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2015 FEDVIP Dental
MetLife Federal Dental
THE LIBERTY TO RECEIVE BENEFITS WITHOUT WAITING PERIODS.
WE OFFER YOU MORE SAVINGS AND VALUE FOR A PICTURE PERFECT SMILE.
With the MetLife Federal Dental Plan, you can enjoy comprehensive in network dental benefits, including: ü No cost for cleanings, X-‐rays and preventive care
ü No waiting periods to receive benefits
ü No deductible, no copay and no out-‐
of-‐pocket costs
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ü A choice of two plan options including the High Option with a $20,000 annual maximum and orthodontia coverage for your family
ü One of the largest nationwide networks with over 250,000 dentists
ü 15 – 45% savings when you visit any network dentist1
Savings from enrolling in a dental benefits plan will depend on various factors, including plan design and premiums, how often participants visit the dentist and the cost services rendered.
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THE FREEDOM TO CHOOSE BETWEEN TWO GREAT OPTIONS. THAT’S MONUMENTAL!
BENEFITS: TWO OPTIONS
Standard Option
COVERAGE TYPE
High Option
In Network
Out of Network
In Network
Out of Network
BASIC
cleanings, X-‐rays and oral examinations
Class A
100%
60%
100%
90%
INTERMEDIATE
fillings and periodontal maintenance Class B
55%
40%
70%
60%
MAJOR
crowns, bridges, root c anal treatment and dentures
Class C
35%
20%
50%
40%
ORTHODONTIA
comprehensive orthodontic treatment, fixed appliance
Class D
50%
50%
50%
50%
ANNUAL DEDUCTIBLE per person $0 $100 1
$0
$50 1
ANNUAL M AXIMUM per person $1,500 $800 $20,000 $20,000 ORTHODONTIA LIFETIME MAX DEPENDENT CHILD per person $2,000 $2,000
$1,500 $3,500 $3,500 ORTHODONTIA LIFETIME MAX A DULT per person2
n/a
n/a
$1,500 $1,500 1
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Annual deductibles applies to Basic, Intermediate and Major Services for out of network only.
Adult orthodontia coverage is a benefit only available for the High Plan option.
This document is not a complete description of the plan options. The 2015 MetLife FEDVIP Plan Brochure will govern these plan options and can be viewed by visiting federaldental.metlife.com.
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CAPITALIZE ON A PLAN THAT 95% OF ENROLLEES WOULD RECOMMEND TO FRIENDS.1
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2013 Plan Participant Survey. Results based on participants who visited a network dentist and reported that they would probably recommend (37%) or definitely recommend (58%) their MetLife PPO Dental plan to a friend.
SMILE! AND START YOUR JOURNEY WITH METLIFE!
Join over half a million federal employees who have chosen MetLife
ü 95% of plan participants recommend the MetLife Federal Dental plan1
MetLife is the largest commercial dental carrier in the U.S.2
ü Every year, we provide benefits for more than 21 million people3
Our customers saved over a billion dollars on their dental out-‐of-‐pocket costs4
2013 Plan Participant Survey. Results based on participants who visited a network dentist and reported that t hey would probably recommend (37%) or definitely recommend (58%) their MetLife PPO Dental plan to a friend.
2 LIMRA data, based on enrolled lives as of 12/31/13.
3 MetLife data as of December 2013.
4 Savings calculations based on analysis of 2013 claims information, comparing participating dentists’ reported usual charges of services to negotiated fees for those same services.
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ENROLL TODAY
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