Northern Financial Group Inc. 905-812-8811 www.northernfinancialgroup.ca THE OLYMPIC BENEFIT PLAN – YOUR GAME PLAN FOR SUCCESS While most of us will never compete in the Olympics, the values they represent – focus, teamwork, commitment to excellence – are what make for success. Those values are also what make our Olympic Benefit Plan the gold-standard program for small businesses and entrepreneurs like you. In today's economy, group benefits are essential. They mean you can protect yourself, your family and your team, and you can attract and keep the kind of employees your business needs. For small businesses and entrepreneurs, finding the right benefits plan – at the right price – can be a challenge. We can help. WE’LL ASK THE RIGHT QUESTIONS At Northern Financial Group, we’ve been advising our clients for 30 years, and they count on us to understand their needs and help them find the right solutions. Once your plan is up and running, you can take advantage of Empire Life’s online tools to enroll employees and update their records, find claim forms and get valuable information such as health and wellness tips. Offered exclusively through our partnership with Empire Life Insurance Company, our Olympic Benefit Plan is competitive, comprehensive and most important, flexible. We’ll help you tailor a package that works for you, and we’ll deliver it with the kind of care and attention that earns our clients’ trust every day. Employees and their families can also take advantage of eClaims to submit claims online. They can submit claims anytime, from anywhere. And instant claim processing means faster payment to their bank account – usually within 24 hours! WE’LL MAKE IT EASY With our Olympic Benefits Plan, we’ll help you manage your costs and get the most from every benefits dollar. Monthly rates are pre-set, so there are no surprises. And rates guaranteed until September 2016, so you can budget with confidence! We’ll take the work out of managing your Olympic Benefits Plan, so you can focus on your business. Our experienced team will be there right from the start, looking after enrolling your employees, providing you and them with all the information you need to understand the plan, and providing fast and friendly ongoing support whenever you need it. Northern Financial Group Inc. WE’LL HELP YOU MANAGE YOUR COSTS 905-812-8811 www.northernfinancialgroup.ca WE’LL GIVE YOU THE FLEXIBILITY YOU NEED Olympic Benefits Plan is available to groups of three or more employees, and no medical information is required. (For groups of two employees, medical information must be provided.) Employees must work a minimum of 20 hours per week to be eligible. The Olympic Benefits Plan offers 3 different plans: Gold, Silver and Bronze. You can mix & match coverage options to suit your needs and budget. Life insurance, health & dental benefits are included in all plans. All other benefits are optional. Prices are per month. Taxes are not included. SILVER GOLD BRONZE EXTENDED HEALTH CARE EXTENDED HEALTH CARE EXTENDED HEALTH CARE 100% Coinsurance Drugs, no deductible 100% Coinsurance Drugs, with deductible equalling the dispensing fee 80% Coinsurance Drugs, with deductible equalling dispensing fee Travel benefits 100% major medical services & supplies $500 per paramedical practitioner per person Semi-private hospital Eye Exams Travel benefits 80% major medical services & supplies Travel benefits $60 SINGLE $160 FAMILY / M $50 SINGLE, $150 FAMILY / M $350 per paramedical practitioner per person Semi-private hospital Eye Exams GOLD $1000 per employee for all other Extended Health Care Semi-private hospital Eye Exams $35 SINGLE, $135 FAMILY / M SILVER BRONZE DENTAL CARE DENTAL CARE DENTAL CARE No deductible 100% Routine coverage 50% Major coverage $1500 maximum for Routine $1500 maximum for Major 12 scaling units 5-month recall No deductible 90% Routine coverage No deductible 80% Routine coverage $1500 maximum for Routine $750 maximum for Routine 12 scaling units 5-month recall 12 scaling units 5-month recall $40 SINGLE, $105 FAMILY / M $30 SINGLE, $70 FAMILY / M $20 SINGLE, $60 FAMILY / M MANDATORY Life Insurance flat $30,000 per employee AD&D flat $30,000 per employee OPTIONAL BENEFITS $7.50/ month $1.80/ month Northern Financial Group Inc. Long Term Disability $1.92 per $100 Employee Assistance Program $3.95 per person Critical Illness Coverage $20,000 for $10/m Vision Care Coverage $10Single/$20Family Dependent Term Life - $10,000 /spouse or $5,000 /child $3.25 per employee 905-812-8811 www.northernfinancialgroup.ca “Our commitment is to understand each client’s needs and provide the best solutions with guaranteed service.” Group Benefits Life Insurance Living Benefits Financial Planning Retirement Planning Wealth Management Northern Financial Group Inc. 905-812-8811 www.northernfinancialgroup.ca
© Copyright 2024