Quarterly Fund Facts | 4th Quarter 2014 American Funds - Growth-Income Fund Class 2 as of 12/31/14 Investment Objective Fund Facts The Fund seeks to achieve long-term growth of capital and income. Portfolio Name Investment Adviser Capital Research and Management Company Portfolio Managers Portfolio Characteristics American Funds – GrowthIncome Fund Benchmark Index S&P 500® Lipper Category Growth & Income Funds Index Net Assets $25.36 Million Number of Holdings 160 Class Facts J. Blair Frank Claudia P. Huntington Donald D. O’Neal William L. Robbins Dylan J. Yolles Class 2 Inception Date 02/08/1982 Gross Expense Ratio 0.54 Net Expense Ratio 0.54 Expense ratios shown reflect fee waivers, expense reimbursements, or expense recaptures, if any, which are at the discretion of the Investment Adviser. Fee waivers and expense reimbursements are included in the Net Expense Ratio only. Expense recaptures are included in both the Gross Expense Ratio and the Net Expense Ratio. Risk Measures 3 Years Alpha Beta R-Squared Standard Deviation N/A 0.95 92.00 8.88 Asset Allocation Top Sector Weights (%) Equities Cash & Cash Equivalent Bonds 91.60% 8.10% 0.30% Health Care 18.10 Information Technology 17.30 Consumer Discretionary 13.40 Equity Statistics Industrials 10.60 Median Market Cap Weighted Average Market Cap Financials 8.80 Energy 7.40 B = Billions Materials 6.90 Risk measures are in comparison to the fund’s blended benchmark unless otherwise indicated. Based on Class A shares at NAV for the 3-year period. Consumer Staples 6.60 Alpha is a coefficient measuring the portion of a fund’s return arising from specific (nonmarket) risk. Beta illustrates a fund’s sensitivity to price movements in relation to a benchmark index. R-Squared is a statistical measure that represents the percentage of a fund’s movements that can be explained by movements in a benchmark index. Standard Deviation is a statistical measurement that helps to gauge the fund’s historical volatility. Sector weights display excludes cash and cash equivalents. $33.92 (B) $88.50 (B) Telecommunication Services 1.60 Utilities 1.10 Top 10 Holdings Amgen Gilead Sciences Texas Instruments Google, Inc Amazon Oracle Philip Morris International Microsoft Celanese Home Depot Percentage of total portfolio Holdings are subject to change and are not recommendations to buy or sell a security. Past performance is no indication of future results. VAFGIF0215 Not insured by FDIC or any federal government agency. May lose value. Not a deposit of or guaranteed by any bank, bank affiliate, or credit union. % of Holdings 3.40 2.90 2.60 2.50 2.30 1.80 1.50 1.50 1.40 1.30 21.20 American Funds - Growth-Income Fund Class 2 as of 12/31/14 Investment Strategy The Fund invests primarily in common stocks or other securities that demonstrate the potential for appreciation and/or dividends. The Fund may invest up to 15% of its assets, at the time of purchase, in securities of issuers domiciled outside the United States. The Fund is designed for investors seeking both capital appreciation and income. This Portfolio is only offered as an investment option within a variable annuity contract. There are other investment choices available with different management fees associated with each choice. Variable annuities are long-term, tax-deferred vehicles designed for retirement purposes. They offer three main benefits: tax-deferred treatment of earnings, guaranteed death benefit options, and guaranteed lifetime payout options. Variable annuities are subject to investment risk, including possible loss of principal. The value of the variable annuity will fluctuate so that when surrendered, it may be worth more or less than the total of premium payments. Past performance is no guarantee of future results. Before investing, consider a variable annuity’s investment objectives, risks, charges, and expenses carefully before investing. Call 1-800-525-6205 for a contract and fund prospectus containing this and other information. Please read it carefully. Generally, each subaccount has broad risks that apply to all subaccounts, such as market risk, as well as specific risks of investing in particular types of subaccounts. The S&P 500® is an unmanaged index used as a general measure of market performance. It is not possible to invest directly into an index. Transamerica Financial Life Insurance Company is licensed in New York. Annuities Issued by: Transamerica Life Insurance Company, Cedar Rapids, IA. Transamerica Financial Life Insurance Company, Harrison, NY. Underwritten and distributed by Transamerica Capital, Inc.