Spring 2015 | Reach New Heights
TM
Stay Connected with Your Credit Union
I
f you have not yet connected with AltaOne on its numerous
social media platforms, then you are missing out on all the fun.
AltaOne’s social media pages are all about you. That’s right –
AltaOne is the community’s choice for their financial needs.
Our social media pages reflect that commitment to community.
Check out pictures and information from the numerous
community activities and events AltaOne employees and
members attend.
Our social media pages also include hot info on the latest
special promotions and contests. As an AltaOne member, you
want to stay up-to-speed on the many membership privileges.
Make AltaOne a regular stop in your social media browsing.
We urge you to connect with AltaOne social media today.
Visit our pages at Facebook, Twitter, LinkedIn, YouTube
and Instagram.
Introducing ...
A
ltaOne Financial Services has undergone a
face-lift. The organization’s investment,
insurance and retirement planning division is now
AltaOne Wealth Management.
AltaOne Wealth Management partners with
LPL Financial to provide financial products to
work toward the long-term savings needs of
members and prospective members.
The AltaOne Wealth Management continues
to feature the same super team, including
LPL Financial Advisor Barrone Gaines and
Administrative Assistant Janet Goodman.
BARRONE GAINES
LPL Financial Consultant
CA Insurance
Lic. #0F48418
The rebranding process includes:
• A brand-new website,
AltaOneWealthManagement.org
• A professional new logo
• A new brochure
• New letterhead and fax cover pages
We encourage you to contact AltaOne Wealth
Management to discuss your investment and
long-term financial strategy:
Office: (760) 371-7269
Fax: (760) 971-7142
[email protected]
Securities offered through LPL Financial, member FINRA/SIPC.
Insurance products offered through LPL Financial or its licensed affiliates.
Not NCUA Insured
Not Credit Union Guaranteed
May Lose Value
HOLIDAY CLOSURES: Memorial Day – May 25 • Independence Day – July 4
Let Us Know Your Business
M
ost AltaOne members are well aware of
our spectacular rates on products such
as auto loans, term share certificates and the
Visa™ Platinum Rewards card. Do you know
we also offer some of the most competitive
financial products available for small- and
mid-sized businesses?
VISA PLATINUM REWARDS
• UChoose Rewards®
• Generous Credit Limits
• No Annual Fee
• Low Interest Rate
• Limits up to $50,000
BUSINESS FREE CHECKING
No minimum balance, and a no fee share
draft account to all businesses that meet the
500 maximum monthly transactions.
SAVINGS
A $25 deposit into your AltaOne savings
account is all you need to gain exclusive access
to the full range of products and services.
BUSINESS DIVIDEND CHECKING
An industry-leading, high dividend-bearing
share draft account. This account has no
maximum monthly transactions and no
monthly service fee if minimum balance is met.
PAYROLL SERVICES
Through an agreement with Paychex,
AltaOne provides a multi-level payroll service
to all business members.
MERCHANT CARD SERVICES
AltaOne partners with Payments Systems to
offer business members a low cost merchant
card program.
CHECK IMAGES
Check images via MSC Online (online
banking) —free of charge to all business
members.
CURRENCY SERVICES
Cash withdrawals up to $20,000 a month
at no charge to the business member.
Check the schedule of fees and charges for
more details on cash withdrawals over
$20,000 a month.
Please contact us today for more information about business accounts; or contact
Business Development Representative Nicole
Kent – [email protected].
What is a SEG?
B
asically, a SEG is an opportunity for a
business or organization to greatly enhance
their relationship with your valued employees.
Are you interested in adding another great
feature to your employee benefits package -- at
no cost to your business? Become an AltaOne
Select Employer Group (SEG) and offer your
employees the highest quality financial products
and services.
WHAT IS A SELECT EMPLOYER GROUP?
SEGs are public and private companies who
have formed a partnership with a credit union.
These employers offer credit union membership as a fringe benefit to their staff.
Declared Dividends
Account Type
Regular Shares/Savings
Dividend
Rate
Annual Percentage
Yield
Under $1,000
0.05%*
0.05%*
$1,000-$4,999
0.05%*
0.05%*
$5,000-$9,999
0.05%*
0.05%*
$10,000-$49,999
0.10%*
0.10%*
Over $50,000
0.15%*
0.15%*
*As of the last dividend declaration date March 31, 2015 for
the quarter ending March 31, 2015. Savings: $25 minimum
balance to open and maintain account. Dividends calculated
daily, compounded and paid quarterly.
AltaOne Federal Credit Union
Member Services
Call Center 760-371-7000
TOLL-FREE 1-800-433-9727
M-F 7-7, Sa 9-2
Write to us
Member Services
AltaOne Federal Credit Union
P.O. Box 1209
Ridgecrest, California 93556
VoiceOne
760-371-7007
TOLL-FREE 1-866 VOICE-CU
www.AltaOne.org
MSC Online | WebLOAN
Member Service Centers
Deposit taking ATMs are available at each MSC
RIDGECREST–CORPORATE | 760-371-7000
701 South China Lake Boulevard
M-F 9-5, Sa 9-2
RIDGECREST–STATER BROS.
800 North China Lake Boulevard
M-Sa 9-7
CHINA LAKE–BASE
1115 King Avenue
Lobby: M-F 9-2, Closed Flex Fridays
Drive-thru: M-F 7-3, Closed Flex Fridays
WHY SHOULD MY COMPANY
BECOME A SEG?
Since 1947, AltaOne has been one of the
largest and fastest growing credit unions in
Kern, Inyo and Mono Counties. Becoming a
SEG can optimize your employee benefits
package and make it stand out above the
competition. Plus, AltaOne organizes and
facilitates everything at no cost to you.
HOW DO I BECOME A SEG?
Contact Business Development Representative Nicole Kent – [email protected] to get
started. We will ask you to complete a couple
forms, which are reviewed by our Board of
Directors and the Office of Financial Institutions. Approval can take anywhere from 30-90
days, depending on the size of the company.
Once approved, we will arrange a time to
introduce ourselves to you firm and develop a
custom SEG partnership for your business.
Annual Meeting
of the Membership
The Annual Meeting of the Membership
is Wednesday, April 15, 2015, at 7 p.m. in the
Corporate office lobby located at 701 South
China Lake Boulevard in Ridgecrest.
BAKERSFIELD–MING | 661-397-2555
6501 Ming Avenue
M-F 9-5, Sa 9-2
BAKERSFIELD–RIVER WALK | 661-664-2515
11211 River Run Boulevard
M-Th 9-5, F 9-5:30
BISHOP | 760-873-5626
462 North Main Street
M-F 9-5, Sa 9-2
BORON | 760-762-5650
27055 Twenty Mule Team Road
M-W 9-1, Th-F 1-5
CALIFORNIA CITY | 760-373-8472
9601 California City Boulevard
M-F 9-5, Sa 9-2
KERNVILLE | 760-376-2251
44 Big Blue Road
M-F 9-1
LAKE ISABELLA | 760-379-4671
5646 Lake Isabella Boulevard
M-Th 9-5, F 9-5:30
LONE PINE | 760-876-4702
111 Mt. View Road
M-Th 9-5, F 9-6
TEHACHAPI | 661-823-9942
775 South Tucker Road
M-F 8:30-5:30, Sa 9-2
Additional ATM Locations
Deposit taking:
RIDGECREST – Albertsons, 1301 North Norma Street
Non-deposit taking:
BAKERSFIELD – Albertsons, 7900 White Lane
INYOKERN – Inyokern Market, 1353 Brown Road
MAMMOTH LAKES – 26 Old Mammoth Road
TEHACHAPI – Kmart, 710 West Tehachapi Boulevard
The Journal | Spring 2015