BOC CREDIT CARD / MONEYPLUS APPLICATION FORM
Name as in NRIC / Passport(underline surname):
Bank of China Singapore Branch Card Centre
24-Hour Customer Service Hotline: 1800 338 5335
Fax No.: 6532 6318 Website: www.bankofchina.com/sg
NRIC / Passport No.
Your choice of Cards: Annual fee: S$150
Mr
Ms
Date of Birth (DDMMYYYY):
Mdm
Mrs
Dr
BOC CREDIT CARD / MONEYPLUS FUND TRANSFER
Yes! I wish to make the following Fund Transfer and enjoy greater savings.
BOC DUAL CURRENCY
DIAMOND CARD
BOC Credit Card(s) account
Marital Status:
Gender:
BOC WORLD
MASTERCARD
Complimentary with BOC Shop! Card
BOC FAMILY REBATE
CARD
1
Single 2
Female
Divorced
Married 3
Male
4
Widowed
4
Amount Requested (min S$1,000) _________________________________________________________
Home Address: Block
Unit #
Account Holder’s Name ___________________________________________________________________
Street:
Name of Bank ___________________________________________________________________________
Postal Code
Annual Fee: S$80
(1 Year Fee Waiver)
Length of Stay at Address
Billing Address:
Residential Status: 1
S$60,000 p.a. (Foreigner)
Residential Type: 1
Effective interest rate for MoneyPlus account is at 18.55% p.a. or 28.55% p.a.
Age - Applicants must be 21 years and above.
Documents Required:
A copy of NRIC (Front & Back) with the following (please tick accordingly):
Salaried Employee - Latest computerised payslip OR latest Income Tax Assessment OR CPF Statement for the last 6 months
Self Employed - Income Tax Notice of Assessment for the last 2 years.
Commission-based Earner - CPF Statement for the last 6 months OR Income Tax Notice of Assessment for the last 2 years OR commission statement from company for the last 6 months
Foreigners: A copy of your valid Employment Pass (valid for at least 9 months), Passport and proof of
residence with the above documents.
NOTE: The bank reserves the right to request additional information and supporting documents (e.g. ultility
bill) from time to time as may be required. Incomplete or unclear application will delay processing.
Education
Level:
Office
Rented
2
For BOC Dual Currency Diamond Card, a minimum income of S$50,000 is required. A BOC Travel Card will be issued
if you do not meet the minimum requirement. For BOC World MasterCard, a minimum income of S$80,000 p.a. is
required. A BOC Great Wall Platinum MasterCard will be issued if you do not meet the minimum requirement.
Years
Home
Terms and conditions apply.
Card Expiry Date (MM/YY) __________ / __________ (if applicable)
Months
MONEYPLUS TERM LOAN APPLICATION
Others
3
Employers’
5
Others
Parents’ 4
Mortgaged
6
Owned
HDB-3Rm/4Rm
4
Yes! I want to apply for MoneyPlus Term Loan to enjoy lower interest rate. (Please select
one of the tenures)
6.38% p.a. for 12 months
Private Apt / Condo 7
2
HDB-5Rm/Executive Apt
3
Executive Condo / HUDC
5
Terrace
Semi-detached
6
Primary
3
Pre University
5
Degree
Secondary
4
Diploma
6
Postgraduate
*Mobile Phone No.:
7
Others
MY BANKING RELATIONSHIP
6
6
Account Type (savings / current) ______________________________________________
Account No.: ____________________________________________________________
* Email:
Overseas Permanent Address (For non-Singaporeans):
DECLARATION (IMPORTANT: PLEASE READ BEFORE SIGNING)
I/We have read and understood the declaration and authorisation section set out in this form.
I/We affirm the said declaration and agree to abide and be bound by the matters stated
therein.
Name of Company:
Checked if self-employed
N
Please note that by indicating Y in this form, we will communicate to you on such marketing and promotional information
via phone/voice call, SMS/MMS, email and/or direct email.
CREDIT LIMIT AMOUNT
I would like the following option for my credit limit amount. (Please tick accordingly).
Credit Cards
Banking & Finance
Industry/
Business:
Hotel
Current G
Position: P
M
Government
Retail
Administrative
Professional
D
Commission Earners
Managerial R
Length of Employment:
Retired O
Years
Manufacturing
FOR BOC CARD CENTRE USE
Others:
A
E
Executive
V
S
Sales
Card Acct No.
Civil Servants
Acct Status Code
Others:
Months
Remarks
Annual Income: S$
MoneyPlus
Name of Previous Employer:
I agree to any credit limit amount for my Credit Cards and/or MoneyPlus as determined
by BOC’s sole discretion
IT / Communications
GMs/MDs/CEOs
My preferred credit limit: S$ ________________ (min. S$2,000)
My preferred credit limit: S$ ________________ (min. S$2,000)
Date
Principal Card Applicant’s Signature
Postal Code
No existing relationship
Y
Account Name ____________________________________________________________
Name of Bank ____________________________________________________________
Office Telephone No.:
Address:
Do you wish to receive marketing and promotional information about our
products and services?
For immediate drawdown, please fill in the following:
(as shown in your bank account)
MY EMPLOYMENT DETAILS
Max. 19
characters
8.68% p.a. for 36 months
Amount Requested (min. S$1,000) ___________________________________________
2
Home Telephone No.:
7.38% p.a. for 24 months
Upon approval, if your requested loan amount exceeds the approved loan amount, the amount
disbursed will be the approved loan amount.
Bungalow
1
NAME TO APPEAR ON CREDIT CARD (PLEASE INCLUDE SURNAME)
Existing Bank of China
customer
To Credit Card / Credit Line / Bank Account No. _____________________________________________
(Please do not give P.O Box or Foreign Address)
S$100 worth of vouchers with 2 simple steps, from 11 May 2015 till 30 June
2015
1. Apply for at least 3 BOC Credit Cards (excluding BOC Family Rebate Card) and MoneyPlus account
2. Make a minimum spend of S$50 in the first month of approval
BOC MoneyPlus account
with 1% processing fee (EIR=2.15% p.a.)
No. of Dependents:
BOC MONEYPLUS
Minimum Income: S$30,000 p.a. (Singaporean / PR)
Mother’s Maiden Name (for security verification):
Nationality:
2 Years Fee Waiver
BOC SHOP! CARD
Existing Bank of China
credit cardholder
ADDITIONAL DETAILS
MY PERSONAL DETAILS
Are you
On Contract (Expiry M
Y
AP
)
Permanently Employed
16070002
Previous Position:
Length of Previous Employment:
*mandatory field
Years
Months
Approved by
Bank of China Limited (Incorporated in China) 05/15
Co. Reg S36FC0753G
DE
CL
LI
BT
Address:
SUPPLEMENTARY CARD APPLICATION FORM
Your choice of Supplementary Cards: Annual fee: S$75
DECLARATION AND AGREEMENT
Important: Please read before signing
BOC Credit Card: By signing below, I/we request that a Card Account be opened for me/us and for the
Card(s) to be issued, renewed and replaced until the Card Account is terminated. I/We acknowledge and
agree that my/our use of the Cards shall be subject to the terms and conditions of the BOC Cardmember
Agreement (as may be amended, supplemented and replaced from time to time), including the provisions
relating to BOC’s collection, use, disclosure and/or processing of my/our personal data and any amendment
and addition made thereto from time to time, and further agree to be bound by the terms and conditions
stated therein. I/We understand that a copy of BOC Cardmember Agreement will be sent to me/us by mail
with the Card(s) at my/our own risk.
Annual Income: S$
2 Years Fee Waiver
Home Telephone No.:
BOC SHOP! CARD
Mobile Phone No.:
Office Telephone No.:
6
6
Email:
BOC FAMILY REBATE CARD
DECLARATION (IMPORTANT: PLEASE READ BEFORE SIGNING)
I/We have read and understood the declaration and authorisation section set out in this form.
I/We affirm the said declaration and agree to abide and be bound by the matters stated
therein.
BOC DUAL CURRENCY DIAMOND CARD
By signing below, I/we request that the above-mentioned Supplementary Credit Card to be
issued, renewed and replaced until any of us or BOC terminates the Card.
BOC WORLD MASTERCARD
Principal Card Applicant’s Signature
Date
Supplementary Card Applicant’s Signature
Date
PRINCIPAL CARDHOLDER’S DETAILS
Name as in NRIC / Passport(underline surname):
Mr
Ms
Mdm
Mrs
Dr
NRIC / Passport No.
FOR BOC CARD CENTRE USE
SUPPLEMENTARY CARD APPLICANT’S DETAILS
Name as in NRIC / Passport(underline surname):
NRIC / Passport No.
Gender:
Female
Mr
Ms
Date of Birth (DDMMYYYY):
Male
Permanent Residents:
Mdm
Card Acct No.
Mrs
Nationality:
Yes
Remarks
No
Home Address (if different from Principal Cardholder):
AP
16070002
Street:
Postal Code
(Please do not give P.O Box or Foreign Address)
Relationship with Principal Cardholder
All applications are subject to approval. Supplementary Card applicant must be at least 18 years
and above. Please attach a copy of NRIC (front & back). If applicant’s age is below 18 years, a letter
of acceptance from the overseas institution is required. Please also note that the credit limit for the
supplementary credit card will be the same as the principal credit card.
NAME TO APPEAR ON CREDIT CARD (PLEASE INCLUDE SURNAME)
Max. 19
characters
MY EMPLOYMENT DETAILS
Name of Company:
Checked if self-employed
DE
Approved By:
Bank of China Limited (Incorporated in China) 05/15
Co. Reg S36FC0753G
Unit #
Home Address: Block
Acct Status Code
Dr
CL
LI
BT
MoneyPlus (applicable only if you apply for MoneyPlus): I, as principal applicant, understand that,
subject to the discretion of BOC, a MoneyPlus Account may be opened for me upon my successful
application of the Card. Where a MoneyPlus Account is made available to me, l agree to be bound by the
BOC MoneyPlus Terms and Conditions, (a copy will be made available to me upon the MoneyPlus Account
being made available to me), including the provisions relating to BOC’s collection, use, disclosure and/or
processing of my personal data, and any amendment and addition made thereto from time to time.
Fund Transfer (applicable only if you apply for Fund Transfer): I/We understand that, subject to the
discretion of BOC, a Fund Transfer may be made available to me/us upon my /our successful application of
the Card. I/We acknowledge that I/we may use the Fund Transfer services upon BOC’s approval and the
said services is subject to the Fund Transfer Terms and Conditions.
I/We, jointly and severally,
(i) represent and warrant that all information given in this application and all documents submitted to
Bank of China Limited, Singapore Branch (“BOC”) are complete, true and accurate and belong to
BOC absolutely. If any of the given information changes or becomes inaccurate in any way, I/we shall
promptly notify BOC in writing of any such change or inaccuracy.
(ii) agree that the Principal Card applicant is responsible for all liabilities (including but not limited
to annual fees and other charges) which may be incurred in respect of his/her Cards(s) and all
Supplementary Card(s) issued at his/her request; each Supplementary Card applicant is responsible
only for all liabilities which may be incurred in respect of his/her Supplementary Card(s).
(iii) agree that the Card/ATM Card in relation to MoneyPlus Account and personal identification number
may be collected by me/us personally at my/our option or be sent to me/us by ordinary mail at my/our
sole risk to my/our billing address.
(iv) agree and authorise BOC to make payment to any credit card/credit line/bank account(s) held with
any banks or financial institutions in Singapore (other than BOC) as stated under Fund Transfer
application form herein.
(v) confirm that as at the time of this application, I/we am/are not an undischarged bankrupt(s) and there
has been no statutory demand served on me/us nor legal proceedings commenced against me/us.
(vi) understand that BOC reserves the right to decline this application at its sole discretion without giving
any reason and without entering into any correspondence; and to retain all supporting documents
submitted for the processing.
(vii) authorise BOC to accept and act upon all communications or instructions from me/us via electronic
mail or SMS using the email address or Singapore telephone number that I/we may provide now or
in the future, with regard to my/our Card/MoneyPlus Account(s) and BOC shall not be liable if it acts
upon such communications in good faith.
(viii) consent to BOC collecting, using and/or disclosing my/our personal data for one or more of the
following purposes:
a) considering and/or processing the Cardmember’s application/transaction with the Bank;
b) facilitating, processing, dealing with, administering, managing and/or maintaining the
Cardmember’s relationship with the Bank, including but not limited to handling feedback or
complaint;
c)
providing Cardmember with the Bank’s services and products, as well as services and products
provided by other external providers provided through the Bank;
d) carrying out the Cardmember’s instructions or responding to any enquiry given by (or purported
to be given by) the Cardmember or on his/her behalf;
e) contacting the Cardmember or communicating with the Cardmember via phone/voice call,
text message and/or fax message, email and/or postal mail for the purposes of administering
and/or managing the Cardmember’s relationship with the Bank such as but not limited to
communicating information to the Cardmember related to the Card Account or Card Transaction.
The Cardmember acknowledge and agree that such communication by the Bank could be by
way of the mailing of correspondence, documents or notices to the Cardmember, which could
involve disclosure of certain personal data about the Cardmember to bring about delivery of the
same as well as on the external cover of envelopes/mail packages;
f) dealing in any matters relating to the services and/or products which the Cardmember are
entitled to under any contract with the Bank including performing the contract;
g) carrying out credit checks, due diligence or other screening activities (including background
checks) in accordance with legal or regulatory obligations or the Bank’s risk management
procedures that may be required by law or that may have been put in place by the Bank;
h) to prevent or investigate any fraud, unlawful activity or omission or misconduct, whether
relating to the Cardmember’s relationship with the Bank or any other matter arising from the
Cardmember’s relationship with the Bank, and whether or not there is any suspicion of the
aforementioned;
i)
complying with or as required by any applicable law, governmental or regulatory requirements
of any relevant jurisdiction, including meeting the requirements to make disclosure under the
requirements of any law binding on the Bank and/or for the purposes of any guidelines issued
by regulatory or other authorities, whether in Singapore or elsewhere, with which the Bank is
expected to comply;
j)
complying with or as required by any request or direction of any governmental authority; or
responding to requests for information from public agencies, ministries, statutory boards or
other similar authorities (including but not limited to the Monetary Authority of Singapore, Inland
Revenue Authority of Singapore, Insolvency & Public Trustee’s Office, Commercial Affairs
Department and courts). For the avoidance of doubt, this means that the Bank may/will disclose
your personal data to the aforementioned parties upon their request or direction;
k) conducting research, analysis and development activities (including but not limited to data
analytics, surveys and/or profiling) to improve the Bank’s services and facilities in order to
enhance the Cardmember’s relationship with the Bank or for the Cardmember’s benefit, or to
improve any of the Bank products or services for the Cardmember’s benefit;
l)
storing, hosting, backing up (whether for disaster recovery or otherwise) of the Cardmember’s
personal data, whether within or outside Singapore;
m) financial reporting, regulatory reporting, management reporting, risk management (including
monitoring risk exposure) audit, record keeping purposes and
n) purposes which are reasonably related to the aforesaid. DECLARATION AND AGREEMENT (APPLICABLE ONLY IF YOU
CHOOSE TO APPLY FOR SUPPLEMENTARY CARD)
1.
2.
3.
4.
5.
6.
7.
8.
I/We warrant that all information given in this application and all documents submitted
to Bank of China Limited, Singapore Branch (hereinafter referred to as “BOC” and
which term shall include its successors and assigns) are complete, true and accurate
and belong to BOC absolutely. If any of the given information changes or becomes
inaccurate in any way, I/we shall promptly notify BOC in writing of any such change or
inaccuracy.
I/We agree that the Principal Cardholder is responsible for all liabilities (including
but not limited to annual fees and other charges) which may be incurred in respect
of his/her Card(s) and all Supplementary Card(s) issued at his/her request; each
Supplementary Cardholder is responsible only for all liabilities which may be incurred
in respect of his/her Supplementary Card(s).
I/We understand that the terms and conditions of the BOC Cardmember Agreement
will be sent with the Card(s) if this application is approved. I/We agree to be bound
by such terms and conditions, including the provisions relating to BOC’s collection,
use, disclosure and/or processing of my/our personal data and any amendment and
addition made thereto from time to time, and further agree to be bound by the terms
and conditions stated therein.
I/We agree that the Card(s) and personal identification number may be collected by
me/us personally at my/our option or be sent to me/us by ordinary mail at my/our sole
risk to my/our billing address.
I/We confirm that at the time of this application I am/we are not undischarged
bankrupt(s) and there has been no statutory demand served on me/us nor legal
proceedings commenced against me/us.
I/We understand that BOC reserves the right to decline this application at its sole
discretion without giving any reason and without entering into any correspondence;
and to retain all supporting documents submitted for the processing.
I/We authorise BOC to accept and act upon all communications or instructions from
me/us via electronic mail or SMS using the email address or Singapore telephone
number that I/we may provide now or in the future, with regard to our Card(s) and BOC
shall not be liable if it acts upon such communications in good faith.
I/We consent to BOC collecting, using and/or disclosing my/our personal data for one
or more of the following purposes:
a) considering and/or processing the Cardmember’s application/transaction with
the Bank;
b)
facilitating, processing, dealing with, administering, managing and/or maintaining
the Cardmember’s relationship with the Bank, including but not limited to
handling feedback or complaint;
c) providing Cardmember with the Bank’s services and products, as well as
services and products provided by other external providers provided through the
Bank;
d) carrying out the Cardmember’s instructions or responding to any enquiry given
by (or purported to be given by) the Cardmember or on his/her behalf;
e) contacting the Cardmember or communicating with the Cardmember via phone/
voice call, text message and/or fax message, email and/or postal mail for the
purposes of administering and/or managing the Cardmember’s relationship
with the Bank such as but not limited to communicating information to the
Cardmember related to the Card Account or Card Transaction. The Cardmember
acknowledge and agree that such communication by the Bank could be by way of
the mailing of correspondence, documents or notices to the Cardmember, which
could involve disclosure of certain personal data about the Cardmember to bring
about delivery of the same as well as on the external cover of envelopes/mail
packages;
f) dealing in any matters relating to the services and/or products which the
Cardmember are entitled to under any contract with the Bank including
performing the contract;
g) carrying out credit checks, due diligence or other screening activities (including
background checks) in accordance with legal or regulatory obligations or the
Bank’s risk management procedures that may be required by law or that may
have been put in place by the Bank;
h) to prevent or investigate any fraud, unlawful activity or omission or misconduct,
whether relating to the Cardmember’s relationship with the Bank or any other
matter arising from the Cardmember’s relationship with the Bank, and whether or
not there is any suspicion of the aforementioned;
i)
complying with or as required by any applicable law, governmental or regulatory
requirements of any relevant jurisdiction, including meeting the requirements to
make disclosure under the requirements of any law binding on the Bank and/
or for the purposes of any guidelines issued by regulatory or other authorities,
whether in Singapore or elsewhere, with which the Bank is expected to comply;
j)
complying with or as required by any request or direction of any governmental
authority; or responding to requests for information from public agencies,
ministries, statutory boards or other similar authorities (including but not limited
k)
l)
m)
n)
to the Monetary Authority of Singapore, Inland Revenue Authority of Singapore, Insolvency
& Public Trustee’s Office, Commercial Affairs Department and courts). For the avoidance of
doubt, this means that the Bank may/will disclose your personal data to the aforementioned
parties upon their request or direction;
conducting research, analysis and development activities (including but not limited to data
analytics, surveys and/or profiling) to improve the Bank’s services and facilities in order to
enhance the Cardmember’s relationship with the Bank or for the Cardmember’s benefit, or to
improve any of the Bank products or services for the Cardmember’s benefit;
storing, hosting, backing up (whether for disaster recovery or otherwise) of the Cardmember’s
personal data, whether within or outside Singapore;
financial reporting, regulatory reporting, management reporting, risk management (including
monitoring risk exposure) audit, record keeping purposes and
purposes which are reasonably related to the aforesaid.
10. BOC reserves the right to reject any Fund Transfer application and / or approve only part of the
transfer amount requested without assigning any reason or whatsoever.
11. The terms and conditions contained herein are in addition to the terms and conditions in the BOC
Cardmember Agreement (“BOC Cardmember Agreement”) and the BOC MoneyPlus Terms and
Conditions (“BOC MoneyPlus Terms and Conditions”), which shall continue to apply in full force and
effect. In the event of any inconsistency between these terms and conditions and BOC Cardmember
Agreement and / or BOC MoneyPlus Terms and Conditions, these terms and conditions shall prevail.
12. If there are any discrepancies or inconsistencies between the English version and the Chinese
translation, the English version shall prevail.
13. BOC’s decision on all matters relating to this promotion shall be at its absolute discretion and shall be
final and binding on the applicant.
14. BOC is entitled to end this promotion and add or vary any terms and conditions at any time and at its
absolute discretion without the giving of notice.
All information is correct at the point of print.
MONEYPLUS TERM LOAN TERMS AND CONDITIONS
1.
2.
3.
4.
5.
6.
7.
8.
Upon completion of your MoneyPlus Term Loan tenure, the MoneyPlus Account prevailing rate will
apply. Usage of your MoneyPlus Account available credit limit will be charged at the MoneyPlus
Account prevailing interest rate.
MoneyPlus Term Loan interest rate is applicable to the approved MoneyPlus Term Loan amount only.
Disbursed MoneyPlus Term Loan amount will be rounded down to the nearest hundred. The total
MoneyPlus Term Loan amount shall not exceed 90% of the available credit limit on the MoneyPlus
Account at the time of application.
Interest is calculated on a front end add-on method. MoneyPlus Term Loan interest rates are
at 6.38% p.a. for 12-month loan, 7.38% p.a. for 24-month loan or 8.68% p.a. for 36-month loan.
Effective interest rates for customers with annual income of S$30,000 and above are at 14.58% p.a.
for 12-month loan, 15.40% p.a. for 24-month loan or 17.07% p.a. for 36-month loan while effective
interest rates for customers with annual income of S$20,000 to S$29,999 are at 19.46% p.a. for
12-month loan, 17.89% p.a. for 24-month loan or 18.77% p.a. for 36-month loan.
A non-refundable processing fee of 2% (if your annual income is S$30,000 and above) or 5% (if your
annual income is from S$20,000 to S$29,999) of loan amount or S$75 applies, whichever is higher.
An early repayment fee of 1% on the outstanding MoneyPlus Term Loan amount or S$100, whichever
is higher, is applicable if the MoneyPlus Term Loan is terminated or if the Customer makes the early
repayment of the MoneyPlus Term Loan before expiry of the MoneyPlus Term Loan tenure.
To initiate early repayment before expiry of the MoneyPlus Term Loan tenure, the Customer shall
inform BOC of such repayment in writing. Otherwise, monthly instalments will continue to be effected.
BOC may vary the interest rate chargeable, the basis of calculation of the interest rates, fees, charges
or vary the terms and conditions at any time at BOC’s sole discretion and without giving any reason
therefore.
BOC JANUARY – JUNE 2015 CREDIT CARD / MONEYPLUS
FUND TRANSFER TERMS AND CONDITIONS
1.
2.
3.
4.
5.
6.
7.
8.
9.
The minimum transfer sum is S$1000 or such other amounts as determined by Bank of China Limited,
Singapore Branch (“BOC”) at its discretion (the “transfer amount”). No cancellation or change of the
transfer amount will be allowed after submission of your application.
This promotional fund transfer facility is available to BOC Credit Card / MoneyPlus account(s) holder
only. The applicant shall submit this application form with the relevant promotional code by 30 June
2015.
BOC Credit Card / MoneyPlus Fund Transfer is available to BOC Credit Card / MoneyPlus account(s)
holder with an annual income of at least S$30,000 at the point of BOC Credit Card / MoneyPlus Fund
Transfer application.
BOC shall, on its approval of each Fund Transfer application, charge the non-refundable processing
fee on the fund transfer amount from the eligible applicant’s BOC Credit Card and/or MoneyPlus
account(s).
BOC Credit Card / MoneyPlus Fund Transfer is applicable to any credit card/credit line/bank
account(s) held with any bank or financial institution in Singapore, other than BOC. The credit card/
credit line/bank account(s) to be credited must be in the name of the applicant. BOC will not accept
any fund transfer application in a foreign currency.
Each BOC Credit Card / MoneyPlus Fund Transfer application is subject to the applicant’s BOC
Credit Card / MoneyPlus account(s) being in good standing, as determined by BOC at its discretion.
Should the applicant’s BOC Credit Card / MoneyPlus account(s) not be in good standing at any time,
BOC reserves the right to adjust the interest rate applied to the fund transfer. Should the transfer
amount requested exceed the applicant’s approved credit limit on the applicant’s BOC Credit Card /
MoneyPlus account(s) at the time of the application, BOC will determine the final approved amount to
be transferred at its sole discretion and BOC’s decision shall be final and binding on the applicant.
The applicant shall continue to make payment to their other bank credit card/credit line account(s)
which the BOC Credit Card / MoneyPlus Fund Transfer relates, until such other bank credit card/credit
line/bank account(s) have been credited with funds by BOC. BOC bears no responsibility for any
overdue payment or interest incurred arising from any delay in the said Fund Transfer. In addition, any
charges, fees, interest or losses incurred by BOC in connection with the applicant’s Fund Transfer,
including without limitation, any fees and charges whatsoever and howsoever imposed by the bank
or financial institution of the applicant’s credit card/credit line account(s), shall be borne solely by the
applicant.
0% interest rate is applicable only to the amount approved and transferred and not to existing
outstanding balances or amount(s) subsequently incurred on the applicant’s BOC Credit Card /
MoneyPlus account(s). 0% interest rate will expire on the last day of the promotional fund transfer
tenure or when the approval amount is fully paid, whichever is earlier. Thereafter, BOC Credit Card /
MoneyPlus prevailing interest rate or such other rates as BOC may stipulate from time to time, shall
apply on all outstanding amounts. BOC reserves the right to vary the interest rate chargeable and the
basis of interest calculation at any time.
By making this BOC Credit Card / MoneyPlus Fund Transfer application, the applicant agrees to be
liable for the total Fund Transfer amount and processing fee.
BOC Credit Cards / 中银信用卡
Credit Card Useful Information 信用卡注意事项
Interest free period
23 days from statement date if bills are paid in full
Interest on purchases
(where applicable)
2.16% per month (EIR: 25.88% p.a.); min. ¥/S$3.00, if payment is
not made in full by due date
Interest on cash advances
2.34% per month (EIR: 28% p.a.); min. ¥/S$3.00, compounded
daily and levied on the amount withdrawn from the withdrawal
date until receipt of full payment
For full payment of cash advance, please call 24hr customer
hotline at 1800 338 5335
Minimum monthly
payment
3% of the monthly balance outstanding, plus any outstanding
Minimum Payment Sum, plus the amount in excess of the Credit
Limit, or ¥/S$50, whichever is greater
Late payment charges 5% of the Minimum Payment Sum or ¥/S$55 per month, whichever is
higher; if min. monthly payment is not made by due date
Annual membership fee S$150 (principal card), S$75 (supplementary card)
Cash advance fee
¥/S$15 or 6% of amount withdrawn, whichever is greater
Fees for foreign currency
transactions
Our administrative fee: up to 1.5% of transaction amount
Visa/ MasterCard/ UnionPay Cross-border fee:
Additional 1% /1% /0.6% of transaction amount
Dynamic currency
conversion fee
All Visa or MasterCard transactions effected in Singapore dollars
and processed overseas are levied a fee of 0.8% by Visa and
1% by MasterCard International respectively.
Payment hierarchy
Payment made to the credit cardmember’s account will be
settled in the following order, with 1 being the highest priority
for settlement: 1. Cash Advance 2. Retail Transaction 3. FlexiBalance/ Instalment Payment Plan (IPP) 4. Fund Transfer
Lost/stolen card liability
Max. S$100 liability if Cardmember has not acted fraudulently
/ grossly negligent / failed to inform Bank promptly. For details,
please visit www.bankofchina.com/sg
MoneyPlus Useful Information 易达钱注意事项
Nationality
Singaporean OR Permanent Resident
Foreigner
Annual income
S$20,000 - S$29,999
S$60,000
and above
Interest charges
MoneyPlus Line of Credit
2.38% per month (EIR: 28.55%
p.a.); min. S$10
S$30,000
and above
1.55% per month (EIR: 18.55%
p.a.); min. S$10
Interest shall be charged on a daily basis from the date of transaction,
subject to a minimum of S$10 per month on the whole balance,
including any subsequent debit entries, until payment is credited, and
on the reduced balance thereafter until full settlement of the whole
balance outstanding
MoneyPlus Term Loan
12 months tenure - 6.38% p.a.
(EIR: 19.46% p.a.) OR
12 months tenure - 6.38% p.a.
(EIR: 14.58% p.a.) OR
24 months tenure - 7.38% p.a.
(EIR: 17.89% p.a.) OR
24 months tenure - 7.38% p.a.
(EIR: 15.40% p.a.) OR
36 months tenure - 8.68% p.a.
(EIR: 18.77% p.a.)
36 months tenure - 8.68% p.a.
(EIR: 17.07% p.a.)
AND processing fee at 5% of
loan amount or S$75 applies,
whichever is greater
AND processing fee at 2% of
loan amount or S$75 applies,
whichever is greater
Minimum monthly
payment
3% of the monthly balance outstanding, plus any outstanding
Minimum Payment Sum or S$50, whichever is greater
Late payment charges 2% of the Minimum Payment Sum or S$80 per month, whichever is
higher; if min. monthly payment is not made by due date
Annual membership fee
S$80 (Prevailing GST is applicable)
Payment hierarchy
Payment made to the MoneyPlus cardmember’s account will be
settled in the following order, with 1 being the highest priority for
settlement: 1. MoneyPlus Term Loan 2. MoneyPlus Line of Credit
3. MoneyPlus Fund Transfer
Lost/stolen card liability
The Cardmember shall not be liable for any transactions carried out
after the Bank has been notified of the loss / theft / unauthorised
use of the card. For details, please visit www.bankofchina.com/sg
Note: Fees in ¥ are only applicable to BOC Dual Currency Diamond Card RMB account.
There may be circumstances in which you have to pay other fees. See the full list of terms and conditions
(Cardmember Agreement): http://www.bankofchina.com/sg
Bank of China Credit Cards
for your every need.
中银信用卡，满足您的生活所需。
Website: www.bankofchina.com/sg I 24hr Customer service hotline: 1800 338 5335
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