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www.bankmandiri.co.id
(efektif % per tahun)
Suku Bunga Dasar Kredit Rupiah (Prime Lending Rate)
Berdasarkan Segmen Bisnis
Kredit
Korporasi
Suku Bunga Dasar Kredit
(Prime Lending Rate)
10.50
Kredit
Ritel
Kredit
Mikro
Kredit Konsumsi
KPR
Non KPR
12.50
19.50
11.00
12.50
suku bunga dasar kredit rupiah (prime lending rate)
PT Bank Mandiri (Persero) Tbk.
tanggal 31 maret 2015
Keterangan :
a. Suku Bunga Dasar Kredit (SBDK) Rupiah adalah suku bunga dasar yang digunakan oleh Bank sebagai acuan dalam penentuan suku
bunga kredit Rupiah kepada debitur.
b. SBDK belum memperhitungkan Risiko Kredit yang ditanggung Bank. Besarnya Risiko Kredit setiap debitur berbeda tergantung pada
penilaian Bank atas Profil Risiko debitur dengan mempertimbangkan kondisi keuangan debitur, prospek pelunasan kredit, prospek
sektor industri debitur dan jangka waktu kredit. Dengan demikian, besarnya suku bunga kredit yang dikenakan kepada debitur
belum tentu sama dengan SBDK.
c. SBDK per Segmen Bisnis:
• SBDK segmen Kredit Korporasi merupakan SBDK untuk debitur segmen Kredit Corporate & Kredit Commercial.
• SBDK segmen Kredit Ritel merupakan SBDK untuk debitur segmen Kredit Ritel.
• SBDK segmen Kredit Mikro merupakan SBDK untuk debitur segmen Kredit Mikro.
• SBDK segmen Kredit Konsumsi KPR merupakan SBDK untuk debitur Kredit Pemilikan Rumah (KPR).
• SBDK segmen Kredit Konsumsi Non KPR merupakan SBDK untuk debitur Kredit Non KPR tidak termasuk Kredit Tanpa Agunan dan
Kartu Kredit.
d. Informasi SBDK yang berlaku setiap saat dapat dilihat pada publikasi di setiap Kantor Cabang Bank Mandiri dan dapat dilihat pada
website Bank Mandiri (www.bankmandiri.co.id)
e. Untuk informasi dan penjelasan lebih lanjut dapat menghubungi mandiri call 14000 atau Kantor Cabang terdekat.
Terdepan, Terpercaya. Tumbuh bersama Anda.
www.bankmandiri.co.id
(effective % p.a)
Rupiah Prime Lending Rate
Business Segment
Prime Lending Rate
Corporate
Loan
Retail
Loan
Micro
Loan
10.50
12.50
19.50
Consumer Loan
Mortgage
11.00
Non
Mortgage
12.50
rupiah prime lending rate
PT Bank Mandiri (Persero) Tbk.
as of march 31, 2015
Notes:
a. The Rupiah Prime Lending Rate is a base lending rate used by the Bank as a reference in determining Rupiah lending rates for customers.
b. The Rupiah Prime Lending Rate does not include credit risk faces by the Bank. Credit risk for each customer is calculated by the Bank
based on customer’s credit risk profile after considering customer’s financial condition, prospect of loan payment, industry prospect
and tenor of the loan. Therefore, lending rate charged to customers can be different with The Rupiah Prime Lending Rate.
c. The Rupiah Prime Lending Rate for each business segment:
• The Rupiah Prime Lending Rate for Corporate Loan is a prime lending rate for customers of Corporate & Commercial Loan segments.
• The Rupiah Prime Lending Rate for Retail Loan segment is a prime lending rate for customers of Retail Loan segment.
• The Rupiah Prime Lending Rate for Micro Loan segment is a prime lending rate for customers of Micro Loan segment.
• The Rupiah Prime Lending Rate for Mortgage - Consumer Loan segment is a prime lending rate for customers of Mortgage –
Consumer Loan segment.
• The Rupiah Prime Lending Rate for Non-Mortgage - Consumer Loan segment is a prime lending rate for customers of Non-Mortgage
- Consumer Loan segment, excluding Non-Collateralized Consumer Loans and Credit Card.
d. Information of the current prime lending rate is also available at our branches and Bank Mandiri website (www.bankmandiri.co.id)
e. For further information please contact mandiri call 14000 or our nearest branch.
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