1. finance
2. bank
3. bank account

Quick Reference Guide:
New Consumer Online Banking Home Page
and Account History Page
The new Consumer Online Banking Home Page is a combination of tools giving your customers the ability
to manage their money quickly and easily from one place. In just a few clicks or less, your customers can
take charge of key financial tasks including:
•
•
•
•
Check account balances
View transaction history
Transfer funds
Pay bills
Quick Reference Guide: Consumer Home Page
1
OVERVIEW
Outline of Key Features
1
1
2
3
2
My Accounts
The My Accounts tool puts the customer’s current and
recent financial history in one view. Accounts are grouped
by type (Deposit, Loans, etc) and are listed with account
names, numbers and balances in one organized, easy to
scan list. Customers can also click the Quick Peek link to
view more details of each account.
Make a Transfer
3
Make a Payment
The most basic and often used functions of bill pay are
integrated right onto the Make a Payment feature. Customers
can keep on top of recent bills and pay them in a few clicks.
All the scheduled payees already set up in bill pay are listed –
customers can simply select one, enter a date and amount and
the bill is paid. Scheduled payments are also easily reviewed
on the page.
Customers can now click the Make a Transfer button
for access to quick money movement. It’s a fast and
easy way for customers to move money into savings to
achieve their goals or into checking to cover bills in a few
seconds. Make transferring money as easy as a click and
a few keystrokes.
Quick Reference Guide: Consumer Home Page
2
1 MY ACCOUNTS
Check Balances
Each account is listed in its proper category - deposit, loan, or investment - with its balance. All accounts
are there in one glance on the home page. To view more details, such as recent deposits or withdrawals,
customers can simply click on the Quick Peek link. When more information is needed, the “go to account
history” link on the Quick Peek view takes the customer directly to the main history page for that account.
Get a low interest
Get home
a low interest
improvement
home loan.
improvement
Find out loan.
how. Find out how.
CheckingChecking
*0009 *0009
e a suggestion
Make a suggestion
Pending
Deposit
Withdrawl
Deposit
Pending
Jacks Fuel & Jacks
Service
Fuel & Service
03/16/2012 03/16/2012
Burrito FiestaBurrito Fiesta
NEW
12
on: 03/21/12
0.00
$
03/12/2012 03/12/2012
Coffee Co
$803.21
Coffee Co
03/11/2012 03/11/2012
Mortgage Payment
Mortgage Payment
$153.55
$70.00
Move Money Now
03/11/2012 03/11/2012
Check Deposit
Check
ATM Deposit
Branch ATM Branch
$385.22
52
$80.52
Checking
Checking
000000009
888777555
888777555
0.008%
0.008%
0.008%
0.008%
YTD interest YTD interest
$1.50
$1.50
2011 interest 2011 interest
$2.50
$2.50
Number
$1,108.45
Routing number
Routing number
APY
APY
$1,153.67
Interest rate Interest rate
$80.52
$1,159.22
$1,159.22
$1,239.74
$1,239.74
$6.38
$6.38$356.01
$356.01
$158.38
$158.38$362.39
$362.39
$85.28
$85.28$520.77
$520.77
New: 22
$606.05
$606.05
On card: 5 On card: 5
$5.28$407.17
$407.17
$803.21
Hide account details
Hide account details
$
Rewards
$ Rewards
$198.88
$198.88
Offers for your
Offers
account
for your account
NEW
$
03/11/2012 03/11/2012
Taco Depot Taco Depot
$5.28
NEW
New: 22
Earned$ thisEarned
month:this
$9.99
month: $9.99
Users simply click the Make a Transfer button to quickly move money between accounts.
With
the simple view
How does it work?
How does it work?
that appears on the home page, customers select the accounts and the amount, and then
toandmake
the
All offersclick
and options
All offers
options
transfer. It is an easy tool that allows customers to pay loans and/or credit cards, move money to savings or add
funds to checking all within seconds.
28 $1,852.28
22
$5.55
$1,153.67
Type
000000009
Type
Balance
Number
Co: 5%Coffee
cashback
Co: 5% cashback
Offer: CoffeeOffer:
03/12/2012 03/12/2012
Check #128 Check #128
00
$45.22
$1,108.45
$5.55
$80.52
2 MAKE A TRANSFER
yment
Schedule payment
55
$45.22
NEW
Fiesta:Burrito
10% cashback
Fiesta: 10%
cashback NEW
Offer: BurritoOffer:
03/15/2012 03/15/2012
Cash DepositCash
ATM Deposit
Branch ATM Branch
90.00
WithdrawlBalance
NEW
03/16/2012 03/16/2012
Pacific Gas &Pacific
ElectricGas & Electric
23/12
liver by: 03/23/12
Print
Print
Make a transfer
Make a transfer
Date
Description Description
Date
Balance Balance $1,108.45$1,108.45
Available**
Available**$1,153.67$1,153.67
Change account
Change account
Change
Feb 28 - Mar 28,
Feb2012
28 - Mar
28, 2012 Change
?
?
Make a suggestion
Make a More
suggestion
options More options
ayments
ees, Go to payments
Need to Export?
Need
View
to the
Export?
old history
View the
page
old history
Gotpage
a question?
Got
Check
a question?
our FAQs
Check our
WeFAQs
value your We
opinion.
value Make
your opinion.
a suggestion
Make a suggestion
Move money
Move money
ew your offers
From
From Savings *0001 Savings *0001
i
?
?
30 days
Last 30 days
Go
eWorks
to FinanceWorks
old page?
Change
startChange
page start page
x
Available: $105.19
Available: $105.19
x
Move
money
Move money
From Checking *0009Checking *0009
Available: $1,108.45
Available: $1,108.45
To
To
Balance: $1,168.35
Balance: $1,168.35
Amount
Amount
From
3 of 6 allowed transfers
6 allowed transfers used.
i 3 ofused.
To
To
Amount
Amount
$
Memo
Memo Transfer for Insurance
TransferBill
for Insurance Bill
Checking *0009Checking *0009
$50.00
Available: $1,108.45
Available: $1,108.45
50.00
x
Credit Card *0013
Credit Card *0013
x
Minimum due $23.29
Minimum due $23.29
Full Amount $1,168.35
Full Amount $1,168.35
Other $
Memo
Make Transfer Make Transfer
Cancel
Cancel
Quick peek:Quick
Checking
peek: Checking
Last 5 days
Last 5 days
Pending
Pending
Jacks Fuel & Jacks
Service
Fuel & Service
03/16/2012 03/16/2012
Burrito FiestaBurrito Fiesta
NEW
Cancel
x
-$45.22
-$45.22
-$5.55
-$5.55
-$80.52
-$80.52
NEW
NEW
Fiesta:Burrito
10% cashback
Fiesta: 10%
cashback NEW
Offer: BurritoOffer:
03/16/2012 03/16/2012
Pacific Gas &Pacific
ElectricGas & Electric
0.00
Memo June Credit Card
June
Payment
Credit Card Payment
Make Transfer Make Transfer
Cancel
x
Balance: $1,108.45
Balance: $1,108.45
Available: $1,108.45
Available: $1,108.45
Other $ 0.00
Quick Reference Guide: Consumer Home Page
3
3 MAKE A PAYMENT
Last login: February 21, 2012
Make a transfer
$105.19
ailable $105.19
$1,213.64
?
T
N
E
$1,108.45
lable $1,108.45
Send on: 03/21/12
YM
Deliver by: 03/23/12
Verizon Wireless
$
Last paid $73.24 on 03/14/12
Payments are made from Checking *0009
|: 11100011
:|00111111
90.00
$22,584.48
due 3/15/12 pay
$251,682.93
due 3/15/12 pay
$275,435.76
Payments already scheduled
03/25/12
Cable Co.
03/28/12
Gardener
04/08/12
Mortgage
Simply “Write A Check”
Date
Description
Customers
using this
Pending
Jackspayment
Fuel & Servicefunction will find it easy and fast to
write these virtual checks. They simply select a payee from the list,
03/16/2012
Burrito Fiesta
select a date from theOffer:
pop-up
calendar, enter an amount and click
Burrito Fiesta: 10% cashback NEW
the button. Once completed, the new payment appears in the list
03/16/2012
Pacific
& Electric
below, which
shows
all Gas
scheduled
payments until they are cleared.
$153.55
$70.00
Click here to go
to BillPay in$1,852.28
Internet Banking
04/15/12
Auto Loan
04/18/12
Pacific Gas & Electric
03/15/2012
Cash Deposit ATM Branch
03/12/2012
Coffee Co
Offer: Coffee Co: 5% cashback
Schedule payment
$1,168.35
due 3/15/12 pay
Change account
Feb 28 - Mar 28, 2012 Change
NEW
PA
Pay to
Checking *0009
Make a suggestion
Make a Payment
?
Get a low interest home improvement loan. Find out how.
$385.22
$80.52
03/12/2012
Check #128
03/11/2012
Mortgage Payment
03/11/2012
Check Deposit ATM Branch
03/11/2012
Taco Depot
Full-Featured Bill Payment is a Click Away
To edit or cancel payments, set up payees or create recurring
payments requires the main bill payment tool, which can
be reached by clicking the “Go to payments” link.
To cancel or edit payments, or to add new payees, Go to payments
$39,329.69
$10,254.95
$
Rewards
ACCOUNT HISTORY PAGE
Earn cash back using your Debit Card
$49,584.64
Your rewards account:
Checking 0009
NEW
View your offers
Move money
Available: $105.19
Savings *0001
From
i
The new Account History page has been re-designed to make it easier for customers to browse through their
To
Checking *0009
transactions. Customers can check their transaction history, or simply verify a balance; all with a new look that
Amount
$
50.00
matches the
new
View
MyConsumer
Spending Online Banking Home?Page.
page: Take a tour
All categories
Last 30 days
Memo
3 of 6 allowed transfers used.
Transfer for Insurance Bill
Make Transfer
Cancel
Quick peek: Checking
Go to FinanceWorks
Prefer your old page? Change start page
Balance: $1,108.45
Available: $1,108.45
Last 5 days
Pending
Jacks Fuel & Service
03/16/2012
Burrito Fiesta
NEW
Got a question? Check our FAQs
Available: $1,108.45
Offer: Burrito Fiesta: 10% cashback
-$
NEW
03/16/2012
Pacific Gas & Electric
-$
03/15/2012
Cash Deposit ATM Branch
$8
03/12/2012
Coffee Co
-
Offer: Coffee Co: 5% cashback
03/12/2012
Check #128
03/11/2012
Mortgage Payment
03/11/2012
Check Deposit ATM Branch
-$1
-$
$1
Quick Reference
Guide: Consumer Home Page
03/11/2012
Taco Depot
Make a transfer
4
-
Go to account histor