How to Use the Health Insurance Marketplace THERE ARE FOUR STEPS TO BUYING A PLAN ON THE HEALTH INSURANCE MARKETPLACE: 1 Enter Your Information Enter your information (for example: family size, income) online or over the phone to see your eligibility for a subsidy, Medicaid and/or an Insurance Marketplace healthcare plan. You can also submit your application by mail. 2 Compare Plans If you are eligible for an Insurance Marketplace product, you will get a list of plan options. 3 Choose Your Plan Choose and buy a healthcare plan that is right for you and your family. 4 Start Coverage After you enroll and pay your first month’s premium, you will receive a welcome packet and ID card from your new healthcare plan. Your coverage may begin as soon as January of 2014. Questions? 1-877-687-1169 TDD/TTY: 1-800-955-8770 FROM sunshinehealth.com What is a Health Insurance Subsidy? A subsidy is the amount of money the government pays to your insurer to help pay your premium. Maximum Subsidy You may qualify for a subsidy on a Health Insurance Marketplace. In order to qualify for a subsidy, you must make between 100% and 400% of the Federal Poverty Level.* Subsidy Income 100% Federal Poverty Level 400% *The Federal Poverty Level range as it pertains to subsidy eligibility may change based on the state you live in. Here’s a Timeline of Important Dates: October 2013 Open enrollment begins and Health Insurance Marketplaces open in every state. January 2014 If you have enrolled and paid your first month’s premium, your health insurance starts. March 2014 Open enrollment ends and almost everyone* must have health insurance at this time. *except some religious groups and some financial situations April 2015 Penalty tax applied. FROM Questions? 1-877-687-1169 TDD/TTY: 1-800-955-8770 sunshinehealth.com Ambetter from Sunshine Health is a Qualified Health Plan issuer in the Florida Health Insurance Marketplace. This is a solicitation for insurance. © 2013 Sunshine State Health Plan. All rights reserved. AMB13-FL-C-00003