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an post employees’
credit union ltd.
NEW XMAS/DEPOSIT ACCOUNT
An Post Employees’ Credit Union
is delighted to announce a
NEW XMAS/DEPOSIT ACCOUNT,
ideal for Christmas savings.
Features:
•
Handy way to save for Christmas from
your pay or pension.
• Joining is easy – a one page form. You
may be asked for an updated proof of ID and address
if our current copies are out-of-date.
• The new account is distinct from normal credit union
shares and is not linked to any credit union loan. You can
withdraw the funds at any time (preferably Christmas!)
regardless of the size of your loan.
• As this new account is not linked to any insurance
entitlements, withdrawals will not affect insurance cover.
This is important for those over age 55.
• For people using the credit union for the first time, you
need to use the normal membership form and lodge
€7.24 into your shares to open your membership.
www.anpostcu.ie
Tel: 01-6602000
an post employees’
credit union ltd.
Member Number: .............................................
Member Name: ...................................................................................
TO:
An Post Employees’ Credit Union Ltd.
I hereby appy to open an Xmas/Deposit account with the credit union and I understand
the following:
1.
The Xmas/Deposit Account is a saving account, separate to my share account.
2.
Interest is added annually on 1st November, interest is varible and the rate is
decided by the Board of the credit union from time to time. Deposit holders will
receive notification in writing of changes to the rate of interest. At the date of
printing (Apr. 2015) the rate of interest is 0.25% per annum. Interest will be
subject to deposit interest retention tax (DIRT). The annual dividend that
applies to share accounts does not apply to Xmas/Deposit Accounts.
3.
Funds do not act as security for any credit union loan and may be withdrawn at
any time, without penalty. The account is designed, however, for Christmas
savings.
4.
The funds saved in Xmas/Deposit accounts at the credit union are not included
for the purpose of life savings insurance.
5.
In order to maintain a Xmas/Deposit account, the account holder must remain
a member of the credit union and hold at least €6.35 in his/her share account.
6.
The operation of Xmas/Deposit accounts is subject to the Credit Union Act
1997, as amended, and the Rules of the credit union.
Signed:
Signature: ..................................................................................................................................................................
Print Name: ..............................................................................................................................................................
Members Address: ............................................................................................................................................
.............................................................................................................................................................................................
Date: ..................................................................
The information collected will only be used for the operation and administration of the Xmas/Deposit Account
AN POST EMPLOYEESʼ CREDIT UNION LIMITED
12 The Anchorage, Ringsend Road, Dublin 4.
Tel: (01) 6602000 Fax No. (01) 6602211
e-mail:[email protected]
Payroll Deduction Authorisation Form
Membership No.
To: Manager National Payroll Centre/Manager Pensions Division,
I hereby agree to have my contributions to An Post Employees’ Credit Union Ltd. deducted from my
wages/salary/pension/remuneration each payday provided there are sufficient funds to meet such a deduction. I
recognise that beyond making remittances of the amounts deducted to An Post Employees’ Credit Union Ltd. An Post
accepts no responsibility of any kind, I agree that deductions shall continue to be made unless otherwise notified by An
Post Employees’ Credit Union Ltd. I also agree that An Post has the authority to recall from An Post Employees’ Credit
Union Ltd. any amount deducted in error as a result of an overpayment of wages/salary/pension/remuneration.
PAYROLL DETAILS
Name as Per Payslip
Office of Employment
Grade
Payroll No.
Pay Frequency
My Contact Telephone No.
Date
DEDUCTION BREAKDOWN
Members
No.:
Loan
Deposit/
Xmas
Shares
Car Draw
TOTAL
€
€
€
€
€
Family A/C 1 €
€
€
€
€
Family A/C 2 €
€
€
€
€
Family A/C 3 €
€
€
€
€
Family A/C 4 €
€
€
€
€
Family A/C 5 €
€
€
€
€
Own A/C
TOTAL
€
PLEASE NOTE THAT THIS FORM AND ALL CORRESPONDENCE IN CONNECTION WITH PAYROLL
DEDUCTION MUST BE SENT TO THE CREDIT UNION OFFICES AT ABOVE ADDRESS.
Signature of Member:
Member Name
(BLOCK CAPITALS):
Date: