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Member
News
A quarterly publication for members of KEMBA Louisville Credit Union
Protecting your
Identity is more
important than ever!
Visit our web site to
find out how Fraud
Defender can offer
you peace of mind
knowing your
identity is protected
with 24/7 support.
April 2015
The Supervisory
Committee is
conducting an
account verification
this quarter. Please
check your statement
for any inaccuracies.
The contact info for
the committee is
printed at the top of
your statement.
Switch To KEMBA Checking Today!
If you are paying fees on your checking account, switch to KEMBA Checking and
start saving. It’s easy to switch and you can easily have your Kroger pay check
deposited directly to your account.
Easy Access To Your Cash 24/7
Taking advantage of direct deposit means your money is available fast on payday.
You can access your funds at ATMs and Credit Union Service Centers nationwide.
Plus, you can easily get cash at your Kroger store at the checkout with a credit union
ATM/Debit card.
No monthly service fee • No minimum balance • No per check fees
MasterMoney ATM/Debit Card • KAL audio teller • Online Banking
Mobile Banking • Easy to read monthly statement
Auto Loans.... Affordable Monthly Payments
Fast Service •100% Financing • NADA Values
Apply
Now!
2.99
%APR*
As low as
terms up to
60 months
Refinancing a loan from
another lender might save
you a ton of money and lower
your monthly payment!
*Annual Percentage Rate. Effective April 1, 2015 and subject to change. Applies to new and used autos and trucks. Must meet credit requirements.
Does not apply to the refinancing of existing KEMBA Louisville CU loans.
Save Big With The Sprint Credit Union Member Discount
Everyone is looking for ways to save money, and that’s just what Love My Credit Union Rewards is all about.
KEMBA Louisville Credit Union is excited to offer you, our member, exclusive discounts and benefits on products and
services you use every day. Credit union members have already saved over $1 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.
• Exclusive discounted pricing on most new Chevy, Buick, or GMC vehicles with the Credit Union Member Discount from GM
• Save 10% on select regularly priced Sprint monthly service; businesses save 15% on select regularly priced Sprint monthly
service. Plus, waived activation and upgrade fees (up to $36 savings for each)
• Savings of up to 50% off other popular plans from Credit Union Auto Club
The more offers you take advantage of,
• Save up to $15 on TurboTax Federal tax products
the more you save. Start saving today
• Save on services for your home from ADT, DIRECTV, Allied, and more
at LoveMyCreditUnion.org
• Earn cash back when you shop at over 1,500 online retailers with Love to Shop
Mobile Banking
1.
2.
3.
4.
Log in to Online Banking
Select Mobile Banking
Click on Register
Follow the steps to complete your registration
Note: You must be an Online Banking User to access Mobile Banking.
Official Notice: Board Of Directors Election Procedure
The Nominating Committee: In accordance with the credit union bylaws (Article XI, Section 1) the
Chairman of the Board will appoint a Nominating Committee of not fewer than three members. Board
Chairman Norm Markert has made the following appointments: Chair - Norm Markert, Steve Wine and
Brian Shean.
Nominations by the Nominating Committee: As directed by the credit union bylaws (Article XI,
Section I) it is the duty of the nominating committee to nominate at least one member for each vacancy, including any unexpired term vacancy, for which elections are being held, and to determine that the members
nominated are agreeable to the placing of their names in nomination and will accept office if elected. The
Committee nominates the following for a three (3) year term: Joe Cordaro and Mark Edwards.
Nominations by Petition Procedure: In addition to candidates nominated by the Nominating
Committee, qualified members may be nominated by petition. The petition must nominate a member and
include a written description of their qualifications and must be signed by the nominee and signed by 1%
(currently 60) of the members with a minimum of 60 and a maximum of 500. The petition forms must be on
credit union forms and are available at the main office during regular business hours. Any signed petitions
must be received by the credit union’s secretary prior to May 20, 2015 at 4017 Poplar Level Road, Louisville, KY. A letter signed by the candidate certifying a willingness to serve for the term for which the member
is being nominated must accompany the petition.
Election Procedure: Article XI, Section 2 states that “all persons nominated by either the nominating
committee or by petition must be placed before the members. All elections are determined by plurality
vote and will be by ballot except where there is only one nominee for each position to be filled.” When only
one nominee is nominated for each position to be filled, the chair may take a voice vote or declare each
nominee elected by general consent or acclamation at the Annual Meeting. Nominations cannot be made
from the floor unless insufficient nominations have been made by the nominating committee or by petition
to provide for one nominee for each position to be filled or circumstances prevent the candidacy of the one
nominee for a position to be filled. Only those positions without a nominee are subject to nominations from
the floor.
81st Annual Meeting - May 27, 2015
The meeting will be held at Holy Family Church, Saffin Center Hall in the Riede Rm.,
3926 Poplar Level Rd. There will be reports on our progress over the past year, along
with refreshments and door prizes. Doors open at 5:30 p.m., dinner at 6:00 p.m.
and the meeting begins at 7:00 p.m. Dinner tickets are $10 per person.
Return this form to the Credit Union by May 22, 2015.
No refund will be made unless reservations are canceled by May 22, 2015.
Request For Annual Meeting Tickets
Please send
member tickets and
guest tickets. Dinner tickets are $10 per person.
I am paying for my tickets by: (check one)
o cash or check
o charge my savings account o charge my share draft account
Name
Credit Union Shared Branches
You have access to your accounts
at over 5,000 Shared Branch
locations throughout the U.S.
www.kembaky.org
[email protected]
4017 Poplar Level Road
Louisville, KY 40213
(502) 459-1411
(800) KEMBA-10
FAX (502) 459-4528
Hours
Monday: 8a.m. - 5p.m.
Tuesday: 8a.m. - 4p.m.
Wednesday: 9a.m. - 4p.m.
Thursday: 10a.m. - 5p.m.
Friday: 8a.m. - 5p.m.
Service Centers of KY
4917B Dixie Highway
Louisville, KY 40216
(502) 448-1686
Lobby and Drive-Thru:
Mon. - Fri.: 9a.m. - 7p.m.
Saturday: 9a.m. - 2p.m.
2925 Goose Creek Road
Louisville, KY 40241
(502) 429-0068
Lobby and Drive-Thru:
Mon. - Fri.: 9a.m. - 7p.m.
Saturday: 9a.m. - 2p.m.
Federally insured by NCUA.
Memorial Day
Other Member(s) Name(s)
Monday, May 25
Account Number
Cash or Check/Charge Savings Acct. #
ATM Access
There is ATM access nationwide
without a surcharge at many
locations as well – just check out
our web site for a list.
H oliday Closi ngs
Work Location
For office use only Date request rec’d
Online And Phone Access
You can conveniently access your
accounts 24/7 through our Virtual
Branch at www.kembaky.org, and
through the KAL audio teller (502)
459-1411 or (800) KEMBA-10.
Independence Day
Date tickets(s) sent
Charge S/D Acct. #
Friday, July 3