How to save money With eu cross-border Payments. More efficiently and at lower cost: EU cross-border payments enable you to make euro transfers within EU and EEA states at the same price as domestic transfers. The following requirements apply: ■■ ■■ ■■ ■■ ■■ ■■ ransfer currency: euro. T Maximum amount: EUR 50,000. Indication of IBAN (”International Bank Account Number“) and BIC (“Bank Identifier Code”) of the beneficiary is obligatory. Cross-border payment within the EU member states1) and the EEA member states Iceland, Norway and Liechtenstein. No special instructions (e.g. “advice”, “urgent”). Shared fees: Bank charges in Austria debit to the payer, outside Austria debit to the beneficiary. Other fee options are not possible. Important: IBAN and BIC. For the low-cost and quick execution of your EU cross- border payment order, you have to indicate the IBAN and the BIC. The IBAN is an internationally standardised description of the banking connection. It includes the country code, bank and account data, as well as a check digit (for instance: AT 51 1200 0123 4567 8900). The BIC is a bank’s identification code which is used worldwide. It is also often referred to as SWIFT code. Bank Austria’s BIC is: BKAUATWW. Your payments can only be transmitted automatically and treated as low-cost EU cross-border payments if the IBAN and the BIC are indicated. Conversely, individuals living abroad who wish to transfer money to you have to indicate the IBAN and the BIC of your accounts held at Bank Austria. Your personal IBAN and the corresponding BIC are printed in the bottom line of your account statements. 1) Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Sweden, Slovakia, Slovenia, Spain, United Kingdom. How do I Submit an eu cross-border payment? In your branch office. Please use the “International Transfer Order” form. When filling it in, please note the points indicated. This form is also available to you for downloading on our website www.bankaustria.at. International Transfer Order Please transfer as specified below Currency EUR 1 EU cross-border payments only Amount (in figures) 1 50,000.00 2 Account number (without '-','/') Date (DD.MM.JJJJ) 3 12345678901 05.01.2006 Please tick if payer is not identical with account holder Payer (max 4x35 spaces) NAME NAME STREET ZIP,CITY COUNTRY (4x35) 4 Payer possible in euros. 2 Maximum amount: EUR 50,000. 3 Payer’s account number. Address Country Purpose (to be notified to payee) – if the transfer is made on behalf of a third party, state that party’s name and address. For EU cross-border payments max. 1x35 spaces 4 Transmission of 1 line with a aximum of 35 characters is m guaranteed. Beneficiary (max 4x35 spaces) NAME NAME STREET ZIP,CITY Beneficiary Address Country BENEFICIARY’S BANK account no. and bank routing no. IBAN Acc.no. e.g. DE511200012345678900 5 5 IBAN of beneficiary’s account. Please leave blank BIC/SWIFT address Routing code/BLZ Routing type AAGGHHJJEE 6 Please leave blank Bank (max 4x35 spaces) NAME NAME STREET ZIP,CITY ... 6 BIC of beneficiary’s bank. Please leave blank, information in this field is ignored when using IBAN and BIC BANK CHARGES: *) 7 in Austria: debit to x payer outside Austria payer beneficiary 7 x beneficiary 7 Sharing charges is obligatory. *) IF NOT SPECIFIED: charges in Austria debit to the payer, charges outside Austria debit to the beneficiary. Of course you can also give instructions for an EU cross-border payment easily and conveniently by TelefonB@nking on tel. 05 05 05-15. The item “EU cross-border payments” under OnlineB@nking will guide you through the EU cross-border payment order. 83014100 XXM/04.08/ST/XX Via TelefonB@nking or OnlineB@nking.