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PHFA HOUSING FORUM
ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING
ED GEIGER, DIRECTOR, CENTER FOR COMMUNITY FINANCING
March 30, 2015
ANALYSIS OF IMPEDIMENTS (AI)
REQUIREMENTS & PROCESS
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AI: REQUIREMENTS AND PROCESS
HUD Requirements of Funded Jurisdictions
• Actions to Affirmatively Further Fair Housing
And
• Engage in Fair Housing Planning by:
•
Conducting an analysis of impediments (AI) to fair housing choice
•
Undertake actions to overcome the effects of identified impediments
•
Maintain records and making available information and reports on the AI
and action steps
• AI Project fulfills HUD requirement:
•
Analysis to determine the impediments to fair housing choice for its housing
and community development programs and activities
•
34 CFR 570.904 (c)
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AI: REQUIREMENTS AND PROCESS
Key Definitions
• Impediments:
“any actions, omissions, or decisions taken because of race, color,
religion, sex, disability, familial status or national origin that restricts
housing choices or the availability of housing choices of these protected
classes.”
• Fair Housing Choice:
“The ability of persons of similar income levels in the same housing market
area to have a like range of choice available to them regardless of race,
marital status, color, religion, ancestry, sex, sexual orientation, disability,
national origin or arbitrary characteristics such as age or sources of
income.”
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AI: REQUIREMENTS AND PROCESS
Process
• DCED procured consultant (TDA Consulting, Inc.)
• Review of statewide data, but focus on Non-entitled area of
Commonwealth – Places that received CDBG from DCED
• Regional focus (5 DCED Community Development Regions)
• Data Sources
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Formal Data: Census data & HMDA data
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Meetings: Stakeholder/jurisdictions and public meetings
•
3 Surveys: Jurisdictions, Stakeholders, and Citizens
•
Literature review
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DEPARTMENTAL UPDATES
Southwest
Johnna Pro, Director
(412) 565-5098
[email protected]
Northwest
Kim Thomas, Director
(814) 871-4245
[email protected]
Southeast
VACANT, Director
(215) 560-5830
Northeast
Gary Baker, Director
([email protected]
Lehigh Valley
Fadia Halma, Director
(484) 547-2441
[email protected]
Central
Kerry Kirkland, Director
(717) 525-5796
Fax (717) 783-4663
[email protected]
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AI: REQUIREMENTS AND PROCESS
Process (cont’d)
• Survey Responses (as of May 1, 2015):
•
Jurisdictions (local governments and authorities): 430 completed
•
Stakeholders (advocacy, non-profit, & community groups): 450 completed
•
Citizens: 829 completed – more to be submitted
TOTAL: 1,709 (so far)
• PHFA Housing Forum – Providing Early/Preliminary Draft
• Draft for Public Comment to be published by end of May 2015
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DATA / FINDINGS
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DATA / FINDINGS
Key Pennsylvania Findings
• 3.7% growth since 2000 compared to national growth rate for
the same period of 10.7%
• Old-age dependency ratio of 25.2 is significantly higher than the
national ratio of 21.4%
• Whites had poverty rate substantially lower than statewide rate
at 10.3 percent, compared to all other races and ethnicities.
• Veterans experience disabilities at almost double the rate of
non-veterans, with the veteran disability rate at approximately
26% and the non-veteran rate at 15%.
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DATA / FINDINGS
Population Density
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DATA / FINDINGS
Diversity in Pennsylvania
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DATA / FINDINGS
Geographic Distribution of Persons with Disabilities
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DATA / FINDINGS
People in Poverty
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DATA / FINDINGS
Key Pennsylvania Findings (cont’d)
• Significant increases in housing costs between 2000 and 2013.
•
Median home values increased nearly 70%
•
Median rent increased more than 50%.
• As of 2013, 31.7% of all owners with a mortgage were cost
burdened (up from 20.8% in 2000), including 23.5% that were
considered extremely cost burdened (up from 15.1% in 2000).
• As of the 2013, just over half (50.1%) of all renters were cost
burdened (up from 35.5% in 2000), including 41.4% that were
considered extremely cost burdened (up from 28.6% in 2000).
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Median Year Home was Built
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Median Home Values
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Median Rents
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DATA / FINDINGS
Cost Burdened Homeowners
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DATA / FINDINGS
Cost Burdened Renters
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DATA / FINDINGS
Key Pennsylvania Findings (cont’d)
• High cost lending mirrors the rate nationally:
20.1% in PA compared to 20.8% US rate (2012 data)
• 79 fair housing complaints throughout the “Nonentitled” areas
of the state between 2013 and 2014. Disability discrimination
was the most common - 51 incidents. Similar feedback
received in regional focus groups.
• Regional and statewide focus groups meetings identified
difficulties in protecting the rights of individuals with physical and
mental disabilities as a rapidly emerging impediment.
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DATA / FINDINGS
Survey Findings: Most Significant Barriers (as of 5/1/15)
• Citizen Survey Respondents:
High Cost of Housing (58%)
• Jurisdiction Survey Respondents:
Inadequate access to transportation & employment
(No majority but rated as most severe problem)
• Stakeholder Respondents:
Inadequate access – transportation (70%) & employment (68%)
Lack of knowledge about fair housing laws (66%)
Inadequate information about housing availability (60%)
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RECOMMENDATIONS
&
NEXT STEPS
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RECOMMENDATIONS & NEXT STEPS
Preliminary Recommendations
# 1: Increase Public Awareness of Fair Housing Rights
# 2: Improve and Better Utilize Financial Assistance for Housing
# 3: Increase Access to Special Needs Housing
# 4: Strengthen Linkages between Transportation and Jobs
#5: Review Municipalities Planning Code and Offer Incentives
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FEDERAL PROGRAMS UPDATE
Next Steps
• Refine Recommendations and Action Plan
• Public Comment Period
• Incorporate Action Steps into Con Plan
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