Spring 2015 | Reach New Heights TM Stay Connected with Your Credit Union I f you have not yet connected with AltaOne on its numerous social media platforms, then you are missing out on all the fun. AltaOne’s social media pages are all about you. That’s right – AltaOne is the community’s choice for their financial needs. Our social media pages reflect that commitment to community. Check out pictures and information from the numerous community activities and events AltaOne employees and members attend. Our social media pages also include hot info on the latest special promotions and contests. As an AltaOne member, you want to stay up-to-speed on the many membership privileges. Make AltaOne a regular stop in your social media browsing. We urge you to connect with AltaOne social media today. Visit our pages at Facebook, Twitter, LinkedIn, YouTube and Instagram. Introducing ... A ltaOne Financial Services has undergone a face-lift. The organization’s investment, insurance and retirement planning division is now AltaOne Wealth Management. AltaOne Wealth Management partners with LPL Financial to provide financial products to work toward the long-term savings needs of members and prospective members. The AltaOne Wealth Management continues to feature the same super team, including LPL Financial Advisor Barrone Gaines and Administrative Assistant Janet Goodman. BARRONE GAINES LPL Financial Consultant CA Insurance Lic. #0F48418 The rebranding process includes: • A brand-new website, AltaOneWealthManagement.org • A professional new logo • A new brochure • New letterhead and fax cover pages We encourage you to contact AltaOne Wealth Management to discuss your investment and long-term financial strategy: Office: (760) 371-7269 Fax: (760) 971-7142 [email protected] Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Not NCUA Insured Not Credit Union Guaranteed May Lose Value HOLIDAY CLOSURES: Memorial Day – May 25 • Independence Day – July 4 Let Us Know Your Business M ost AltaOne members are well aware of our spectacular rates on products such as auto loans, term share certificates and the Visa™ Platinum Rewards card. Do you know we also offer some of the most competitive financial products available for small- and mid-sized businesses? VISA PLATINUM REWARDS • UChoose Rewards® • Generous Credit Limits • No Annual Fee • Low Interest Rate • Limits up to $50,000 BUSINESS FREE CHECKING No minimum balance, and a no fee share draft account to all businesses that meet the 500 maximum monthly transactions. SAVINGS A $25 deposit into your AltaOne savings account is all you need to gain exclusive access to the full range of products and services. BUSINESS DIVIDEND CHECKING An industry-leading, high dividend-bearing share draft account. This account has no maximum monthly transactions and no monthly service fee if minimum balance is met. PAYROLL SERVICES Through an agreement with Paychex, AltaOne provides a multi-level payroll service to all business members. MERCHANT CARD SERVICES AltaOne partners with Payments Systems to offer business members a low cost merchant card program. CHECK IMAGES Check images via MSC Online (online banking) —free of charge to all business members. CURRENCY SERVICES Cash withdrawals up to $20,000 a month at no charge to the business member. Check the schedule of fees and charges for more details on cash withdrawals over $20,000 a month. Please contact us today for more information about business accounts; or contact Business Development Representative Nicole Kent – [email protected]. What is a SEG? B asically, a SEG is an opportunity for a business or organization to greatly enhance their relationship with your valued employees. Are you interested in adding another great feature to your employee benefits package -- at no cost to your business? Become an AltaOne Select Employer Group (SEG) and offer your employees the highest quality financial products and services. WHAT IS A SELECT EMPLOYER GROUP? SEGs are public and private companies who have formed a partnership with a credit union. These employers offer credit union membership as a fringe benefit to their staff. Declared Dividends Account Type Regular Shares/Savings Dividend Rate Annual Percentage Yield Under $1,000 0.05%* 0.05%* $1,000-$4,999 0.05%* 0.05%* $5,000-$9,999 0.05%* 0.05%* $10,000-$49,999 0.10%* 0.10%* Over $50,000 0.15%* 0.15%* *As of the last dividend declaration date March 31, 2015 for the quarter ending March 31, 2015. Savings: $25 minimum balance to open and maintain account. Dividends calculated daily, compounded and paid quarterly. AltaOne Federal Credit Union Member Services Call Center 760-371-7000 TOLL-FREE 1-800-433-9727 M-F 7-7, Sa 9-2 Write to us Member Services AltaOne Federal Credit Union P.O. Box 1209 Ridgecrest, California 93556 VoiceOne 760-371-7007 TOLL-FREE 1-866 VOICE-CU www.AltaOne.org MSC Online | WebLOAN Member Service Centers Deposit taking ATMs are available at each MSC RIDGECREST–CORPORATE | 760-371-7000 701 South China Lake Boulevard M-F 9-5, Sa 9-2 RIDGECREST–STATER BROS. 800 North China Lake Boulevard M-Sa 9-7 CHINA LAKE–BASE 1115 King Avenue Lobby: M-F 9-2, Closed Flex Fridays Drive-thru: M-F 7-3, Closed Flex Fridays WHY SHOULD MY COMPANY BECOME A SEG? Since 1947, AltaOne has been one of the largest and fastest growing credit unions in Kern, Inyo and Mono Counties. Becoming a SEG can optimize your employee benefits package and make it stand out above the competition. Plus, AltaOne organizes and facilitates everything at no cost to you. HOW DO I BECOME A SEG? Contact Business Development Representative Nicole Kent – [email protected] to get started. We will ask you to complete a couple forms, which are reviewed by our Board of Directors and the Office of Financial Institutions. Approval can take anywhere from 30-90 days, depending on the size of the company. Once approved, we will arrange a time to introduce ourselves to you firm and develop a custom SEG partnership for your business. Annual Meeting of the Membership The Annual Meeting of the Membership is Wednesday, April 15, 2015, at 7 p.m. in the Corporate office lobby located at 701 South China Lake Boulevard in Ridgecrest. BAKERSFIELD–MING | 661-397-2555 6501 Ming Avenue M-F 9-5, Sa 9-2 BAKERSFIELD–RIVER WALK | 661-664-2515 11211 River Run Boulevard M-Th 9-5, F 9-5:30 BISHOP | 760-873-5626 462 North Main Street M-F 9-5, Sa 9-2 BORON | 760-762-5650 27055 Twenty Mule Team Road M-W 9-1, Th-F 1-5 CALIFORNIA CITY | 760-373-8472 9601 California City Boulevard M-F 9-5, Sa 9-2 KERNVILLE | 760-376-2251 44 Big Blue Road M-F 9-1 LAKE ISABELLA | 760-379-4671 5646 Lake Isabella Boulevard M-Th 9-5, F 9-5:30 LONE PINE | 760-876-4702 111 Mt. View Road M-Th 9-5, F 9-6 TEHACHAPI | 661-823-9942 775 South Tucker Road M-F 8:30-5:30, Sa 9-2 Additional ATM Locations Deposit taking: RIDGECREST – Albertsons, 1301 North Norma Street Non-deposit taking: BAKERSFIELD – Albertsons, 7900 White Lane INYOKERN – Inyokern Market, 1353 Brown Road MAMMOTH LAKES – 26 Old Mammoth Road TEHACHAPI – Kmart, 710 West Tehachapi Boulevard The Journal | Spring 2015
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