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Kilowatt Community Credit Union
2422 Hyde Park Rd. Ste A
Jefferson City, MO 65109
ph. 573-635-2685 fax 573-635-3203
www.kilowattcu.com
April 2015 Newsletter
NATIONAL CU YOUTH MONTH.....
Meet Jenifer Block......
Kilowatt has a new loan officer!
Please welcome Jenifer Block to
our credit union. She has many
years of credit union experience.
Stop by or call Jenifer for all your
lending needs. Take advantage
of Jenifer's expertise by having her
pre-approve your next auto
purchase or trade-in to ensure you
get the best deal! You may call
573-635-2685 or email
[email protected].
LOAN SPECIALS.......
New Auto Loans as low as 2.14%*
2.14% for 36 months
2.64% for 48 months
3.14% for 60 months
3.64% for 72 months
Used Auto Loans as low as 4.25%*
(5% base rate dependant on credit
eligibility requirements)
*these rates are subject to change.
Membership required. Subject to other
standard underwrting terms. Some
restrictions apply.
Need a new vehicle, ATV, boat,
lawn tractor, or RV??? Are you
interested in fixing up your home
with a Home Equity Line of
Credit??? Give Jenifer a call!
Kilowatt CCU's specials are
available for a limited time only.
Call Jenifer or Barb to ask how you
can take advantage of these great
rates!
April is National Credit Union Youth
month. Come open an account for
your children or grandchildren. We
want to get the young people in your
life off to a strong financial start!
Financial education is important and
that's why credit unions like Kilowatt
encourage parents to start teaching
their children good financial habits
early. The financial habits that they
learn now will help them as they get
older. This is a great way to start
saving for their future!
DISCOUNT AMUSEMENT PARK
TICKETS...
Big Surf, Worlds of Fun, Six Flags,
Schlitterbahn!!!
We also have discount movie tickets
too! Stop by the credit union to take
advantage of these awesome deals!
TruSTAGE LIFE INSURANCE....
TruStage Life Insurance products are
designed for credit union members.
Life Insurance is an important part of
a financial safety net you can
provide your loved ones in the event
of your passing. Life insurance helps
provide peace of mind, knowing that
your beneficiaries will receive money,
when they need it most. TruStage
offers insurance plans to fit your
situation and your budget. Call
1-855-612-7909 and TruStage will
help you understand all your options
so you can choose the plan that is
best for you and your family. You
may also visit TruStageLife.com.
UPCOMING CU HOLIDAYS.....
May 8............Truman Day
May 25..........Memorial Day
July 3.............Independence Day
LOVE MY CREDIT UNION....
Are you aware of all the discounts
offered to you just because you are
a credit union member??? Some of
the discounts offered include Sprint,
Credit Union Auto Club, truSTAGE
Insurance, GM Discount pricing,
TurboTax, DIRECTV, ADT, and Allied
Moving Benefits*. Just visit
www.lovemycreditunion.org to sign
up and view all discounts offered to
credit union members.
*Some restrictions apply.
WHY CHECKING YOUR CREDIT
REPORT IS IMPORTANT....
A credit report is a summary of your
financial reliability--for the most part,
your history of paying debts and
other bills. In general your credit
report has 4 parts: Identifying
information, Public record
information, Other credit history
information (such as a list of credit
cards or loans), and Inquiries (a
section that lists the parties that
have requested your credit report).
There are 3 major credit bureaus
that operate nationwide: Equifax,
Experian, & TransUnion.
Financial advisors suggest that you
review your credit report once a
year. You may get a FREE copy of
your credit report once a year by
visiting
www.annualcreditreport.com or by
calling (877) 322-8228. Make sure
your credit report accurately reflects
how you have paid your bills. Verify
that all the accounts listed are yours.
If you see an error immediately tell
the credit bureau.
Your credit score is important. In
general, the better your credit score
the better your chances are of
getting a loan with an attractive
interest rate.
April 2015