*APR = Annual Percentage Rate. Refinancing is not available for current Cross Valley FCU auto loans. Rates are for qualified borrowers who meet certain credit criteria refinancing their auto loan from another financial institution; minimum loan amount $10,000.00. Rates and terms subject to change without notice. Membership requirements apply. Other rates and terms available. Contact credit union for full loan details. $100 Bonus Cash Back will be deposited into the primary applicant’s Cross Valley FCU share savings account within thirty (30) days of first full payment being received. n a o L *APR*= Annual Percentage Rate. Membership requirements apply. Rates shown are for qualified borrowers who meet certain credit criteria. Rates and terms subject to change without notice. Other rates and terms available. Repayment for rate shown in as many as 24 monthly payments of $44.78 per $1000.00 borrowed. Contact the credit union for full loan details. Main Office:640 Baltimore Drive, WB, PA 18702. **Members will receive a $50 VISA Gift Card with their Signature Loan or Auto Loan at loan closing. Signature Loan must be a min. of $500.00. Limit one gift card per loan. VISA is not a sponsor of this promotion. Offer ends November 28, 2014. Your Community Credit Union Stay Connected. Apply Today! 570.823.6836 www.crossvalleyfcu.org @crossvalleyfcu Federally Insured By NCUA