YOUR HOW TO GUIDE Selling your home privately In this guide… - PREPARATION Weighing up the pros & cons Mandatory inspections Identifying issues Maximise first impressions - MARKETING Pricing you property Broaden your net Professional photography Preparing a brochure - SHOWING Preparing for a viewing Qualifying buyers Seasonal interest Negotiation tactics - COMPLETION The sale contract Statutory disclosure Capital gains List of English-speaking notaires in Languedoc The thought of selling your home privately can be daunting but it’s a lot easier than you think. In fact selling privately is a common practice here with around 40% of homes sold privately in France without the involvement of a real estate agent. Preparation There are a number of things you need to consider before making the decision to sell privately. In this section we outline the pros and cons to selling privately. We also cover mandatory inspections, fixing niggling issues, and outline how to make your home look its best before putting it on the market. There are a number of things you will need to do in the lead up to selling your house to maximise your possibility of snagging an interested buyer. The best way of identifying the weak aspects of your property is to get an objective set of eyes in to have a look around. This may be a friend or neighbour, but it must be someone who isn’t overly familiar with the property. Follow that by having a trained set of eyes look at the property in the form of a building surveyor. It is important to first weigh up the pros and cons. You may find that selling privately is not a suitable option for your situation. It’s more involved but the savings make it worth the effort. Here is a list to the main pros & cons to selling privately. " " THE PROS THE CONS MASSIVE SAVINGS You can save thousands on agent commission fees. LACK OF SELLING EXPERIENCE Agents bring to the table market & industry experience. MORE CONTROL You have the control over who sees your property & when they come. ADDED HASSLE If you leave the process up to the agent all you have to do is agree a price. WIDER AUDIENCE Advertising on the internet opens up your net to an international audience. OBJECTIVE FEEDBACK Buyers may feel more comfortable to give genuine (& valuable) feedback after an inspection when a 3rd party such as an agent is involved. KNOWLEDGE & MOTIVATION You know your home better and have more personal motivation when it comes to selling your home. (1) Mandatory Inspections - Dossier de Diagnostic Technique (DDT) " Having a “DDT” is a mandatory prerequisite to the formation of ALL sale contracts in France. It is not the same as having a building survey but it will cover you for a number of things such as termites, asbestos and electrical wiring. There are a number of inspections that must be included in the DDT as stated below: • Asbestos - This report identifies if there is the presence of materials containing asbestos in the property. This report is required for any property granted planning permission prior to 1st July 1997. • Lead - This report pertains to the presence of lead paintwork in the property and applies to properties built before 1949. The survey must be undertaken no more than 1 year prior to sale completion. If a survey already exists clearing any risk to health, then no further survey is required in a subsequent sale of the property. • Termites - This report identifies the presence of termites (or similar destructive pests) in the property. It is only required within certain parts of France so check with the Mairie as to whether it is required in your area. The survey cannot be dated earlier than 6 months prior to sale contract • Energy Efficiency - You must have an energy performance report undertaken on the property and the report MUST be shown with any advertisement of the property. The report lasts for 10 years. • Natural / Industrial Risks - This report is required if there is a risk prevention plan in place for the commune in which the property is located such as flood, earthquake etc. The report must not be more than 6 months old and must be updated if there is a change in the designation of the area. • Gas Installations - This report checks gas installations within the property. It applies to properties where gas has been installed for more than 15 years. The report is valid for 3 years. • Electrical Wiring - This is a report on the condition of the electricity supply in the property if the wiring is over 15 years old. The report is valid for 3 years. • Septic Tanks - Only required on properties which aren’t connected to mains drainage. WHEN TO GET YOUR DDT? Some of the inspections are only valid for a period of 6 months, so it is important to get these done at the end of the preparation phase just prior to going on the market. If it takes a while to sell you home, it may mean that some of these inspections need to be re-done. BENEFITS? Despite being mandatory, there are a few reasons why having these inspections is valuable to the vendor. Although it is not a full survey, and a buyer may wish to pay for a proper building survey to be done on a property prior to signing the Compromis de Vente, at least it will show you if there are any minor issues with your property that could cause the sale to fall through and allow you time to get them seen to or organise a negotiation strategy when dealing with a buyer. HOW MUCH & WHO? You can a obtain quotes from certified technicians near you and organise a DDT for your property via the websites below. The websites are in French but you can enter the web address into google translate to get an english translation of the website. " " http://www.diagnostiqueurs-de-france.fr http://www.dossier-technique-amiante.com " Recommendations from IAN MORRIS - expert qualified building surveyor here in France. " Ian Morris is a bi-lingual chartered building surveyor with 40 years professional experience. Based in Languedoc-Roussillon he has been carrying out pre-purchase surveys for buyers and advising on technical issues for property owners across southern France for many years. See www.french-surveys.com. “House for sale. New roof." I've lost count of the number of times I've seen this in sales particulars, or have been told this when planning to carry out a survey for a prospective purchaser. My first question, of course, to the selling agent, or the vendor, is what do you mean by "new roof"; are you telling me that all of the roof tiles have been renewed, or are you saying that all of the roof structure has been renewed: Or both ? Interestingly, I seldom get a straight answer. In most cases it transpires that some of the roof tiles have been renewed, or put back into place, and that none of the supporting structure has been touched at all. Those who remember the childhood game of “Chinese whispers” will have a clue as to how it is that a "new roof" is not a new roof at all. " So it is that a prospective purchaser (particularly one who has chosen not to have a prepurchase survey carried out by a reputable professional) can be misled. They won't thank you when they find out the property, or at least the roof in this case, was not as described, and they might even decide to take legal action in order to have the sale rescinded. Far better to be open about everything upfront. " Prospective purchasers are naturally nervous, particularly if they are making a first purchase away from their home country. You, as the seller, should aim to remove any uncertainties in their mind by being as “open” as possible and hide nothing. " If there are cracks in the walls you should think twice about filling them in before putting your house on the market. Unless the work is done conscientiously, the cracks will be more obvious and you can give the building a far worse appearance that will frighten your buyers. It is often the case that cracks which looks serious are not serious at all, and cracks that you might almost ignore do in fact pose a potential problem (that can usually be remedied if the correct solution is adopted). You might usefully think about getting an appropriately qualified building surveyor to look at the cracks, or indeed any physical problem that you are concerned about, and to produce a brief report that you can then show to your buyers. A report of this kind might well say the cracks are not serious, or it might say that a potential problem exists but can be remedied in a certain way. In either case you will have removed any uncertainty in the mind of your buyers - and might at the same time have been able to give a sigh of relief yourself. If remedial work has been suggested you might like to obtain an estimate of the cost, and perhaps show it to your buyers. A demonstration of honesty such as this could save an otherwise lost sale. " Some buyers are really frightened about asbestos, or building materials containing asbestos, when revealed in the diagnostic reports that have to be carried out. A brief and independent report from an appropriately qualified building surveyor might point out, for example, that floor coverings sometimes identified as containing asbestos probably contain less than 5% asbestos and do not necessarily pose a health hazard at all. " A stumbling block that I come across frequently in the case of rural properties that are more than, say, 15 years old is the drainage disposal arrangements where the property is not connected to a public sewer. It is now mandatory for a report to be obtained from SPANC*, or the water authority, stating whether or not the drainage disposal arrangements are considered to be satisfactory. Where the system is deemed to be unsatisfactory the shortcomings must be rectified by the new owner or, if the sale does not proceed, by you - the present owner. In any case there is no compulsion to provide a new “septic tank”; a "micro station" is more efficient than a septic tank and (particularly in the case of a property with four or more bedrooms) can be less expensive to install than a new septic tank. And the outlet from a micro station can be run directly into a ditch or watercourse, without any need for land drainage or piped into an underground cistern for garden watering. Again, a report from an appropriately qualified professional, advising on the best course of action, can be shown to your buyers with a view to removing any uncertainty. " You may have brightened up and repainted your home ready to sell but if there are any physical issues that you think could be of concern to a prospective purchaser a report that you can show to buyers, obtained from a qualified building surveyor, might well save a sale that could otherwise be lost. " Ian Morris FRICS " *Le Service Public d’Assainissement Non Collectif (see http://www.assainissement-noncollectif.developpement-durable.gouv.fr/) (2) Identifying issues that could cause a snag in your sale It’s easy to look past problems… Below are some issues that may be worth considering : " " " " " " • • • • Settlement cracks Guttering Roof leaks Damp issues • • • • Drainage problems Dodgy DIY Faulty electrical wiring Leaky plumbing This is where a second set of eyes comes in handy. You will never see your property in the same way a person does for the first time. These issues may be small, but more often than not they are the first things that begin to ring alarm bells in the mind of a prospective buyer. Even if you choose not to fix them, at least you’ve identified the weak points of your property which allows you to price accordingly or make a negotiation plan should they arise as an issue in the event of a sale. NB: You are duty bound to disclose any major issues with your property in the contract of sale, should you decide not to repair them. " (3) Maximise your first impressions on a buyer A clean and tidy house is a house that sells. Once again, a fresh pair of eyes is a great way to identify areas which require attention in your home. Ask a friend or neighbour to walk through your property, room by room, and note down the things they see that they don’t like the look of. Ask them to walk around the house and through the garden and suggest improvements where possible. We all tackle things in different ways, maybe their perspective can help you improve the way you choose to display your home. You should aim to have a clean and tidy house but one that looks comfortable and lived-in. Below are a number of things to consider when it comes to giving your property a thorough spring-clean: " HOUSE WASHING - A pressure washer is your best friend when it comes to getting the exterior of your house bright and clean. You may think it’s not necessary, but once it has been done you will really notice the results. Mossy paving, mouldy eves and dirty windows are all contributors to an un-loved feeling when it comes to the look of a house. Pressure washing is a simple and quick way to make your house look bright and new again. Bring out the colours in paintwork, paving and the look of your garden from inside the house. TIDY GARDEN - Your garden is just as important as the interior of your home and if it’s messy and unkempt it will provide yet another deterrent. Tidying it up is a simple task involving a bit of hard graft but the results will be worth it. You don’t have to spend lots of money doing a “backyard blitz” weeding, adding colour with some flowers, wood-chipping garden beds, mowing and edging the grass are simple things which don’t require additional equipment or expertise. UNNECESSARY CLUTTER - Clutter is your enemy when it comes to presenting your property. Kitchens, bathrooms, offices, garages, bedrooms, living areas… they all need to be sorted through. Throw out or store any unnecessary items. Clear surfaces and floors. This makes the property easier to keep clean for inspections. " KITCHEN APPLIANCES / CUPBOARDS - Fridges, ovens, microwaves, sinks and inside your cupboards… they all need a good clean. Take everything out and clean it all thoroughly with a deodorised spray cleaner to ensure it not only looks clean, but smells nice and fresh as well. It may primarily be a cosmetic thing but all these little details count when it comes to leaving a positive impression. BATHROOM CLEANLINESS - Even more so than a kitchen, a messy or dirty bathroom can really be an unpleasant and discouraging thing to discover when viewing a house. It is important that all bathrooms are thoroughly cleaned prior to an inspection. That means cleaning away all the clutter (shampoo bottles, shaggy toothbrushes, old cakes of soap, hair irons etc). Leave no surface untouched. Clean inside shower screen tracks and around frames, around taps and plug holes - all these little nooks hide mould and are the first things a new set of eyes see when visiting a house. PERSONAL ITEMS - It may seem silly and contrary to what you may think, but personal items like family photos, trophies, family portraits, fridge magnets, old birthday cards or postcards etc. can make buyers uncomfortable when walking through your home. You may think they show happy memories but in fact they are all items that point to you as the owner, and distract buyers from imagining themselves possibly living in the property. So for this reason it is best to remove these items (at least during inspections) to make your visitors feel more at home. FRESH PAINT - Stained ceilings, grubby doors, bashed up skirting boards - it’s all inevitable wear and tear over the years, but it can affect a first impression. It may cost a little bit of money, but a freshly-painted house does wonders and is a simple way of renewing the feel of your home. Don’t go for lots of different colours, or loud, dominant feature walls -it is cheaper and easier to choose one colour throughout. Go light and neutral and leave it to the next owners put their own stamp on things. PERSONAL TASTE - Bold or brightly-coloured walls, patterned wallpaper, loud coloured bed spreads, pillows, carpets, curtains, odd artwork… These items may be to your taste, but not to everyone else’s. It’s important to reduce the “Wow…these people have interesting taste” factor when people view your home. Don't make your house a statement about you. Take an honest look around and ask yourself, is this a bit kitsch, or gaudy? If you think it may be - get rid of it. Marketing your property " So you have done all the initial preparation and now you are ready to put your house on the market. Below are some other points to consider at this stage of the process. (1) Pricing your property Price is important. If you price too highly, you won’t get enquiries. Alternatively, if you price too low, you are throwing away money that should be in your own pocket. We all want top-dollar for our home but it is important to be realistic when you decide on a price. One way is to have a few real estate agents to come and value your property and then take an average of their estimations. (Do keep in mind, however, that a lot of French agents calculate on a formula instead of taking account of the value added aspects of your property.) Another way is to do the research yourself. You most likely already have an idea of what your property is worth but its advisable to look around at equivalent homes to see how they are priced and calibrate yours accordingly. (Ideally slightly less than theirs as it will lead more people to you!) " " (2) Cover all the bases - talk to an agent Even though you have decided to sell privately it doesn't mean that you can’t list with an agent as well. It’s a good way of covering all the bases so your net is as wide as it can be. Sign up for a trial period with an agent. Just be sure to be upfront with the agent that you are also advertising privately and don’t sign up to any exclusivity agreements. " (3) Widen the net with multi-platform advertising & a personalised website Make sure your net is as wide as possible. List on multiple private sale websites. Make your listing as attractive as possible with good photos and a detailed description. " Create a small personalised website with floor plans, images, and a downloadable PDF brochure. Contact Stand Out for a quote at: [email protected] (4) Professional Photography " Professional photos are one of the most worthwhile investments you will make in this stage of preparation. You can spend months preparing your home for sale but it could be a complete waste of time if you don’t get decent photos for your marketing. People taste with their eyes. The first impression they have of your home is VITAL. You have 2 seconds in which to grab their interest, so it is imperative that you maximise your chance with the best images possible. " Look at the example to the right and note the differences- Lighter brighter interior - Ultra wide-angle view - Correct outdoor exposure - Vivid colours - Sharper image " Show your property in its best light. Ensure your images stand out against the others they see. It will pay for itself every time you receive an inquiry. Contact [email protected] for more information. (5) Preparing a brochure Another important thing to prepare is a brochure for your property. A lot of the time, buyers are looking at numerous properties and it is easy for them to forget the particulars about yours. A brochure is a great way to give them a simple distillation of the benefits of your property so that it stays fresh in their minds. Below is a list of things to include: " " • Your contact details • Fixtures & appliances included " • Map location • Internet connection speed and supplier " • Floor plan • Electricity rating " • Bedrooms / bathrooms • Heating / Gas / Water / Drainage details " • Living space (in & out) • Local amenities / nearby attractions " " "NEED A BROCHURE DESIGNED? Contact Stand Out at: [email protected] Showing your home " If you’ve ticked all the boxes so far, its only a matter of time before you start to get interest in your property. Below are some tools to use when handling prospective buyers. (1) Preparing for an inspection Try to arrange inspections at times of the day that show your house off at its best. Make your home as inviting as possible to a possible buyer. Remove all personal items, set up tables indoors and out with nice settings, a bottle of wine, fresh bread, fruit in bowls. Indulge the senses. Cook or bake in the kitchen, light a fire in winter, or have the air conditioning on in summer so people are comfortable moving through the house. Create ambiance with light and candles. Play some soft music in the background. " (2) Qualify your buyer - limit time-wasters It is important to establish the requirements of a buyer from the outset. This is beneficial to both parties. Firstly, it ensures that their needs are suited to your property. Secondly, for you, it sorts the wheat from the chaff in terms of ‘tyre-kickers’. The last thing you want to be doing is spending all your time cleaning and preparing your home for people who just want to “have a gander!” Here are some questions to ask: " " " " " " " " " • • • • • • • • What is your price bracket? What brings you to the area? Are you here on holiday? What are you ideal ‘must haves’ in a property? How long have you been looking for a home? How many houses have you seen? Are you looking for a permanent home or a vacation property? Have you met with a lender / bank (if finance is required) (if yes) Have you been pre-approved for a loan? (3) Seasonal interest During the holiday season it is common to receive interest from tourists who fancy a home in the south of France, but aren't seriously looking to buy. Alternatively in the winter, even though things are quieter, buyers tend to be more motivated as they usually plan a specific visit to the area with the idea to buy property. You may think it’s not worth advertising your property in the quieter months, but don’t be fooled by the change in season. Some of the busiest times for sales are during the early months of the year. " (4) Be circumspect It is perfectly fine to be a little guarded when dealing with buyers. You have to stay in a position of authority when showing people your home. Be the one asking them the questions, not the other way around. Don’t oversell. Let them tell you what they think about the property. " (5) Negotiation Have in mind two main things before you begin negotiation. Your ideal price range (which should be reasonable to both parties) and your absolute minimum. Depending on the market, you may be in a position of advantage or disadvantage so you must prepare accordingly. " In a buyer’s market, you are at a point of disadvantage due to the number of properties available on the market. You must be reasonable about your asking price, but also set an absolute minimum you are willing to accept as an offer. At least then you have it set in your mind and can plan your negotiation around that. In a seller’s market, you are in the position of power and likely to get over your ideal outcome range - but don’t be greedy. People are often lulled into a false sense of security by the first high offer they receive and decide to hold off and see whether they can get more. This often turns out to be a big mistake and they end up selling for much less further down the track. The longer a house stays on a market, the less fresh it seems to buyers and the less likely you are to receive a good offer. Often, that first offer turns out to be the best, so if you are happy with it, don’t be greedy - take it! In the event that you get more than one keen buyer, the best tactic is to give them both one opportunity to put in their ‘best and final’ offer including settlement terms etc. They must be ready to exchange with the figure that they offer. SOLD! So you’ve accepted an offer on your home - what happens next? " (1) Get a notaire to prepare a sales contract You must supply your notaire with the title deeds to the property which outline the origins of the property dating back to at least the previous owner. A new ‘Compromis de Vente’” is created from these details. Both the seller and buyer can appoint their own notaires but it is quite common for the buyer to use the same notaire as the seller. It will be the buyer’s notaire that runs the sale in the event that they choose their own. The buyer is responsible for covering all notaire fees (except fees for releasing the seller’s mortgage). The fees are split between both notaires should two separate notaries be involved. " In order to proceed, both parties involved in the sale must supply the notaire(s) with banking details and copies of a passport, birth certificate & marriage certificate (if applicable). " STATUTORY DISCLOSURE: In the contract you are required to state any additional factors that could affect the sale. That is why it is important to be completely up-front and honest from the outset about any hidden defects, rights of way, tenancies and planning permissions. " Should the buyer discover anything down the track that should have been disclosed at the point of sale, you could be found liable and the contract cancelled. " " There are four main points of disclosure to consider when drawing up a contract: " " • HIDDEN DEFECTS: Should there be any issues with the property, they must be stated in the contract to protect you from any claim of ‘vice caché’ (hidden defects). These could include structural problems, mould inside walls, central heating issues, cracked foundations, pool leaks or rotten attic space. (French law allows buyers a period of 1 year to find any hidden defects and prove the seller’s responsibility). • EASEMENTS / RIGHTS OF WAY: This refers to any restriction on the right of use or possession of the property by one party or for benefit of another. Should there be any agreements already in place, then they need to be included in the contract as they are normally binding on any future owners of the property. Easements could include: rights of way for a neighbour or neighbouring plot that is landlocked, flow of water, rights of lights or planting, or public easements such as cables, pathways, roads, pipes and cables. • TENANCIES / LICENCES: You must declare if there are any other legal interests including tenancy agreements or licences. (eg: photovoltaic panels, billboards etc). • PLANNING PERMISSIONS: You must declare any planning consents or disputes in connection with the property, (‘permis de construire’, ‘autorisation de travaux’ or ‘documents d’arpentage’). " (2) Additional notaire checks Once the “Compromis de Vente” has been received by the buyer they will have a 7-day cool-off period where they can cancel the proceedings without incurring charges and without justification. After that period, the sale is locked in unless the conditions included in the agreement are not fulfilled. The notaire will carry out standard searches in connection with the property once the sale agreement is signed with the council and the national land agency who may have right of pre-emption in the sale of the property. Sitting tenants have a right of first refusal on the sale but on the same terms as the buyer. " (3) Completion Before the sale is completed all purchase funds must be received by the notaire. You must ensure that the property isn’t in a worse condition than when the sale contract was drawn up. Repairs should be made if damage occurs during the removal of any fittings not included in the sale contract. " If the contract goes over the specified date of completion, you do have the right to withdraw from the contract. Alternatively, if the buyer is not willing or able to complete the sale, then it is your right to take legal action to complete the sale or seek compensation (subject to all terms of the contract being met). " Should you not be able to attend the signing of the ‘Acte de Vente’ in person, you can give someone power of attorney so that they may sign on your behalf. To do this the notaire will write up the specific document which must be translated by an official translator and signatures witnessed by a solicitor, public notary or lawyer in your own country. " (4) Capital Gains It is important to note that if the property happens to be your holiday home or second home, you will be charged capital gains tax on the profit made at the time of sale. This is not the case if it is your main residence or you have owned the property for more than 30 years. ADD YOUR PROPERTY" 89€ (inc. TVA) " CLICK THE LINK BELOW " www.creme-de-languedoc.com" Why Choose Creme de Languedoc? " 3000+ visitors a day Our traffic has climbed consistently over the years, and we now receive over 3,000 unique visitors to the website every day. " That's 3,000 people only interested in the Languedoc-Roussillon region. So whereas only a small percentage of other sites' visitors have Languedoc in mind, all of our visitors are potential buyers of your property. " Page 1 ranking on Google Our website consistently beats other all-ofFrance or all-of-Europe websites for Languedoc-based search terms. Our site consistently appears on Page 1 of Google for the following search terms: " ◦ Property in Languedoc ◦ Property sales Languedoc ◦ Houses for sale Languedoc ◦ Homes for sale Languedoc ◦ Estate agents in Languedoc Better quality enquiries Most of those who visit our site come from search engines such as Google - having typed in a phrase containing the word 'Languedoc'. This means our visitors already know about the region, and are specifically looking for property there - making them 'better quality' visitors. And that means better quality enquiries - and fewer time-wasters. " " While the information in this guide is correct at time of publication and has been checked by qualified professionals, it is just that - a guide. So please seek professional advice before entering into any contract or agreement. " " PUBLISHED BY CREME DE LANGUEDOC - March 2014 " ENGLISH SPEAKING NOTAIRES IN THE LANGUEDOC ANDRE Eric" ANDRIEU Jean-Philippe" CHERORET-BESLE Frédérique" DA SILVA Guillaume" DENJEAN Michel" DOUTRE Martine" GOUJON-VANSUYT Fabienne" GRANIER François" GRASSET-TENDERO Sybille" JEANTET-VASSEUR Isabelle" HERAULT MOURRE Céline" PEITAVY Frédéric" PIQUET Jacques-Raymond" REVÉRON Pierre" SCHERBERICH Pascal" TERRIN Hugo" VERLAGUET Sophie" VERMOGEN Gaël" VIDAL Frédéric" VIDAL Anne" ANASTASY-XIBERRAS Bénédicte BARTOLOTTI Joël" BEMBO Héléna" BRISARD Jacques" BURTET Jean-Sébastien" GARD CARLOTTI Emmanuel" CUILLE Bertrand" DURAND Michel" MIR Joël" PLANTIER Vincent" ROBERT David" ZA LE CAUSSE 34630 ST THIBERY 04.67.77.80.77 480 AVENUE LOUIS RAVAS 34186 MONTPELLIER CEDEX 4 04.67.60.74.98 4 RUE NATIONALE 34290 MONTBLANC 04.67.98.50.24 Z.A L AUDACIEUSE 34480 MAGALAS 04.67.36.21.68 21 AVENUE VICTOR HUGO 34400 LUNEL 04.67.83.58.35 2 RUE BOUISSON BERTRAND 34725 ST ANDRE DE SANGONIS 04.67.57.03.03 JUVIGNAC 04.67.52.70.45 22 RUE DES KERMES 34990 23 BIS RUE MAGUELONE 34026 MONTPELLIER CEDEX 01 04.67.66.03.76 340 RUE DES ECOLES 34670 BAILLARGUES 04.67.87.66.15 PLACE DU CENTRE VILLE 34210 SIRAN 04.68.91.42.07 9 RUE DES SERINS 34770 GIGEAN 04.67.78.72.58 14 AVENUE CHARLES CAUQUIL 34350 VALRAS PLAGE 04.67.11.02.00 PLACE DE L AFFENAGE 34981 ST GELY DU FESC CEDEX 04.99.58.35.70 6 RUE JEAN JAURES 34530 MONTAGNAC 04.67.24.10.46 2 BOULEVARD RENE TULET 34560 POUSSAN 04.67.78.20.62 314 ROUTE DE MONTPELLIER 34730 PRADES LE LEZ 04.67.59.70.55 21 AVENUE VICTOR HUGO 34400 LUNEL 04.67.83.58.35 5 QUAI DE LA RESISTANCE 34200 SETE 04.67.74.33.77 18 AVENUE DE LA VOIE DOMITIENNE 34537 BEZIERS CEDEX 04.67.28.84.60 29 RUE FOCH 34961 MONTPELLIER CEDEX 2 04.67.60.61.33 LA VERUNE 30630 CORNILLON 04.66.82.20.66 14 ROUTE DE BEAUCAIRE 30127 BELLEGARDE 04.66.01.10.22 3 PLACE DU CASTELLAS 30540 MILHAUD 04.66.74.67.49 ROUTE DES PLAGES 30470 AIMARGUES 04.66.88.00.16 1B MONT D HAUSSEZ 30120 LE VIGAN 04.67.81.03.60 2 BOULEVARD MIRABEAU 30390 ARAMON 04.66.57.00.25 3 PLACE DU CASTELLAS 30540 MILHAUD 04.66.74.67.46 8 BOULEVARD LACOMBE 30202 BAGNOLS SUR CEZE 04.66.89.60.62 10 AVENUE ROLLIN 30140 ANDUZE 04.66.61.70.87 27 RUE NEUVE 30310 VERGEZE 04.66.35.01.07 9 B BOULEVARD LOUIS BLANC 30104 ALES CEDEX 04.66.52.41.03 AYROLLES Alain" BELLOC Bruno" BERNARD Olivier" DI PERSIO Sandra" DUCHAN Benoît" DUCHAN Olivier" ESCOBAR Jean-Pierre" GAUTIER Julie" AUDE HUC Jean-Philippe" POLI Nathalie" RAPINAT Olivier" RICOUR Guillem" RUFFIE Jacques" SAINTE-CLUQUE Cécile" SEGUY Pascale" SUDERIE Philippe" VIGNON Michel" DACCORD Benoît LOZERE DELHAL Dominique" VASSE Odilon" COURTY Jean-François" COURTY Jean-François" DOAT Xavier" DUPONT Jean-Louis" DURAND Sébastien" GARRIGUE François" PYRENEES/ ORIENTALES MORA Jean-Jacques" MOURRET Pauline" NICOLAS Philippe" PHILIPPE Hervé" SPITERI Jérôme" TAULERA Marie" WENGER Brice" CHEMIN DE LA PALME 11130 SIGEAN 04.68.40.45.45 2 RUE JB DE MAILLE 11494 CASTELNAUDARY CEDEX 04.68.94.49.00 36 B GRAND RUE 11500 QUILLAN 04.60.20.00.04 14 BOULEVARD DE LA REPUBLIQUE 11560 FLEURY 04.68.33.60.27 2 RUE DU COMMUNAL 11230 CHALABRE 04.68.69.20.08 2 RUE DU COMMUNAL 11230 CHALABRE 04.68.69.20.08 2 RUE JB DE MAILLE 11494 CASTELNAUDARY CEDEX 04.68.94.49.00 2 B RUE LITTRE 11104 NARBONNE CEDEX 04.68.32.85.00 2 RUE JB DE MAILLE 11494 CASTELNAUDARY CEDEX 04.68.94.49.00 11 RUE AIME RAMOND 11003 CARCASSONNE CEDEX 04.68.11.47.30 2 B RUE LITTRE 11104 NARBONNE CEDEX 04.68.32.85.00 CHEMIN DE LA PALME 11130 SIGEAN 04.65.40.59.20 16 RUE DE LA GOUTINE 11300 LIMOUX 04.68.31.40.16 11 ET 13 BOULEVARD GAMBETTA 11103 NARBONNE CEDEX 04.68.90.20.00 1 AVENUE DE LA GINESTO 11120 GINESTAS 04.68.46.12.11 2 RUE JB DE MAILLE 11494 CASTELNAUDARY CEDEX 04.68.94.49.00 29 B BOULEVARD MARCOU 11003 CARCASSONNE CEDEX 04.68.11.26.80 9 AVENUE DU LOT 48500 LA CANOURGUE 04.66.32.80.02 17 BOULEVARD GUERIN D APCHER 48200 ST CHELY D APCHER 04.66.31.00.03 2 BIS QUAI DU LANGOUYROU 48300 LANGOGNE CEDEX 04.66.69.05.60 ROUTE DE COLLIOURE 66704 ARGELES SUR MER CEDEX 04.68.95.36.00 ROUTE DE COLLIOURE 66704 ARGELES SUR MER CEDEX 04.68.95.36.00 ROUTE DE COLLIOURE 66704 ARGELES SUR MER CEDEX 04.68.95.36.00 1 RUE DES ABREUVOIRS 66026 PERPIGNAN 04.68.34.27.55 3 AVENUE DU GENERAL DE GAULLE 66650 BANYULS SUR MER 04.68.82.26.29 22 AVENUE ALZINE RODONE 66150 ARLES SUR TECH 04.68.39.10.02 21 AVENUE DU PLA DE LAS FOURQUES 66190 COLLIOURE 04.68.82.04.90 6 BOULEVARD JF KENNEDY 66000 PERPIGNAN 04.68.67.42.20 2BIS AVENUE DU GENERAL DE GAULLE 66220 ST PAUL DE FENOUILLET 04.68.59.00.05 ROUTE DE COLLIOURE 66704 ARGELES SUR MER CEDEX 04.68.95.36.00 5 AVENUE DU GENERAL DE GAULLE 66000 PERPIGNAN 04.68.34.71.85 10 RUE DES AUGUSTINS 66026 PERPIGNAN CEDEX 04.68.34.94.77 9 PLACE DE LA REPUBLIQUE 66301 THUIR CEDEX 04.68.53.04.44
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