For the week ending Saturday, July 4, 2015 MONEY MATTERS-LENGTHY AUTO LOANS Car buyers are increasingly taking on loans with lengthier payoff terms to cope with rising prices or to make pricier models more affordable. But is that wise? THE WEEK IN REVIEW Jet Blue adds bag fee; U.S. home prices continue to climb; California bill would ensure minimum wage for cheerleaders QUICK FIX How to get the most miles for your money Summer time fun and low gas prices have you hitting the road. There’s no reason to waste your savings found at the pump though. WIRELESS & CASHLESS Apple Pay comes to Square Apple Pay used to be the domain of chains and other big businesses. That could soon change as Apple Pay comes to Square’s credit card readers, which are popular among smaller businesses. SMALL BUSINESS MONITOR Cutting energy costs Taking steps to lower energy bills should be high on a business owner’s to-do list at the start of summer, especially since electrical rates tend to rise in hot weather. CENTERPIECE S&P 500: Mid-year top 20 A snapshot of the top two performers in each sector of the Standard & Poor’s 500 index. MARKET PULSE Dividends keep jumping, and another record year looks nearly certain; gold’s performance in the second quarter was remarkably boring; July has traditionally been the rare bright spot for stocks during the slog of summer. OF MUTUAL INTEREST-2Q REVIEW Most mutual funds stumbled to losses in the second quarter. Even the apparent winners of the quarter ended up with much weaker returns than investors had been hoping for just a few weeks earlier. INSIDER Q&A-UNIVISION Univision, the company behind the country’s largest Spanish-language network, has just filed to go public and recently found itself in a public tiff with Donald Trump. We talk to the head of content distribution and corporate business development. $1,000 DERBY If you invested $1,000 at the start of this year -- in various types of stocks, bonds and commodities -how much would you have now? For questions about Money & Markets Extra content, contact Trevor Delaney (800-845-8450, ext. 1807). For technical support: Todd Balog (816-654-1096). After 6 p.m., contact the AP Business News desk (800-845-8450, ext. 1680) for content questions; 1-800-3AP-STOX for technical support and 212-621-1905 for graphics help.