Contractor Grass Cut Information March 2015 Last revised: Friday, February 27, 2015 ServiceLink, A Black Black Knight Financial Financial Services Services Company Objectives The purpose of this document is to provide: • Basic grass cut requirements and reminders • Requirements for updating a grass cut as “Work Not Performed” • Bid guidelines • FNMA requirements • Wells Fargo-specific grass cut requirements ServiceLink, A Black Knight Financial Services Company 2 Getting Started ServiceLink, A Black Knight Financial Services Company 3 Overview • Purpose of regular yard maintenance – Gives a property a lived-in appearance, reducing intrusions from vagrants – Reduces financial risks created by: code violations, fire hazards, vandalism, Vacant Property Registration (VPR) ordinance violations and media attention – A grass cut typically is performed when the grass exceeds a height of two (2) inches. ServiceLink, A Black Knight Financial Services Company 4 Overview • Grass Cut Season, for non year-round grass cut states, is March 1 – November 30*. • A grass cut needs to be performed when the grass reaches a height of two (2) inches or greater. ServiceLink, A Black Knight Financial Services Company 5 Basic Services Services included in the standard rate for initial grass cuts and re-cuts are: • Mow/cut grass and weeds to the edge of the property line, a maximum of two inches high. • Trim around foundations, bushes, trees, planting beds and fences. • Sweep all paved areas. • Dispose of all clippings and incidental debris (e.g., bottles, newspapers, etc.). • Weed removal Note: Provide ServiceLink Field Services (SLFS) with copies of local codes/ordinances requiring actions contrary to work order instructions. City, county and state ordinances supersede all insurers, investors, clients and work order verbiage requests. ServiceLink, A Black Knight Financial Services Company 6 Basic Services An REO grass cut should also include the following basic services, plus: • Weed removal in absence of measurable lawn (i.e., desert landscaping) • Weeding of lawn and all beds • Edging of lawn and all beds ServiceLink, A Black Knight Financial Services Company 7 Grass Cut and PCR Entry The majority of re-cuts are issued to the field based on client and investor schedules. Any grass cut work order not requiring a Property Condition Report (PCR) work order typically only contain line items for the required yard work and photos. A PCR is required if any other line items are present on the work order (i.e. bid approved grass cuts, initial securing/services). Properties eligible for regular re-cuts on the Grass Re-cut Schedule typically follow this process: 1. Re-cuts are automatically assigned to the contractor on file for that property. 2. Contractor performs the grass cut work and uses the “Grass Cut Edit” screen to update and invoice. ServiceLink, A Black Knight Financial Services Company 8 Reminders - Reporting Results • If there are damages present, provide standard information to address (i.e. submit bid, eyeball estimate) ServiceLink, A Black Knight Financial Services Company 9 Photo Requirements ServiceLink, A Black Knight Financial Services Company ® TM SM Trademark of Black Knight Financial Services or an affiliate. © 2014 Black Knight Financial Services, Inc. All Rights Reserved. 10 Photo Requirements ServiceLink, A Black Knight Financial Services Company ® TM SM Trademark of Black Knight Financial Services or an affiliate. © 2014 Black Knight Financial Services, Inc. All Rights Reserved. 11 Photo Requirements – Work Not Performed (WNP) ServiceLink, A Black Knight Financial Services Company ® TM SM Trademark of Black Knight Financial Services or an affiliate. © 2014 Black Knight Financial Services, Inc. All Rights Reserved. 12 Photo Requirements • Provide photos showing progression of work from the same angle in order to support all work performed ServiceLink, A Black Knight Financial Services Company 13 Due Dates Initial Grass Cut Work Orders • The grass cut must be completed by the due date of the work order Grass Re-Cut Work Orders • There is a window of 4 days to complete beginning one day before the due date of the order. Note: Wells Fargo (specific zip codes in Florida only) weekly grass re-cuts are expected to be cut by the due date. ServiceLink, A Black Knight Financial Services Company 14 Grass Re-cut Due Date Examples • The due date is based on calendar days Example: If the grass cut is due on 4/6/15, you may complete it no sooner than 4/5/15 and no later than 4/8/15. Sun. 5 Mon. 6 Tue. 7 Wed. 8 Thurs. 9 Fri. 10 Sat. 11 Due Date • After the work is performed, you must update the work order in FieldScape within 24 hours (end of next calendar day) of performing and no later than the last day of the window. Example: If you perform the work on 4/7/15, you must update the work order in the system within 24 hours on 4/8/15 after performing the work. Sun. 5 Mon. Tue. Wed. 6 7 8 Due Date Work performed Update within 24 hours ServiceLink, A Black Knight Financial Services Company Thurs. 9 Fri. 10 Sat. 11 15 Helpful Definitions • • Initial Grass Cut – A property’s first yard maintenance of the season or calendar year, as defined by the investor. Re-cuts – Regular yard maintenance typically issued twice a month. Note: During the “off” season, re-cuts may be issued per investor guidelines. • Perimeter Initial/Re-cut (client-specific) – Yard maintenance performed immediately around the structure of the property. – A perimeter cut is 100 ft. x 150 ft. or 15,000 square feet from the front view of the property to the street. – The reason for perimeter cuts is: • To avoid grass, vines and saplings from growing into/against a structure and pests from burrowing in and damaging a structure. • Clients do not want to cut the entire lot when the lot is over one (1) acre because maintaining the perimeter may be more cost effective. – We do not generally cut wooded areas (with an abundance of leaves, needles, pine cones, lack of grass and multiple obstacles). ServiceLink, A Black Knight Financial Services Company 16 Helpful Definitions • One-time Re-cut – If the grass has excessive growth that is justified and cannot be completed for the standard rate, a one-time grass cut bid will need to be submitted. • Bid Approval Cut – A grass cut that was bid for and subsequently approved to perform the work. • Bid After the Fact Cut – A grass cut that is performed and a bid provided with the invoice after the work has already been completed. Important: Photos must justify all work completed and bids will be reviewed with industry standard cost validation tools. ServiceLink, A Black Knight Financial Services Company 17 Investor Schedules: Fannie Mae ServiceLink, A Black Knight Financial Services Company 18 Investor Schedules: Freddie Mac ServiceLink, A Black Knight Financial Services Company 19 Investor Schedules: FHA ServiceLink, A Black Knight Financial Services Company ® TM SM Trademark of Black Knight Financial Services or an affiliate. © 2014 Black Knight Financial Services, Inc. All Rights Reserved. 20 Investor Guidelines: VA ServiceLink, A Black Knight Financial Services Company ® TM SM Trademark of Black Knight Financial Services or an affiliate. © 2014 Black Knight Financial Services, Inc. All Rights Reserved. 21 Verifying Lot Size • Provide the lot size when updating the work order. • Use online resources to verify lot size ServiceLink, A Black Knight Financial Services Company 22 Updating as “Work Not Performed” ServiceLink, A Black Knight Financial Services Company 23 Reasons for Work Not Performed Reasons to select for “Grass Not Cut”: • Limited Growth (less than two inches) • Cut by Unknown • Cut by Condo Association • Over-allowable Bid • Desert landscape • Weather Conditions ServiceLink, A Black Knight Financial Services Company Important! If the photos do not support limited growth, then the contractor will not be paid a trip charge and must return to the property to cut at the SLFS Standard Supplier Rate. 24 Limited Growth (less than two inches) • Update FieldScape™ as "Work Not Performed" and select the reason in as Grass Not Cut > Limited Growth. • The work order stays on the grass cut schedule until the client-specific maximum number of limited growths is reached. • Once the limited growth maximum is reached, SLFS manually reviews the limited growth circumstance or if it should be placed on the grass cut schedule again. ServiceLink, A Black Knight Financial Services Company 25 Condo Maintained by HOA • If the grass is maintained by a condo association or an HOA, update the work order as “Work Not Performed” and select the reason as Grass Not Cut > Cut by Condo Association. • When this is selected, this property will be removed from the grass cut schedule. ServiceLink, A Black Knight Financial Services Company 26 Desert Landscape • If there is no grass at the property to maintain, update the work order as “Work Not Performed” and select the reason as Grass Not Cut > Desert Landscape. • When this is selected, it falls off the grass cut schedule and the status becomes “On Hold” for manual review. • This is not an option for FNMA properties as the investor requires that desert landscaped properties be maintained. – Refer to the FNMA specific requirements for additional information. ServiceLink, A Black Knight Financial Services Company 27 Weather Conditions • • • If you are aware that snow accumulation would prevent the performance of the grass cut, DO NOT report as Work Not Performed (WNP). Submit an extension, using Weather Condition as the reason, for the appropriate amount of time that would allow for the condition to change and allow the grass to be cut. If at that revised due date, the condition is still present, submit another extension (SLFS allows up to 3 extensions per work order). Continue to remove snow if accumulation requirement is met and a snow removal order has been assigned. If the ground is excessively wet, preventing the completion of the grass cut, but the grass height is within the allowable, submit an extension request and complete the grass cut as soon as possible. If the ground is excessively wet, preventing the completion of the grass cut, and the grass height requires an over-allowable bid, update the work order as “Work Not Performed” and select the reason as Grass Not Cut > OverAllowable Bid and submit the necessary bid(s). ServiceLink, A Black Knight Financial Services Company 28 Bid Guidelines ServiceLink, A Black Knight Financial Services Company 29 Common Grass Cut Bids • Upon the first visit to a property, it may be discovered that an initial grass cut cannot be completed within Standard Supplier Rate. Some common reasons include: – Lot size over one (1) acre – Grass height over 12 inches – Debris in way of the grass cut – One-time re-cut – Wooded areas Note: The next few slides go into more detail about each of the common bids. • Make sure to submit all relevant bids for each reason. ServiceLink, A Black Knight Financial Services Company 30 Lot Size Over One (1) Acre Lot is over one (1) acre • A bid for full lot cut • A bid for full lot re-cuts • A bid for perimeter initial grass cut ServiceLink, A Black Knight Financial Services Company 31 Grass Height Over 12 Inches Grass height exceeds 12 inches and cannot be cut for the Standard Supplier Rate. Note: If a bid is approved for grass height over 12 inches and the lot size is less than or equal to one (1) acre, re-cuts going forward must be completed within the SLFS Standard Supplier Rate. ServiceLink, A Black Knight Financial Services Company 32 Debris In Way of Cut • If exterior debris is in way of the grass cut provide the following bids: – Bid to remove – Bid to relocate • Bid description should indicate what must be moved or removed and if moving, where are debris/obstacles to be moved to. • Indicate for both bids that the grass cut cannot be completed until the debris is moved or removed. Note: Disposal of all clippings and incidental debris (e.g., bottles, newspapers, etc.) is required as part of the grass cut service and should not be bid. ServiceLink, A Black Knight Financial Services Company 33 One-Time Re-cut • This type of bid systematically allows for one-time grass cut bid situations in the middle of grass cut season without affecting the billable/pay amounts for the remainder of scheduled re-cuts for the season • This type of bid is typically necessary when there is a lapse in the re-cut schedule or extended severe weather. • It is manually reviewed and approved: – When a One Time Re-cut bid is approved, a bid approval work order is issued and billed/paid based on the rate approved for that one-time situation. – Subsequent re-cuts are billed as they normally would according to the regularly scheduled re-cut rates. ServiceLink, A Black Knight Financial Services Company 34 Wooded Areas Specialized equipment or debris removal may be required to facilitate yard maintenance in these areas due to one or more of the following: • Heavy foliage Note: Renting specialized equipment necessary • Dense forestation to perform a grass cut is no longer permitted • Large rocks and boulders BATF. • Tree trunks and branches • Excessive debris • Rough terrain Contractors must provide the following: • Bids to rent specialized equipment should be for extreme situations • Bids for cutting the wooded areas • Photos and cost estimate to justify the above ServiceLink, A Black Knight Financial Services Company 35 FNMA Requirements Effective February 1, 2013 ServiceLink, A Black Knight Financial Services Company 36 FNMA Lawn Maintenance Requirements Important: Initial lawn maintenance (including trim trees/shrubs/vines) and desert landscaping must be performed within 10 calendar days of vacancy or the grass cut season start date, whichever comes later. FNMA initial grass cut orders must be handled with priority to ensure compliance. ServiceLink, A Black Knight Financial Services Company 37 FNMA Lawn Maintenance Requirements • Desert landscaping should be performed when properties are rockscaped or low maintenance landscaping. – This includes pulling and spraying of weeds, removing tumbleweeds and trimming grass when necessary. Note: Do not return as ‘Work Not Performed – Desert Landscaping’. ServiceLink, A Black Knight Financial Services Company 38 FNMA Lawn Maintenance Requirements Maintenance includes trimming of the shrubs/trees/vines and removal of clippings, dead foliage, vines on the main dwelling and detached livable structures, and saplings near the foundation. Trees/shrubs/vines must be trimmed in any of the following instances: • When affecting the condition or access to the main dwelling or detached livable structures, • When it is within street view, and/or • When it affects the condition of the fencing or the lanai. Bid the following: • Maintain trees, shrubs and vines with re-cut bids. • Tree removal • Any trees, shrubs and vines at a property exceeding the Standard Supplier Rate ServiceLink, A Black Knight Financial Services Company 39 Wells Fargo Specific Requirements Effective March 1, 2014 ServiceLink, A Black Knight Financial Services Company 41 Wells Fargo Requirements • Initial Grass Cuts must be performed on all vacant properties. – If unable to perform the initial grass cut within the Standard Supplier Rate, complete BATF. – This includes properties with desert landscape with excessive weeds that are likely to cause a code violation. • Secure any unsecure property using existing hardware. – If not possible to secure with existing materials, submit bids to secure. • If there is a posted violation on a property SLFS must be notified via a call from site for immediate remediation. Note: Follow all local codes for securing procedure and if no local code exists, follow investor securing guidelines. ServiceLink, A Black Knight Financial Services Company 42 Wells Fargo Lot Sizes Over One (1) Acre • Lot sizes up to one (1) acre must be completed for the published rate. Do not complete full lot cuts on lot sizes over one (1) acre BATF. • If a lot size is over one (1) acre, perform a perimeter cut and: – Bid the remaining acreage and the re-cuts (specify acreage) – Submit supporting photos of area cut and remaining area Wells Fargo Perimeter Cut Requirements • A perimeter cut is defined as an acre around the house beginning at the main dwelling and radius outward. ServiceLink, A Black Knight Financial Services Company 43
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