The ER is only for emERgencies Right care. Right place. IT’S A FACT: 6 out of 10 emergency room visits by PepsiCo medical plan participants are for low-intensity ailments. These visits cost a lot more money and time. Emergency rooms are a valuable resource to all of us—and should be used when needed, for things like a heart attack, stroke symptoms, inability to breathe, head or eye injuries, or broken bones. But where should you go for less-serious conditions? Urgent care centers are a great alternative for issues that aren’t life-threatening but still need to be addressed right away. Let’s say your daughter sprains her ankle. If you take her to the ER, it could cost more than $500. On the other hand, you could go to an urgent care center for less than $200. And you’d get high-quality care in a fraction of the time. Don’t forget that the Healthy Advantage and Core Plus Options both cover only 50% (after the deductible) of the cost of non-emergencies treated in the ER; you pay the balance. Also, under the Core Plus Option, if you go to the ER but aren’t admitted to the hospital, you pay an extra $100 (or more) copayment. Save Money Low-Intensity Ailments Save Time Approximate Cost Urgent Care Center ER Sprains $189 $510 Allergies $174 $600 Acute bronchitis $185 $722 Earache $80 $466 Pink eye $183 $432 Sore throat $178 $656 Urinary infection $159 $680 Source: Anthem. Averages based on actual PepsiCo claims data. Average Time Spent Urgent Care Center ER Less than an hour 2 to 4+ hours Source: Centers for Disease Control and Prevention Right price. TIP: Locate an in-network urgent care facility now so you’re ready if and when you need care! Call Health ACE, or search for facilities online (anthem.com or myuhc.com). Don’t Forget These Options The following can also be time- and cost-effective ER alternatives for low-intensity ailments: 1. DOCTOR’S OFFICE: During normal business hours, your best bet is to visit your primary care physician. And, if you’re in a location with an Employee Health and Wellness Center, visit your Johns Hopkins provider. 2. TELADOC: Connect by phone or online video to a network of U.S. board-certified doctors and pediatricians who can diagnose and write prescriptions for certain conditions—24/7, 365 days a year. Register in advance at teladoc.com/pepsico or 1-800-Teladoc (1-800-835-2362). 3. N URSELINE: Speak with a registered nurse about your symptoms; medications and side effects; when to go to the doctor, urgent care facility or emergency room; and other health-related issues—24/7, 365 days a year. Anthem BCBS members, call 1-877-224-0030. UnitedHealthcare members, call 1-888-761-0113. IMPORTANT: If you have a severe or life-threatening condition, always call 9-1-1 or go to the emergency room immediately.
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