1. finance
2. bank
3. bank account

2nd Quarter 2015
Got special plans this Spring?
SPRING
LOANS
AS LOW AS
2.95
LOAN PROTECTION INSURANCE
%
APR*
PBCB FCU has Loan Protection Insurance with all insurable loans at no extra
cost to their members with credit life insurance up to a total of $40,000.
That’s just another benefit of doing business with your credit union.
Call 870-535-6365 or 870-247-2181
or Toll Free 888-249-1904 for information
or stop by our Main Branch at 1703 River
Pines Blvd or the White Hall Branch at
8540 Hwy 270 in White Hall and talk to a
member service representative to apply.
Learn more at
PBCottonBeltFCU.coop
*Membership eligibility required.
Your interest rate and term will be
determined by your credit qualifications.
This offer is for a limited time only. This
offer does not apply to loans already
financed at PBCB FCU.
PINE BLUFF COTTON BELT
FEDERAL CREDIT UNION
Federally insured by NCUA
ANNUAL MAINTENANCE
FEE POLICY
MOBILE BANKING
There will be a $5.00 Annual Maintenance
Fee charged each May 1 to every member
over twelve (12) years of age who does not
have a loan, has a share balance of less than
$100.00 on April 30, and has had no activity
on his/her accounts within the last twelve
(12) months. (00100203)
Our mobile banking app makes it even
easier to do business with your credit union.
Check balances, transfer money or pay bills
wherever you are, from your mobile phone!
Mobile Banking is secure and easy to use
from your Android & iPhone.
Dormant Accounts
Keep your account active…
Make a deposit or withdrawal today!
If you do not make a deposit or withdrawal
for one year, your account will become
dormant. To make your account active, you
must present your Driver’s License or Arkansas
ID Card. Thank you for allowing the credit
union to take care of all your financial needs.
INTERNET TELLER/BILL PAY
No matter how far you travel this summer, your
accounts are close by when you bank online.
Even if you forget to pay the electric bill or
transfer money from savings to checking before
you leave, those problems are easy to fix from
your computer or mobile phone with Internet
Teller/Bill Pay. Sign up today!
Home Loans from
Your Credit Union
Get pre-approved for your home loan online
at PBCottonBeltFCU.coop! You can also call the
credit union for pre-approval, or if you have
found a home you are interested in buying. We
make it easy to get a home loan that meets your
needs! (0894037)
Enroll in eStatements today!
PBCB FCU members have the option to receive statements electronically
with eStatements. This convenient service allows you to save your
statement on your computer, or delete it after balancing your account.
Not only are eStatements environmentally friendly, but they also cost a
fraction of what it takes to produce paper statements. This means your
credit union can pass the savings along to you by offering more services
or higher dividends. Sign up for eStatements today! (0920853)
With Shared Branching, Your
Credit Union is Never Out of Reach!
Did you know that as a PBCB FCU member, you
have access to over 5,000 Shared Branching
locations nationwide? Just look for the
CO-OP Shared Branch logo and you can
perform a variety of transactions including
transfers, deposits and withdrawals, make loan
payments and more! Visit cuservicecenters.com
to find a location near you!
Find Your Account Number
and Win $25!
Pine Bluff Cotton Belt Federal Credit
Union hides scrambled member account
numbers throughout each newsletter. If
you can find and correctly unscramble
your account number, then you’ve won
$25! You have until April 30, 2015 to call
and claim your prize, which we’ll deposit
directly into your savings account.
There were no winners in the 1st
quarter. Look hard and good luck!
White Hall Branch
SUPERVISORY COMMITTEE
Drew Atkinson
Randy Shell
Robert Wyatt, Jr.
Your Pine Bluff Cotton Belt
Federal Credit Union is proud to
announce our branch at White Hall
is open conveniently located at
8540 Hwy 270 in White Hall,
Arkansas. The new branch offers
Consumer Loans, Drive-Up Teller
Window, 24-Hour ATM, as well as
the great customer service that
you are used to.
CreditUnion
Union
Share
ShareCredit
Membership
Membershipwith
withyour
your
BOARD OF DIRECTORS
Joe Spadoni, Jr., Chairman
Joey Richmond, Vice-Chairman
Jay Callaway, Secretary
Greg James, Treasurer
L.L. Anderson, Director
Bobby Bradford, Director
Randy Shell, Director
Family
Family
HOLIDAY
CLOSINGS
Memorial Day
Monday, May 25, 2015
Independence Day
Friday, July 3, 2015
When
Whenyou
youbecome
becomea amember
memberofofPine
PineBluff
BluffCotton
CottonBelt
BeltFederal
FederalCredit
CreditUnion,
Union,your
yourfamily
family
members
membersalso
alsobecome
becomeeligible
eligibleforformembership.
membership.You
Youand
andyour
yourloved
lovedones
onescan
canbenefit
benefit
from
fromthe
thelower
lowerrates
ratesand
andhigher
higherdividends
dividendsPBCB
PBCBFCU
FCUoffers.
offers.And
Andjust
justlike
likeyou,
you,when
whenyour
your
family
familymembers
membersjoin,
join,they
theyare
aremembers
membersforforlife,
life,even
evenif ifyou
youchange
changejobs,
jobs,retire
retireorormove
move
out
outofofstate.
state.LetLetyour
yourrelatives
relativesininononthe
thebenefits
benefitsofofcredit
creditunion
unionmembership
membershiptoday!
today!
Eligible
Eligiblefamily
familymembers
membersinclude
includeyour
yourspouse,
spouse,parents,
parents,grandparents,
grandparents,children,
children,
grandchildren,
grandchildren,great-grandchildren,
great-grandchildren,siblings,
siblings,aunts,
aunts,uncles,
uncles,cousins,
cousins,nieces,
nieces,nephews
nephews
and
andin-laws.
in-laws.(0425280)
(0425280)
PINE BLUFF COTTON BELT
FEDERAL CREDIT UNION
Pine Bluff Main
Phone (870) 535-6365
Fax (870) 535-0765 or (870) 535-4237
Toll Free (888) 249-1904
White Hall Branch
Phone (870) 247-2181
Fax (870) 247-2191
Hours for Both Locations
Monday-Thursday 8 a.m. – 4 p.m. Friday 8 a.m. – 6 p.m. Online
PBCottonBeltFCU.coop
Safe Deposit
Boxes Available
Your credit union has Safe Deposit Boxes
available for members to rent. The sizes
and annual rental charges for the boxes are
as follows:
Get a Great
Deal on a Repo
Your credit union offers repossessed vehicles to members
at a great rate. With approved credit, we’ll finance any
repo at 0% interest. Check out the repos below and take
advantage of this great opportunity today! (0425870)
Credit Union has no Repos at this time.
3” x 5” box- $15.00
3” x 10” box- $20.00
5” x 10” box- $35.00
10” x 10” box- $65.00
Call 535-6365 for more information on
Safe Deposit Boxes.
For an updated list of our current repos,
visit PBCottonBeltFCU.coop.
Call the credit union for repossessed homes.
Staying Connected
If you’ve recently moved, changed phone numbers or plan to do so in the near future, your credit union wants to know.
When we have your up-to-date information, we are able to better protect you from any security issues that may arise,
particularly with ATM and debit cards. Please fill out the form below and mail it or drop it off at the credit union.
Name: (Last, First, MI) Phone Number: Old Address: New Address: ___
City, State, Zip: City, State, Zip: Mail to:
Pine Bluff Cotton Belt Federal Credit Union
1703 River Pines Blvd.
Pine Bluff, AR 71601
Date Effective: Signature: Account Number: SERVICES
CHECKING & SAVINGS
INVESTMENTS
Christmas Club Accounts
Little Railroader Savers Club
Engineer Savers Club
Share Drafts
(Checking Accounts)
Certificates:
3 month, $1,000 minimum
6 month, $500 minimum
12 month, $500 minimum
18 month, $500 minimum
24 month, $500 minimum
LOANS
80/20% Loans
Auto Loans
Home Equity Line of Credit
Home Improvement Loans
(additions)
Personal Loans
Principal Deferred Loan
Real Estate Mortgage Loans
Share Loans
Individual Retirement
Accounts (IRA): Traditional, Roth
INSURANCE
Cancer Insurance
Credit Life Insurance at
No Extra Cost
(up to $40,000.00)
Disability Insurance
GAP Insurance
Life Insurance
Life Savings Insurance
at No Extra Cost
ADDITIONAL SERVICES
ATM / Debit Card
Audio Response
Cashier’s Checks
City Rehabilitation
Program
Direct Deposit (ACH)(UP)
Drive-Up Window
Extended Warranty
Free Notary Service
Internet Teller/Bill Pay
Mobile Banking
Net Pay
Night Deposit
Safe Deposit Boxes
Shared Branching
Skip-A-Payment
Western Union Wires
at Reduced Rates