Welcome To The California Community Credit Union Family!
Winter 2015 WELCOME WESTERN VALLEY FCU MEMBERS! CONVERSION WEEKEND: JANUARY 30 - FEBRUARY 2, 2015 The finalization of the merger of Western Valley Federal Credit Union into California Community Credit Union is nearing completion. We are looking forward to providing you with a wide array of loan products, deposit products, and technology solutions in addition to providing you access to all five (5) full-service branches! Beginning at 3:00 PM on January 30, 2015 and continuing throughout the weekend, all Western Valley FCU account information will be merged into the California Community data processing system. We recently sent you correspondence with important detailed information about what to expect once the conversion of data has been completed, along with our Important Account Information brochure, our Rates and Fee Schedule, and our Privacy Policy. If you have not received your mailing, please telephone any branch office to request a copy. HERE ARE SOME OF THE HIGHLIGHTS OF WHAT TO EXPECT: Account Numbers: Your account number (and MICR number for those members with checking accounts) will remain the same. The Routing & Transit Number for California Community Credit Union is 321175643. While the Federal Reserve will allow us to use the Western Valley FCU Routing & Transit number for a short period of time following the February 2, 2015 data conversion date (not to exceed six (6) months), you will want to contact your employer to provide the new Routing & Transit Number for your direct deposit or payroll deduction, and provide it to those creditors you pay via electronic means, as soon as possible after the February 2 completion date. VISA® Debit Card: Those members with a Western Valley FCU MasterCard® Debit Card will be issued a California Community Credit Union VISA® Debit Card in advance of the February 2, 2015, date. Please note that you will activate and begin to use your NEW VISA® Debit Card on February 2, 2015. With your new VISA® Debit Card, you will have surcharge-free access to over 30,000 CO-OP Network ATM machines located throughout the nation. Online Banking / Bill Payer: Beginning February 2, 2015, you will able to access your account online through California Community’s website – www.caccu.org. Since the previous online banking and bill pay information WILL NOT be converted, please ensure that you download and save or print any needed statements or account histories prior to January 30, 2015. For those members using the WVFCU Bill Payer, you will be contacted directly by an administrator of California Community CU’s Bill Pay Program to assist you in setting up your information in the California Community CU Bill Payer program. SUMMARY: Friday, January 30, 2015, 3:00 PM: LAST date/time to use your WVFCU MasterCard® Debit Card or ATM Card. LAST date/time you will be able to access your account online through the WVFCU Website. NO access to account until Monday, February 2, 2015. February 2, 2015, 9:30 AM: FIRST date/time you will begin to use your NEW California Community Credit Union VISA® Debit Card or ATM Card, have access to our five branches, and access your account online or through the Telephone Teller (PET). PLEASE PLAN IN ADVANCE: Beginning at 3:00 PM Friday, January 30, 2015 until 9:30 AM Monday, February 2, 2015, you WILL NOT have access to your account. PLEASE ENSURE THAT YOU HAVE SUFFICIENT CASH OR PERSONAL CHECKS TO COVER YOUR PURCHASE NEEDS THROUGHOUT THIS CONVERSION WEEKEND. Your WVFCU VISA® Credit Card will not be affected by the conversion . Welcome To The California Community Credit Union Family! Winter 2015 ELECTION OF OFFICERS Nominations for positions on the Board of Directors and Supervisory Committee are now being accepted. Nomination packets are available by calling (916) 3861418. All nomination packets must be completed and submitted to the Main Office by mail or in person no later than March 1, 2015. The Election of Officers will be held at the Annual Meeting at a date and time in April or May of 2015 as determined by the Board of Directors. We will publish the scheduled date and time in our Spring Newsletter. BRANCH OFFICES MAIN – AS OF FEBRUARY 2, 2015 8815 Folsom Boulevard Sacramento, CA 95826 (916) 386-1418 (916) 386-2768 (fax) Mon – Thurs: 9:30 AM – 5:00 PM Friday: 9:30 AM – 6:00 PM ELK GROVE – AS OF FEBRUARY 2, 2015 TAX INFORMATION - 2014 RETURNS The last statement you receive from us this year will show the interest paid and dividends earned for 2014. Please ensure that you retain a copy of this statement because you’ll need this information when filing your 2014 Tax Return. Tax Reporting Forms included as part of your year-end statement are: 1099-INT for dividends paid over $10.00 1098 for mortgage interest paid over $600.00 FYI - The last day for a 2014 IRA Contribution is April 15, 2015. IMPORTANT NOTICE – IRA WITHHOLDING If you are currently taking withdrawals from your IRA account, we are required by federal law to notify you of your right to change your tax withholding election for your IRA distributions. You have the right to change your election at any time. The withholding election you previously made will continue to apply to future IRA distributions until you notify us in writing of a change. If you want to make a change to your tax withholding election, please give us a call at (916) 786-2451. You are advised to seek advice from your own tax professional. Our Very Best Wishes to You and Yours for a Happy and Prosperous New Year! HOLIDAYS Our Branches Will Be CLOSED in Observance of the Following Holidays: MONDAY, JANUARY 19TH Dr. Martin Luther King Jr. Day MONDAY, FEBRUARY 16TH President’s Day *This credit union newsletter is as current as possible and provides up-to-date information to you with the understanding it is not financial, legal, accounting, tax or otherwise professional advice. We reserve the right to add, change, or delete services, and all rates and fees are subject to change without notice. Loan rates are shown as Annual Percentage Rate. Member share savings are protected up to $500,000 per signer. NCUA (National Credit Union Administration) federally insures up to $250,000; ASI (American Share Insurance) insures an additional $250,000. Contact a CACCU representative for further details. 4801 Laguna Boulevard, Suite 101 Elk Grove, CA 95758 (916) 394-6388 (916) 394-6393 (fax) Mon – Friday: 9:30 AM – 5:00 PM SUNRISE/ROSEVILLE 130 Sunrise Avenue Roseville, CA 95661 (916) 786-2451 (916) 783-2196 (fax) Mon – Friday: 10:00 AM – 4:00 PM Effective 2/2/15: 9:30 AM – 5:00 PM ROSEVILLE – AS OF FEBRUARY 2, 2015 2200 Professional Drive, Suite 290 Roseville, CA 95661 (916) 789-1989 (916) 789-7070 (fax) Mondays, Thursdays, Fridays ONLY: 9:30 AM – 1:00 PM 2:00 PM – 5:00 PM CLOSED on Tuesdays & Wednesdays MODESTO – AS OF FEBRUARY 2, 2015 3600 Sisk Road, Suite 4-L Modesto, CA 95356 (209) 544-3971 (209) 544-2488 (fax) Mon – Friday: 9:30 AM – 5:00 PM TELEPHONE TELLER (916) 381-3900 WEBSITE www.caccu.org When you change your home or email address, or your home, work, or cell phone numbers, please let us know so that we may continue to provide you with extraordinary service, anytime, anywhere.
© Copyright 2024