tractor; Black walnut
meats. $7 a pound, 319-476-3812
White Christmas teddy bears, dated
2000, 01, & 02, brand new, about 12”
tall, 319-266-8763
200 Paperback western books, w/authors, such as Brand, Cole, Dalton,
Early, Fletcher, Hogan & Short, 25 cts
each or $40 for all 319-504-9568
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Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org
loan rates
HOME EQUITY
LOANS
Home Equity Fixed
Special, 10-year fixed2
APR*
with Loyalty
Discount
APR*
2.99% 3.24%
Home Equity Line of Credit
Fixed, 5 years (60 mos.)33.25%3.50%
VISA® CREDIT CARDS
Platinum
(Prime rate + 4.9%4)8.15%
Platinum Rewards
(Prime rate + 5.9%4)9.15%
*APR = Annual Percentage Rate. Loan
rates current as of 1/29/15, shown
as APR, expressed “as low as” and
determined by credit score (except
home equity loans). Loans subject
to credit approval. Rates, terms and
conditions subject to change without
notice. Equal Housing Opportunity.
Includes Loyalty Discount of 0.25%
APR for enrolling in direct deposit
of net income and automatic loan
payments from a Veridian account.
Amortization period of 10 years
(120 months). Add 2.5% to interest
rate for home equity loans with
loan-to-value ratios over 80%
(maximum loan-to-value 100%).
For a $50,000 Home Equity Special
amortized for 120 months and a
2.99% APR, the monthly payment
will be $483 (monthly payment
does not include amounts for taxes
and insurance premiums, so the
actual payment may be greater).
2
Add 2.5% to interest rate for
home equity loans with loan-to
value ratios over 80% (maximum
loan-to-value 100%). Maximum
interest rate 21%. For a $30,000
home equity line of credit balance
at 4.00% APR, the monthly payment
will be $300 (monthly payment does
not include amounts for taxes and
insurance premiums, so the actual
payment may be greater). Appraisal
fees may apply.
3
Prime means the “Prime Rate”
as published under “Money Rates”
in The Wall Street Journal. All rates
are variable. Fees may apply.
4
See TurboTax product guarantees:
http://turbotax.intuit.com/lp/yoy/guarantees.jsp
© 2014-2015 Intuit Inc. All rights reserved. State
filing charges apply. Limited time offer for TurboTax
2014. Terms, conditions, features, availability,
pricing, fees, service and support options subject
to change without notice. Intuit, TurboTax and
TurboTax Online, among others, are registered
trademarks and/or service marks of Intuit Inc. in the
United States and other countries. Other parties’
trademarks or service marks are the property of
their respective owners.
1
,
Truck bed rail air deflector for fifth wheel
or travel trailer, fits all trucks $100,
319-231-1577
Snowblower, 21-in, hardly used, good
cond $75 obo 319-233-1558
White metal daybed/trundle bed, v.g.
cond, $150, 319-277-6161
Nice beige love seat sofa bed, $70;
Lighted curio cabinet, 20”wx60”t, like
new $120; Maple 42” dinette table,
$12; Plush queen matt. set, $120,
319-266-2076
Harley Davidson leather jacket. 2XL
$175, 319-269-3169
Firewood, mixed hardwoods. 319-961-3907
For quilters, 10 complete Dresden
plates. ready to be used in a quilt, $8
each, 319-404-9130
Flambeau mallard duck decoys, cords,
anchors incl, approx. 8 dozen decoys
$200, 319-240-1874
David Bradley flarebox, good hoist, good
floor, good tires $330. 319-961-1634
PS3 + 2 controllers + 4 games. Games:
Mortal Kombat, Little BigPlanet, Sonic
All Stars & Last of us. $260, 319-5294431, [email protected]
Old hand operated standard oil gas
pump. $150; 140 Assorted horse
shoes, $100 319-988-3632
Round grass hay bales, will deliver
319-429-0445
Pinball machine, needs repair, got
books, 1954, 1940 Skelgas oven, $100
319-440-1476
Browning citori 12 gauge, all chokes,
beautiful walnut stock 24 inch barrel,
like new cond, firm on price $1,300,
319-239-1426 [email protected]
Rem 270 cal. 710 2 box shells & case
w/ it $440. 319-231-7390
2
Truck/car ramps. Detachable, $70,
319-234-0926, [email protected]
Skylander trap team xbox one starter
pack. Brand new never opened. $40
319-529-7182
Firewood, mixed hard wood, delivered
& stacked, Cedar Falls Waterloo area
not a full size truck Ford Ranger $75
319-230-3919
Swings/crib/mattress/bouncy chairs.
Swing $85, Packnplay $40, bouncychairs $15, high chair $20, breastpumps $85 each, $2, 319-415-9971
[email protected]
Black Hills .223 Remington ammo (Blue
Box). 68gr HVMHP moly (10 boxes),
69gr MK moly (4 boxes); $35 obo per
50ct box. [email protected]
Wind turbine. 25kw Enertech. Many
spare parts. Buy & move as is. After 4 pm
319-231-3716, [email protected]
160 GB PS3 console, 2 dual shock
controllers, & 15 games. V.g. cond.
$200 obo, 319-238-2730 bunn30@
hotmail.com
7 NSRA belt buckles & 1 Route 66 buckle
$350, 319-415-2117, [email protected]
Video camera. Sony Handycam DCRHC28 night vision mode charger bank,
mini DV cassette, soft case & fireware
all included, $150 obo 319-283-0164
China dolls. $10 each your choice, 16”
dolls $10 obo, [email protected]
Prom dresses. One “Cinderella” prom
dress sz 16, Two sz 20’, & One sz 22
prom dresses. Only worn once. $125
obo, 319-231-4769
Twin captain bed & mattress. Excellent
cond! Maple finish w/ three drawers
built-in, well built. Incl. twin mattress.
$100, 319-415-0552
Kodak office hero 4-in-1 printer; 2 35th
ann. Barbies; Craftsman nut driver/torx
driver set; Dreamcatcher; Cubs chair $135,
319-215-3428 [email protected]
Firewood, split &dry hardwood stored
inside, ear corn for wildlife, $5 for 5 gal
pail full. $80, 319-230-9793
Harvard air hockey table. Great cond.
electronic score, sturdy, good air, need
to sell $100/offer, 319-269-0061
Everette upright piano. Needs tuned.
$300 obo, 319-504-5353
Queen sized adj. electric bed w/ remote for massage, head & leg tilt, in
good cond $50, 319-939-7714
Yamaha clarinet in great cond! $225,
319-239-4247 [email protected]
(2) tickets to Sister Act at GallagherBluedorn, Feb. 8, 7:30. Level 1 Row E
Seat 5 & 7. $35, 319-230-6857, [email protected]
Wicker sleigh, excellent shape great
for dolls, bears or Santa, nice size, call
after 4 pm, $90, 319-239-5416
Dining table set 42’ round table w/
24’ leaf 4 chairs & bench. $300,
319-404-0616 [email protected]
Frigidaire electric range. Electric cooktop self cleaning range w/ convection
oven. Manual, power cord & tip guard
hardware incl. $300, 319-988-3992
Collector item, JC Higgins 3 pc. hardwood rod shotgun cleaning kit in metal
box 12-16 ga. $40. 319-240-0639
Call of Duty Wii U games. Call of Duty
Black Ops II or Call of Duty Ghosts for
the Wii U. $20 ea. Meet in New Hampton or Charles City, $20 319-230-0685
3 Snowboards, 2 Riva brand, other is
Snow thrasher. Also JD snowmobile
suit for $35. $10 319-277-3858
Antique crank telephone. Swedish
American brand in orig. cond. Very
nice. $150 obo, 319-266-5805
Estate Whirlpool refrigerator, estate
Whirlpool refrigerator 6.5 cu. $50, Haier
dehumidifier $45, single dresser needs
painting $10, 319-277-2286
Almond colored Amana refrigerator.
Works great, ice maker does not work.
Height, 66-5/8, 32-1/2 width, & 32-1/2
depth. $50. 319-232-7157
(2) Bell motorcycle helmets, size 7. Will
sell sep. for $30 ea. obo. Very good
cond. 319-269-0074
Dining table w/6 chairs. Excellent cond.
42” W & 80” L w/ insert. Must haul.
Cash only. $250 obo, ShantaKSastry@
yahoo.com
Corelle dishes. 10 pc. place setting,
w/ large & small plates & bowls cups
& saucers & serving bowls sugar &
creamer $40 obo, 319-987-4064
Crib size comforter, dust ruffle, 4 valances, light green check w/animals
$15, 319-987-2045
Coleman fuel type outside lantern.
used once, pd $45 $20, 319-987-2076
Old Red Ryder BB gun. $30 obo,
319-234-5261
Round grass hay bales, will deliver
319-429-0445
50” LG flat screen TV, bought 2013,
cost $1000, sell $225, 319-310-3846
Snowblower. J.D. 26” w/elect start,
newly overhauled $200, 319-290-8769
[email protected]
Schwinn Sting-ray bikes, fun bikes to
ride, very new cond. $180 ea., $360
obo, 319-429-5175
Rath cardboard box w/ handle delivered to Diamond Cafe. JD hats, tshirts, engine works Jacket sz Med &
2002 Safety jacket sz L. 319-236-3165
Metal spiral staircase w/ 11 oak treds.
Incl. circular upper railing. $350,
319-240-7068 [email protected]
Dark wood 62”x42”x30” dining room table & 4 chairs & 20” leaf. VG cond. $225,
319-504-7219, [email protected]
New Harvest table. Benches $150 ea.
Metal base. Wood top. Can deliver.
$625, 641-352-8957 [email protected]
Sunrise Medical Nebulizer. All tubing &
accessories are brand new, only used
3 times, retails for $100, yours for only
$50. 319-296-1023
3-Piece living room set. Three piece
living room set - incl. couch, love seat &
matching chair. Set in good cond. $300
319-235-0008
New Cardinal J4106 Arcoroc 16 oz.
mixing glasses. 21 glasses total(3
missing from case). $30 obo, 319-4156001 [email protected]
Custom crib bedding. Animal ptn. blanket; soft lime green, yellow & chocolate
bumpers w/tie ribbons. One matching
sheet. Crib skirt. $65, [email protected]
Adult Crutches. Like new, used only
once, Allen Hosp. metal, adult crutches for sale. $40 obo. 319-987-2303
[email protected]
Ski rack / Snow board rack. Yakima
22” everything works great. Clamps to
your suv,car top rack. Original box w/
easy instructions. Call, text $50 obo,
319-231-5204
450 lb Transmission jack. 450lb
transmission/platform jack. Tilt top,
caster wheels & safety strap. $100,
319-470-2237
Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org
MEMBERS Financial Services Announcement
We’ve made our partnership with Veridian clearer by
changing our name to Veridian Financial Advisors.
Let’s talk about your plan. We focus on:
Investments | Retirement planning | 401(k) rollovers
Schedule an appointment today! Call Rachel at (800) 235-3228, ext. 6792.
Securities sold, advisory services offered through
CUNA Brokerage Services, Inc. (CBSI), member
FINRA/SIPC, a registered broker/dealer and
investment advisor. CBSI is under contract with the
financial institution to make securities available to
members. Not NCUA/NCUSIF/FDIC insured, May
Lose Value, No Financial Institution Guarantee. Not
a deposit of any financial institution.
FR-1072073.1-1214-0117
5401 Carey Dr, Cedar Falls, 5 bedroom,
3½ Bath, 2900 sq ft, huge master suite
w/ walk-in, open floor plan $288,000
319-277-7677, [email protected]
Stork Craft 4-in-1 Convertible crib.
Fixed side convert. Crib Cognaccolor.
From Waverly area $150 obo, 319231-2990
12 Yetter row cleaner’s. Single row.
New bearings last spring. Will fit JD, or
Kinze, $90 each, 563-380-1325
JD 38” snowblower for 200 series,
$300, 319-230-2752 [email protected]
Commercial space, Waterloo. Labor
ready space at 1818 Williston Ave. by
Mama Nicks, 1200 s.f., will be avail
Feb 1 $1,400 319-242-4212 gene@
mcelmeelpainting.com
Interior wood door. 2-8 PH LH 6 panel
solid oak door w/4-9/16 wood jams,
never installed. $150 319-987-2719
[email protected]
China hutch. 50” wide, 18” deep, 77”
tall w/ 3 drawers, 2 cabinets & interior
light, ex. cond. $150, 319-429-7961
[email protected]
Set of 4 red/white ceramic canisters,
gently used. $25 319-269-3256, [email protected]
406 5th St. So, Fairbank. 1984 North
American mobile home in Fairbank,
1-1/2 bath, 2 bed, many updates, 8x12
bldg $14,000, 319-404-2171
615 Tilford, Dysart. 4 bdrm, just remodeled
w/hardwood floors, new kit & bath. Near
city park. Pics on Zillow. $89,000 319-3423085 [email protected]
1016 Home Park Blvd, Waterloo. Nice
1-bed, 1-bath house in great area.
Brand new furnace, newer carpet/
paint. Cash considered. $50,000.
[email protected]
formerly MEMBERS Financial Services
406 5th St So, Fairbank. 16x72 North
American, 2 bdrm, 1-1/2 bath, lots of
updates, new roof, water heater, 1984
new, $14,000, 319-404-2171
VEHICLES
1971 VW Beetle. 6 older vw beetles, 2
w/ titles 5 have motors & trannys, no
these don’t run or drive $1,500, 319939-6557, [email protected]
2010 Buick Lacross CS. fully loaded, very clean, new tires 11,450 mi,
$95,000 319-610-1357
98 Ford Explorer, dependable 2 dr, CD,
sunroof, cloth seats, runs good, has
rust 137K mi, $2,395, 319-429-8771
01 Mercury Sable. LS premium, new
tires, clean-well maintain.; $4995 w
topper/hnd controls, $3795 car only
114,300 mi, $4,995 obo, 319-352-2926
[email protected]
2005 JD GX255. 20 HP, 42” snow
blower, weights & chains, 54” deck, low
hours, $3250 cash only, 319-239-5798
Ford T98 Complete transmission
4 spd, many applications. $275,
319-215-0051 [email protected]
2011 Ford F150. XLT-S cab, 4x4, 3.5
Ecoboost, electric start, 22 mpg 84,000
mi, $22,000 obo, 319-232-3950
92 Dodge Ram Charger, 4x4, w/ Meyer snow plow, runs good $2,500 obo,
319-232-3950
01 Dodge Dakota, sell or trade for
Corvair or other interesting vehicle.
126K mi, $2,500 obo, 319-961-6781
[email protected]
Olds Cutlass hood 4” cowl Fiberglas
hood. This is the good bolt on for 8188 body Cutlass. Text 319-239-8304
$350, [email protected]
07 Chrysler Town & Country. LMT, sunroof, leather, heated seats, navigation,
stow & go, pkg. 95,047 mi, $10,500 obo.
319-404-1597
04 Pontiac Grand Am GT, good cond.
Please text for more info. 176,074 mi,
$3,000 obo, 641-430-0924
09 Puma 28 ft bunk house, slide out
front bed & bunks in the back.21ft awning, ton of storage, lots of space, new
tires. $16,000 obo, 319-404-9158
05 Chrysler Town & Country. One owner, loaded, good cond & runs very good,
tires 70%, little rust 101K mi $3,500,
319-290-6295 [email protected]
2014 Sneakboat homemade. comes
w/mud motor, trolling motor, blind, new
battery, has trailer for an extra $200
$1,200 obo, 319-231-3667
98 Dodge Dakota. 5.2L V8, 4x4, little
rusty. Clean Title! 163K mi, $3,000, 319464-6974 [email protected]
2011 Palomino Puma. Double slide,
electric awning, elec/gas water heater, bumper hitch 32ft, good shape.
$15,900, 319-230-7096
07 Audi A4. 2.0 Turbo 4 cylinder. SLine & Titanium package. Heated seats
moonroof. 123K mi, $14,499, 319-2306752 [email protected]
01 Mitsubishi Montero Sport. Good
shape, few dings, good interior, recent repairs, good tires, 4x4. 120K mi,
$3,295, 319-231-1831 [email protected]
2013 Yamaha 15hp. 4 stroke short
shaft tiller manual start, under wrty until
july 2016. $2,200 obo, 319-239-6803
00 Volkswagon Jetta, new tires new
antifreeze 5 speed manual trans, 2.0L
engine good on gas heated leather
193,200 mi, $2,100, 319-290-8613
[email protected]
Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org
05 Chev. Monte Carlo. White supercharged SS w/ black leather heated
seats, sunroof, loaded, clean. Newer front
brakes. 79,100 mi, $7,995, 515-707-6657
98 Dodge Ram 1500. Drop-in bed liner,
truck box, Magnaflow exhaust, transmission rebuilt May 2013, new 33 in
Tires Feb 2013. 191K mi, $3,500 obo
319-939-1111
2011 Chevy Chevy. 2 nice sets of tires.
Chevy sizes 195-60-15 & 215-55-17.
Good tread life. $100 ea set. Hurry 30K
mi, $100, 319-427-4309
03 Dodge Stratus. SE, PW, PL, silver,
new tires, wipers, oil, filter, gas cap.
Cold air. 4cyl. 116,800 mi $3,500 319277-3757 [email protected]
09 Toyota Camry. LE sedan w/ moonroof, New tires in Nov. 2014. All service
done at Dan Deery. Call if interested.
96K mi, $10,500, 319-230-3611
2013 Electric RC trucks stampede,
turnigy. Wanting to trade three Rc
trucks for a pit bike. They need new
battery packs. 319-504-4422 [email protected]
94 Yamaha (2) Waverunner 650s
(trade for car). Double Shorelander
trailer is like new. Both shedded w/covers. 1mi $1,900 319-238-3521
02 Saturn VUE. Silver. AWD (all wheel
drive). Runs great. Well-maint. Sunroof. CD. Good tires. 4 door SUV. 150K
mi, $3,900, 319-238-3521
91 Chev. Caprice Classic. 305V8 Rwd,
blue in/out. Sold shape, call or text.
150K mi, $2,500, 319-830-9951 rvd@
myomnitel.com
2013 hull trailer. 16’ plus 2’ beaver tail
trailer w/tandem axle. gvwr 12,090 lbs.
Can text pics. $2,400 319-242-1077
98 Lincoln Continental, new struts & cv
shafts, leather pwr heat seats, pwr w/l,
dual lumbar, lil rust, v8, needs tranny,
make offer, 162K mi, 319-238-9502
07 Nissan Altima. Runs great. Has new
tires, front brakes & battery. 140,000mi
$6,800, 319-290-6330
02 Harley Davidson Ultra Classic
EFI. 88ci w/ big bore kit, true dual
exhaust, prem. stereo, new tires, lowered, chromed 36,400 mi, $9,500 obo,
319-269-4512
01 Ford F150. F150 XLT, ext cab, 5.4
V8, roll top cover, new 17” tires, auto
windows & locks, AM/FM/CD, int spotless, very clean, 99,200 mi, $8,500
obo, 319-334-6721
08 Buick Lucerne, new tires, brakes,
remote start 133K mi, $6,950,
563-428-4443
98 Ford Windstar. Runs but will need
new trans. 102K mi, $1,400 obo,
319-553-0222
88 Jeep Wrangler, hard top w/ bimini
top & half cover. 31/10.50 copper
tires w/ 2 1/2 lift, no rust. 115K mi,
319-269-5957
2000 Small Utility 2 wheel trailer.
Good solid trailer, holds 1 ton 6’/11’
24in. Sides swing gate on rear. New
tires & rims wiring spare tire $600,
319-939-1460
02 Ford F150. 4 dr white xlt 4x4 bed
cvr. Remote start keyless entry synthetic oil serviced k & n air, 195K mi,
$6,000 obo, 319-404-0878 [email protected]
03 Chev. 1500. Dark grey, w/ dark grey
interior, V-6, auto, air, cruise, regular
cab, 8ft. box, looks & runs great. 71K
mi, $5,995 obo, 319-610-8909
3
calling all candidates
Veridian Credit Union® believes in the philosophy of “people helping
people.” If you share this philosophy and would like to make a difference in
the community, we invite you to volunteer to be on our Board of Directors.
Responsibilities
As a volunteer director, your duties will include planning the strategic
direction and setting the general policy for Veridian.
Qualifications
Applicants must be at least 18 years of age and a primary account holder
in good standing. Applicants should also have knowledge or willingness
to learn about credit unions and business operations.
Time commitment
Serving as a director requires a commitment of approximately 275 hours
per year, including:
• Monthly meetings typically held on the fourth Wednesday of every month
• Special board meetings up to twice per year
• Board workshops held up to four times a year
• Annual planning session (at least three days with overnight stays)
• Monthly committee meetings
• Occasional conferences
• Self-study courses on credit unions and business topics
Salary
None
Positions
There are five positions up for election this year. Each position will serve a
three-year term.
Election day
Primary account holders who are in good standing and age 16 or older will vote
to elect the directors. The results will be announced at the Annual Meeting on
Saturday, April 25, 2015. More information is available on our website,
veridiancu.org. If you are interested in filling a position on the Board of Directors,
request a candidate application and information from Betsy Meehan by calling
(319) 236-5604 or emailing [email protected]. Return the candidate
application by 5 p.m. on Friday, February 6, to:
Office of the President, Attn.: Betsy Meehan
Veridian Credit Union
1827 Ansborough Ave.
Waterloo, IA 50701
loan rates
AUTO
Model Year
APR*
with Loyalty
Discount
2012 or newer
Fixed 48 mos. (10% dwn.1)1.74% 1.99%
2011
Fixed 48 mos. (trade)
1.79% 2.04%
2010
Fixed 48 mos. (trade)2.04% 2.29%
2009
Fixed 48 mos. (trade)2.99% 3.24%
2008
Fixed 48 mos. (trade)2.99% 3.24%
2007
Fixed 36 mos. (trade)4.04% 4.29%
2006
Fixed 36 mos. (trade) Rates available
*APR = Annual Percentage Rate. Loan
rates current as of 1/29/15, shown
as APR, expressed “as low as” and
determined by credit score (except
home equity loans). Loans subject
to credit approval. Rates, terms and
conditions subject to change without
notice. Equal Housing Opportunity.
Includes Loyalty Discount of 0.25%
APR for enrolling in direct deposit
of net income and automatic loan
payments from a Veridian account.
Loyalty Discount not available with
Go Green Auto Loan.
1
For a $15,000 auto loan with
a term of 48 months and 10%
down at 1.74% APR, the monthly
payment will be $324.
All ads are area code (319)
unless otherwise stated.
Veridian Credit Union is not
responsible for misrepresentation
of ads placed in the Swap Sheet.
Veridian Credit Union does not sell
or disseminate any advertisement
or submission information to any
other entity. Any advertisement in
the Swap Sheet shall be considered
public information & Veridian is
not & shall not be responsible
for any contacts by third party
vendors/advertisers.
Security Reminder:
Protect yourself by
verifying the funds are
available when accepting
payments by check.
Nominations will not be accepted from
the floor during the Annual Meeting.
4
Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org