How to buy a new home now without bank qualifying!!! Stop wasting money on rent...or living in a house which doesn’t meet your needs. Discover how to move into a better home now...even if your credit is shot. Some people are tenants by choice. But most people would prefer to enjoy all the benefits of owning a home, if at all possible. It can be the single most important investment you ever make. A lot of people’s personal wealth is made up mostly from equity they’ve built through years of responsible home ownership. We are a local real estate investment company that owns or controls many houses. We specialize in helping families buy a home without the normal hassles of going through the bank qualifying process. We have nice homes in all sizes, locations, and prices. We offer several unique programs that can help you buy a home, even if you don't have the proper financial picture or credit history to please a We believe buying a home should be at the top bank. of your goal list. And, we have a number of homes for sale right now with flexible owner financing or Our criteria is vastly different from a bank. lease purchase. Our unique approach to selling We’ll take into account the circumstances that may houses can help you achieve the reward of owning have damaged your credit in the past. We’ll fairly your own home faster and easier than going the evaluate your present employment situation and traditional route. Here are the benefits you can be current debts. In most cases, we can find a method of financing you so you can move into one of our enjoying by working with us: houses. You can move fast We take trades When you buy or lease a home from us, you can move in quickly and easily. Most of our properDo you have real estate or personal property you’d like to trade into a home such as a car, truck, ties are available immediately. boat, trailer, RV, jewelry, stocks, bonds, services, Compare that to buying a home through an products, etc.? You’ll be surprised at how flexible agent and obtaining a traditional loan which could we are and what we’ll do to get you in to a home of take 4-8 weeks. We require no bank financing, so your own. the decision making process is instant. When you are ready to move in, your new home from us is Get a new home with a small ready. down payment Quickly qualify for the best traditional mortgage When you are ready to qualify for a traditional mortgage, we can help. The credit reporting services most lenders rely on can be unfair. Rarely does your credit report reflect your true ability to borrow money and keep your agreements. The Fair Credit Reporting Act gives you certain rights and the ability to reestablish damaged credit. We work with a few top-notch companies who specialize in helping you raise your credit score. To improve your score, it will typically take 3 months to 2 or more years. The good news is that we may be able to get you into a nice home now while one of these companies can be handling your credit repair process. Our programs are designed to give you the time you need and you may be able to move into a home of your own with our latest program and never have to qualify for a bank loan and still own the home by simply making a rent payment. Another way we can help is to refer you to a professional mortgage advisor who’ll (at no charge other than a credit report fee) be willing to examine your current income, credit , and debts. Then they can tell you where you stand and how you need to improve for the future and put you in the best posiYou can avoid bank hassles There are a lot of creative things we can do tion to get approved for a traditional loan. Having even if your credit is less than perfect….or you lack Banks and mortgage companies in today’s local employment history...or your income is hard to time and a plan to work on your financial situation word are picky. They prefer to do only the safest can save your thousands of dollars. prove...or you have another house for sale….or loans, leaving the rest of the buyers in the world you’re stuck in a lease...or you’ve had a bankruptcy Is owning within your grasp? with few options. Trying to please the banks and or foreclosure...or you have outstanding collections. jumping through their hoops can drive you nuts. It It’s the American dream. Some people will is especially difficult if your credit is less than perfect And when you don’t have enough money never achieve it. But most people do not have the or your debts seem too high to meet their ratios. If down to close with seller financing, we have several opportunity you have right now. Let us help you buy you are self employed or have had a gap in your other programs to give you immediate ownership a nice home sooner than you expect. Join our buyincome, you will be facing an uphill battle with benefits. Our “lease purchase” program or rent-to- ers list today at www.OwnerFinancedHousing.com them. own program can get you into a house of your to let us know what you are looking for. At the choice with a small down payment. same time, we will notify you whenever we have Our programs make buying easy. You enjoy the peace of mind of having a solid move-in date. Then show off your new home and experience new properties available that fit your budget and lifestyle, all without bank qualifying. There are no last minute lender requirements to a new sense of pride. You’ll have the time needed stop us from closing or moving you in. Start enjoyto qualify for traditional financing, establish your If one of the homes we have available now ing your new home even if you are still raising mon- income, clean up your credit, build up your down does not fit your needs, we have many more coming ey to put down. payment, or pay off debts. available every month. By joining our buyers list, Own your own home...now! Don’t be forced to throw your money away on rent just because you need time to get a bank loan. Each month you get nothing but receipts...with no equity build up...no appreciation...and no pride of homeownership. Are you tired of maintaining and fixing up a house you don't’ own? Do you want privacy in a bigger or better house? Would you like a yard for your family and pets? Even if you don’t have perfect credit...or a large down payment...or if you’re self-employed, there are programs available now to get you into one of our quality homes. Work directly with the decision maker Start enjoying all the benefits of owning your own home. Have lenders or brokers told you that you can’t qualify? No reason to wait Many tenants are willing to live somewhere that does not reflect their preferred lifestyle because it’s “temporary.” Don’t put up with noisy, unkept, and sometimes frightening neighbors ... or inefficient heating systems or poor maintenance...or undesirable schools...or rising crime rates...or what about the landlord who shows up with little or no notice...even entering your home without your knowledge? When you’re in a home of your own, you have more freedom and peace of mind. You deserve to live better. Let us help you improve your lifestyle now! Stop living in a house that is too big or too small. Stop putting up with uncooperative landlords. Stop getting by in a house that’s too hard to maintain. And stop spending your hard earned money on rent when all you have at the end of the year is a pile of receipts. you will be notified of those properties. Simply visit www.OwnerFinancedHousing.com to see our inventory and register. Once registered, we will give you a call to say “Hello”, introduce ourselves, and clarify the type of home you are looking for. If you are spending money on rent now, or if you would like a better home, let us help you. You may be able to get into one of our homes without bank qualifying. So check out our current inventory of homes at www.OwnerFinancedHousing.com and join our buyers list to be notified of new properties that become available that you can start to own without bank qualifying.