We Buy Houses

We Buy Houses
Investment Opportunities in
Today’s Real Estate Market
www.CashBuyingGroup.com
Opportunity Awaits The
Intelligent Investor
Today’s Real Estate Investing Market
•It’s a Buyer’s Market!
•Foreclosures are still Available.
•The State of the Mortgage Industry.
Our Business Model
•Locate Motivated Sellers
•Provide Solutions Through Speed and Ease of Transaction
•Use Cash from Investors to Buy Property at Deep Discounts
•Create Win-Win-Win Scenario between Seller, Investor, and
Luxury Home Buyers Inc.
Why Borrow From People Like You?
•Cash is King
•Speed to Close a Deal
•It’s Like “Profit Sharing”
Let’s Make Money Together
We are looking to build a long term, profitable
relationship with you for the long term.
Tired Of Small Returns?
Are you tired of earning pathetically low returns on your money?
Don’t you deserve to make more on your hard earned capital? Do
you want to make 3% or 12%? Which is better? We can help you
make a 12% yield on your investment capital SAFELY, legally,
morally and ethically. I will show you how.
12% in Real Estate
3% CD
Are You Qualified To Be a Private Lender?
• Anyone With Investment Capital Can Be a Private Lender.
• It Does Not Matter If You’re the President of a company,
Janitor, Doctor, Lawyer or Dentist. Anyone Can Earn Large
Returns.
You Don’t Have To Be a Millionaire
• You don’t have to be a millionaire, rock star or celebrity. Everyday
average people with investment capital in their company 401k, IRA
and savings can use those funds and profit in real estate.
• Why not earn a higher yield on your current investment capital?
Why not make your money work harder for you?
About Us
• We are a group that relocates executives internationally. We
buy at a fair price so that we can sell at a fair price. We also
buy median priced single family homes and apartment
buildings.
• Visit us at www.CashBuyingGroup.com
Why Don’t We Just Borrow From the Bank?
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When borrowing from private investors, we can close faster.
We can lose a deal waiting for bank approval.
We would rather give the profits to you and not the bank.
We pay a higher interest rate for the availability of funds.
What’s In It For Me?
Why should you do business with us?
• You can earn a higher yield than you are currently receiving.
• Real Estate is historically safer.
• Your capital is secured by a Lien on Real Estate property at a low
loan to value ratio. Unlike the stock market.
• Lender can earn 12% Interest When The House Sells.
• We Don’t Profit Unless We Sell The House.
How Do I Get Paid?
• 7% if you want quarterly payments
• 12% if you wait until the house is sold
• 12-24 month term
Is It A Good Deal or A Bad Deal?
• Low Loan To Value Ratio
• Comparable Market Analysis (CMA) / Appraisal
• Repair Estimate
Types Of Deals
• Small Loans For Cosmetic Repairs and Staging. ($3,000 +)
• Rehab Loans for Detailed Renovations. ($15,000 +)
• Apartment and Commercial Investments. ($100,000 +)
• Luxury Homes Loans. ($200,000 +)
Cosmetic Repairs
Cosmetic Repairs
Before
After
Value
Purchase Price
Repairs / Furniture
Marketing
Down Payment
Loan Needed
Yield
Term
$200,000
$6,000
$2,000
$1,000
$9,000 (Repairs+ Down Payment+ Marketing)
12%
12 Months
Profit To Investor
$1,080 Investor will receive principal and interest at time of sale.
$165,000
Cosmetic Repairs
Before
After
Value
Purchase Price
Repairs / Furniture
Marketing
Down Payment
Loan Needed
Yield
Term
$325,000
$11,000
$3,000
$2,000
$16,000 (Repairs+ Down Payment+ Marketing)
12%
12 Months
Profit To Investor
$1,920 Investor will receive principal and interest at time of sale.
$275,000
Heavy Renovations
(Larger Loans)
Heavy Renovations
Before
(example #1)
After
Value
Purchase Price
Closing Costs
Misc. Costs
Repairs
Loan from Lender
Loan to value ratio
Yield 12%
Term
$100,000
$2,000
$20,000
$63,500
63.5%
$7,620
12 Months
Total Back To Investor
$71,120 Investor will receive principal and interest at time of sale.
$40,000
$1,500
Heavy Renovations
Before
(example #2)
After
Value
Purchase Price
Closing Costs
Misc. Costs
Repairs
Loan from Lender
Loan to value ratio
Yield 12%
Term
$217,000
$3,000
$32,000
$124,500
57.3%
$14,940
12 Months
Total Back To Investor
$139,440 Investor will receive principal and interest at time of sale.
$87,000
$2,500
Heavy Renovations
Before
(example #3)
After
Value
Purchase Price
Closing Costs
Misc. Costs
Repairs
Loan from Lender
Loan to value ratio
Yield 12%
Term
$89,000
$3,000
$18,000
$49,500
55.6%
$5,940
12 Months
Total Back To Investor
$55,440 Investor will receive principal and interest at time of sale.
$27,000
$1,500
Luxury Homes
Luxury Homes
Value
Purchase Price
Closing Costs
Misc. Costs
Marketing Costs
Repairs
Loan from Lender
Loan to value ratio
Yield 12%
Term
$3,527,000
$4,000
$67,000
$100,000
$1,899,000
53.8%
$227,880
12 Months
Total Back To Investor
$2,126,880 Investor will receive principal and interest at time of sale.
$1,720,000
$8,000
Luxury Homes
Value
Purchase Price
Closing Costs
Misc. Costs
Marketing Costs
Repairs
Loan from Lender
Loan to value ratio
Yield 12%
Term
$1,450,000
$3,000
$52,000
$74,000
$831,000
57.3%
$99,720
12 Months
Total Back To Investor
$930,720 Investor will receive principal and interest at time of sale.
$696,000
$6,000
Apartments & Commercial
Apartments
Value
Purchase Price
Down Payment
Closing Costs
Marketing Costs
Misc. Costs
Repairs
Loan from Lender
Monthly Payment To Lender
Interest Rate
Term
$3,000,000
$1,700,000
$300,000
$6,500
$15,000
$3,000
$35,000
$359,500
$1,875.32
4.75%
5 Year Balloon/ 30 year Amortization
How To Invest With Your
IRA, 401k or CD
• Lend with funds currently in your IRA
• Profits Are Taxed Deferred in many cases
• Equity Trust Corporation www.trustetc.com
– Phone: 888-382-4727 (Self Directed IRA, 401k Specialists)
– We Have Their Forms Available
Do You Want to Make 3% or 12%?
12% in Real Estate
3% CD
Closing Process
You will receive
• Title Insurance
• Fire Insurance
• Appraisal
• Original Note / 1st mortgage Status letter
• The transaction is closed by professionals
How Do I Know I Can Trust You?
• 1st Mortgage Position. Low Loan To Value
• Entire transaction Closed by professionals
• We get paid when we perform
• If anything goes wrong we’ll fix it
Common Questions
What if we don’t do what we say we will do and what’s your risk?
• You will still have a lien on a property for at most 70% of its value
• Can you foreclose on us and take possession of the property? Yes!
• Can you then sell that property for a discount and still make way more than
your measly 12% return? Yes!
• If we don’t do what we say, will you own a property for pennies on the dollar?
Yes!
What if the house goes down in value?
• Real Estate Generally goes up and down gradually, and doesn’t usually have
the same volatility as the stock market.
Common Questions
Is the investment secured?
The investment is secured by a lien/mortgage.
What kind of paperwork do I get?
You will receive a note at closing with instructions as to how you will be paid back.
Can I invest from my IRA?
Yes. Talk to your custodian or use the services of Equity Trust Inc.
I have equity in my home, could I use that to invest in your program?
Yes.
How can we pay returns this high?
We can pay higher returns because we buy the property at a low loan to value ratio.
Now Is A Great Time To Make Money Together?
Contact Us Today:
[email protected]
Thank You.
Refer A Friend.