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Complete These Steps to Receive a Perkins Loan
(Undergraduate Students)
1. Accept Your Perkins Loan:
a. Accept your loan online at zzusis.wsu.edu or in person at a Student Financial Services office.
b. Within 3 business days, you should receive an email from Heartland ESCI, an independent vendor who
processes Perkins Loans for WSU. Watch for this email and keep it from ending up in your Spam/Junk
folders!
c. Click on the hyperlink in the email to complete required documents online: the Master Promissory Note
(MPN) and Entrance Counseling.
2. Complete Your MPN:
a. Go to www.heartlandecsi.com (found in your email).
b. Click the “Get Started” box at the bottom of the page.
c. Enter your Social Security Number (SSN), Last Name, First Name and Date of Birth.
d. Authenticate yourself by clicking link that says “Authenticate me”.
e. Once you have been authenticated, electronically sign your MPN, carefully read your Entrance Counseling
Rights and Responsibilities, take the 10-question quiz, and complete the Reference Sheet. You will receive
an on screen confirmation when this has been done successfully.
f. Your Perkins Loan funds should deliver electronically to your WSU account within 5 business days.
**WSU’s school code is 8A and your account number is your SSN**
Need help? Contact Heartland ECSI’s Loan Servicing Department at 1-888-549-3274
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Important Note:
If you received an error trying to complete your documents online, you will need to
complete and submit a paper version of the MPN and Entrance Counseling (Student Accounts will need ALL
original pages with your signature and date as needed). Go to the instruction sheet labeled “Perkins Loan
Instructions (Error Received)”.
Updated: June 1, 2015
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