S pr i n g 2015
3541 Youree Drive
Shreveport, LA 71105
318.865.3584
Fax 318.865.4970
www.CatholicFCU.org
Spotlight
Annual Meeting Has
a New Date and Location!
Come Together and Celebrate Your Credit Union!
Membership
Eligibility
You are eligible to join
St. Joseph Broadmoor
FCU and take advantage
of our savings and loan
specials if you meet one
of the following criteria:
• Member of St. Joseph
Catholic Church
• Student or employee of St.
Joseph Catholic School
• Member of St. Elizabeth
Ann Seton Catholic Church
• Member of Mary, Queen
of Peace Church
• Student or Employee of
Loyola College Prep
• Members of St. Jude
Catholic Church
• Relative of any of the
following: Parents, children,
grandparents, siblings.
Annual Meeting & Open House
Youree Drive Branch • 3541 Youree Drive
April 21, 2015 • 11:30 a.m. to 2 p.m.
Business Meeting at 2:30 p.m.
Refreshments and Cash Prizes • Come By and Meet the New CEO and Office Staff
For your convenience, there is parking in back of the credit union with an easy walk-up ramp.
Making Big Plans This Spring?
New Vehicle? Vacation? Something New For Your Home?
Your Credit Union Can Help You
Put All the Pieces Together!
Holiday
Closures
Good Friday
April 3, 2015
Memorial Day
May 25, 2015
OFFICE HOURS
9:30 AM - 2:30 PM
Monday - Friday
Auto Loans
as low as
2.99% APR* up to 72 months
New or Used, Finance or Refinance
Classic VISA
10.9% APR*
Platinum VISA
8.9% APR*
Limits up to $10,000 • No Annual Fee
No Balance Transfer or Cash Advance Fee • 25-Day Grace Period
*Annual Percentage Rate. Membership and Approved Credit Required. Some Restrictions Apply. Limited Time Offers. Refinancing does not apply to existing St. Joseph FCU Loans.
Rates determined by credit worthiness.
St. J o seph ’ s S p otl igh t
April is Credit Union
Youth Month——
Wild About Saving!
Dividend Rates
Effective February 28, 2015
(Rates subject to change without notice)
Share Draft. . . . . . . . . . . . . . . . . .10% APY*
Shares. . . . . . . . . . . . . . . . . . . . . . .20% APY
Provide you child or grandchild an opportunity to
learn money skills and become Wild About Saving.
Falcon Club. . . . . . . . . . . . . . . . . .20% APY
Open a Falcon Account or make a minimum
$10 deposit in an existing account during April
and your child will be entered in a drawing for $50.
Stellar Savers Money Market
Pick up a Wild About Savings Coloring Sheet.
After your child colors it, return it
to the branch to be displayed.
Falcon Club Members are Wild About Saving
The Falcon Club is a special savings account just for kids up to age 18. Having their own account can help your child or grandchild
understand about saving money and earning dividends. Opening an account is easy. Bring their Social Security card, your ID and a
minimum of $5 for an opening deposit. The students at St. Joseph Catholic School and Loyola College Prep are eligible to join.
(No purchase necessary for drawing. For an entry form, send a stamped, self-addressed envelope to Wild About Saving Drawing, 3541 Youree Dr., Shreveport, LA 71105.)
Christmas Club (Max $5,000) . . . . .75% APY
(Restrictions Apply)*
$2,500 – 24,999.99 . . . . . . . . . . 0.25% APY
25,000 – 49,999.99. . . . . . . . . . . 0.30% APY
50,000 – 74,999.99 . . . . . . . . . 0.35% APY
75,000 – Above . . . . . . . . . . . . . . 0.40% APY
Share Certificates
6 Months. . . . . . . . . . . . . . . . . . . . 0.30% APY
12 Months. . . . . . . . . . . . . . . . . . . 0.45% APY
24 Months. . . . . . . . . . . . . . . . . . .0.60% APY
Financials
December 31, 2014
ATTENTION MEMBERS: PLEASE TAKE NOTICE
Credit Union Post Office Box to Be Closed June 2, 2015
Total Assets/Liabilities & Equity. . . $6,375,249.74
Shares. . . . . . . . . . . . . . . . . . $5,688,892.04
Investments. . . . . . . . . . . . . . $2,291,000.00
As of June 1, 2015, the credit union will no longer use a post office box as a mailing address. All correspondence should be sent to
our street address, 3541 Youree Drive, Shreveport, LA 71105.
Board of Directors
Privacy Notice Available on Our Website - www.CatholicFCU.org
Kris Darwin, Treasurer
Robert Earnest, President
Our Privacy Statement, a notice of your financial privacy rights, is located on our website, www.CatholicFCU.org. Scroll to the bottom
of any page and click on Privacy Policy to understand how we protect your personal information. If you have any questions, please
call us at 318-865-3584.
Vicki Fish, Secretary
Fee Schedule—Effective June 1, 2015
Randy Tiller, Board Member
Courtesy Pay Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00
NSF Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00
Debit Card NSF Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00
Returned Item Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $20.00
Business Acct Monthly Service Charge . . . . . . . . . . . . . . . $10.00
Personal Checking Monthly Service Charge . . . . . . . . . . . . $5.00
(If Average Monthly Balance Falls Below $600)
Organizational Checking Monthly Service Charge . . . . . . . $5.00
(If Average Monthly Balance Falls Below $600)
Check Photocopy (per item) . . . . . . . . . . . . . . . . . . . . . . . . $3.00
Stop Payments (per item) . . . . . . . . . . . . . . . . . . . . . . . . . $20.00
Debit Card Replacement . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 5.00
Corporate Check . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.00
Statement Copy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.00
Transfer Funds (Teller Generated) . . . . . . . . . . . . . . . . . . . . $1.00
Wire Transfers: Outgoing . . . . . . . . . . . . . . . . . . . . . . . . . $15.00
Incoming . . . . . . . . . . . . . . . . . . . . . . . . . . . $3.00
Paper Drafts - Items Sent for Collection . . . . . . . . . . . . . . $15.00
Christmas Club Early Withdrawal . . . . . . . . . . . . . . . . . . . $15.00
Share Acct Withdrawal Fee . . . . . . . . . . . . . . . . . . . . . . . . . $5.00
(After 2nd Monthly Withdrawal)
Money Market Withdrawal . . . . . . . . . . . . . . . . . . . . . . . . $15.00
(After 3rd Monthly Withdrawal)
Johnny LeBlanc, Board Member
Matt Vermillion, Board Member
Supervisory Committee
Pam Harris-Griffith, Chairperson
Mark Trombetta, Committee Member
Chuck Meehan
Staff
Jean Dittman, Manager
Mark Earnest, Member Service Representative